A security makes an annual payment of $1.4 forever. The appropriate discount rate is 6% per year. Part 1 - Attempt 1/1 What is the present value of this security if the first payment is made one year from now? 23.3 Saved Save Part 2 Attempt 1/1 What is the present value of this security if the first payment is made three years from now?

Answers

Answer 1

The present value of the security, if the first payment is made one year from now is $23.33.

the present value of the security, if the first payment is made three years from now, is $1.1758.

To calculate the present value of the security, we can use the formula for the present value of a perpetuity:

PV = Payment / Discount Rate

Given:

Payment = $1.4

Discount Rate = 6% = 0.06

Part 1: If the first payment is made one year from now, we can calculate the present value as follows:

PV = $1.4 / 0.06 = $23.33 (rounded to two decimal places)

Therefore, the present value of the security, if the first payment is made one year from now, is approximately $23.33.

Part 2: If the first payment is made three years from now, we need to discount the payment back to its present value. The present value can be calculated using the formula:

PV = Payment / (1 + Discount Rate)^n

where n is the number of years.

In this case, n = 3, so we have:

PV = $1.4 / (1 + 0.06)^3

Calculating the values:

PV = $1.4 / (1.06)^3

PV = $1.4 / 1.191016

PV = $1.1758 (rounded to four decimal places)

Therefore, the present value of the security, if the first payment is made three years from now, is approximately $1.1758.

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Related Questions

Scenario 4:
You just got the keys to your first apartment. You also have a new credit card with a $4,000 limit and you use it to
furish your new place. Before you know it, you've bought a TV, a couch and a dining room table. When you get the credit card bill, you realize you’ve spent your full credit limit of $4,000.
the credit card bill, you realize you've spent your full credit limit of $4,000.
Does your credit score go up or down?
Why does it go up or down?
If your score goes down, how can you fix it?

Answers

Answer:

Explanation:

Scenario 1:

You want to purchase a new vehicle and you have your heart set on a brand new SUV. You take out a loan to pay for the car, but after six months you begin to fall behind on payments and incur late fees.

1. Does your credit score go up or down?

   Your Credit Card score will go down.

2. Why does it go up or down?

   It went down because you were late on your payments.

3. If your score goes down, how can you fix it?

   Pay your payments on time.

Scenario 2:

You’ve been eager to buy a new cell phone for months, and now you’re ready to make it happen. You use your credit card to purchase the phone and you set up automatic billing to pay the monthly expenses. At the end of each month, you pay the credit card bill in full.

1. Does your credit score go up or down?

   It goes up.

2. Why does it go up or down?

   You pay your bills on time.

3. If your score goes down, how can you fix it?

   It doesn't go down.

Scenario 3:

Your first semester of college, you take out a small loan to help pay for books. Despite being busy, you get a part time job. Although you don’t have to pay your loan back until you graduate, you’ve saved enough by the end of the semester and you will pay off the loan in full.

1. Does your credit score go up or down?

   Your score will go up.

2. Why does it go up or down?

   You will pay the loan back in full.

3. If your score goes down, how can you fix it?

   It doesn't go down.

The credit score of the person is going to go down because it would mean that they have no credit left.

What is a credit score?

This is a score that tells how a person is performing based on the credit that they apply for from financial services.

The credit score is going to go down because it would mean that they would be needing more credit.

If the score goes down the best way to make it rise is by making payments on time for the credit collected.

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andy promises opie that he will give opie $25,000 upon his graduation from college at mayberry u. how much must andy invest today to make good on his promise, if opie is expected to graduate in 18 years, and andy can earn 6% on his money?

Answers

Andy required to invest $8758.60 today for 18 years, to make good on his promise to Opie that he will give Opie $25,000 upon his graduation from college at Mayberry.

What is PV in the FV function?

