$995.00 she will have in her account in 11 years
Future Value = Present Value + Present Value * Interest Rate * Time Period
Future Value = $500 + $500 * 0.09 * 11
Future Value = $995.00
Simple interest is a quick and easy way to calculate interest on a loan. Simple interest is calculated by multiplying the daily interest rate by the principal and multiplying by the number of days elapsed between payments.
Simple Interest (SI) is a method of calculating the amount of interest on a particular principal at a particular interest rate. For example, when a person takes out an Rs loan. At a rate of 5000, 10 p.a. for 2 years, the interest for a person for 2 years is SI. To the borrowed money.
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Using acceptance numbers of 1, 2, ad 4, determine the single sampling plans that will reject lots which are 1.2% nonconforming 6% of the time. Which of these 3 plans would you choose, from a consumer's point of view?
Single Sampling Plan, Acceptance numbers, Nonconforming units .Using the acceptance numbers of 1, 2, and 4, the single sampling plans that would reject lots that are 1.2% nonconforming 6% of the time are as follows:
Acceptance number 1, sample size 200, and reject number 2Acceptance number 2, sample size 80, and reject number 5Acceptance number 4, sample size 32, and reject number 7From the consumer's point of view, it would be best to choose the single sampling plan with the smallest sample size and the lowest acceptance number since it is more rigorous and offers a higher degree of protection against nonconforming units.
The single sampling plan is a statistical method for assessing whether or not to approve a batch of products. The consumer decides the acceptance number, which is the maximum number of nonconforming units they are willing to accept in the sample. The sampling plan also specifies the sample size and reject number.
If the sample size contains more nonconforming units than the reject number, the batch is rejected. In this scenario, the consumer needs to choose a sampling plan that will allow them to accept 1.2 percent nonconforming units no more than 6 percent of the time.
By using the provided acceptance numbers and formulas, the consumer can select the single sampling plan that is the most appropriate. The smaller the sample size and the lower the acceptance number, the more rigorous the plan will be. Thus, it is best to choose the single sampling plan with the smallest sample size and the lowest acceptance number.
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How does decreasing your credit card balance affect your income statement? (1 point)
It increases your monthly expenses, increasing the amount you spend each month.
It increases your monthly expenses, giving you more money to spend on other things.
It decreases your monthly expenses, increasing the amount you spend each month.
It decreases your monthly expenses, giving you more money to spend on other things.
The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.
What is a credit card?A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.
Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.
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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle
2. a payday loan
3. an unsecured installment loan
4. It decreases your monthly expenses, giving you more money to spend on other things.
5. Determine or estimate the current value of everything you own.
6. Their ability to repay a loan
7. your prior record of paying your bills and paying off your debts
8. your age and gender
9. You can request one online or over the phone.
10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.
11. -the lender that provided the incorrect information
-the credit bureau that prepared the report
12. right away
13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.
14. The longer the term, the more you will pay in interest.
15. It will cost you less money overall.
16. A store credit card generally comes with a higher interest rate.
17. You will save money if you pay the balance off quickly.
18. -Clarifying the confusing language found on credit card applications.
-Forcing lending companies to disclose interest rates and hidden fees.
19. It banned credit card companies from raising interest rates after missed payments.
20. -a fixed annual charge for the use of a credit card
-a charge if the minimum payment is not paid by the due date
21. paying off the balance before interest can accrue
22. $30
23. Determine which card has the higher interest rate and pay the extra money to that card first.
Explanation: All these answers are correct!
A general rule in investing is to buy high, sell high
1) true
2) false
Answer:
Im pretty sure the answer is false
Explanation:
this is because when investing you want to get as much money as possible so you would buy it super cheap and sell it high
Under the NASAA model custody rule, an investment adviser would be considered to have custody of client assets if that adviser inadvertently receives:
i. a check from a client from a client made out to the IA and does not return the check within 24 hours
ii. a check from a client made out to a third party and Does not forward the check within 3 business days
iii. stock certificates from a client and does not forward them within 3 business days
iv. stock certificates from a client and does noT return them within 3 business days
Answer:
(ii) A check from a client made out to a third party and does not forward the check within 3 business days .
