consider a 10-year, $50 annuity that makes annual payments. the first payment is made exactly 4 years from today and the appropriate discount rate is 6%. what is the present value of this annuity?

Answers

Answer 1

The present value of the annuity in today's terms is $308.98

What is the present value of the annuity?

The present value of the annuity is the present value of cash flows of $50 per year for 10 years bearing in mind that the first cash flow is in 4 years, we need to note that the present value formula of an annuity discount cash flows from year 4 to year 3

PV=PMT*(1-(1+r)^-N/r

PV=present value of annuity=unknown

PMT=annual cash flow=$50

r=discount rate=6%

N=number of annual cash flows in 10 years=10

PV(year 3)=$50*(1-(1+6%)^-10/6%

PV(year 3)=$368.00

PV(year 0)=$368.00/(1+6%)^3

PV(year 0)=$308.98

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Related Questions

Complete the following sentence.
___work involves working for different employers by the assignment without long-term
commitment.

Answers

Answer:

Contractor

Explanation:

Typically, CONTRACTOR work involves working for different employers by the assignment without a long-term commitment.

This is because the contractor is only meant to deliver the job well or as agreed and eventually get paid for his services on that particular project. The contractor is not on the payroll of the employer. He has a client-contractor relationship with the employer instead of the employer-employee relationship

Which of the following is NOT true about the Free Application for Federal Student Aid (FAFSA)?
You can fill out the FAFSA if you are an independent or a dependent.
The earliest you can submit your FAFSA is January 1st of each year.
You can fill the form out online or on paper.
Each state may have a different deadline for state financial aid.

Answers

Answer:

A

Explanation:because its true

What is a disadvantage of using a checking account instead of other types of
accounts?
A. You will likely not have federal protection for your money.
B. You will pay a fee if you make too many transactions.
C. You will generally not receive interest.
D. You will pay a penalty if you withdraw your money.

Answers

B. You will pay fee if you make to many transactions.

Answer:

you will generally not receive interest

Explanation:

took the quiz

Economists assume that people are rational in the sense that.

Answers

In the sense that consumers and firms use all available information as they take actions intended to achieve their goals

A process for making financial decisions is called _____.

Answers

Answer:

ouybouybo

Explanation:

A ___ is a Boolean variable that signals when some condition exists in the program. a. flag b. signal c. sentinel d. siren.

Answers

A flag is a Boolean variable that signals when some condition exists in the program.

If a condition is satisfied, it is simple to "flag" a particular outcome by using BOOL in your decision-making procedures. When used in computers, the term "Boolean" refers to a result that can only be true or false. Boolean logic creates a value that can be either true or false by combining two statements or expressions with a logical operator. Operators like and, or, not, etc. are employed to return the result.

A Flag is a Boolean variable that alerts programmers when a certain circumstance occurs. If a flag is set to true, it denotes that a certain condition is present. When a flag is set to false, it denotes that a certain condition is not true.

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What are 20 things to do at home when I have nothing to do and have done all my online school?

Answers


1. Eat a carrot
2. Vomit because carrots are disgusting
3. Play video games DUHH
4. Don’t waste your time on brainly

FIRST ANSWER WILL BE NAMED BRAINLIEST
Which action would effectively and appropriately address a budget deficit?
A. reduce income
B. reduce expenses
C. apply for bankruptcy
D. apply for new credit

Answers

Answer:

It is letter B

Explanation:

Reducing expenses would effectively and appropriately address a budget deficit. Thus option B is correct.

What is the budget?

A budget is a financial plan that projects future earnings and costs. A budget, put simply, forecasts future finances in addition to anticipated revenues and expenditures. Calculating the company's earnings and costs for a set period of time is the procedure for creating a budget.

Increasing tax rates while decreasing government expenditures are the two apparent ways to minimize a budget deficit. the reduction of government spending and/or the raising of taxes, which results in either a rise in the primary surplus or a decrease in the budget deficit. greater taxes and less funding by the government. If public spending is lower than tax receipts, a budget surplus results.

Therefore, option B is the correct option.

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The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.

Answers

Answer:

Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.

Explanation:

Mark as Brainliest please!