Present Value (PV) is a financial function that determines the worth of a loan or investment at a fixed interest rate. Mortgages and other loans with fixed monthly or annual payments, as well as investments whose value lies in the future, both lend themselves well to PV. To calculate the present value, we discount the future value by the interest rate we could get if we invested the money now. Present value shows you how much you'd need to invest today to get a certain amount of future income, whereas future value informs you what the investment would be worth in the future.

PV = FV/(1+r)ⁿ

Where, PV is the present value

FV is future value

r is rate of return

n is number of years to maturity

PV = 25000/(1+0.06)¹⁸

     = 25000/2.854339

     = 8758.595

     = 8758.60

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In completion of these course, you should be able to articulate and provide evidence of meeting the course outcomes.review the syllabus and tracking calendar and list all of the course outcomes for this course

Answers

I can provide a three-paragraph response that will include the required terms. In this course, students should be able to demonstrate their knowledge and understanding of the course outcomes through their work and assignments. To do this, students should review the syllabus and tracking calendar to ensure they are aware of the course outcomes and how they will be assessed.

The course outcomes for this course include: understanding the fundamental principles of the subject matter, applying critical thinking skills to analyze and evaluate course materials, and communicating effectively in written and oral formats. Other course outcomes include the ability to work collaboratively with others, apply ethical principles to decision-making, and use technology effectively to gather and analyze data.

To articulate and provide evidence of meeting these course outcomes, students should be able to demonstrate their understanding of the concepts covered in the course, analyze and evaluate course materials in a thoughtful and critical manner, and effectively communicate their ideas in writing and verbally. Students should also be able to work effectively with others, make ethical decisions based on sound principles, and use technology to gather and analyze data in a meaningful way.

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is Jesus real? i'm so confused even though i am a Christian, i still don't believe that jesus is real

Answers

Answer:

i dont see any proof so nope he aint real

Explanation:

Answer:

Jesus is real

Explanation:

He is the son of the lord, and died for your sins. It's also been scientifically proven that he is real How could he not be real.

Evelyn has $727.29 in her checking account. she must maintain a $500 balance to avoid a fee. she wrote a check for $248.50 today. write and solve an inequality that would be used for the least amount of money she needs to deposit to avoid a fee.

Answers

Inequality is

727.29-248.50+x>500

x=how much she needs to deposit

478.79+x>500

subtract 478.79 from both sides

x>21.21

She need deposit  $21.21.

A deposit is cash you put into your financial institution account. You must deposit cash in a bank to create financial savings and earn interest on it. A call for deposit is made for budget you can withdraw whenever. A time deposit is an extended-time period investment. A deposit may also be the collateral amount you pay while you're taking on a loan.

A deposit is a amount of money that's a part of the overall price of something, and which you pay while you agree to shop for it.

traditionally, there are four varieties of bank deposits in India, which can be - modern Account, routine Deposits, savings accounts, and stuck Deposit bills. every type has its advantages.

within this class, there are three principal forms of demand deposits: (1) checking debts, (2) financial savings debts, and (three) cash marketplace money owed (we will go into these in greater element later). Time deposits: on every occasion a bank deposit comes with a hard and fast charge and time period, it's considered a time deposit.

A deposit is a amount of money that you pay while you e book a room at a resort or visitor residence. the amount is taken off your final bill while you leave. most motel owners ask for a deposit to verify a reservation.

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Answer:

Inequality is

727.29-248.50+x>500

x=how much she needs to deposit

478.79+x>500

subtract 478.79 from both sides

x>21.21

She need deposit  $21.21.

Explanation:

WILL MARK BRAINLIEST

Etiquette Inc. earns $150,000 as income from services in a particular accounting period. The company's operating expenses for this period are
$35,000. What is the company's net income?

The net income Etiquette Inc. earns is $______.

Answers

Answer:

$115,000

Explanation:

150,000-35,000

how can an implied agency arise in tennessee?

Answers

In Tennessee, an implied agency can arise when the actions of the principal lead a third party to reasonably believe that the agent has been authorized to act on behalf of the principal, even if no formal agreement has been made between the principal and the agent.

