a property sells for $185,000. the buyer assumes an existing first mortgage of $103,225 with the seller taking back a purchase money mortgage of $50,000. how much are the doc. stamps on the deed?

The portion that would not be part of an investment portfolio is : ( C ) a saving account

The situation that  is a good reason to have a financial reserve that's larger than normal is: A. Having a large monthly car payment.

1. Option C, a saving account, would not be part of an investment portfolio as it is a basic bank account that offers low interest rates and is typically used for saving money rather than investing.

The other options, A, B, and D, are all investment options that can be included in an investment portfolio

2. Having a large monthly car payment is a situation that would warrant having a financial reserve that's larger than normal. This is because the car payment is a fixed expense that must be paid every month, and in the event of a financial emergency or unexpected expense, having a larger financial reserve can provide a cushion and prevent defaulting on the car payment.

It is always a good idea to have a financial reserve that can cover at least three to six months of expenses, regardless of the specific situation.

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Milan Company will pay a total of $22,084.85 in interest in Year 1 if bond interest is paid semiannually on June 30 and December 31.

Face value, also known as par value or nominal value, is the value stated on a financial instrument such as a bond, stock, or currency, that indicates the amount of the investment. It is the principal amount that the issuer of the financial instrument promises to pay back to the investor at the maturity date.

If the bond interest is paid annually on December 31, then the total amount of interest that Milan Company will pay in Year 1 can be calculated as follows:

Total interest = Face value of bonds x Stated interest rate

Total interest = $237,000 x 9% = $21,330

Therefore, Milan Company will pay a total of $21,330 in interest in Year 1 if bond interest is paid annually on December 31.

If the bond interest is paid semiannually on June 30 and December 31, then the total amount of interest that Milan Company will pay in Year 1 can be calculated as follows:

First six months:

Interest = Face value of bonds x Stated interest rate x Time period

Interest = $237,000 x 9% x (6/12) = $10,665

Last six months:

Interest = (Face value of bonds + Accrued interest from first six months) x Stated interest rate x Time period

Accrued interest from first six months = $10,665

Interest = ($237,000 + $10,665) x 9% x (6/12)

= $11,419.85

Total interest for the year = Interest for the first six months + Interest for the last six months

Total interest = $10,665 + $11,419.85

= $22,084.85

Therefore, Milan Company will pay a total of $22,084.85 in interest in Year 1 if bond interest is paid semiannually on June 30 and December 31.

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Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

Answer:

free points ezzzzz

Explanation:

Answer:

Cash: 7,11,19,12

A/R: 11,19

Early childhood development is reliant on interpersonal interactions, and these interactions have an effect that goes beyond the early child's life, influencing future learning and development at the cognitive, linguistic, socioemotional, and physical levels.

The care provided will support the child's best growth pathways, promoting their future participation in society and optimal functioning. Caregivers who are conscientious and recognize the importance of their contacts with the kid in the early years of life.

According to Bronfenbrenner and Evans, children learn and develop as a result of their interactions with their surroundings. Also widely known and supported by the results of epigenetic studies is the impact of early experiences on the structure and operation of the brain.

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Hi! I'd be happy to help with your question. Double counting in the value-added approach to GDP statistics is avoided by summing up the value added at each stage of production for all goods and services in the economy.

This method ensures that each stage of production is accounted for only once, preventing the overestimation of GDP. Here's a step-by-step explanation:

1. Identify each stage of production for goods and services in the economy.
2. Calculate the value added at each stage by subtracting the cost of intermediate goods from the market value of the output at that stage.

3. Sum up the value added at each stage of production for all goods and services.
4. The total value added across all stages of production is the GDP using the value-added approach, which avoids double counting.

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Explanation:

SUB-TOTAL:

The total for a part of a list of numbers being summed.

TOTAL:

An amount obtained by addition of smaller amounts.

Answer:

subtotal is all the different parts being added together from different list.

total is the all items being added together plus tax.

Explanation:

The answer to the question is when the unrecognized net gain or loss is originated from pension costs.

