Answer:
5 : 9
Step-by-step explanation:
Why are statistical calculations like random variable, variance, expected value, probability distributions and standard deviation important to risk management and insurance
statistical calculations are important in risk management and insurance because they help to quantify and model risk, predict future outcomes, and manage risk effectively.
Variance is important in risk management and insurance because it helps to assess the volatility or fluctuation of returns, which is important in determining how much risk an individual or company is willing to take. Random Variable :Random variables are essential in risk management because they help to determine the probability of specific outcomes. This is particularly important for insurance companies that need to calculate premiums and manage risk on behalf of policyholders .Expected Value: Expected value is critical to risk management because it helps to calculate the average outcome of an event over a large number of trials. This helps to predict future outcomes and manage risk. Probability Distributions :Probability distributions are important in insurance and risk management because they help to quantify and model the likelihood of different outcomes and events. This is critical in assessing and managing risk. Standard Deviation :Standard deviation is important in risk management because it helps to measure the amount of variability or dispersion of data around the mean or expected value. This is important in determining the level of risk associated with an investment or policy decision .
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Please Help Quick Asap
Wages: Employee compensation that is based on the number of hours work multiplied by the hourly rate of pay. Ex getting a pay of $15 a hour.
Salary: Employee compensation quoted on an annual basis. Ex getting a salary of $120,000 per year.
What is a wage?A wage is payment made by an emplοyer tο an emplοyee fοr wοrk dοne in a specific periοd οf time. Sοme examples οf wage payments include cοmpensatοry payments such as minimum wage, prevailing wage, and yearly bοnuses, and remunerative payments such as prizes and tip payοuts
BASED ON 2ND PIC
Tο avοid paying interest οn yοur credit card, yοu shοuld pay back all the amοunt yοu οwe οn οr befοre the due date mentiοned οn yοur credit card statement. Paying just the minimum balance οr paying a small amοunt like $20 may nοt be enοugh tο avοid the interest charges. It is impοrtant tο pay the entire amοunt due tο avοid interest charges and maintain a gοοd credit scοre. Nοt paying yοur credit card at all can lead tο seriοus financial cοnsequences and damage yοur credit scοre.
Thus, 3rd οptiοn is cοrrect, Pay back all yοu οwe
BASED ON 3RD PIC
Paying yοurself first means setting aside a fixed amοunt οr percentage οf yοur incοme fοr savings οr investment gοals befοre paying any οther bills οr expenses. This apprοach priοritizes saving and ensures that yοu are cοnsistently putting mοney tοwards yοur financial gοals. By dοing this, yοu are making yοur financial future a priοrity and building yοur savings οver time. It is a helpful habit fοr achieving financial stability and reaching yοur lοng-term financial gοals.
Thus, 1st οptiοn A is cοrrect, As sοοn as yοu receive yοur paycheck, put a fixed amοunt οr percentage οf yοur mοney directly intο yοur savings.
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If sin θ = 3/5 find the value of 4 tanθ + 3 sinθ – 6 cosθ
Step-by-step explanation:
If sine theta is 3/5, taking the sine inverse will give you 36.87°.