This type of agency is known as an "agency by estoppel" and arises when the principal has created an appearance of agency by words or conduct, and a third party relies on this appearance to their detriment.

For example, if a principal regularly allows an individual to act on their behalf and the third party believes that the individual is authorized to act as the principal's agent, an agency relationship may be established through the actions of the principal. The principal may be estopped from denying the agency relationship even if no formal agreement was made.

In order to prove an implied agency relationship in Tennessee, the third party must show that the principal's actions created a reasonable belief that the agent was authorized to act on their behalf and that the third party relied on this belief to their detriment.

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Factors of production are: the laws that regulate manufacturers. the technological innovations available to companies. the resources used to create output. the waste left over after goods are produced.

Answers

Answer:

the resources used to create output.

Explanation:

Factors of production are the resources used to create output.

They include :

Land : land is all natural resources used in the production process.

Capital - Capital includes all man made resources used in the production process

Labor : all human effort expended in the production process

Entrepreneurship : organizes all other factors of production

the largest share of total u.s. advertising expenditures is for:

Answers

The largest share of total U.S. advertising expenditures is for digital advertising. In recent years, digital advertising has surpassed traditional advertising mediums such as television and print  accounting for more than 50% of total ad spending in the U.S. This shift towards digital advertising can be attributed to the increasing use of technology and online platforms for marketing and advertising purposes.
The largest share of total U.S. advertising expenditures is for television. TV advertising typically accounts for the biggest portion of ad budgets due to its wide reach and ability to effectively convey messages to a mass audience.

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industries in which revenue management techniques are easiest to apply are those where:

Answers

Industries in which revenue management techniques are easiest to apply are those where there is a high degree of variability in demand and supply, such as the hospitality industry (hotels, airlines, car rentals), sports and entertainment, transportation (trucking, shipping), and retail (online and brick-and-mortar).

Industries in which revenue management techniques are easiest to apply are those where there is a high degree of variability in demand and supply, such as the hospitality industry (hotels, airlines, car rentals), sports and entertainment, transportation (trucking, shipping), and retail (online and brick-and-mortar). These industries have perishable inventory, limited capacity, and high fixed costs, making it important to maximize revenue by pricing and allocating inventory effectively. Additionally, industries that have access to large amounts of data and sophisticated technology, such as e-commerce and online advertising, are also well-suited for revenue management techniques.

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How can public health decrease the economic impact on health care?

Answers

Answer:

First, healthier people are more economically productive. Better health also leads to an increase in savings rates—because healthier people expect to live longer and are naturally more concerned with their future financial needs. Another bridge between health and the economy is education.

Explanation:

what are the right questions to ask to understand a business model

Answers

Answer:

What problem are you solving?

Is there a true need? Or will you need to differentiate yourself?

Why is the problem important?

What is your solution?

There are many different ways interviews can be conducted, including face-to-face, distance, group, and performance . Which style would you prefer the most? Why? Which style would you prefer the least? Why? << Read Less

Answers

Personally I would want a face-to-face interview. This is because of many factors. When you are in person you tend to absorb more information about the person. Scientifically speaking, you smell, see, and hear the person you are interviewing or being interviewed by, which proves that you know more about them. You also can interact better because of no physical distance, glitching, and or interruption. The style l least prefer is group interviews. This is because of how many people consist of the group. It could be from 2-1,000,000 and it still would make things harder. Individual interviewing let’s you learn more about the person in particular rather than juggling a entire group of mixed personalities. Add more and maybe put more detail and you have a outstanding essay. Or opinion. Depends on what you wanted. Have a great day!

Dan bought a hotel for $2,600,000 in january 2011. in may 2015, he died and left the hotel to ed. while dan owned the hotel, he deducted $289,000 of cost recovery. the fair market value in may 2015 was $2,800,000. the fair market value six months later was $2,850,000.
a. what is the basis of the property to ed?

