The above statement indicates that the proper choice would be significantly less expensive.
What is another pertinent word?Relevant is sometimes used interchangeably with the words applicable, apposite, applicable, cogent, material, but also pertinent. All of these phrases have the same meaning—"relating to or affecting upon the issue at hand"—but the word "relevant" suggests a specific, weighty link. discovered information pertinent to her case.
Which two kinds of relevance are there?According to relevance views, a group of claims may only be combined if they are morally relevant to the choice and sufficiently powerful (in comparison to the statements with which they compete). There are two types of relevance views: local applicability and global relevance. A represent a possible for both is shown in this study.
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Alpha and Beta Companies can borrow for a five-year term at the following rates: Moody's credit rating Fixed-rate borrowing cost Floating-rate borrowing cost Alpha Aa 12. 1% LIBOR Beta Baa 15. 2% LIBOR + 1% i. Calculate the quality spread differential (QSD). Ii. Develop an interest rate swap in which both Alpha and Beta have an equal cost savings in their borrowing costs. Assume Alpha desires floating-rate debt and Beta desires fixed-rate debt. No swap bank is involved in this transaction
The quality spread differential (QSD) is the difference in borrowing costs between two companies with different credit ratings. In this case, the QSD between Alpha and Beta is the difference between the fixed-rate borrowing costs for Alpha (12.1%) and Beta (15.2%), which is 3.1%.
QSD = Fixed-rate borrowing cost for Beta - Fixed-rate borrowing cost for Alpha QSD = 15.2% - 12.1% QSD = 3.1%
To develop an interest rate swap in which both Alpha and Beta have an equal cost savings in their borrowing costs, Alpha will need to pay the fixed-rate borrowing cost for Beta (15.2%) and Beta will need to pay the floating`-rate borrowing cost for Alpha (LIBOR).
Assuming a notional principal amount of $10 million, the swap will work as follows:
Alpha borrows $10 million at LIBOR and pays Beta 15.2% fixed-rate interest. Beta borrows $10 million at 15.2% fixed-rate and pays Alpha LIBOR floating-rate interest. The net effect of the swap is that Alpha will have achieved a fixed-rate borrowing cost of 15.2%, which is a cost savings of 3.1% compared to their initial fixed-rate borrowing cost of 12.1%. Likewise, Beta will have achieved a floating-rate borrowing cost of LIBOR, which is a cost savings of 1% compared to their initial floating-rate borrowing cost of LIBOR + 1%.
This swap allows both companies to achieve their desired borrowing structures while also achieving equal cost savings. No swap bank is involved, so both companies are directly entering into the swap agreement with each other.
Therefore, quality spread differential (QSD) is 3.1%.
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Question 13 of 20
What would be the most likely consequence of making an
illegal turn while driving?
A. Collateral consequences
OB. Probation
C. Incarceration
D. A fine
Fine would be the most likely consequence of making an illegal turn while driving. The correct answer is option (D).
What is illegal turn while driving?When a driver makes an unsafe turn, it is regarded to be unlawful. These manoeuvres may involve doing a U-turn at an intersection with a "No U-turn" sign when the light is red or turning on red when there is a "No Turn On Red" sign.a railroad crossing, or nearby.
By going through a separating part, curb, strip of land, or two sets of the double yellow lines on a divided highway. if a curve, slope, rain, fog, or other obstruction prevents you from seeing 200 feet for each direction clearly They are prohibited because of how deadly they are, claims Arias. On how to merge back onto the freeway, only emergency cars are taught.
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In which of the following will equilibrium prices will spontaneously establish themselves, persisting until the forces of supply and demand change
The competitive market is the one wherein the equilibrium prices tend to spontaneously establish themselves, while also persisting until the forces of supply and demand are affected by the changes.
A competitive market can be easily interpreted as a type of market structure, which includes a number of buyers as well as sellers without many restrictions being imposed for their entry and exit from the market. Due to equal forces of demand and supply, there is usually an equilibrium in the market prices in such an economy where competition exists.