(iv) Stock certificates from a client and does not return them within 3 business days.
Explanation:
As per the NASAA model custody rule, the investment advisor will have the custody of the assets of the client an associated person only if the adviser accidentally receives ' a check has been made by the client to the third party but it is not forwarded within three business days' and when 'the certificates of stocks from the client not returned to them within three business days.' Thus, these indirect documents make the adviser eligible to have custody of client's possessions. Thus, the options ii and iv are the correct answers.
When a salesperson says or does something that creates agency such as giving advice to a customer, giving an opinion to a customer, or negotiating on the customer's behalf the licensee has:
Answer:
implied agency
Explanation:
The implied agency refer to an agency that is established from the principal and agent conduct. It develops the agency relationship. It is a real agency and a fact to be proved
Therefore as per the given situation since it is mentioned that at the time when the salesperson said or do something that establish the agency so this represent the implied agency
Therefore the same is to be considered
What the person above me said
Explanation:
i just took the asignment.
How does the financial market impact the economy?
Financial markets help to efficiently direct the flow of savings and investment in the economy in ways that facilitate the accumulation of capital and the production of goods and services.
The needs of borrowers and lenders are met by the combination of well-established financial markets and institutions as well as a wide range of financial products and instruments, which benefits the economy as a whole.
Investors can specialize in specific industries or services, diversify their risks, or do both thanks to financial markets (like those that trade stocks or bonds), instruments (including bank CDs, futures, and derivatives), and institutions (like banks, insurance companies, mutual funds, and pension funds). Financial markets and financial institutions, collectively contribute to economic growth; nevertheless, the relative proportion of the two does not seem to be a significant determinant in growth.
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Describe the role of hotel management in the field of tourism. .
Answer:
The management of staff members as well as the planning, marketing, coordinating, and administration of hotel services including food and lodging amenities are within the purview of hotel managers.
What are the five Ws of a good press release?
Major Questions the release should answer
Types of Audiences for the release
Categories of the Media the release should cover
Five paragraph structure of the release
The main five Ws of a good press release which most journalists know that the basic format of a press release includes:
Whowhenwhatwherewhy information Why is five Ws of a good press release important?Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.
The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.
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Explanation:
The main five Ws of a good press release which most journalists know that the basic format of a press release includes:
Who
when
what
where
why information
Why is five Ws of a good press release important?
Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.
The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.
the weidmans want to save $30,000 in 2 years for a down payment on a house. if they make monthly deposits in an account paying 12%, compounded monthly, what is the size of the payments that are required to meet their goal? (round your answer to the nearest cent.)
To determine the size of the monthly payments required to save $30,000 in 2 years, we can use the formula for calculating the future value of a series of regular deposits in a compound interest account.
The formula for future value with regular deposits is:
FV = P * [(1 + r)^n - 1] / r
Where:
FV is the future value (target savings) - $30,000 in this case
P is the monthly payment
r is the monthly interest rate - 12% divided by 12 months = 1%
n is the number of periods - 2 years * 12 months = 24
Plugging the values into the formula, we have:
30,000 = P * [(1 + 0.01)^24 - 1] / 0.01
Solving this equation, the monthly payment required comes out to be approximately $1,207.53.
Therefore, the Weidmans would need to make monthly payments of approximately $1,207.53 for 2 years in order to save $30,000 for their down payment.
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if phillips were to follow a policy of 100xchange rate pass through, what should be the new $ price of a dvd based on the current spot exchange rate
The new $ price of a DVD based on the current spot exchange rate would be higher if Philips were to follow a policy of 100% exchange rate pass-through.
