an order to stay on track for long term financial goals, money for emergency spending should be taken first from your Osavings account. discretionary money. fixed expense money. O net income.​

Answers

Answer 1

Answer: discretionary money

Explanation:

Edge 2021

Answer 2

To stay on track for long-term financial goals, money for emergencies should be taken first from your discretionary money. The correct option is b.

What is discretionary money?

Discretionary income is the amount of money left for an individual to spend or save after paying taxes and for personal needs, such as food, lodging, and clothes. Discretionary income includes money spent on luxury goods, holidays, and non-essential goods and services.

Since discretionary income is the first to decline amid job loss or reduction in wages, companies selling discretionary products continue to suffer the most during economic downturns and recessions. Discretionary spending is a significant part of a balanced economy. Citizens spend money on such items as travel, movies, and consumer goods only if they have the funds to do so.

Many people purchase luxury items using credit cards, but through personal debt is not the same as getting discretionary income.

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Related Questions

Gasoline is considered a final good if it is sold by a a. gasoline station to a bus company that operates a bus route between San Francisco and Los Angeles. b. pipeline operator to a gasoline station in San Francisco. c. gasoline station to a motorist in Los Angeles. d. All of the above are correct.

Answers

Answer:

c. gasoline station to a motorist in Los Angeles.

Explanation:

A final good is a good that is used by the consumer to satisfy current wants and it is not used to produce another good.

Gasoline would be used by the fuel station in San Francisco to generate cash by selling it. So it is not a final good.

The bus company uses the fuel as an input needed to generate cash. It is not a final good to the bus company.

I hope my answer helps you

In Chapters 1 and 2 you have been learning about the accounting equation, debits/credits, and account normal balances. The accounting equation is the foundation of accounting. Understanding debits/credits and the account normal balances are just as important. Sometimes, these concepts are difficult to understand and/or remember. Please research the Internet to find fun and easy ways to remember this information. It could be a song, a mnemonic, phrase, video, etc. I need the answer and cititation for the answer

Answers

The best phrase to remember in the accounting equation is to debit all assets, expenses, and losses, and to credit all liabilities, equity, gains, and incomes.

What is the accounting equation?

The accounting equation shows that assets are equal to liabilities and equity, given each business transaction.

The implication of the above definition is that when a transaction occurs, which may give rise to expenses, losses, gains, and incomes, the assets and liabilities and equity equation remains in balance.

For instance, when a company incurs an expense for cash, the assets (cash) side is reduced by the amount.  Similarly, the equity side is also reduced by the same amount.

Thus, the best phrase to remember in the accounting equation is to debit all assets, expenses, and losses, and to credit all liabilities, equity, gains, and incomes.

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Where a producer chooses the intensity level of its market coverage, which level is chosen to utilize the “shotgun” approach?

Answers

Answer:

The level that utilizes the "shotgun" approach to market coverage is:

Intensive Distribution (mass coverage).

Explanation:

This marketing approach aims to reach many consumers through as many sales channels as possible.  In this situation, consumers have easy access to the goods or services.  The other approaches include Selective Distribution (where few outlets in specific locations are selected for the distribution of the goods and services) and Exclusive Distribution (where limited outlets are chosen because of the target market).

Expanding a business
will ultimately lead to more revenue.

Answers

Answer:

Expansion might involve adding employees and franchises, increasing your marketing efforts, forming an alliance, offering new products or services, merging with or acquiring another business, or expanding online.

Explanation:

Write a short paragraph of two or three sentences describing the benefits of sending a cover letter along with your résumé.

Answers

Answer:

Explanation:

Most benefits of sending a cover letter along with your resume include recruiters. My and Your resume is factual, are cover letter is personal. It demonstrates your interest. Show you've done your research. Give them a taste of who you are. These are the benefits of sending in your cover letter along with your resume.

Explain the wheel of retailing theory?

Answers

Answer:

The Wheel of Retailing is a major  regards to patterns of retail development in which new types of retailers generally enter the market that gradually acquire more elaborate premises and facilities and move upmarket.