Ill give u a cookie

Answer:

No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.

Explanation:

the actual answer

Hammers, screwdrivers, drills, and saws are _____ a construction worker uses.


-tasks

-skills

-tools

-qualifications

Answers

Answer:

are a - tool - construction workers use

the answer is tools

It is important to build a relationship with your customer. in the first few seconds after you notice the customer’s arrival, you should:________

Answers

It is important to build a relationship with your customer. In the first few seconds after you notice the customer’s arrival, you should: greet them politely and warmly.

What is customer relationship?A customer relationship refers to the way in which a business engages with its customers, as well as the way in which the customers interact with the business in return. Customer relationships are built by providing outstanding customer service and meeting or exceeding customer expectations.

Customer relationship management is critical in any industry, from retail to hospitality to healthcare and more. The first step in building strong customer relationships is to be polite and cordial to customers as soon as they arrive. This includes greeting customers warmly and respectfully and welcoming them to the establishment.

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what is professional education!​

Answers

Answer:

Professional education is a formal specialized training about a particular profession in which learners are taught the central concepts, principles, and techniques, and how these are applied in real practice, and the learners also acquire the necessary competencies needed for proper practice and behaviour.

Professional education is a formalized approach to specialized training in a professional school through which participants acquire content knowledge and learn to apply techniques. Although content is what the participant is expected to learn by attending professional school, such an education also helps the participant acquire the competencies needed for proper practice and behavior.

The opposite of 'always' is
(i)
(ii) never
ever
(iii) frequent (iv) often
Ans.​

Answers

the opposite of always is

never ever

The purpose of this category of interview questions is to obtain factual information about the interviewee.
a.
General information questions
b.
Behavioral questions
c.
Character questions
d.
Stress questions

Answers

The answer should be A

Answer:

a

Explanation:

Which of the following statements are not true of satisfied customers?
A. Satisfied customers tend to stay loyal.
B. Customers will spend more money with a company for great customer service.
C. Satisfied customers do not share their experiences with other people.
D. All of the above

Answers

C is not true i’m pretty sure

OPTION (C) Satisfied customers do not share their experiences with other people. When customers feel satisfied from the services or products from a particular company, they are tend to share their experience with their friends and families. So that they can too get benefitted from the same.

Who are Customers?

In sales, commerce, and economics, a customer is the recipient of a good, service, product or an idea - obtained from a seller, vendor, or supplier via a financial transaction or exchange for money or some other valuable consideration.

What is meant by 'Services'?

A service is any activity or benefit that one party can offer to another, which is essentially intangible and does not result in the ownership of anything. Its production may or may not be tied to a physical product.

What is a Company?

A company, abbreviated as co., is a legal entity representing an association of people, whether legal, natural, or a mixture of both, with a specific task or objective. Company members share a common purpose and unite to achieve specific, declared goals.

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because the resources and relationships among partners is complex, most r&d strategic alliances are what type?

Answers

Due to the complexity of resources and relationships among partners, most R&D strategic alliances are formed as non-equity alliances.

Non-equity alliances are partnerships in which two or more companies collaborate on a specific project or goal without exchanging ownership shares. Non-equity alliances provide benefits such as cost-sharing, access to specialized knowledge and skills, and risk-sharing. They allow companies to pool their resources, expertise, and technology to achieve their mutual objectives without having to merge or acquire one another. Additionally, non-equity alliances offer greater flexibility as the parties involved can terminate the alliance once the project is completed. Overall, non-equity alliances provide a valuable opportunity for companies to pursue mutually beneficial R&D activities while minimizing risk and preserving their independence.

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Many customers shop at Organic Foods because of the employees' extensive product knowledge. In a SWOT analysis, the employees' high levels of product knowledge are an example of the company's

Answers

Answer:

The answer is Strength

Explanation:

SWOT analysis stands for:

S - Strength

W - Weakness

O - Opportunity

T - Threat.

In the question, strength captures the scenario. Strength is a resource that can be used as a competitive advantage to attract customers. Customers see this strength and they are attracted by it.

Other examples can be, respect, creativity etc.

