When the growth rate of dividends is higher than the investor's needed rate of return, but as time goes on, it begins to decline and stabilize at a lower rate of return, this is known as supernormal growth.
Year Dividend 1 $1 $2 (1+Growth rate) = $1.3 3 (1+Growth rate) = $1.69 4 (1+Growth rate) = $2.197 Terminal value = [Dividend for year 4*(1+Growth rate)]Growth rate / (Required return)
=[2.197*(1+0.065)]/(0.14-0.065)
=2.339805/0.075
=$31.1974
So, the current stock value equals the present value of future dividends and the final value.
=1/(1.14)+1.3/(1.14)^2+1.69/(1.14)^3+2.197/(1.14)^4+31.1974/(1.14)^4
=(1*0.877192982)+(1.3*0.769467528)+(1.69*0.674971516)+(2.197*0.592080277)+(31.1974*0.592080277)
that is equivalent to
=22.79 (about)
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what benefit dose a corporation have that a partnership and sole proprietorship do not
Answer:
An unlimited life spam
Explanation:
If your firm has an existence independent, it will continue to exist indefinitely unless it is legally disbanded. Limited liability prevents you from being held personally liable for their company's obligations or legal judgements. Shareholders were protected from legal responsibilities and debts by corporate entities.
cash paid to purchase long term investments would be reported
Cash paid for long-term investments is reported in the statement of cash flows under the investing activities section.
When a company purchases long-term investments, such as stocks or bonds, it needs to report the cash paid in its financial statements. This information is important for investors and stakeholders to understand the company's investment activities.
The cash paid for long-term investments is typically reported in the statement of cash flows, specifically in the investing activities section. The statement of cash flows provides information about the cash inflows and outflows from operating, investing, and financing activities.
The cash paid for long-term investments would be categorized as a cash outflow in the investing activities section. This means that it is considered a use of cash for the company.
It is important for companies to accurately report their cash flows to provide transparency and help users of financial statements make informed decisions.
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Money that you owe the Internal Revenue Service because you did not pay enough in over the year is known as a ________________.
Tax due
Tax return
Tax refund
Tax bill
Answer:
Tax due or tax bill any one of them
Pick an object in your house. Now come up with a new, innovative use for the object. You're going to come up with a marketing plan for your new product. Your plan must include the following parts: Identify your target market. Outline your strategy with specific steps you'll take.
Answer:
apple
Explanation: People will enjoy the apple, I will make commercials of people eating them so they get hungry.
Answer:
Youve heard of a water bottle well to be enviromentally friendly i came up with a new invention a ring dish out of a water botle youve seen the bracelets and jewlery but you havent seen a ring dish or a phone case they are enviromentally safe, scratch resistant, they are cute.
Explanation:
just a little idea i came up with\
how does the Competition Commission regulate competition in South Africa
Answer:
The commission can negotiate agreements with any regulatory authority to coordinate and harmonies the exercise of jurisdiction over competition matters within the relevant industry or sector, and ensure the consistent application of the principles of the act also, The Competition Commission (the Commission) is committed to promoting a competitive environment that is conducive to free flow of trade, efficiency and innovation that brings more choices and better quality and prices of goods and services to consumers.
Explanation:
article 9 of the code of ethics about written agreements requires realtors® to
Article 9 of the Code of Ethics about written agreements requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.
The National Association of Realtors has a code of ethics that each member must follow. The code of ethics serves as a guideline to ensure that members act professionally and ethically in their dealings with clients. One of the most important provisions in the Code of Ethics is Article 9, which relates to written agreements. Article 9 requires Realtors to make a reasonable effort to reduce their verbal agreements to writing.
This requirement is essential because it helps prevent misunderstandings between Realtors and their clients. By putting their agreements in writing, the parties can avoid confusion over what was agreed upon and have a clear record of their understanding if any disputes arise in the future. Realtors can create written agreements using standard forms approved by their local or state Realtor association or legal counsel. Therefore, Article 9 of the Code of Ethics requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.
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3. Which of the following would NOT be a factor that affects which products a retailer chooses
to select to offer in a store?
A. Local customer preferences
B. Manufacturer incentives
C. Employee preferences
D. The store's location
ailor's
Employee choices wouldn't have any influence on the products a retailer selects.
What elements influence retail stores? What are the top five most crucial elements for a retail market?Location, marketing, shop design and appearance, service and selection, and bundle selling are the five pillars of retail success. Let's examine how each of them can assist you in starting a profitable retail business.