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Complete question
In which market structures will the equilibrium prices will spontaneously establish themselves, persisting until the forces of supply and demand change?
John buys a used car for $5,400 and spends $600 on new parts, made in the U.S., to fix the car. The end result of these two transactions isa. U.S. consumption purchases increase by $5,400 and U.S. GDP increases by $5,400.b. U.S. consumption purchases increase by $6,000 and U.S. GDP increases by $6,000.c. U.S. consumption purchases increase by $600 and U.S. GDP increases by $600.d. U.S. consumption purchases increase by $600 and U.S. GDP increases by $6,000.
Answer:
C
Explanation:
Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export
Net export = exports – imports
When exports exceed import there is a trade deficit and when import exceeds import, there is a trade surplus.
Items not included in the calculation off GDP includes:
1. services not rendered to oneself
2. Activities not reported to the government
3. illegal activities
4. sale or purchase of used products
5. sale or purchase of intermediate products
How do your parent(s) or guardian(s) and your own spending and saving habits
compare and contrast from one another? Write the similarities and differences.
Answer:
I spend more than them ngl lol dead
Explanation:
My parents are the ones who pay for the gas, bills, buying groceries, and other necessities using the money that they earn. I save all the money I earn from my job and seldom buy stuff compared to my parents. The few purchases I made were not necessary for me to survive, but I really wanted it. My parents and I always consider the price of something before we buy it so as to not waste money. Also, we always try to save up some of our money as well.
Using an advertising agency is a cost-effective way for a small business to advertise its products or services.
a. True
b. False
Which of the following is a “DON’T” regarding scannable résumés?
a.
Print on white paper with black ink
b.
Use special characters like italics and underlining
c.
Add spaces before and after slashes
d.
Use a clean and neat overall format
Please select the best answer from the choices provided
A
B
C
D
Answer:
B
Explanation:
took it on edge2020 :)
When it comes to scannable resumes, it is not recommended that you b. Use special characters like italics and underlining.
How should scannable resumes be designed?Because they are to be scannable, they are not to have complicated characters that might be unscannable such as special characters and underlining.
They should be printed on white paper using black ink only, and should have a format that is best described as being neat and clean.
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The critical chart process for an Internet-based business is _________ for a manufacturing business.
A. somewhat simpler than
B. more complex than
C. the same as that
D. none of these
The critical chart process for an Internet-based business is more complex than for a manufacturing business.
So, the correct answer is B.
This is because the nature of Internet-based businesses involves various digital marketing strategies, social media management, website optimization, and data analytics.
These processes require constant monitoring and adjustment to ensure the business is meeting its objectives.
On the other hand, manufacturing businesses typically follow a linear production process with fewer variables to manage.
Therefore, the critical chart process for an Internet-based business is not the same as that of a manufacturing business and requires more attention and expertise in digital marketing and technology.
Hence, the answer of the question is B.
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a structural engineer hired by a military base discovers upon inspection that her employer is using low-quality steel and skimping on bolts and fasteners in many construction projects, which goes against the building designs she approved. she reports this to the concerned government regulatory agency. this is an example of
She reports this to the concerned government regulatory agency. this is an example of whistleblowing.
What is whistleblowing?A whistleblower is someone who comes out and divulges their knowledge of any wrongdoing they believe is taking place either throughout the entire organisation or in a particular department. A whistleblower is somebody who reports any illegal activity, whether they be an employee, contractor, or supplier.According to Mueller, during the early 20th century, the terms "to blow the whistle" and "whistleblower" referred to either persons who were really blowing whistles or those who were trying to halt unlawful or immoral activities by raising a stink.Whistleblowing comes in two flavours. Internal whistleblowing is the first. This indicates that the whistleblower informs another employee of malfeasance. Whistleblowing on the outside is the second kind.To learn more about whistleblowing refer to:
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If I had a business partner later, but I did most of the work to making our new company, is it only fair if I get more of the ownership of the company, or do we do it equally, this is not for now in high school, this is when I get older.