_______ shows how many units of a product or service consumers will demand during a specific period of time at different prices

Answers

The term you are looking for is "demand curve." A demand curve is a graphical representation of how much of a product or service consumers are willing to buy at different prices during a specific time period. The curve shows the relationship between price and quantity demanded.

When a product or service is priced high, demand for it tends to be low, and when it is priced low, demand tends to be high. As such, the demand curve slopes downwards from left to right, indicating that as price decreases, quantity demanded increases.
Several factors can affect the shape of the demand curve, such as changes in consumer tastes and preferences, the availability of substitute goods, and changes in consumer income. These factors can shift the demand curve either to the left or the right.
Understanding the demand curve is crucial for businesses to set prices that will maximize profits while still meeting consumer demand. By analyzing consumer behavior and the factors that affect demand, businesses can set optimal prices that balance supply and demand and help them remain competitive in the market.

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The term you are looking for is "demand". Demand shows how many units of a product or service consumers will demand during a specific period of time at different prices.

The term that describes how many units of a product or service consumers will demand during a specific period of time at different prices is "demand curve." A demand curve is a graphical representation of the relationship between the price of a good or service and the quantity of that good or service that consumers are willing and able to purchase at that price. It shows the quantity demanded at various prices, assuming all other factors remain constant, such as income, tastes, and preferences. Typically, demand curves slope downward, indicating that as the price of a good or service increases, the quantity demanded decreases, and as the price decreases, the quantity demanded increases.

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What 3 questions will you ask in the survey?

Answers

do you have a car?

do you have anyone in the house under 18?

are you an expirenced worker?

Telling customers that they only have until midnight to get sale prices is an appeal to

A. ethos.

B. logos.

C. pathos.

D. kairos.

Answers

Answer:

D. kairos.

Explanation:

Telling customers that they only have until midnight to get sale prices is an appeal to kairos.

Answer:

It's d

Explanation:

WITH DETAILED STEPS PLEASE
Aarong pharma, a petrochemical company in India, generates pesticide that sells $249 per kilolitre. The company’s capacity is 155 kilolitres a day as it operates six days a week, 24 hours a day.
The unit price for Boric Acid is $0.15 per litre. About 0.09 litre of Boric Acid is required for each litre of pesticide.
Fixed cost is $2800 a day and the average variable cost is $3.22 per kilolitre.
The management is considering Sunday operations as well. If the plant was to operate on Sunday, it is estimated that the variable cost of Sunday operation would be $35, and the total fixed cost per week would be increased by $560.
a) Evaluate the break-down volumes and the marginal contribution rates for
>Six-day operation
>Seven-day operation
b) What is the average total cost per kilolitre for six-day operation? Calculate the net profit margin per kilolitre before taxes.
c) Is it economical for this company to operate seven days a week?
Round your answers to two decimal places.

Answers

a) Break-even volumes: 6-day operation - 11.32 KL, 7-day operation - 13.56 KL. Marginal contribution rate: $245.78/KL.

b) Avg. total cost: $22.10/KL. Net profit margin before taxes: $226.90/KL.

c) Economical to operate 7 days as production exceeds break-even volumes.

a)

For Six-day operation:

The break-even volume can be calculated by dividing the fixed cost by the difference between the selling price and the average variable cost per kilolitre.

Break-even volume = Fixed cost / (Selling price - Average variable cost per kilolitre)

Break-even volume = $2800 / ($249 - $3.22)

Break-even volume ≈ 11.32 kilolitres

The marginal contribution rate is the difference between the selling price and the average variable cost per kilolitre.

Marginal contribution rate = Selling price - Average variable cost per kilolitre

Marginal contribution rate = $249 - $3.22

Marginal contribution rate ≈ $245.78

For Seven-day operation:

The total fixed cost per week would be increased by $560, making it $3360 per week.

Break-even volume = $3360 / ($249 - $3.22)

Break-even volume ≈ 13.56 kilolitres

Marginal contribution rate = $249 - $3.22

Marginal contribution rate = $245.78

b)

To calculate the average total cost per kilolitre for six-day operation, we need to consider both fixed and variable costs.