Explanation:

Question 5
If an individual has a Holland code suggesting Conventional strengths,
career in which field might be most satisfying?
h
O Finance
O Teaching
O Food Service
O Medicine

Answers

If an individual has a Holland code suggesting Conventional strengths, the career in finance field might be most satisfying. Thus, the correct answer is option B.

What is a Holland Code?

The Holland Codes, also known as the Holland Occupational Themes, are a taxonomy of interests based on a career and vocational choice theory developed by American psychologist John L. Holland.

The Holland Codes are a component of the Strong Interest Inventory, which is used to assess interests. Holland defines the "Conventional Type" as a person who has "a preference for actives that entail the explicit, ordered, systematic manipulation of data . These behavioral tendencies, in turn, lead to the development of clerical, computational, and business system competencies.

Therefore, a career in finance would be appropriate for an individual who has a Holland code suggesting Conventional strengths.

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Monopoly firms face
a. downward-sloping demand curves, so they can sell as much output as they desire at the market price.
b. horizontal demand curves, so they can sell as much output as they desire at the market price.
c. horizontal demand curves, so they can sell only a limited quantity of output at each price.
d. downward-sloping demand curves, so they can sell only the specific price-quantity combinations that lie on the demand curve.

Answers

The correct answer is d. Monopoly firms face downward-sloping demand curves, so they can sell only the specific price-quantity combinations that lie on the demand curve.

What is Monopoly firms?

Unlike a perfectly competitive firm, which faces a horizontal demand curve, a monopoly faces a downward-sloping demand curve. This means that a monopoly can only sell a limited quantity of output at each price because as it increases the quantity of output it sells, the price that buyers are willing to pay for each additional unit decreases.

As a result, a monopoly firm has to carefully choose the price and quantity of output it sells in order to maximize its profits. It cannot simply sell as much output as it desires at the market price, as it would if it faced a horizontal demand curve. Instead, it must balance the trade-off between selling more output at a lower price and selling less output at a higher price, taking into account its costs of production and the demand for its product.

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Complete question is : Monopoly firms face downward-sloping demand curves, so they can sell only the specific price-quantity combinations that lie on the demand curve.

e United States and China each produce steel and toys.

The following are the production possibility schedules for each nation.

Answer the questions below based on the PPF schedules.

China

A

B

C

D

E

Steel

8

6

4

2

0

Toys

0

10

20

30

40













United States

A

B

C

D

E

Steel

16

12

8

4

0

Toys

0

12

24

36

48



Which country has absolute advantage in the production of steel?
Which country has absolute advantage in the production of toys?
Which country has comparative advantage in the production of toys?
Which country has comparative advantage in the production of steel?
If the two countries specialize and trade with each other, which country will import steel?

Answers

8 steel lol pretty sure


1. Cash price is $500. After making a down payment of $100, the payments are $50
a month for nine months.(A) total installment price, (B) amount of finance charge, (C) annual percentage rate. Solve for A,B, and C.
a.
b.
C.

Answers

Answer:

12.12%

Explanation:

Given:

Cash price = $500

Down payment = $100

Payments = $50 per month for 9 months

To find:

(A) Total installment price

(B) Amount of finance charge

(C) Annual percentage rate

Solution:

(A) Total installment price:

Total amount to be paid = Down payment + Payments for 9 months

Total amount to be paid = $100 + ($50 x 9)

Total amount to be paid = $550

Therefore, the total installment price is $550.

(B) Amount of finance charge:

The finance charge is the difference between the total amount to be paid and the cash price.

Finance charge = Total amount to be paid - Cash price

Finance charge = $550 - $500

Finance charge = $50

Therefore, the amount of finance charge is $50.

(C) Annual percentage rate:

To find the annual percentage rate, we need to use the following formula:

Finance charge = Total amount to be paid x Annual percentage rate x Time

Where time is the duration of the loan in years.

Since the loan is for 9 months, we need to convert it to years by dividing it by 12.