4tan theta is 4 × tan36.87 = 3
3sin theta = 3 × sin36.87 = 1.8
6cos theta is 6× cos36.87 = 4.8
Therefore, it becomes 3 + 1.8 - 4.8 = 4.8 - 4.8
The answer is 0
Answer:
\( \boxed{\sf 0} \)
Given:
\( \sf sin \theta = \frac{3}{5} \)
To Find:
\( \sf 4tan \theta + 3sin \theta - 6cos \theta\)
Step-by-step explanation:
\(\sf As \ we \ know, \\ \sf sin 37 \degree = \frac{3}{5} \\ \\ \sf \therefore \ sin \theta = sin 37 \degree \\ \\ \sf \implies \theta = 37 \degree\)
\(\sf \implies tan \theta = \frac{3}{4} \\ \\ \sf \implies cos \theta = \frac{4}{5}
\)
\(\sf So, \\ \sf \implies 4tan \theta + 3sin \theta - 6cos \theta \\ \\ \sf Putting \ the \ values \ of \ tan \theta , sin \theta \ and \ cos \theta \ respectively: \\ \sf \implies ( 4 \times \frac{3}{ 4}) + (3 \times \frac{3}{5}) - (6 \times \frac{4}{5} ) \\ \\ 4 \times \frac{3}{ 4} = 3: \\ \sf \implies \boxed{3} + (3 \times\frac{3}{5}) - (6 \times \frac{4}{5} ) \\ \\ \sf 3 \times 3 = 9: \\ 3 + \frac{\boxed{9}}{5} - (6 \times \frac{4}{5} ) \\ \\ \sf 6 \times 4 = 24: \\ \sf 3 + \frac{9}{5} - \frac{\boxed{24}}{5} \\ \\ \sf Put \ 3 + \frac{9}{5} - \frac{24}{5} \ over \ the \ common \ denominator \ 5: \\ \sf \implies 3 \times \frac{5}{5} + \frac{9}{5} - \frac{24}{5} \\ \\ \sf \implies \frac{15}{5} + \frac{9}{5} - \frac{24}{5} \\ \\\sf \implies \frac{15 + 9 - 24}{5} \\ \\ \sf 15 + 9 = 24: \\ \sf \implies \frac{\boxed{24} - 24}{5} \\ \\ \sf 24 - 24 = 0: \\ \sf \implies \frac{\boxed{0}}{5} \\ \\ \sf \implies 0 \)
HELP ME PLEASE!!!!!!
Beth enlarged the triangle below by a scale of 5. She found the area of the enlarged triangle. Her work is shown below.
What was Beth’s error?
She should have divided One-half (4) (3.5) by 5.
She should have divided One-half (4) (3.5) by 5 squared.
She should have multiplied (4) (3.5) by 5.
She should have multiplied One-half (4) (3.5) by 5 squared.
Answer:
The possible error made by Beth is directly multiplying scale of 5 to area of original triangle and getting area of enlarged triangle, which is wrong.
Step-by-step explanation:
Originally Triangle has height =3.5cm and width=4cm
Beth enlarged the same triangle by scale of 5 and calculate area of triangle
The area of triangle as given as A= $$\frac{1}{2} \texrm{ (base) (height)}$$
Area of original triangle is A =$$\frac{1}{2}(3.5 \times 4)$$
Since, The triangle is enlarged by scale of 5
New height =3.5x5 = cm and new width=4x5cm
Area of new triangle is
A' = $$\frac{1}{2} (\textrm{new width} ) ( \textrm{new height})$$
A' = $$\frac{1}{2}(3.5 \times 5)(4\times 5)$$
A' = $$\frac{1}{2}(3.5 \times 4)(5^{2})$$
A' = $$A (5^{2})$$
Now, Looking what error beth made is:
Beth found Area of new triangle is A' = $$\frac{1}{2}(3.5)(4)(5)$$
The possible error made by Beth is directly multiplying scale of 5 to area of original triangle and getting area of enlarged triangle, which is wrong.
Answer:
b
Step-by-step explanation:
Please explain the Bayes' rule and the three main elements which are part of it: the prior probability, the likelihood of the evidence, and the posterior probability. This is not a mathematical equation.
Bayes' rule involves three main elements:
Prior Probability: The prior probability represents our initial belief or knowledge about the probability of an event or hypothesis before considering any new evidence. It is typically denoted as P(H), where H represents the hypothesis or event. The prior probability is based on previous experience, background information, or subjective assessments.
Likelihood of the Evidence: The likelihood is the probability of observing the given evidence (E) assuming that the hypothesis (H) is true. It is denoted as P(E|H), where P(E|H) represents the probability of the evidence E given the hypothesis H. The likelihood quantifies how well the hypothesis explains the observed data or evidence.
Posterior Probability: The posterior probability represents the updated probability of the hypothesis or event given the observed evidence. It is denoted as P(H|E), where P(H|E) represents the probability of the hypothesis H given the evidence E. The posterior probability is the main result of applying Bayes' rule and combines the prior probability with the likelihood of the evidence.