Average total cost per kilolitre = (Fixed cost + Variable cost) / Production volume

Average total cost per kilolitre = ($2800 + ($3.22 * 155)) / 155

Average total cost per kilolitre ≈ $22.10

The net profit margin per kilolitre before taxes can be calculated by subtracting the average total cost per kilolitre from the selling price.

Net profit margin per kilolitre before taxes = Selling price - Average total cost per kilolitre

Net profit margin per kilolitre before taxes = $249 - $22.10

Net profit margin per kilolitre before taxes ≈ $226.90

c)

To determine if it is economical for the company to operate seven days a week, we compare the break-even volumes for six-day and seven-day operations. If the expected production volume exceeds the break-even volume, it would be economical to operate seven days a week.

For six-day operation, the break-even volume is approximately 11.32 kilolitres, while for seven-day operation, the break-even volume is approximately 13.56 kilolitres. Since the expected production volume is 155 kilolitres, which is greater than both break-even volumes, it is economical for the company to operate seven days a week.

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Which level of government are Planning workers most likely to work for?

A) state
B) federal
C) local
D) international

Answers

I’m pretty sure it’s local.

The level of government is Planning workers most likely to work for local. Thus, the correct option is (C).

A single sovereign state's lowest levels of public administration are collectively referred to as "local government" in the United States.

When the word "government" is used in this context, it explicitly alludes to a level of bureaucracy that is geographically confined and has a set of responsibilities.

A variety of essential services for residents and companies in certain areas are handled by the local government.

Therefore, the correct option is "C".

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State the following statements are True or False. State the reason for your answer. Each question
carries 2 marks.
1. Labour intensive production means firms hire more people than any other factor of production. It is the
value (amount) spent that is measured.
Answer:.........
Reason:.....
2. Poor quality means that a firm's prices are higher than the industry average.
Answer:.....
Reason:........

3. Quality means that a product is high-class and one of the best in its industry, such as Rolls Royce cars or
Rolex watches.
Answer:.......
Reason:...
4. The location decision is irreversible.
Answer:.
Reason:..

Answers

Answer:

See below

Explanation:

1. True

Labor refers to human efforts in production. A  labor-intensive production is when the manufacturing of a product or service relies heavily on labor than the other factors of production. Labor-intensive production is mostly applied in small-scale manufacturing or customized production.

2. False

Poor quality describes a product or a service that does not meet the expected standards. Poor quality is of low quality, one that is not properly made. Poor quality refers to a product or service that is of bad quality. A  Poor quality product attracts low prices that are below the industry average.

3. True

Quality means a high degree of excellence. A quality product or service implies the product meets expected standards. Quality products offer excellent service to customers. Consumption of the product gives great satisfaction to the user.

4. False

The location decision can be reversed. A location is a place or area where a business will be set-up. The location decision involves identifying the most appropriate place to establish the business. The location decision is crucial as it can be the difference between success and failure.

Businesses have always re-located from one place to another.  If the location chosen is not favorable, a decision can be made to re-locate.  Reversing a location decision is expensive and time-consuming.

What are two things a good investment might do?

Answers

Answer: With a good investment there should be very little chance of losing the total amount invested. Good investment ideas will hold their value or increase in value for a long time. The way any investment product is structured and regulated should offer investors protection.

Explanation:

Good investment must contain

Long term planPast records

The fund where you invest must have good past records of benifit.If it has Andy fraud records of misleading money you shouldn't invest thereAlso the growth rate must be measured for long term interest and benifits

n the problem solving process, the final step is to try to ______. a. Generate multiple solutions b. Review your results c. Decide on a solution d. Evaluate your choices Please select the best answer from the choices provided A B C D

Answers

In the problem solving process, the final step is to try to Evaluate your choices.  D. Evaluate your choices is the correct answer.

In the problem-solving process, the final step is to evaluate your choices. After generating multiple solutions, reviewing the results, and deciding on a solution, it is crucial to assess the effectiveness and feasibility of the chosen option. Evaluation allows for reflection on the outcome and its impact, helping to determine whether the solution effectively addresses the problem and achieves the desired goals.By evaluating the choices, individuals or teams can assess the strengths and weaknesses of the solution, identify any unforeseen consequences, and make adjustments if necessary. It provides an opportunity to gather feedback, analyze the results, and determine if the chosen solution met the desired criteria and objectives.Evaluation is a critical step as it ensures continuous improvement and learning from the problem-solving process. It allows for adjustments, modifications, and refinements, enhancing future problem-solving endeavors.