Time = 9/12

Time = 0.75 years

Substituting the given values, we get:

$50 = $550 x Annual percentage rate x 0.75

Annual percentage rate = $50 / ($550 x 0.75)

Annual percentage rate = 0.1212 or 12.12%

Therefore, the annual percentage rate is 12.12%.

The Bell Weather Co. is a new firm in a rapidly growing industry. The company is planning on increasing its annual dividend by 20 percent next year and then decreasing the growth rate to a constant 5 percent per year. The company just paid its annual dividend in the amount of $1 per share. What is the current value of a share if the required rate of return is 14 percent?

Answers

Answer:

The price of the stock today is $13.33

Explanation:

The two stage growth model of DDM can be used to calculate the price of the share today. The DDM values a stock based on the present value of the expected future dividends from the stock. The price of this stock under this model can be calculated as follows,

P0 = D0 * (1+g1) / (1+r)  +  [ (D0 * (1+g1) * (1+g2) / (r - g2)) / (1+r) ]

Where,

g1 is the initial growth rate which is 20%g2 is the constant growth rate which is 5%r is the required rate of return

P0 = 1 * (1+0.2) / (1+0.14)  +  [ (1 * (1+0.2) * (1+0.05) / (0.14 - 0.05)) / (1+0.14) ]

P0 = $13.33

why do we feel love?​

Answers

Answer:

We feel love because a relationship is what makes a human happiest. Its proven scienctficly. I can't spell :p

Explanation:

well um because they are different from other people. “Feeling them releases feel-good chemicals and we experience an intense longing to be with them. It pumps out the feel-good chemical dopamine and the hormone oxytocin, which binds people together. This progression implies that intense pleasure from the sexual desire stage can lead directly to love.” Basically, you feel amazing when you’re around them. There are many different reason you could start to feel love. It could be a bad experiences which they made better. or a personal connection. We feel love because love feels us and it’s a part of our humanly emotions

1. Joanne wants to set up a cosmetic store in her community and therefore needs to collect data to determine the feasibility of this type of business. Identify the TWO main types of research data she would need to gather in order to establish the business.​

Answers

The two main types of research data Joanne would need to gather to establish the cosmetic store business are:

Market research dataFinancial data

What are the two main types of research data?

Market research data: Joanne would need to gather information about the market demand for cosmetic products in her community. This data would include the size of the market, the demographics of the target customers, their preferences, buying habits, and behaviors, as well as any existing competitors in the area.

Financial data: Joanne would also need to gather financial data to determine the feasibility of the business. This data would include the startup costs, operational expenses, revenue projections, and potential profitability of the business. It would also include information about the funding sources available to her, such as loans, investors, or personal savings.

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6. The article mentions that most people como are entre premow
they done any they want to start a turine of - What clo they
Say instead?

Answers

Instead of saying "come in premo," people should say "let's get started!" or "let's begin!"

What is an article?

Generally, An article is a piece of writing that typically appears in a newspaper, magazine, or online publication.

Articles can be informative, argumentative, or persuasive and cover a wide range of topics from current events, politics, and sports, to lifestyle, culture, and travel.

An article is a written piece of content that is published in a newspaper, magazine, website, or other medium.

Articles can be informational, argumentative, opinion-based, or narrative. They can be short or long, and they can cover a wide range of topics. Articles often include a headline, introduction, body, and conclusion.

The headline and introduction are intended to draw readers in, while the body and conclusion provide more information and support for the main point of the article. Articles typically provide readers with a new perspective on a topic or issue, and can be used to support an argument, provide evidence, or offer information.

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4. What would be the best pricing strategy for a deli opening in a competitive business
district where the lunchtime rush is the bulk of the business? Explain your answer

Answers

Answer:

During the times of opening, the business can offer lucrative and attractive discounts and deals such as buy one get one free deals or opening offers or different deals and discounts to gain competitive business advantage.

Explanation:

A job analysis report transforms the analysis into three components: an
analysis, a summary, and
?

Answers

Work activities, worker attributes, and work context are the three main categories of data used in job analysis.

What is Job analysis?