Answer:
u do it equally
Explanation:
Which two changes are tracked in the Setup Audit Trail?
Choose 2 answers
A. using the Data Loader
B. resetting a User's password
C. using the Data Import Wizard
D. creating a List View
The two changes that are tracked in the Setup Audit Trail are: B. Resetting a User's password and D. Creating a List View.
The Setup Audit Trail in Salesforce is a feature that allows administrators to track changes made to the organization's setup configuration. It provides a historical record of modifications to settings, permissions, and customizations. Resetting a User's password is a significant administrative action that is captured in the audit trail as it affects user access and security.
Creating a ListView, which defines a specific filter or criteria for displaying records in Salesforce, is also tracked as it involves configuring and customizing the organization's data display. Using the Data Loader and Data Import Wizard are not explicitly mentioned as tracked changes in the Setup Audit Trail.
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What outcomes are possible with speculative risk?
(1) nothing will happen, (2) there will be a loss, or (3) there will be a gain or profit, these are possible outcomes with speculative risk.
Along with the possibility of gain or profit, the other unique element of speculative risk is choice.
For example, no sane person would choose to experience a house fire, a car accident, or a serious illness (all of which are insurable risks) —
but every person who invests in a company or places a bet on a sporting event has made a conscious choice to expose themselves to speculative risk.
Speculative risk is not insurable primarily due to the potential for moral hazard.
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Financial Risks Unit Test (Connexus)
4/17/2023
1. What outcomes are possible with speculative risk?
Answer: all of the above
2. Which of the following choices incur speculative risk?
Answer: -stocks, -options,
3. What is risk reduction?
Answer: A strategy that reduces risk by minimizing the chance that the loss occurs or reduces the value lost.
4. What is risk transference?
Answer: A strategy where the risk of loss is shared with another person, entity or group.
5. Which of these options is a new type of insurance?
Answer: identity theft
6. Which of these choices are add-on options for insurance policies? Select the two correct answers.
Answer: -jewelry rider, -collision insurance
7. How much of the U.S. population is covered by some form of health insurance?
Answer: 92%
8. What is the largest health program in the United States?
Answer: Medicare
9. How are SSDI and SSI different?
Answer: SSDI is an insurance program paid out of the Social Security Trust fund and SSI is a needs-based program.
10. What is SSI?
Answer: a need-based program run by the SSA and only considers the financial need of the individual who is elderly or disabled
11. What does long-term care insurance provide?
Answer: It helps cover costs for the day-to-day care of people with chronic illnesses or medical conditions.
12. What does LTC usually cover?
Answer: day-to-day care
13. How might insurance be affected if the applicant has a dangerous job?
Answer: All of the options are possible.
14. What might happen if someone is dishonest on their insurance application?
Answer: The policyholder may be prosecuted for insurance fraud, which is a crime.
15. What is no-fault insurance?
Answer: Unlimited PIP mandated by the states to reduce the number of small and frivolous lawsuits.
16. Why does geographic location affect the cost of premiums?
Answer: Because insurance companies review the statistical history of claims for an area and if there is an increased risk of claims for accidents or theft, they will raise the premium.
17. Why is it important to review credit card charges every month to protect oneself against identity theft?
Answer: to identify any unauthorized charges so that they can be investigated as a potential red flag for identity theft
18. Which population is most often the victim of synthetic identity theft?
Answer: children
19. Why is it important to review credit card charges every month to protect against identity theft?
Answer: to identify unauthorized charges so that they can be investigated for identity theft
20. What is child identity theft?
Answer: someone uses the identity of someone who has minimal activity for their social security number to create a credit history
21. Can the Consumer Financial Protection Bureau or Better Business Bureau accredit companies? Does that agency require a fee for accreditation?
Answer: Only the BBB accredits companies, and it requires a fee for accreditation.
All of these answers are correct, hope this helps someone :)
Why does manufacturing's multiplier effect matter to an economy?
It offers a larger number of goods to choose from.
It has a greater impact than service industries.
It attracts global interest.
It prevents lost time and money.
Answer:
It has a greater impact than service industries.