What are the seven elements that influence where an industry is located?The seven variables that affect whether or not an industry is established are: the supply of materials, labour, capital, market access, the availability of a plentiful supply of electricity, transport modes like railroads and roads for the road transport of finished goods and raw materials, and the availability of land.
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13. Which of the following makes up one's material wealth? (Choose all that apply.)
I A. Fees
B. Assets
c. Friendships
D. Volunteer work
Answer:
B. Assets
Explanation:
Directions: Classify the following appetizers either Hot or Cold appetizer.
Write your answer in your test notebook.
1. cucumber stuffed _____________________
2. fresh fruits and vegetables _____________________
3. hard cooked eggs/stuffed eggs _____________________
4. pickled items _____________________
5. fries _____________________
6. salmon and cucumber bites _____________________
7. chips and dips _____________________
8. seafoods appetizer _____________________
9. pizza rolls _____________________
10. raw vegetables with dip _____________________
a bank’s reserve ratio is 8 percent and the bank has $1,000 in deposits. its reserves amount to
A bank’s reserve ratio is 8 percent and the bank has $1,000 in deposits. its reserves amount to $80.
A bank is a type of financial entity that lends money while both taking deposits from the general public and generating demand deposits. The bank may engage in lending activities directly or indirectly through the capital markets.
Because banks are crucial to the financial stability and economic health of a nation, they are subject to intense regulation in most countries. The majority of nations have institutionalised the fractional reserve banking system, in which banks keep liquid assets that are only partially equivalent to their current obligations.
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Today's theories about motivation emphasize the importance of factors within the individual particularly the variables of expectancy and value Students' motivations are strongly influenced by what they think is important (value) and what they believe they can accomplish (expectancy). Who quote is this?
What students value and what they believe can accomplish have a significant impact on their motivation expectancy. This quote comes from the philosophy of motivation.
What motivational ideas does the expectancy-value theory put forth?
The relationship between a student's expectation for success at a task or the achievement of a goal in relation to the value of task completion or goal attainment is described by the expectancy-value theory, which is a theory of motivation. A student's expectation for success on a particular activity is referred to as expectancy. Theoretical models of motivation nowadays place a strong emphasis on internal factors, particularly the variables of expectation and value.
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Which group is legally responsible for implementing
protection and controls that ensure your workplace
meets safety standards?
A. Employers
B. Unions
C. Employees
D. Government
Answer:
A
Explanation:
Answer:
It SHOULD be employers but i may be wrong... if i'm not CAN I PLES HAVE BRAINLYIEST
Explanation:
Also, if i'm right there is no need to thank me unless you want too
Do you think Lance is right to be concerned about Leroy's plan for growth? Justify your answer.
Lance is right to be concerned about Leroy's plan for growth. Leroy's plan is not feasible, and Lance should communicate his concerns with Leroy.
Lance must convey his concerns to Leroy to assist him in developing a more feasible growth strategy. Leroy's plan is to double the size of his business within a year. It is a commendable goal, but the approach he has outlined is not feasible. Leroy is unable to raise the capital required for this growth strategy. He does not have the required cash reserves to finance the expansion, and acquiring the financing required for the expansion could result in high-interest rates. Leroy is also not ready to scale up his business.
He has inadequate staff and no systems or processes in place to ensure the smooth functioning of the business. He will need to employ more people, and he must have systems in place to manage these new employees effectively. Moreover, the market may not be ready for the company's growth. The company's sales growth may slow, leading to a decline in revenue. Leroy must do market research before scaling up his business. Lance should discuss all of these issues with Leroy and advise him on what to do next.
To summarize, Lance is justified in being concerned about Leroy's growth plan. It is critical for Leroy to recognize that scaling up his business would necessitate more than simply doubling its size. Leroy must reassess his goals and come up with a more realistic plan for growth.
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when should an event programing be used
Answer:
The utilization of the given topic is summarized throughout the below section.
Explanation:
Event-driven programming language shall be used if the software doesn't somehow monitor the sequential order of such occurrence.The software circulation or activity was mostly directly guided to an external mechanism like a consumer or client (e.g. a GUI), a whole other method (e.g. a customer or a server).differentiate between primary and secondary wants
Answer:
Difference between primary needs and secondary needs: Primary needs: The primary needs are the basic requirements according to biological demands like oxygen for breathing, water for overcoming thirst, food for living and shelter. The secondary needs are the needs that remain even after the primary needs are satisfied
Using semiannual compounding, what would the price of a 15-year, zero coupon bond that has a par value of $1,000 and a required return of 8 percent be? a. $315 b. $464 c. $555 d. $308
False. The price of the bond can be calculated using the formula: P = F/(1+r/n)^(nt), where P is the price of the bond, F is the face value, r is the required return, n is the number of compounding periods per year, and t is the number of years to maturity. Plugging in the given values, we get P = 1000/(1+0.08/2)^(215) = $308. Therefore, the correct answer is d. $308.\((Face Value) / (1 + (Required Return / 2))^n\)
Where n is the number of semiannual periods, which is equal to 15 years * 2 = 30.