Work analysis is the process of gathering all the essential details about a certain job, including the tasks involved, the knowledge and skills needed to accomplish the job, and the responsibilities and skills necessary for the job to be performed successfully.

One of the most crucial tasks carried out by a human resource manager is job analysis. By defining the relevance, definition, and technique of "job analysis" with an emphasis on the job description & job specification, which are seen as the process's output, this article will help readers understand the concept.

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affirm has 5 per year carrying on each unit of inventory and annual usage of 40000 unit ordering cost​

Answers

The affirm has 5 per year carrying on each unit of inventory and annual usage of 40000 unit ordering cost​ was the 200,000.

What is inventory?

The term inventory refers to the company are ready to sell the merchandise, goods, and services and the earn profit. The company used the raw material are converted into the finished goods.

holding cost per unit per year = 5 year

average inventory level = 40000

Annual holding cost = ?

Annual holding cost = average inventory level x holding cost per unit per year.

Annual holding cost =  5 × 40000

Annual holding cost = 200,000.

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Question 7 of 10
Business health insurance plans are
A. required
B. varied
C. non-existent
D. uniform
so

Answers

Business health insurance plans are varied.

Vinodh Wants to access his credit report. he can get his credit report from three different agencies. which is NOT one of the credit reporting agencies?

Answers

Answer:

The answer is A-Monetarion

Explanation:

I just took the test:)

Monetarion is not one of the credit reporting agencies where Vinohd can get his credit report.

Who are the credit reporting agencies?

These are businesses that specializes in the maintainance of historical credit information on individuals and businesses.

In the list given, the company named "Monetarion" is not one of the credit reporting agencies where Vinohd can get his credit report.

Therefore, the Option A is correct.

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Rebecca does not want to work in a hospital so there are no jobs that would fit her
in the Health Sciences Cluster

-True
-False

Answers

Answer:

False

Explanation:

Answer: The answer is False

Explanation: I took the test and it was right

Hope this helps :)

True or False: A dollar today is worth less than a dollar tomorrow. Group of answer choices True False

Answers

Answer:

I think true

Explanation:

a dollar today would cost more than it did tomorrow because of inflation...

The benefit of a good is measured by ____
and its cost is measured by ____
. a. the dollar value of the good; the dollar cost of the good

b. the tradeoff necessary to purchase the good; the incentives necessary to motivate the person to buy the good

c. what a person is willing to give; what a person must give up

d. None of the above answers are correct because benefit is impossible to measure.​

Answers

Answer:

D is correct answer in my opinion

Question 1 of 5
What type of goal can help you be prepared for unexpected costs, such as
car repairs?
Long-term financial goal
An emergency fund
Retirement savings
Short-term financial goal
Subsi
Continue

Answers

A goal that can help you to be prepared when there are unexpected costs such as car repairs is An emergency fund.

How can you be prepared for unexpected costs?

In order to be prepared for unexpected costs, the best thing to do is to have an emergency fund where you are able to save for when you may have to spend money that you are not prepared for.

The emergency fund would be best placed into an account that can earn interest but at the same time can be eaisly accessible. This was you can earn more money while saving for emergencies, and also be able to use the money for those unexpected costs.

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The wealth of the owners of a corporation is represented by​ ________.
a. earnings per share
b. share value
c. profits
d. cash flow

Answers

Answer:

The answer is B. share value

time in line to buy groceries

Answers

Maybe like 10 minutes

The below two statements are related to mindfulness
a. It is not obscure or exotic.
b. It is evidence-based.

TRUE
FALSE

Answers

It is true that mindfulness is evidence based and false that it is exotic.

What is mindfulness?

Mindfulness. It's an easy term to understand. It implies that the mind is entirely focused on what is taking place, what you are doing, and the environment you are moving through. That might sound insignificant, but it annoys me that we frequently stray from the topic at hand. When our mind wanders, we get disconnected from our physical selves and quickly become preoccupied with compulsive thoughts about the past or worry about the future. And it stresses us out.