Answers

Answer:

$2,800,000

Explanation:

Given that

Purchased a hotel for $2,600,000

The Deducted amount is $289,000

Fair market value in may 2015 is $2,800,000

Six months later, its value is $2,850,000

Based on the above information,

The computation of the basis of the property to ed is shown below:

It should be equivalent to the fair market value i.e. $2,800,000 and hence, the same is to be considered

All other values should be ignored

why might it not be in the best interests of a company to offer very high wages?

Answers

Offering very high wages may not be in the best interests of a company for several reasons:

Increased Costs: High wages can significantly increase labor costs for a company. This can negatively impact profitability, especially if the company operates in a highly competitive industry with narrow profit margins. It may become financially unsustainable to maintain high wage levels without corresponding increases in productivity or revenue.

Reduced Profit Margins: High wages can lead to lower profit margins if the increased labor costs are not offset by increased productivity or efficiency gains. This can make it challenging for the company to remain competitive and invest in other areas such as research and development, marketing, or expansion.

Negative Impact on Employee Morale: Offering very high wages to a few employees while others receive lower wages can create internal conflicts and lower employee morale. It may lead to feelings of inequity and demotivation among those receiving lower wages, which can harm teamwork, collaboration, and overall employee satisfaction.

Inefficient Allocation of Resources: Very high wages may attract employees primarily motivated by monetary compensation rather than genuine interest or commitment to the company's goals. This can result in an inefficient allocation of resources, as employees may not be fully engaged or aligned with the company's mission, leading to lower productivity and suboptimal performance.

Market Distortion: Offering exceptionally high wages can distort the labor market by creating wage inflation and attracting talent away from other companies. This can create an unsustainable environment where wages become inflated beyond what the market can support, leading to potential economic imbalances.

It's important for companies to strike a balance between offering competitive wages to attract and retain talent while ensuring financial sustainability and aligning compensation with market norms and company objectives.

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This type of executive retirement plan is unfunded and can be issued upon retirement, termination, or death, but the assets must be released to creditors if the company files for insolvency or bankruptcy. (Rabbi Trusts)
A. Employee-owned annuities
B. Secular trusts
C. Rabbi trusts
D. Corporate-owned life insurance

Answers

The type of executive retirement plan described, which is unfunded and subject to the release of assets to creditors in case of insolvency or bankruptcy, is known as Rabbi trusts.

Rabbi trusts are commonly used for nonqualified deferred compensation plans. These trusts hold assets designated for executive retirement benefits but are outside the control of the executive and the company. While the assets in a Rabbi trust are available to the executive upon retirement, termination, or death, they are also subject to potential creditor claims in the event of the company's insolvency or bankruptcy. This arrangement provides a level of security for executives while still allowing the assets to be potentially reached by creditors in case of financial distress. Therefore, the correct option is (C) Rabbi trusts.

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Gerhard needs to calculate the potential market share or his business. In the area he is targeting, there are 2500 potential customers and their average annual income is R84000 per unit. He estimates that each of these customers will spend 2. 5% of their income on his product. He intends to obtain 3% of the total market. Gerhard needs to calculate his potential market share, show ALL calculation

Answers

To calculate Gerhard's potential market share, we need to follow these steps:

Step 1: Determine the total market size.

The total market size can be calculated by multiplying the number of potential customers by their average annual income per unit.

Total market size = Number of potential customers × Average annual income per unit

Total market size = 2500 customers × R84000

Step 2: Calculate the total spending potential of the market.

The total spending potential of the market is calculated by multiplying the total market size by the percentage of income that customers are estimated to spend on Gerhard's product.

Total spending potential = Total market size × Percentage of income spent

Total spending potential = (2500 customers × R84000) × 2.5%

Step 3: Calculate Gerhard's potential market share.

Gerhard's potential market share is determined by multiplying the total spending potential by the percentage of the market he intends to obtain.