Plugging in the values we have:
Price = \(1000 / (1 + (0.08 / 2))^30\)
Price = \(1000 / (1.04)^30\)
Price = $315.01
Therefore, the correct answer is a. $315.
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What do you mean by a facilitator? What are the major jobs of a facilitator of non formal educational programme
Explanation:
It is important to note that much of the intermittent formal learning throughout people's....Part of being an effective facilitator of informal learning ( and non-formal education) involves.
Answer:
The definition of facilitate is "to make easy" or "ease a process." What a facilitator does is plan, guide and manage a group event to ensure that the group's objectives are met effectively, with clear thinking, good participation and full buy-in from everyone who is involved.
Which qualifications are especially useful for Business Financial Management careers? Check all that apply.
advanced math skills
knowledge of finance laws
research skills
knowledge of insurance systems
critical thinking skills
customer-service skills
leadership skills
Answer:
advanced math skills
knowledge of finance laws
research skills
critical thinking skills
There are some qualifications to meet so as to become a business manager.
The qualifications that are especially useful for Business Financial Management careers are:
Advanced math skillsKnowledge of finance lawsResearch skillsCritical thinking skillsBusiness Financial Management, the Skills and Qualifications that are often required are:
Bachelor's degree in business, management, or related field.A minimum of 3 years experience as a business manager or relevant managerial role.A work experience with business and strategy development processes. etc.Some of the Career Options in Management are:
Marketing Manager. Sales Manager. Financial Manager. etc.There are a lot of opportunities to grow one's career as a very skilled specialist.
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The closing of a routine reply or positive message should (1 point)
O clearly state who will do what next.
explain the reasons for any negative information you have included.
O offer an explanation for why this decision was made.
O all of the above
outline 2 advantages to H&H of using secondary market research
Which of the following is usually true
about the demand of consumers who
make more money?
A. They demand less of lower quality products.
B. They demand more of lower quality products.
C. They demand the same amount of lower quality
products.
Answer:
A
Explanation:
which type of leadership style should be used when the group has a strong sense of teamwork and a familiar routine?
When the group has a strong sense of teamwork and a familiar routine, a delegative or participative leadership style is often most effective.
In a delegative leadership style, the leader gives the group a high degree of autonomy, delegating decision-making responsibility to the team members. In a participative leadership style, the leader actively involves team members in the decision-making process, creating a sense of shared responsibility for the outcome. Both styles allow the team to take ownership of the work, build trust and cooperation, and leverage the team's strengths and experience. This type of leadership style also creates a legislation environment where team members feel valued and empowered, which can lead to higher levels of job satisfaction and motivation. so, a delegative or participative leadership style is often most effective.
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Morricone Inc. has a position in a stock portfolio comprising the companies listed in Table 1. Correlation coefficients between stock returns are given in the correlation matrix. Table 1 Stock Position (£m) Daily Volatility 15 1.45% Eastwood Inc. Van Cleef Inc. 16 1.25% Wallach Inc. 12 1.1% Correlation Matrix Eastwood Van Cleef Eastwood 1 0.7 Van Cleef 1 Wallach Wallach 0.65 0.85 1 (a) Calculate the 5-day 95% value at risk (VaR) for the portfolio. (b) Calculate the 5-day 95% VaR for equivalent positions in the individual assets. (c) Explain and critically evaluate your results from parts (a) and (b).
The 5-day 95% Value at Risk (VaR) for the portfolio is £0.3389 million, considering the correlation matrix and daily volatilities.The individual assets' equivalent positions have VaR values of £0.3364 million for Eastwood Inc. and £0.4144 million for Van Cleef Inc.The portfolio's VaR is slightly lower than the sum of the VaR for individual assets, indicating a diversifying effect due to the correlation between Eastwood Inc. and Van Cleef Inc.
To calculate the 5-day 95% Value at Risk (VaR) for the portfolio, we need to consider the correlation matrix and the daily volatilities of the stocks in Table 1.
The formula for portfolio VaR is given by VaR_portfolio = (Portfolio Volatility) * (Z-score), where the Z-score corresponds to the desired confidence level.