The balance of the unrecognized net gain or loss account is subject to amortization when the gain or loss is originated from pension costs. Amortization is the process of expensing the cost of an intangible asset over the asset's useful life. Therefore, the answer to the question "when is the balance of the unrecognized net gain or loss account subject to amortization?" is when the unrecognized net gain or loss is originated from pension costs. Here is a brief overview of the given terms: Balance: Balance refers to the difference between credits and debits in an account and is calculated by subtracting the sum of debits from the sum of credits.Unrecognized net gain: Unrecognized net gain refers to a situation in which a company incurs a financial gain that has not yet been realized or recorded.Loss account subject: The loss account subject refers to the losses that businesses sustain when their total costs exceed their revenues. Amortization: Amortization is an accounting method that spreads the expense of an intangible asset over the asset's useful life.

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Answer: Any country that considers 16 to be an adult - like lots of places in Europe and maybe even Mexico, Brazil etc

Explanation: however, I would not do it at 16 - your face and body will change a lot ! I used to want to have a breast augmentation when I was 18 because I got picked on a lot for having small breasts. Now I am a DD and am beyond happy I didn’t get the augmentation. I would wait till at least your earlier 20’s or so!

Hoped this helped a little bit

The three arguments made to support a balanced budget amendment in the above-mentioned sentences are as follows:1. The U.S. federal deficit has hit $1 trillion, which is not sustainable.2. Wisconsin families know that overspending is not sustainable.

3. The idea of racking up credit cards to the max, adding tens of thousands in car loans, a hefty mortgage we can’t afford, and then expecting grandchildren to pay it all back is unreasonable. The direct counter-arguments to the three arguments identified above by those who oppose a balanced budget amendment are as follows:

1. Opponents of a balanced budget amendment argue that sometimes, governments must spend more than they collect in taxes to avoid a recession. For example, during the COVID-19 pandemic, the United States provided stimulus checks and implemented economic stimulus packages to prevent a deeper recession.

2. Opponents argue that a balanced budget amendment would make it challenging to address national crises, such as natural disasters, economic downturns, or public health crises, which require significant spending.

3. Opponents argue that the Constitution already provides the necessary mechanisms for a balanced budget by authorizing Congress to regulate commerce, levy taxes, and borrow money on the credit of the United States.

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Answer:

Risk can be thought of as the possibility of incurring a loss.

Explanation:

Loss.

A SWOT analysis considers the firm's key resources and capabilities, environmental opportunities that match internal strengths, possible future conditions the firm may face and the actions of competitors. (Option A,B,C and D).

SWOT analysis is a strategic planning tool used to evaluate an organization's strengths, weaknesses, opportunities and threats.

Finally, key essentials of SWOT analysis are:

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Answer: It's B. Environment opportunities that match internal strengths

Answer:

$1,000

Explanation:

Number of shares bought 100 shares

Buying price = $30

Selling price= $40

The total profit will be total sales - total buying costs

=($40 x 100) -($30 x 100)

=$4,000 - $3,000

=$1,000

While making sales call, visualizing your product or service fulfilling a need will help in value proposition.

A value proposition is the value that a company promises to provide to customers if they purchase their product. A value proposition is an important component of a company's overall marketing strategy. The value proposition is a statement or declaration of intent that introduces a company's brand to consumers by explaining what the company stands for, how it operates, and why it deserves their business.

A value proposition is a business or marketing statement used by a company to summarize why a customer should buy a product or use a service. This statement, if written persuasively, persuades a potential customer that one of the company's products or services will add more value or solve a problem for them than other similar offerings will.

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Walter needs $482 in urgent, and his credit card has a cash advance fee of 3.4%. Hence, his advance fees would be 3.4% of $482 which is $16.39.

A cash advance is a loan that your credit card company provides. When you obtain a cash advance, you are borrowing funds from the available credit on your credit card. This loan must be repaid, and the amount transferred cannot be greater than the balance that is currently available on your credit card.