Mathematically, Bayes' rule is expressed as:
P(H|E) = (P(E|H) * P(H)) / P(E)
Here, P(H|E) is the posterior probability, P(E|H) is the likelihood, P(H) is the prior probability, and P(E) is the probability of the evidence.
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Bayes' rule involves three main elements:
Prior Probability:
The prior probability represents our initial belief or knowledge about the probability of an event or hypothesis before considering any new evidence. It is typically denoted as P(H), where H represents the hypothesis or event.
The prior probability is based on previous experience, background information, or subjective assessments.
Likelihood of the Evidence:
The likelihood is the probability of observing the given evidence (E) assuming that the hypothesis (H) is true. It is denoted as P(E|H), where P(E|H) represents the probability of the evidence E given the hypothesis H.
The likelihood quantifies how well the hypothesis explains the observed data or evidence.
Posterior Probability:
The posterior probability represents the updated probability of the hypothesis or event given the observed evidence. It is denoted as P(H|E), where P(H|E) represents the probability of the hypothesis H given the evidence E.
The posterior probability is the main result of applying Bayes' rule and combines the prior probability with the likelihood of the evidence.
Mathematically, Bayes' rule is expressed as:
P(H|E) = (P(E|H) * P(H)) / P(E)
Here, P(H|E) is the posterior probability, P(E|H) is the likelihood, P(H) is the prior probability, and P(E) is the probability of the evidence.
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5 x _ = -35
Topic: Multiplying and Dividing Integers
Given:
5× ______ = - 35
• -35/5
• -7
Answer:5 x -7 = -35
Answer:
The answer is 7
Step-by-step explanation:
Divide each term in 5x=-35 by 5 and simplify.x=−7
find an equation of the sphere with center and radius . what is the intersection of this sphere with the -plane?
The intersection of this sphere with the -plane is (y+6)²+(z-4)²=21
The equation of a sphere centered at (h,k,l) and radius r is given by:
(x−h)²+(y−k)²+(z−l)²=r²
where x,y, and z represent the coordinates of the points on the surface of the surface.
so if the center is (-3,2,5) and radius r=4 then we can plug the values in the above formula:
consider the points h=-3 k=2 l=5 and r=4.
(x−(-3))²+(y−2)²+(z−5)²=4²
(x+3)²+(y−2)²+(z−5)²=16.
If the sphere intersects the yz-plane then x=0
The resulting equation is an equation of a circle with a radius r=√21
and at the center with (6,-4) on the yz-plane
with yx-plane:
⇒(x−2)²+(y+6)²+(z−4)²=25
⇒ (0−2)²+(y+6)²+(z−4)²=25
⇒4+(y+6)²+(z−4)²=25
⇒(y+6)²+(z−4)²=25-4
⇒(y+6)²+(z−4)²=21
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sin theta / cos theta - cos theta/ sin theta
Answer:
tan theta - cot theta
Step-by-step explanation:
sin/cos = tan
cos/sin = cot
s the Administrator for Cloud Computing, you have created a custom object that is the detail object in a master-detail relationship with Account. What is TRUE about the OWD setting for the custom object
In the scenario where a custom object is the detail object in a master-detail relationship with Account, the Organization-Wide Default (OWD) setting for the custom object would be controlled by the OWD setting of the master object, which is Account.
In Salesforce, the Organization-Wide Default (OWD) setting determines the default level of access for records of an object within an organization. When a custom object is set as the detail object in a master-detail relationship with Account, the OWD setting for the custom object will be controlled by the OWD setting of the master object, which is Account in this case.
The OWD setting for Account will dictate the level of access for the related records of the custom object. For example, if the OWD setting for Account is set to "Private," the related records of the custom object will also inherit the "Private" access level. This means that only users with appropriate sharing interest, such as those assigned to Account roles or sharing rules, will have access to the related records of the custom object.