(a) To calculate the portfolio VaR, we first need to determine the portfolio volatility. Using the correlation coefficients and volatilities provided, we can calculate the portfolio volatility as follows:
Portfolio Volatility = sqrt[(w1^2)*(σ1^2) + (w2^2)*(σ2^2) + 2*(w1)*(w2)*(σ1)*(σ2)*(ρ12)],
where w1 and w2 are the weights of Eastwood Inc. and Van Cleef Inc. in the portfolio, σ1 and σ2 are their respective daily volatilities, and ρ12 is the correlation coefficient between them.
Plugging in the values, we get:
Portfolio Volatility = sqrt[(15^2)*(0.0145^2) + (16^2)*(0.0125^2) + 2*(15)*(16)*(0.0145)*(0.0125)*(0.7)] = 0.2058.
Next, we need to determine the Z-score corresponding to a 5-day 95% confidence level. Assuming a normal distribution, the Z-score for a 95% confidence level is approximately 1.645.
Finally, we can calculate the portfolio VaR:
VaR_portfolio = (Portfolio Volatility) * (Z-score) = 0.2058 * 1.645 = 0.3389.
Therefore, the 5-day 95% VaR for the portfolio is £0.3389 million.
(b) To calculate the 5-day 95% VaR for equivalent positions in the individual assets, we can apply the same formula as above but consider each asset individually. For Eastwood Inc., the calculation would be:
VaR_Eastwood = (Position) * (Volatility) * (Z-score) = 15 * 0.0145 * 1.645 = 0.3364 million.
Similarly, for Van Cleef Inc., the calculation would be:
VaR_Van Cleef = (Position) * (Volatility) * (Z-score) = 16 * 0.0125 * 1.645 = 0.4144 million.
(c) The results from parts (a) and (b) show that the portfolio VaR (0.3389 million) is slightly lower than the sum of the VaR for individual assets (0.3364 million for Eastwood Inc. and 0.4144 million for Van Cleef Inc.).
This suggests that the correlation between Eastwood Inc. and Van Cleef Inc. (0.7) has a diversifying effect, reducing the overall risk in the portfolio.
However, it is important to note that the VaR measure assumes a normal distribution of returns and relies on historical data, which may not accurately capture extreme market events or changes in correlations.
Therefore, VaR should be used as a tool for risk assessment alongside other risk management techniques and considerations.
In addition, the VaR calculated here only provides an estimate of potential losses at a specific confidence level (95% in this case) over a specific time horizon (5 days).
It does not capture the possibility of losses exceeding the VaR estimate in extreme scenarios. Therefore, it is crucial to continually monitor and assess risks in the portfolio.
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Companies use __________ as marketing communication channels discussing everything from corporate strategies to detailed product overviews.
Companies use Social media platforms as marketing communication channels discussing everything from corporate strategies to detailed product overviews.
Social media platforms such as LinkedIn provide companies with an opportunity to connect with their audience on a personal level and engage them in conversations about their brand. Companies can use these platforms to share content related to their corporate strategies and product overviews, as well as interact with their customers and respond to their queries.
Email marketing is another effective communication channel that companies use to reach out to their customers and promote their products. Companies can send newsletters, promotional emails, and other marketing messages to their email subscribers, providing them with valuable information about their products and services.
Online advertising, such as social media ads, allows companies to target their audience based on demographics, interests, and behavior, and promote their products to a wider audience. Lastly, search engine optimization (SEO) is an important marketing communication channel that helps companies to improve their visibility and rank higher on search engine results pages (SERPs). By optimizing their website content and structure, companies can attract more organic traffic to their website and promote their products to a wider audience.
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Nathan bought 200 shares of stock at $40 per share ($8,000 total). He paid $5,000 in cash and borrowed $3,000 from the brokerage firm. The loan has an annual interest rate of 6 percent.
Six months later, the stock’s current price is $38 per share. If Nathan sells now, he will pay a commission of $160 and will have to repay the loan. If he sells now, he will lose $ __.00
If Nathan sells now, after paying a commission of $160 and margin account interest of $90, he will lose $650.
What is buying on margin?Buying on margin is a situation when an investor buys an asset by borrowing the balance from the brokerage firm.
With buying on margin, the investor pays part of the investment cost while the remaining is met by the broker.
Data and Calculations:Cost of 200 shares at $40 per share = $8,000
Investor's cash = $5,000
Margin purchase = $3,000
Interest rate = 6%
Interest amount = $90 ($3,000 x 6% x 1/2)
Commission = $160
Total amount spent = $8,250 ($8,000 + $90 + $160)
Total amount realized from sale = $7,600 ($38 x 200)
Loss from sale = $650 ($7,600 - $8,250)
Thus, if Nathan sells now, after paying a commission of $160 and margin account interest of $90, he will lose $650.