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Please Help
What distinguishes comparative advantage from absolute advantage in production? (1 point)
A. A country has comparative advantage in production when its opportunity costs of producing a good are higher than another B. A country has comparative advantage in production when it requires more total inputs than does another country to produce the same output.
C. A country has comparative advantage in production when its opportunity costs of producing a good are lower than another country's.
D. A country has comparative advantage in production when it requires fewer total inputs than does another country to produce the same output.​

Answers

C. A country has comparative advantage in production when its opportunity costs of producing a good are lower than another country's distinguishes comparative advantage from absolute advantage in production

Comparative advantage and absolute advantage are both concepts in international trade that explain why countries specialize in producing certain goods and services. The main difference between these two concepts is as follows:

Absolute advantage refers to a situation where one country can produce a good or service using fewer resources (i.e. labor, capital, land) than another country.

Comparative advantage refers to a situation where one country has a lower opportunity cost of producing a good or service than another country.

Opportunity cost is the value of the best alternative forgone when choosing a particular option.

In other words, a country has a comparative advantage if it gives up less of one good to produce more of another good compared to another country.

Therefore, comparative advantage is not based on the absolute efficiency of production, but rather on the relative opportunity costs of producing a good or service.

Option  c ) is correct answer.

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Assessment Questions
In What is Insurance
b Explain the following term in
Insure
premium

Answers

Explanation:

insurance is an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.

premium an agreed payment for insurance

insure to protect something against unforseen risks like fire death etc.

Answer:

dch gang from BJP by v for Vendetta the intended recipient you are not the intended recipient you are not the intended recipient you are

after an audit, the broker was charged with a violation of the federal fair housing act. what was the likely cause for the charge? inadequately signed handicapped parking places.

Answers

The Federal Fair Housing Act forbids discrimination on the basis of protected classifications like race, colour, religion, national origin, sex, disability, and familial status in the sale, rental, and financing of homes.

In accordance with the federal Fair Housing Acts of 1968, which of the following is exempt?

Owner-occupied structures with a maximum of four units and single-family homes that are sold or rented directly by the owner, in very specific situations, are exempt from the Act.

Which of the following would be considered a fair housing legislation violation?

HUD will zealously pursue enforcement proceedings against housing providers who refuse to rent or sell homes to persons on the basis of their race, colour, national origin, religion, sex, familial status, or handicap. This is against the law.

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______ is involved when your manager reviews your performance and evaluates your outcomes.

Answers

Performance evaluation is involved when your manager reviews your performance and evaluates your outcomes.

Performance evaluation is an essential process for an employee and an organization as it determines the strengths, weaknesses, and potential of an employee. It is a systematic and objective process that assesses the performance of employees for a particular period, usually a year.

The process of performance evaluation involves setting performance expectations, monitoring the progress, providing feedback, and finally evaluating the performance.

The main purpose of the performance evaluation process is to identify the strengths and weaknesses of the employees, provide a platform to the employees to improve their skills and enhance their performance, and to make sure that organizational goals and objectives are being met.

The performance evaluation process includes self-assessment, goal setting, and performance feedback. The performance evaluation system is crucial for any organization as it helps in creating a performance-based culture that promotes excellence.

In conclusion, performance evaluation is involved when your manager reviews your performance and evaluates your outcomes, and it is essential for both the employee and the organization.