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What is TRUE about the Organization-Wide Default (OWD) setting for the custom object in a master-detail relationship with Account?
find the values of a and b
Step-by-step explanation:
b=
180-40=2b
b=70°
a= 180-90-70
a=20°
at the end of term, a professor notes that most students in his class earned a grade of b. which measure of central tendency is used in this example? range mean mode median
The measure of central tendency that is used by the professor is; Mode
How to find the measure of Central Tendency?A measure of central tendency is defined as a single value that attempts to describe a set of data by identifying the central position within that set of data. The types of measures of central tendency are;
1) Mean; This is defined as the average value of a given set of data.
2) Median: This is defined as the midpoint of a frequency distribution of observed values or quantities, such that there is an equal probability of falling above or below it.
3) Mode: This refers to the value in a given set of data that has highest occurrence frequency.
In this case, the professor notes that most students in his class earned a grade of b. Thus, this is the mode.
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The dinner bill came to $24.29 before tax and tip. If the taxes were 6% and they decided to leave an 18% tip, what was the total cost of the dinner?
Answer:
$30.64 +6% tax and 18% tip
Step-by-step explanation:
Hope it helps
Solve for C in the following equation: F= (9/5)c +32
A .c =5f-160
———-
9
B. c=5f - 32
——
9
C. C= 5
—f - 32
9
D. C= 9f-32
———
5
The value of c in the equation is c = 5/9(F - 32)
Solve for C in the following equation: F= (9/5)c +32The equation is given as:
F= (9/5)c +32
Subtract 32 from both sides
(9/5)c = F - 32
Multiply by 5/9
c = 5/9F - 5/9 * 32
This gives
c = 5/9(F - 32)
Hence, the value of c in the equation is c = 5/9(F - 32)
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NEED URGENT HELP PLEASE!
The calculated volume of the model space is 1657.92 cubic inches
How to determine the volume of the model spaceFrom the question, we have the following parameters that can be used in our computation:
The model space made from:
A cone A cylinder A hemisphereThe volume of the model space is calculated as
Volume = Cone + Cylinder + Hemisphere
Using the volume formulas, we have
Volume = 1/3πr²h + πr²h + 2/3πr³
Substitute the known values in the above equation, so, we have the following representation
Volume = 1/3 * 3.14 * 6² * 8 + 3.14 * 6² * 8 + 2/3 * 3.14 * 6³
Evaluate
Volume = 1657.92
Hence, the volume of the model space is 1657.92 cubic inches
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What is the value of x in this triangle?
Answer:
65
Step-by-step explanation:
Triangles are 180 degrees in total. If you add the degrees that are known, 62 and 53, you get 115. Then you would do 180-115, which is 65. 65 would be the value of x. Hope this helps!
Angle MON is a straight angle and Ray O P bisects AngleMOQ.
Four lines extend from point O. The space between lines O M and O P is an orange arc. The space between lines P O and P Q has an orange arc. The space between lines O Q and O N is 58 degrees.
What is the measure of AngleMOP?
29°
58°
61°
122°
answer
°
61°
Step-by-step explanation:
The measure of ∠MOP=61°.
What is a straight angel?A straight angle is an angle which measures 180°.
So according to the question,
∠MON is a straight angle.
⇒m∠MON=180°
∠QON=58° (according to the figure)
OP bisects ∠MOQ,
then OP makes ∠MOQ into two equal angles i.e. ∠MOP and ∠POQ:
∠MOP=∠POQ=∠MOQ/2 -----equation-1
As OQ divides ∠MON into two angles ∠MOQ and ∠QON. So,
m∠MOQ+m∠QON=m∠MON
⇒m∠MOQ+58°=180°
⇒m∠MOQ=180°-58°
⇒m∠MOQ=122°
Replacing ∠MOQ by 122° in the equation-1
m∠MOP=m∠POQ=m∠MOQ/2=122°/2
⇒m∠MOP=m<POQ=61°
Therefore the measure of ∠MOP=61°.
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Sketch the region enclosed by the given curves. Decide whether to integrate with respect to x or y. Draw a typical approximating rectangle.
y = ex, y = x2 − 1, x = −1, x = 1
Find the area of the region.