Exchange rate pass-through refers to the extent to which changes in exchange rates are reflected in the prices of imported goods. A 100% exchange rate pass-through policy means that the full impact of exchange rate changes is passed on to the prices of imported goods. In this case, if the exchange rate between the domestic currency (let's say USD) and the foreign currency (let's say EUR) increases, it means that 1 USD can buy fewer units of EUR. As a result, importing goods from countries using EUR as their currency becomes more expensive for Philips.
To maintain its profit margin, Philips would need to increase the price of its DVDs in USD to compensate for the higher cost of importing them. Therefore, if Philips follows a policy of 100% exchange rate pass-through, the new $ price of a DVD based on the current spot exchange rate would be higher than before the exchange rate change. It's important to note that exchange rate pass-through can vary depending on various factors such as market competition, pricing strategies, and the elasticity of demand for the product. In some cases, companies may choose not to pass on the full impact of exchange rate changes to maintain market share or absorb some of the cost themselves.
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Write an essay about Buisness skills 150 words pls
giving 100 points
business exists only to earn profits by providing goods and services to the customers. According to the modern concept, the underlying objective of every business is customer satisfaction as this is what results in most profits. If the customer is satisfied, the business excels. something about Business goals is a predetermined target that a business or individual plans to achieve in a set period of time. These goals are often split into short-term goals and long-term goals. Business goals can be general and high level, or they can focus on specific measurable actions. One of the reasons businesses succeed is that they reach consumers first. The fastest companies to market have the best access to customers. ... It's much easier to dominate a market without competitors. If you are first to market, you are more likely to succeed, even if your product or service is substandard.
Explain how a consumer’s place of residence has an especially large impact on their purchase of sports and entertainment commodities.
please and thank you :)
Answer:
Concept: Business digression
Lets assume you live in Los Angeles CALA houses the Lakers, dodgers, and so many more big brand teams.A consumer which is defined as any person in a free and open market to openly trade their wealth and income in return for an item or service.Residence defined as the area that surrounded the immediate perimeter of the said consumer.Hence, by the principle of socialization people are more inclined to buy sports gear to represent their teams and inclined to participate in consumer purchases based on their peers.It becomes the "lifestyle" and "ideal" personalities in a place such as LA and this inherently drives up sales of sports and entertainment commodities.The location, or residence directly exposes the consumer to the products in a market where it "hot" and in style/demand.Rate brainlist & give positive feedback.Why are online sellers a stakeholder in Amazon?
To buy a product, customers in a market must first
To buy a product, customers must first have the need for the product.
Customers cannot just simply buy anything or everything when it comes to products. People love shopping but money is a very useful and powerful resource and customers understand it well, so they don't want to spend it on useless things.
Firstly, there should be a need or a desire to buy a particular product. After that the customer decides his or her budget or the money he would like to spend on that product. If it crosses his or her budget, then the customer may not able to buy the product.
Lastly, there should be willingness to buy the product. Nowadays, we get impressed by big brands, malls and stores giving us immense discounts for even our daily needs. That is how knowingly or unknowingly, we tend to shop more.
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A(n) ________ is a favorable set of circumstances that creates a need for a new product, service, or business.
Group of answer choices
idea
scheme
design
proposal
opportunity
What word does this caution,lookout,danger
is the signal word used for more sever hazards.
Answer:
danger is used for the most severe hazards
Explanation:
Name the choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing.
The choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing includes the time, energy, and space
What is the meaning of Choreography?In art, a choreography means the way in which an idea is expressed physically through dance. When developing this concept, the users usually relies on important principles of organization to ensure that the idea takes a clear, appropriate, and aesthetically pleasing form.
These are principles that comprises the basic ingredients for the dancers' movements and patterns and help the choreographer utilize space, express intention and the music, and organize the dancers.