Gerhard's potential market share = Total spending potential × Percentage of market share

Gerhard's potential market share = [(2500 customers × R84000) × 2.5%] × 3%

Now, you can plug in the values and perform the calculations to find the actual numbers.

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the various departments of an organization (e.g., human resources, accounting, public relations) all represent

Answers

The various departments of an organization, such as human resources, accounting, and public relations, all represent different functional areas or disciplines within the organization.

Human resources department focuses on managing the organization's workforce, including hiring, training, performance management, and employee relations. It plays a crucial role in ensuring the organization has the right talent and maintaining a positive work environment.

Accounting department is responsible for managing the organization's financial resources, including financial reporting, budgeting, and ensuring compliance with financial regulations. It provides financial information that supports decision-making and helps monitor the organization's financial health.

Public relations department is involved in managing the organization's communication and relationships with the public, media, stakeholders, and customers. It aims to build and maintain a positive image of the organization, handle crisis communications, and support marketing and branding efforts.

Overall, these departments represent different functional areas that collaborate and support each other to achieve the organization's goals and objectives. They bring unique expertise and skills to their respective areas, contributing to the organization's overall success and effectiveness.

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How important is money

Answers

Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

what are the disadvantages of international trade?
Suggest measures to minimize the disadvantages of international trade.

Answers

Answer:

It enables a country to obtain goods which it cannot produce or which it is not producing due to higher costs, by importing from other countries at lower costs. (iii) Specially Foreign trade leads to specialisation and encourages production of different goods in different countries.

Explanation:

inorder to minimize the disadvantage , there should be privacy maintainence in the intellectual property, there should be balanced in domestic and international trade. the over use of natural resources should be controlled. there should be proper checking of the good and services before trading them inside country or in foreign country, etc

Steve has worked 36 hours this week at $10/hour. On his last shift of the week he clocks in at 8:05 am and takes his lunch at 11:53. He comes back from lunch at 12:35 and clocks out at 4:56. How much will Steve's Gross Pay be?

Answers

Answer:

$441.5

Explanation:

Hours already worked = 36 hours

Rate = $10 / day

Number of hours worked on last shift :

8:05 - 11:53 = 3 hours 48 minutes

12:35 - 4:56 = about 4 hours 21 minutes

Total hours (3 hours 48) + (4 hours 21 minutes). = 8 hours 9 minutes

Hence, total hours worked that week :

36 hours + 8hours 9 minutes

44 hours 9 minutes

Rate = $10 / hour

(44*$10) + (9/60 * $10)

$440 + $1.5

Gross pay = $441.5

The ability to interact, be responsible, persevere, be a team player, be motivated, and problem solve are examples of _______________ skills valued by employers.
a. Trade
b. Technical
c. Critical
d. Automatic

Answers

Your answers should be B. Technical

Answer:

b. Technical

Explanation:

The ability to interact, be responsible, persevere, be a team player, be motivated, and problem solve are examples of technical skills valued by employers.

is the management function that involves allocating resources, assigning tasks, and establishing procedures for accomplishing the organizational objectives.

Answers

Answer:

Organizing.

Explanation:

Organizing can be defined as a strategic process in which resources are assembled and human efforts are coordinated and then integrated into a unitary system so as to achieve organizational goals and specified objectives.

Generally, organising helps to create order in an organization by eliminating chaos, and work conflicts. Also, it enhances job specialization and responsibility sharing by creating an environment that is suitable for teamwork.

For example, the manager of a business firm that made two or more coordinators to take care of activities relating to registration and refreshment at an annual general meeting (AGM).

In conclusion, organizing is a management function and it's is largely dependent on allocating resources, assigning or delegating tasks to others, and establishing procedures (policies) for accomplishing the organizational objectives.

What is meeting the deductible?

Answers

Answer:

The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. ... Many plans pay for certain services, like a checkup or disease management programs, before you've met your deductible.