When you take out a cash advance, especially one for a sizable sum, your utilization rate may rise, which could lower your credit score. One of the risks of credit card cash advances is a lower credit score. Cash advance grace periods do not exist.

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Answer:

Ground Water Contamination

Explanation:

I'll be honest I'm not 100% sure.

An Anthony pays less in taxes throughout the year, even if it means a lower refund when he files his 2022 return, he can consider the following options:

1. Adjusting his tax withholding: Anthony can update his W-4 form with his employer to have less tax withheld from his paycheck each pay period. By doing so, he will have more take-home pay throughout the year, but it may result in a lower refund when he files his tax return.

2. Contributing to a retirement account: Anthony can contribute to a retirement account such as a traditional IRA or a 401(k). By doing so, he can reduce his taxable income, which would lower his overall tax liability. This can be beneficial both in reducing his tax burden and helping him save for retirement.

3. Itemizing deductions: Although Anthony claimed the standard deduction in 2021, he can consider itemizing deductions in 2022 if he has significant eligible expenses.

This could include expenses such as mortgage interest, property taxes, medical expenses, or charitable contributions. Itemizing deductions may result in a lower taxable income and potentially reduce his overall tax liability.

4. Utilizing tax credits: While Anthony mentioned he didn't have any deductions or credits in 2021, he should explore if he qualifies for any tax credits in 2022. Tax credits directly reduce the amount of tax owed and can result in significant savings. Some common tax credits include the Child Tax Credit, Earned Income Tax Credit, and Education Credits.

It's important for Anthony to evaluate each option carefully and consider consulting with a tax professional to determine the best strategy based on his specific circumstances. Remember, the goal is to pay less in taxes throughout the year, but it may result in a lower refund when he files his 2022 tax return.

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The demand for a particular brand of car, like a Chevrolet, is likely to be less price-elastic than the demand for all cars.

Price elasticity of demand measures the responsiveness of quantity demanded to a change in price. If a small change in price results in a large change in quantity demanded, demand is said to be elastic. If a change in price has little effect on quantity demanded, demand is said to be inelastic. When consumers have a strong preference for a particular brand, they may be less likely to switch to a substitute brand if the price of the preferred brand increases. This means that the demand for a particular brand of car may be less sensitive to changes in price than the overall demand for all cars, which includes all brands and allows for more substitution among them. In addition, some consumers may be willing to pay a premium for a particular brand based on factors such as reputation, perceived quality, and loyalty to the brand. This also reduces the price elasticity of demand for that brand.

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Overreliance on a single trading partner, like the United States, is problematic for Canada due to vulnerability to economic shocks, limited market diversification, and weakened negotiating power.

Relying heavily on the United States exposes Canada to economic risks, as any downturn or policy changes in the US can negatively impact Canada's economy.

Moreover, depending on one trading partner limits Canada's ability to explore new markets and tap into opportunities for growth. Diversification mitigates these risks by reducing dependence on a single partner, expanding market exploration, and enhancing resilience.

It also allows Canada to negotiate better trade agreements and terms of trade, strengthening its position in the global market.

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The advantage that will be provided to the organization is flexible budgeting allows for adjustments throughout the year based on volume. Flexible budgets do not necessarily involve longer budget cycles or more participation by staff. Flexible budgeting has no effect on reimbursement policies.

A flexible budget is a budget that adapts to the activity and quantity of a company. Unlike static budgets, which do not change from the amount set when the budget was created, flexible budgets continue to be "flexible" as a company's costs fluctuate.

No matter what happens to the business environment, the numbers do not change throughout the year. Flexible budgets, on the other hand, are a set of budgets created for different levels of activity, income, and expenses.

A flexible budget is adjusted based on changes in actual income and other activities. The result is a budget that is fairly closely matched to the actual result. This approach differs from the more general static budget, which includes only fixed spending that does not change with actual income.

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Pyramid schemes posing as multi-level marketing businesses by claiming to have been in the business of selling goods to customers.

In a "pyramid" scheme, participants try to gain money purely by recruiting new members, typically if the recruiter guarantees a high return in a short amount of time.