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Quick! Suppose a local pizza place is hiring, with a big sign in the window saying HELP WANTED. You walk in, interested in the job. What would you say to convince them to hire you?
assuming per capita demand remains the same, what will be the approximate power demand in fremont center in 40 years?a. 1,000 MWb. 2,000 MWc. 3,000 MWd. 4,000 MWe. 5,000 MW
The per capita demand remains constant, Freemont Center's approximated power demand in 40 years is d) 4,000 MW.
Peak electricity demand
Maximum demand for a facility refers to the load demand that is placed on the facility at any one time. The load on the power plant varies occasionally. The sum of all demands that have occurred over a given time period, say a day, is the greatest demand on the power plant.
Inexpensive energy source
According to the IEA's Global Energy Outlook and other scientific research, solar and wind energy continue to hold the top spots as the lowest priced renewable energy sources. Both sources of energy are far less expensive than equivalents like fossil fuels, and they continue to become more so every year.
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How did the goal described in this excerpt most affect the u. S. Economy?.
The described goal that most affect the economy according to the excerpt is when Federal Reserve raised interest rates to control inflation.
What was described in the excerpt?The excerpt quoted George Bush speech about the Iraqis and how their relationship with Saddem Hussein will most affect them and their economy.
However, the goal that most affect the economy according to the excerpt is if Federal Reserve raised interest rates to control inflation.
Therefore, the Option A is correct.
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Tangshan Mining was extended credit terms of 3/15 net 30 EOM. The cost of giving up the cash discount, assuming payment would be made on the last day of the credit period, would be ________. If the firm were able to stretch its accounts payable to 60 days without damaging its credit rating, the cost of giving up the cash discount would only be ________
The credit terms of 3/15 net 30 EOM mean that Tangshan Mining can receive a 3% cash discount if they pay within 15 days, otherwise, the full payment is due within 30 days of the end of the month.
If Tangshan Mining chooses to pay on the last day of the credit period, they would be giving up the 3% cash discount. Therefore, the cost of giving up the cash discount would be 3%.
If Tangshan Mining is able to stretch its accounts payable to 60 days without damaging its credit rating, they would still be able to receive the full payment discount, but the cost of giving up the cash discount would be lower. In this scenario, the cost of giving up the cash discount would be the opportunity cost of not being able to invest that money for an additional 30 days. The cost of giving up the cash discount would depend on the company's internal cost of capital.
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5 role of development banks in economic development
The banking system plays an important role in the modern economic world. Banks collect the savings of the individuals and lend them out to business- people and manufacturers. ... Thus, the banks play an important role in the creation of new capital (or capital formation) in a country and thus help the growth process.
Differences between Communism, capatilism, socialism essay
Capitalism and communism are different in their political and economic ideologies. Capitalism and Communism never go together. One of the major differences between capitalism and communism is with regard to the resources or the means of production.In Communism, the community or society solely owns the resources or the means of production. An economic and political system in which a country’s trade and industry are controlled by private owners for profit, rather than by the state is called capitalism. On the other hand, a political and economic theory of social organization which advocates that the means of production, distribution, and exchange should be owned or regulated by the community as a whole is known as the socialism.In capitalism, the individual’s right is the basic principal, whereas, in socialism, the equality among people is the basic principal. In capitalism, the maximum profits and incomes are for the investors or the individuals, whereas in socialism, the equal distribution of wealth among the people of the country.
the instruments used in capital markets are either blank loans, in which a corporation sells stock to investors, or blank loans in which a firm borrows money. multiple choice question. debt; equity equity; debt credit; debit debit; credit
A liability that typically has a credit balance is long-term debt. Therefore, to completely eliminate the long-term debt from the books, the long-term debt account must be debited up until it is fully repaid.