Which of the following is likely the lowest paid of the jobs listed?
A.
Retail clerk
B.
Car salesperson
C.
Desktop publisher
D.
Retail manager



I Need help ASAP

Answers

Answer:

I'm not sure but a desktop publisher or if not that a retail clerk

Answer:

A is the answer

Explanation:

under gasb standards which of the following would be considered an example of an intangible asset?
a) a lake located on city property
b) Water rights associated with the springs that supply the water to the lake
c) the city's irrigation system, which uses water from the lake
d) none of the above

Answers

Under GASB (Governmental Accounting Standards Board) standards, an intangible asset is a non-physical asset that lacks physical substance but holds value to the reporting entity.

Based on the options provided:

a) A lake located on city property would not be considered an intangible asset. It is a physical asset with a tangible presence.

b) Water rights associated with the springs that supply the water to the lake can be considered an intangible asset. Water rights represent legal entitlements or permissions to use water resources and hold value to the reporting entity.

c) The city's irrigation system, which uses water from the lake, would generally be considered a tangible asset. It is a physical system that can be touched and seen.

Therefore, based on the options given, the correct answer would be

b) Water rights associated with the springs that supply the water to the lake,

as this represents an example of an intangible asset under GASB standards.

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Which of the following are essential questions that strategic leaders need to consider to increase the probability of entering an industry successfully? (Check all that apply.)
Multiple select question.
When to enter?
Who are the players?
How to enter?
What type of entry should be made?
Why is it important to study the external environment?

Answers

The essential questions that strategic leaders need to consider to increase the probability of entering an industry successfully are

a) When to enter?

b) Who are the players?

c) How to enter?

d) What type of entry should be made?

It's essential to ask yourself the right questions in order to increase the probability of success when entering into an industry.

When it comes to entering a new industry, strategic leaders have many important questions to consider.

The main questions are when to enter, who the players are, how to enter, and what type of entry should be made. By carefully considering each of these questions, leaders can increase their chances of entering the industry successfully.

These questions help in forming proper strategies for entering into an industry.

Knowing the answers to these questions is key to setting up a successful venture into the industry.

The question will correctly be written as:

Which of the following are essential questions that strategic leaders need to consider to increase the probability of entering an industry successfully? (Check all that apply.)

Multiple select question.

a) When to enter?

b) Who are the players?

c) How to enter?

d) What type of entry should be made?

e) Why is it important to study the external environment?

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What type of résumé is most often used by someone who is changing careers or who has gaps in his or her employment history?.

Answers

When a person is seeking a career change, or has gaps in their employment history, they should use a functional resume.

What is a functional resume?

This is a type that is designed in such a way as to cater for the needs of those who are changing careers.

It is also useful for those use have gaps in their employment history, or are looking to join the workforce.

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Which technology are retailers using to identify shoppers as they enter a store to allow store staff to customize the shopper’s buying experience?

Answers

Facial recognition technology are retailers using to identify shoppers as they enter a store to allow store staff to customize the shopper’s buying experience.

Who is said to be retailers?

Typically, retailers would purchase products from a producer, wholesaler, or other distributor and resale them to the general public. Small, family-run pharmacies or your neighborhood grocery shop can buy from the same outlets or from smaller suppliers, unlike large merchants like Walmart and Target which buy products in bulk from producers or wholesalers.

In either case, the merchant charges the customer a markup (the distinction between the product's purchase price and resale price) for such things. Retailers achieve profitability in this way.

Retailers must be set up to sell to customers directly in some way. Making decisions regarding physical and digital venues as well as how to sell things and engage with customers are all part of this.

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What is true concerning the traditional role of a project manager (PM) and a Scrum master (SM)? (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer.) check all that apply
a The SM has direct authority over the work.
b The SM is much more dominant than a PM.
c The PM develops the project plan.
d The SM facilitates the scrum process and resolves impediments at the team and organizational levels.
e The SM is more of a coach than a manager.

Answers

Answer:

The correct options are c, d, and e.