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Personal finance skills have the most significant impact on an individual’s
Answer:
quality of life.
Explanation:
Financial skills are those skills that help to manage finances, maintain financial stability, etc. These skills are usually acquired by financial analyst, financial managers, accountants, etc.
Personal financial skills are the same, but having such personal skills helps one to maintain personal financial flow. It enhances ones quality of life. A person who aquires personal financial skills will be able to maintain the budget, will be able to know right things and ways to spend money on, will have low debts tensions, etc.
Thus the correct answer would be 'that the person will have a quality of life.'
Answer:
C: Quality of life
Explanation:
on edge2021! hope this helps!~ (*^▽^*)
Legal cost is to be distributed among manufacturing, selling and administration in the ratio of 4/9 to 2/3 to 3/7. If the total cost was $13,483, how should it be distributed to these departments?
Answer:
To distribute the legal cost among the manufacturing, selling, and administration departments, we need to calculate the amount allocated to each department based on their respective ratios.
Let's denote the legal cost allocated to manufacturing as M, to selling as S, and to administration as A.
The given ratio states that the manufacturing department's share is 4/9, the selling department's share is 2/3, and the administration department's share is 3/7.
To calculate the allocation, we need to determine the fraction of the total cost that corresponds to each department. The sum of these fractions should equal 1.
Let's set up the equation:
(M / Total Cost) + (S / Total Cost) + (A / Total Cost) = 1
We are given that the total cost is $13,483, so we can substitute this value into the equation:
(M / 13483) + (S / 13483) + (A / 13483) = 1
Now, let's write the equation for each department based on their respective ratios:
M / 13483 = 4/9
S / 13483 = 2/3
A / 13483 = 3/7
We can solve these equations to find the allocation for each department.
Calculating the manufacturing department's share:
M / 13483 = 4/9
M = (4/9) * 13483
M = 5970.44
Calculating the selling department's share:
S / 13483 = 2/3
S = (2/3) * 13483
S = 8988.67
Calculating the administration department's share:
A / 13483 = 3/7
A = (3/7) * 13483
A = 5787.43
Therefore, the legal cost should be distributed as follows:
Manufacturing department: $5,970.44
Selling department: $8,988.67
Administration department: $5,787.43
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the nutribullet blender and shake weights became successful after appearing in television commercials that asked customers to call a toll-free number or go to a website to order the products. these are examples of . a. telemarketing b. mail retailing c. direct-response marketing d. home shopping e. catalog marketing
These are examples of telemarketing. As the nutribullet blender and shake weights became successful after appearing in television commercials. Hence, option A is correct.
What is telemarketing?Telemarketing is the practice of selling products or services over the phone. On occasion, businesses will call it "tele-sales" or "inside sales." The most well-known form of telemarketing is cold calling, in which a company calls a person for the first time with the intention of pitching them one of its products or services.
Sales agents, often known as telemarketers, will call potential customers on the phone or over web conferencing in order to offer them the supplied goods and services. Calling that is both inbound and outbound are the two types of telemarketing.
Thus, option A is correct.
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The art of sales is never more obvious than in a late-night infomercial. Tell about one infomercial that you have seen and what tactics the salesperson used to get the audience to buy their product. See if you can find a link to it online and post the link with your comment as well. Did watching the salesperson make you want to buy? Do you think you would be able to do the same marketing job as the salesperson?
(HELP FAST DUE IN 15 MINUTES)
The informercial that have been used in the solution would be the :As seen on TV " informercial
What is the message in the informercial?One of the most popular infomercial products is the "As Seen on TV" range of products. These infomercials use a variety of tactics to sell their products, including:
Highlighting the problem: The infomercial starts by showing the problem that the product solves, such as a cluttered kitchen or aching back.
Demonstrating the product: The product is then demonstrated, showing how easy it is to use and how it solves the problem.
Emphasizing the benefits: The salesperson then emphasizes the benefits of the product, such as saving time and money, and improving your life.
Using testimonials: Real people are shown using the product and providing testimonials, which adds credibility to the product and the infomercial.
Creating a sense of urgency: The infomercial often includes a limited-time offer or a special discount, which creates a sense of urgency for the viewer to buy now.
These are just a few of the tactics used in infomercials, and their effectiveness varies depending on the product and the target audience. Ultimately, the success of an infomercial comes down to how well the product solves a real problem and how effectively the salesperson communicates that to the viewer.
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what is one of the effects that the internet has had on bussiness?