Explanation:
25. Math To make their exports suitable for use in
other countries, U.S. manufacturers must produce
goods that are measured in the metric
system.
For example, if a manufacturer wanted to export
paint, which is sold in gallons in this country, it
would probably export the paint in 4-liter cans
(about 1.4 gallons). To what sizes would the items listed be converted for export to countries using the metric system?
A metric system simply means the basic units that are used in measurement such as meter, kilogram, second, etc.
Your question is incomplete as you didn't provide the items to be converted. Therefore, an overview of the metric system will be given. The metric system is the system of measurement.
It should be noted that for length, the metric system include meter, centimeter, millimeter, and kilometer. The metric system for weight will be kilograms and grams. The metric system for capacity will be liter and millimeter. The metric system for to include hours, minutes, and seconds.
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What line will you type an email address on if you want a person's email to remain
private ?
A) Subject
B) осс
C) Blind Carbon Copy
D) Signature
Answer:
for a persons email to remain private the line you will use is Blind Carbon Copy (BCC)
what's the time now?
Answer:
13:20 UK timeeeeeeeeee
What do borrowers use to secure a mortgage loan?
A. Credit Card
B. Down Payment
C. House
D. Land
E. Vehicle
I’m not sure if the answer is A and B, or if C is included too.
Answer:
A. and B.
Explanation:
mortgage loans are given to individuals by a certified bank against their property. In order to secure this loan the bank requires a down payment from the individual looking for the loan as well as the individual's credit card information. This credit card will be charged the amount that the individual owes the bank on a monthly basis.
Answer:
C,D,and E
Explanation:
For a mortgage to be secure it needs to be backed up by a valuable asset such as your car your house or land.
The ______ is when a higher price level reduces the purchasing power of the public's accumulated savings balances.
According to financial analysis, the real-balances effect is when a higher price level reduces the purchasing power of the public's accumulated savings balances.
The real-balances effect is a phenomenon that occurs during the inflation period. During this period, the prices of commodities increases while the purchasing power reduces.
Therefore, to protect their money, people tend to save, which increases the public's accumulated savings balances.
Hence, in this case, it is concluded that the correct answer is "the real-balances effect."
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What economic system is “prices by the government”?
The breakeven share price for a call option is Select one: O a. When stock price equals cost of the option minus the exercise price. ob. When stock price equals strike price. oc When stock price equals cost of the option plus the exercise price. O d. You never breakeven with call options
The breakeven share price for a call option is when the stock price equals the cost of the option plus the exercise price. In this case, the correct answer is option c.
1. A call option gives the buyer the right, but not the obligation, to buy a stock at a specific price, called the exercise (or strike) price, within a certain time period.
2. The cost of the option is also known as the premium, which is the price the buyer pays to purchase the call option.
3. To break even on a call option, the stock price must rise enough to cover the cost of the option (premium) and the exercise price.
4. Therefore, the breakeven share price for a call option is when the stock price equals the cost of the option (premium) plus the exercise (strike) price.
oc. When the stock price equals the cost of the option plus the exercise price.
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In order to expand production, HP has just issued a five-year corporate note with a face value of $1,000. It makes $25 interest payment every six months. There is another HP bond that has a coupon rate of 4%, and is currently traded at 96.415% of its par value. That bond has four years remaining before it matures. (a) What should be the current annual interest rate for HP? (hint: EAR) (b) At what price can HP issue its five-year note? Why is the price of one bond higher than the other for the same firm?
(a) What should be the current annual interest rate for HP?
(hint: EAR)
Effective Annual Rate (EAR) = (1 + periodic rate)n - 1
Where,
Periodic Rate = Semi-Annual Interest Payment
/ Face Value= 25
/ 1,000= 0.025n
= Number of Periods= 2 x 5
= 10EAR = (1 + 0.025)10 - 1EAR
= 0.2581 or 25.81%
Thus, the current annual interest rate for HP should be 25.81%.
(b) At what price can HP issue its five-year note?
Why is the price of one bond higher than the other for the same firm?