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Consumers have certain rights that do NOT carry corresponding responsibilities.
Please select the best answer from the choices provided
T
F

Answers

Answer:

Explanation:Consumers have certain rights that do NOT carry corresponding responsibilities....(false is the answer)
Other Questions
1. How would you describe the tone and purpose of these excerpts from Bushs speech?2. What main idea does Bush express about the U. S. In his speech? Which details support this main idea?3. Who does Bush address with an appeal to logos (logic)? What is his line of reasoning? Protists and bacteria are grouped into different domains because a. protists eat bacteria. b. bacteria are not made of cells. c. protists have a membrane-bounded nucleus. d. protists are photosynthetic. does the average speed of the metal particles increase or decreae with time? If the initial partial pressure of ClO is 0.125 atm, what is the equilibrium partial pressure (in atm) of O2 define the term mass production Walid has been collecting bottle caps he noticed that he adds the same number of caps each month to his collection walid creates a function c=20m+750 that models the number of caps c in terms of the number of months m since the beginning of the year The Adaptive ResponseStep 6. APCs travel to the lymph nodes via the lymph vessels, to present the infection to the 13. & 14. cells.Step 7. The APCs interact with the T-cells first.What are the two types of T-cells, and what are their effector functions?A.B. which method of quantifying a solution involves calculating savings as a percentage of the original investment? group of answer choices swot analysis cost-benefit analysis value-savings calculation return on investment customer lifetime benefit the normal model n(58,21) describes the distribution of weights of chicken eggs in grams. suppose that the weight of a randomly selected chicken egg has a z-score of -2.01. what is the weight of this egg in grams? round to the nearest hundredth of a gram. the amount of corn chips dispensed into a 48 ounce bag with a mean of 48.5 and standard deviation of 0.02. what chip amount represent the 67 percentile how many grams of pb(no3)2 will dissolve in 200 g of h2o at 25 degrees * c the elements of a text book that are useful in helping to understand the context of the book are called the text features true or false? Look at the image. Which one of the five Georgia regions would you find this skyline of midtown Atlanta?A.PiedmontB.Coastal PlainC.Appalachian PlateauD.Blue RidgeHELP PLEASE ! Before jazz existed, the european and african musical traditions were converging in _____, _____, and _______. A 7.80-g bullet moving at 540 m/s penetrates a tree trunk to a depth of 6.30 cm.(a) Use work and energy considerations to find the average frictional force that stops the bullet. (Enter the magnitude.) N(b) Assuming the frictional force is constant, determine how much time elapses between the moment the bullet enters the tree and the moment it stops moving. s Which statement provides the most accurate evidence regarding the shift from the Democratic Party to the Republican Party in South Carolina? A) The six members of South Carolina's delegation to the U.S. House of Representatives are Republican. B) The Republican Party has had a majority in both houses of South Carolina's General Assembly since 2001. C) The Democratic candidate in the 2016 presidential election received the third highest number of votes. D) Every governor of South Carolina has been a member of the Republican Party since 1970. Explain what would happen if you use a wooden toothpick to close a circuit. 1. electric current will flow through the circuit because the toothpick is a conductor. 2.electric current will flow through the circuit because the toothpick is an insulator. 3.electric current will not flow through the circuit because the toothpick is a conductor. 4.electric current will not flow through the circuit because the toothpick is an insulator. explain how the united states prosperity during the 1920s and the great depression during the 1930s affected the rest of the world When your boss, Fernando, says that you need a ROMI of 5.0, he is describing the __________ for the marketing investment. A. Risk factor. B. Suitability factor. C. Total rate. D. Hurdle rate. E. All of these dealignment eraThe party era that lasted from the late 1960s to the early 1990s that was characterized by a gradual reduction in the dominance of the Democratic Party without another party becoming truly dominant.the new deal coalition slowly disintegrated in the 1968 election (in which Nixon was elected) and collapsed in 1980 when Republicans captured the presidency and the Senatewhat emerged was a political era in which republican and democratic parties had relatively equal footingthis change was triggered by three major developments:-the strong support by the democratic party for the civil rights movement caused many white southerners to become Republicans. This also caused African Americans and northeastern republicans to become democrats-democratic support for feminists and gays, and supported their efforts for equal rights and a strict separation of church and state. THis caused religiously conservative Democrats to support the Republican party instead-the democratic party's support for antiwar sentiments gave Republicans the opportunity to become the party that favored a strong national defense. This caused Democrats who supported a strong military and aggressive foreign policy to favor the Republican partyall of these factors caused the democratic party to lose their big advantage in control over local government and decreased their strength in party identification. Democrats also began to lose control in Congress, first in the Senate then the house