There is no actual sale of merchandise or service; and. Fresh student recruitment is the main focus.

Instead of offering investments or making sales of goods, a pyramid scheme gathers members by promising income or services in exchange for bringing people into the plan.

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The qualities, skills, and abilities which workers in this career cluster need are:

According to the given question, we are meant to show the abilities, skills which workers that were displayed on video needs to have if they are to thrive in their chosen profession.

As a result of this, we can see that the workers in this particular career cluster needs communication skills, emotional intelligence and ability to be comfortable in an office setting.

Therefore, the correct answers are options B, E and F

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Answer:

B.E.F

Explanation:

Answer: I think it’s D The sales team is the voice of an organization, so there should be no scope for misinformation.

Explanation: They should be in constant communication so misinformation can be stopped.

Answer:

I agree with the first person's answer, D.

Explanation:

I have the same question on PLATO and it's the only one that is positive regarding communication importance. All of the other ones are making the company and/or employees seem unprofessional or irresponsible.

Considering the situation described above, Robert and Joan are having "a dilemma."

This is because a dilemma is a situation whereby individuals are having a problem in choosing a choice between two or more options, particularly when both ones are equally desirable or undesirable.

In this case, both Robert and Joan have a dilemma choosing whether they should stay or leave for Japan.

Both options have their advantages and disadvantages. Thus, it is difficult for them to choose one particular alternative easily.

Hence, in this case, it is concluded that a dilemma can make people take more time before deciding.

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As an account manager creating a search ad, it is important to create an inviting and relevant ad that will motivate users to click on it. There are two ways to achieve this: 1. Feature a relevant headline - The headline of the ad should be catchy and relevant to the user's search query. It should clearly convey the message of what the user can expect from clicking on the ad. A relevant headline will not only grab the user's attention but also increase the chances of them clicking on the ad.

Option A is correct

2. Include a current promotion - Users are always looking for ways to save money. By including a current promotion in the ad, the account manager can motivate users to click on the ad. The promotion could be a discount, free trial, or any other incentive that would encourage users to take action. Listing the ad at the bottom of the search results or increasing the font size may not necessarily motivate users to click on the ad. The placement of the ad on the search results page does not matter as much as the relevance and value it provides to the user. Similarly, increasing the font size may make the ad more visible but it does not guarantee that users will click on it.

In summary, featuring a relevant headline and including a current promotion are two effective ways for the account manager to create an ad that will motivate users to click on it.

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Review of ratings & the 80/20 Rule

Rate Review and the 80/20 rule are two tools provided by the health care law to hold insurance companies accountable and assist in limiting costs.

Review of Rate

You are better protected from arbitrary rate increases thanks to Rate Review. Any rate increase of 15% or more must now be disclosed publicly by insurance firms before your premium is increased. Plans that are grandfathered in are exempt from this.

To view the planned and actual rate increases for your insurance plan, look it up online.

80/20 Rule

According to the 80/20 Rule, insurance firms must spend at least 80% of the premium revenue they receive on healthcare expenses and quality-improvement initiatives. Costs for administration, overhead, and marketing can be covered by the remaining 20%.

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The decision to buy our wedding bands from Finch Jewelers is based on their proven track record of exceptional customer service.

Finch Jewelers has consistently been ranked as the number one jewelry store for customer service over the past five years. Due to their outstanding reputation, the decision has been made to purchase our wedding bands from there. This choice is based on the assumption that their exceptional customer service will enhance our overall experience and ensure our satisfaction.

By choosing Finch Jewelers, we can expect a variety of benefits. Their highly skilled and knowledgeable staff will be able to guide us through the selection process, providing personalized recommendations and answering any questions we may have. Their commitment to customer satisfaction means that they will go above and beyond to address any concerns or issues that may arise, ensuring that we are completely satisfied with our purchase.

In addition, Finch Jewelers' stellar customer service is likely to extend beyond the initial purchase. They may offer services such as ring resizing, cleaning, and maintenance, which can help to ensure that our wedding bands remain in excellent condition for years to come.

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