The price of one bond is higher than the other for the same firm due to the time to maturity and the coupon rate. The bond that has four years remaining before it matures has a lower price because the time to maturity is lesser than that of the five-year corporate note.
The five-year note should be issued at the price where the present value of all the cash flows equals its face value.
Using a financial calculator,
PV = -25 [1 – 1 / (1 + 0.12905)10]
/ 0.12905 + 1,000
/ (1 + 0.12905)10PV = -219.71
HP can issue its five-year note at a price of 780.29.
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What is The Humane Society of North Central Florida's mission? *
Answer:
Our mission is to build an ecologically sustainable and humane world for all animals.
Explanation:
I hope it help u
Which of the following has made it difficult to engage in kiting in recent years?
A. Electronic processing of checks.
B. The use of machine readable account numbers on checks.
C. The consolidation of financial institutions.
D. The use of payroll processers.
A. Electronic processing of checks. Electronic processing of checks has significantly reduced the time it takes for checks to clear between banks, making it much more difficult for individuals to engage in kiting.
This is because kiting relies on the time delay between when a check is deposited and when it is cleared, which has been minimized by electronic processing.
The electronic processing of checks has made it difficult to engage in kiting in recent years. Check kiting is a fraudulent practice where individuals exploit the time it takes for checks to clear between different financial institutions to artificially inflate their account balances.
With the advent of electronic check processing systems, checks can be processed and cleared much faster than before. This means that the time gap between depositing a check and the funds being deducted from the account is significantly reduced. As a result, it becomes more challenging to engage in check kiting schemes that rely on the delay in check clearing to manipulate account balances.
Electronic check processing allows for faster and more efficient clearing, verification, and settlement of checks. Financial institutions have implemented automated systems that quickly reconcile checks and detect discrepancies or fraudulent activities. This increased speed and accuracy in check processing have acted as a deterrent to check kiting schemes.
The other options listed (B, C, D) are not directly related to the practice of check kiting and do not specifically address the challenges associated with engaging in kiting.
Therefore, the correct answer is A. Electronic processing of checks.
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low inflation is a sign of?
Answer:
usually signals demand for goods and services is lower than it should be, and this tends to slow economic growth and depress wages.Jun
Explanation:
The accrual concept that costs incurred to generate a revenue are expensed in the same period the revenue is known as the
Answer:
Matching concept
Explanation:
This accounting principle is of the opinion that the expenses incurred in generating revenue should be matched with the revenue or income in order to ascertain whether or not profit or loss has been made,in other words,reporting only the revenue without considering the fact some amount has been incurred in a bid to generate the revenue does not a clear picture of the business underlying transactions.
It is simply aggregating like with like since costs incurred in the period are deducted from revenue in the same period.
FILL IN THE BLANK the ___ ruling established the procedures that police were required to follow when making an arrest to ensure that the person understood his rights.
The Miranda ruling established the procedures that police were required to follow when making an arrest to ensure that the person understood his rights.
The Miranda ruling, a landmark decision by the United States Supreme Court in 1966, established crucial procedural safeguards for individuals arrested or taken into custody by the police.
It mandated that before any custodial interrogation, the arresting officers must inform the person of their rights, known as Miranda rights, including the right to remain silent and the right to have an attorney present.
The ruling aimed to protect individuals from self-incrimination and ensure that they fully comprehend their rights during questioning.
Failure to provide these warnings could lead to the exclusion of any statements made during the interrogation from being used as evidence in a court of law.
The Miranda ruling has since become an essential safeguard in criminal proceedings, ensuring the protection of individuals' constitutional rights during the arrest and interrogation process.
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Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called Group of answer choices auditing. economics. finance. accounting.
Recording, classifying, and summarizing economic events in a logical manner for the purpose of providing financial information for decision making is commonly called accounting.
Accounting is a fundamental process in business and financial management. It involves systematically recording financial transactions, classifying them into appropriate categories, and summarizing the information to create financial statements such as the income statement, balance sheet, and cash flow statement. These financial statements provide a snapshot of a company's financial performance, position, and cash flows, enabling decision-makers to analyze and make informed decisions about the organization's operations, investments, and financial strategies.