However, awareness is always present to bring us back to where we are, what we are doing, and how we are feeling, no matter how far we go. It's great to give mindfulness a go for a time if you want to understand what it is. You will discover tiny variances in the meaning in books, online, audio, and video since it's difficult to put into words.

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look at the screenshot
a,b, or c

look at the screenshota,b, or c
look at the screenshota,b, or c

Answers

Answer:

A

Explanation:

i don't know basta A ang napili ko

what is the number of electron to gain Li​

Answers

It is 21 because it’s the right one

Explain any two (2) value chain activities that Coca-Cola makes use of.

Answers

Coca-Cola employs marketing and sales activities to create brand awareness and optimize their supply chain and manufacturing process to produce and distribute products efficiently.

Coca-Cola, one of the world's leading beverage companies, employs various value chain activities to produce and distribute its products effectively. Here are two examples of value chain activities that Coca-Cola uses

Marketing and Sales: Coca-Cola invests heavily in marketing and sales activities to create brand awareness and promote its products. They use various channels such as TV commercials, billboards, social media, and sponsorship of events to reach their target customers.

Operations: Coca-Cola has a highly efficient supply chain and manufacturing process that helps them produce and distribute their products efficiently. They have established production facilities in various regions worldwide, allowing them to produce and distribute products locally.

Overall, these value chain activities enable Coca-Cola to produce and distribute its products efficiently while maintaining the quality of its products and building brand loyalty among customers.

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Return on Invested Capital (ROIC) is a profitability ratio that measures how effective the firm is at generating a return for investors who have provided capital (bondholders and stockholders). The ROIC calculation answers three questions: How tax efficient is the firm? How effective are the firm’s operations? How intensively does the firm use capital? Comparing the answers to these questions between firms can help you understand why one firm is more profitable than another and where that profitability is coming from.
In the following, Apple’s ROIC is compared to Blackberry’s. The income statement and balance sheet are provided for both firms. While the ROIC calculation for Blackberry is completed below, you have to complete the calculation for Apple by supplying the correct income statement and balance sheet information. As you fill in this information, the components of Apple’s ROIC will be
calculated along with some supporting ratios. Use these subcomponents and supporting ratios to compare Apple and Blacberry’s performance. Where does Apple’s advantage come from?
This activity demonstrates the calculation of ROIC and the comparison of firm performance, supporting Learning Objective 5-1 and 5-2.
Instructions
Use the income statement and balance sheet information for Apple to fill in the missing items in the calculation of Apple’s ROIC and supporting ratios. Once filled in correctly, compare Apple’s performance to that of Blackberry. Where does Apple have an advantage? Where does Blackberry have an advantage?
Apple, Inc. Blackberry
Income Statement YE Sept 2012 YE Mar 2012
Net sales 156,508
Cost of sales 87,846
Gross margin
Research & development expense 3,381
Selling, general & admin expense 10,040
other operating 0
Total operating expenses
Operating margin
Interest & dividend income 0
Interest expense 0
Other Income / Expense 522
Total Other income
Earnings before taxes
Provision for taxes 14,030
Net income (loss)
Short-term marketable securities
Components 0 Inventories 791 Total current assets
Long-term marketable securities
Other assets
18,423
11,848
1,559
2,600
930
0
0
21
354
Balance sheet YE Sept 2014 YE Mar 30 2012
Cash & cash equivalents 10,746 247
Accounts receivable 10,930 0
Finished goods 0 1,027
68,662
13,421
55,241
522
55,763
41,733
6,575
5,089
1,486
21
1,507
1,153
1,527 3,062 0 1,208
2,733
0 2,645
0
Apple Inc Microsoft Corporation
18,383
Other Current Assets 16,803
Fixed Assets: PP&E (net) 15,452 3,927
0 102,959
57,653
176,064
38,542
19,312
7,071
13,731
3,389
0
Long term assets 6,660
Total assets
Accounts payable Deferred revenue
Total current liabilities Long-term debt
Deferred tax liabilities Other long-term liabilities Long-term liabilities
21,175 0
0 0
Accrued expenses 11,414 0
744
other 5,953
Deferred revenue - non-current 0 0
0
Other non-current liabilities 19,312 242
Total long-term liabilities 242