On the other hand, there is a cash outflow, so the cash account needs to be paid. Opening Balance Equity is debited; Capital Stock is credited. The starting entry is the rise in all of the balance sheet accounts, which is subtracted from the opening balance equity account when we switch from traditional record keeping to QuickBooks. As a result, the opening balance equity must be increased, which requires crediting Capital Stock, debiting Accounts Receivables, and adjusting Cash, Bank, etc. Thus, it is clear that is erroneous since accounts payables are increased leading to a debit entry of opening balance equity, the capital stock is adjusted against opening balance equity. The following is the journal record for the specified transaction:
$50,000 in cash to pay off immediate debt $10,000 to $40,000 in long-term debt (Being the raised of loan is recorded)
For recording this, we increased the assets by debiting cash and increasing the liabilities by crediting short-term and long-term debt.
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In nims resource inventorying refers to preparedness activities conducted.
In NIMS (National Incident Management System), resource inventorying refers to the preparedness activities conducted to ensure that the necessary resources are identified, cataloged, and made available for use in response to an incident.
This process involves identifying and cataloging resources such as personnel, equipment, supplies, and facilities that may be required to support response and recovery operations.
Resource inventorying is essential to ensure that resources are available when needed, and to avoid delays and confusion during an incident.
Effective resource inventorying requires a collaborative effort between various agencies and organizations to identify and share resources.
The process includes updating the inventory regularly to reflect changes in availability or location of resources. Proper resource inventorying ensures a quick and efficient response to incidents, which is crucial in emergency situations.
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Or open Meet and enter this code: wtb-tsif-cpq female
Answer:..................
For what ?_?
beedles inc. needed to raise $14 million in an ipo and chose security brokers inc. to underwrite the offering. the agreement stated that security brokers would sell 3 million shares to the public and provide $14 million in net proceeds to beedles. the out-of-pocket expenses incurred by security brokers in the design and distribution of the issue were $340,000. what profit or loss would security brokers incur if the issue were sold to the public at the following average price? write out your answer completely. for example, 5 million should be entered as 5,000,000. round your answers to the nearest dollar. loss should be indicated by a minus sign.
The issue is sold to the public at an average price of $5 per share, Security Brokers Inc. would incur a profit of $1,340,000. However, if the average price is $4 per share, they would incur a loss of $1,660,000.
If the average price is $5 per share:
Total proceeds from selling shares = Number of shares sold * Average price
Total proceeds = 3,000,000 * $5
Total proceeds = $15,000,000
Profit or Loss = Total proceeds - Net Proceeds
Profit or Loss = $15,000,000 - $13,660,000
Profit or Loss = $1,340,000
If the average price is $4 per share:
Total proceeds from selling shares = Number of shares sold * Average price
Total proceeds = 3,000,000 * $4
Total proceeds = $12,000,000
Profit or Loss = Total proceeds - Net Proceeds
Profit or Loss = $12,000,000 - $13,660,000
Profit or Loss = -$1,660,000 (Loss)
Brokers are individuals or entities that act as intermediaries between buyers and sellers in various financial markets. Their primary role is to facilitate transactions by bringing together buyers and sellers and assisting them in reaching mutually beneficial agreements. Brokers operate in a wide range of markets, including stocks, commodities, real estate, insurance, and foreign exchange.
In financial markets, brokers execute orders on behalf of their clients, whether individuals or institutions. They provide access to market information, analyze market conditions, and offer advice on investment decisions. Brokers may work for brokerage firms or operate independently. They earn income through commissions or fees charged for their services.
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What are some ways that technology could be used to benefit learners of a culture?
Answer:
Removes cultural and language barriers.
For students who may struggle to fit in, technology tools provide a way to engage and equalize—web tools, cameras, word processors, software, can help create opportunities for independence and inclusion.
Explanation:
hope it will help you have a great day bye:)
in which type of political system would you expect a person to live in grinding poverty for years
What are scarce resources
Answer:
Scarce resources are resources that are in limited availability.
Explanation:
Hope this helped:)
Answer:
Limited Goods or goods that are running out
Explanation:
Economic Definition of scarce resource. Defined. Scarce goods are also termed economic goods. Scarce resources are used to produce scarce goods. Like the more general society-wide condition of scarcity, a given resource is scarce because it has a limited availability in combination with a greater productive use.