While auditing, economics, and finance are related disciplines, each has its own distinct focus. Auditing involves examining and evaluating financial records and statements to ensure accuracy, compliance, and reliability. Economics studies the production, distribution, and consumption of goods and services within an economy. Finance, on the other hand, focuses on managing financial resources, investments, and the financial aspects of decision making. However, accounting serves as the foundation for providing the necessary financial information in these areas.
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Q1. Suppose player A and player B are playing the following game. Player A can choose "Up" and "Down", while player B can choose "Left" and "Right". The payoff matrix is depicted below. Player A's payoff is the first entry. Player B's payoff is the second entry. a. Suppose this is a one-shot, simultaneously-move game, find all the Nash equilibria (pure and mixed). Q2. Consider this sequential game. Assume the players can only use pure strategies a. Use backward induction to solve for the subgame perfect Nash equilibrium.
Q1. In a one-shot game, Nash equilibria consist of two pure strategy equilibria and one mixed strategy equilibrium. Pure equilibria occur when player A chooses "Up" and B chooses "Left," while mixed strategy equilibrium occurs when A and B randomly choose "Up" and "Down" with certain probabilities. Q2. Analyze sequential game using backward induction to determine subgame perfect Nash equilibrium by identifying optimal strategies at each decision point.
Q1. In the pure strategy equilibria, neither player has an incentive to deviate from their chosen strategy because changing strategies would result in a lower payoff for the deviating player.
If A chooses "Up", B's best response is to choose "Left" to maximize their payoff. Similarly, if A chooses "Down", B's best response is to choose "Right". Thus, these pure strategy equilibria are stable.
The mixed strategy equilibrium occurs when both players randomize their choices to achieve the same expected payoffs. In this case, A assigns probabilities to choosing "Up" and "Down", while B assigns probabilities to choosing "Left" and "Right".
The specific probabilities depend on the payoffs associated with each strategy and can be calculated using a formula called the mixed strategy Nash equilibrium. This equilibrium ensures that neither player can improve their expected payoff by unilaterally deviating from their chosen probabilities.
Q2. Starting from the last stage, we consider the actions available to the second player. By analyzing the payoffs associated with each action, we determine the optimal choice for the second player.
Then, moving to the previous stage, we consider the actions available to the first player, taking into account the optimal response of the second player. This process continues until we reach the first stage, where the optimal strategies for both players are determined.
The subgame perfect Nash equilibrium is the outcome that arises when both players play their optimal strategies at each decision point, considering the actions and payoffs in the game.
This equilibrium ensures that, at every stage of the game, each player is making the best possible decision, taking into account the previous choices and their consequences.
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Which of the following accounts would normally have a credit balance and appear in the balance sheet?
A. Dividends.
B. Salary expense.
C. Revenue.
D. Uneamed revenue.
E. Accounts receivable.
The account that contains a normal credit balance & the same appears in the balance sheet is unearned revenue.
The following information is relevant:
The dividend contains the normal debit balance and the same is to be shown under the stockholder equity statement.The salary expense is to be shown under the income statement and contains a normal debit balance.The revenue is to be shown under the income statement & contains a normal credit balance.Unearned revenue is a liability account and contains a normal credit balance. Also, it is to be shown under the balance sheet.The account receivable is an asset account & it contains a normal debit balance. Also, it is to be shown under the balance sheet.Therefore we can conclude that the account that contains a normal credit balance & the same appears in the balance sheet is unearned revenue.
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Intoxicated but still capable of comprehending the consequences of her actions, cricket signs a contract to sell her phone app design to downloads, inc. This contract is.
An intoxicated person may lack the mental capacity necessary to contract. Generally, this will require extreme intoxication. If the intoxicated person enters into a contract, she must disaffirm the contract within a reasonable time of regaining capacity and learning of the contract. But most likley in a court of law it will be inadmissable.