Return on Invested Capital (ROIC) is a profitability ratio that measures how effective the firm is at

Answers

Here is the ROIC calculation for Apple, Inc.:

The ROIC calculation

Net income (loss) $14,030

Interest expense $0

Taxes $14,030

Net operating profit after taxes $28,060

Average invested capital $176,064

Return on invested capital (ROIC) 15.9%

The following table compares Apple's ROIC to that of BlackBerry:

Company | ROIC

------- | --------

Apple | 15.9%

BlackBerry | 4.9%

As you can see, Apple's ROIC is significantly higher than BlackBerry's. This is due to a number of factors, including Apple's higher gross margin, operating margin, and net income.

Apple also has a lower tax rate than BlackBerry, which helps to boost its ROIC.

Here are some of the reasons why Apple has an advantage over BlackBerry:

Apple has a stronger brand and a more loyal customer base.Apple's products are more innovative and user-friendly than BlackBerry's products.Apple has a more efficient supply chain and a more effective marketing strategy.

Blackberry does have some advantages over Apple, such as its strong security features and its experience in the enterprise market. However, these advantages are not enough to offset Apple's overall advantages.

Overall, Apple is a more profitable company than BlackBerry. This is due to a number of factors, including Apple's strong brand, innovative products, efficient supply chain, and effective marketing strategy.


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In the study by shariff and norenzayan (2007) presented in your text, when participants were primed with words related to god or fairness to others, they behaved __________. You have a stomach-ache and determine that your stomach is too acidic. Which of thefollowing medications would you take and why? Use a model to explain your choice?(Attach your model to the next question.)1. weak acid2. strong acid3. weak base4. strong base Which of the following statements best describes why phosphorylation cascades are useful in cellular signal transduction?A. they counter the harmful effects of phosphatasesB. they are species-specificC. they amplify the original signal many timesD. they always lead to the same cellular response Which of the following aspects of American government is NOT based on the philosophies of John Locke?a)the power of government must be separated into three distinct branchesb) individuals must enter into a social contract with governmentc)the power of government should be limitedd)the power of government originates with the people Why did Abraham Lincoln need a victory If you need anything in the interim, please contact my assistant"A block of wood has a density of 0. 6 g/cm3 and a volume of 1. 2 cm3. What is the mass of the block of wood?AYUDA RAPIDO TENGO 1 HORA PARA RESPONDER ESTO NESESITO DE AYUDA please help, been stuck on this for 10 min now The food item that has seen the biggest increase inprice is beef. If three pounds of ground beef cost$8.99 before the Coronavirus outbreak and now costs$11.24, what is the percent increase, to the nearestwhole percent, from before to after the outbreak? please help for a lot of points How can a society increase its level of development? Caroline misses 20% of the free throws she attempts in a season. How many total free throws did she attempt if she missed 69? Consumption expenditures in the U.S. usually account for approximately ___ percent of GDP. a. 40 b. 50 c. 60 d. 70 e. 80 I NEED SOME ONE WHO IS GOOD AT SPANISH TO ANSWER THIS QUESTION ILL MARK YOU THE BRAINLIEST NO LINKS !!! whats the x value of -5x - 4y=10 Expensive college requires admitted students to pay tuition deposits to reserve their places in the incoming class as they consider whether to accept their offers of admission. generally, an option contract: Analyze5. In paragraphs 2628, the goldfish poses a ToughQuestion to Sergei. Does Sergei's refusal to answer showthat he doesn't know the answer or that he doesn't want toanswer? Explain, using text evidence. a business needs to be able to see how these affect each other and the bottom line Is the following question a strong research topic? "Is it easy to be an actor?"A. No, it is too broadB. No, it is too narrowC. No, it is too subjectiveD. YesReset Selection Simplify: 12.5 2.2 1.5 + 2.6 Solve for x in the equation x squared 11 x startfraction 121 over 4 endfraction = startfraction 125 over 4 endfraction.