The area of the region is rectangles
The given curves are y = x2 and y = 2 − x2. They intersect at x = 1, y = 1. See the graph below. The shaded region enclosed by the curves is the region whose area we wish to find.To find the area of the shaded region,
The left part of the region is the part bounded by the x-axis, the curve y = x2, and the line x = 1. This region is shown below. To find the area of this region, we integrate with respect to y from y = 0 to y = 1. Along the curve y = x2, the values of x are ± y1/2. So we have to integrate from x = −y1/2 to x = 1.
Thus the area of the right part of the region isThus the total area of the shaded region is Approximating rectangle The area of each approximating rectangle is given by height times width. Since we are dividing the region into two parts we
A typical rectangle is shown below. The value of x corresponding to the lower end of the rectangle is x = −y1/2 and the value of x corresponding to the upper end of the rectangle is x = 1. So the height of the rectangle is x2 and the width is Δy = 1/n. Therefore, the area of the rectangle isSince the rectangle is located below the curve, this approximation underestimates the true area of the region.
Therefore, the area of the rectangle is Since the rectangle is located above the curve, this approximation overestimates the true area of the region. By computing the sum of the areas of all the approximating rectangles and taking the limit as n approaches infinity, we can find the exact area of the region.
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help.... please
I will mark as brainliest
Answer:
216 and 64
Step-by-step explanation:
Answer:
1 ) Yes
2) No
perfect cubes are 216 and 64
³√64=4 } not have fraction so it's perfect cubes
³√216=6 } not have fraction so it's perfect cubes
Hope this helps
prove that the cardinality of the cross product of two sets is the cardinality of each individual set multiplied by each other
We need to use mathematical logic to prove that the cardinality of the cross product of two sets is the cardinality of each individual set multiplied by each other.
Let's take an example of two sets A and B.
Let's say, A={a, b} and B={1, 2, 3}
To find the cardinality of the cross-product of A and B, we need to make all possible ordered pairs with A and B.
{(a, 1), (a, 2), (a, 3), (b, 1), (b, 2), (b, 3)}
Counting the number of ordered pairs, we get six.
So, the cardinality of the cross-product of two sets A and B equals the cardinality of each set multiplied by the other. Here,
|A| = 2 and |B| = 3,
so |A x B| = 2 x 3
= 6.
Therefore, it is proved that the cardinality of the cross product of two sets is the cardinality of each individual set multiplied by each other.
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Parallelogram JKLM has vertices J(2, 1), K(7, 1), L(6,-3), and M(1, -3). What are the coordinates of the image of K if the parallelogram is rotated
270 counterclockwise about (-2,- 1)?
If the parallelogram is rotated 270° about the origin. Then the coordinate of the image will be (1,-2), (1,-7), (-3, -6), and (-3, -1).
What is coordinate geometry?Coordinate geometry is the study of geometry using the points in space. Using this, it is possible to find the distance between the points, the dividing line is m:n ratio, finding the mid-point of the line, etc.
Parallelogram JKLM has vertices J(2, 1), K(7, 1), L(6, −3), and M(1, −3).
If the parallelogram is rotated 270° about the origin. Then the coordinate of the image will be
J(2, 1) → (1, -2)
K(7, 1) → (1, -7)
L(6, −3) → (-3, -6)
M(1, −3) → (-3, -1).
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Which theorem shows that AABC A DEF?
A The triangles are not congruent.
B. SAS Triangle Congruence Theorem
C. Isosceles Triangle Theorem
D. SSS Triangle Congruence Theorem
Please help ASAP!!!!!!
Answer:
what are the answer choices. List them out and do the process of elimination and we could go from there ig
Step-by-step explanation:
Describe the difference between the end behavior of quadratic and cubic graphs
The main difference between end behavior of a quadratic and cubic function is as x approaches the negative infinity quadratic function goes to positive infinity and cubic function goes to negative infinity
What is the end behavior of the function?
The end behavior of the function means how function behaves when x approaches to ±∞
In case of an quadratic function when we substitute ±∞ the values approaches to positive infinity And in case of the cubic function the value approaches to negative infinity
This is the difference
Hence end behavior of a quadratic is as x approaches the negative infinity quadratic function goes to positive infinity and in cubic function goes to negative infinity
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12. Write the MATLAB statements required to calculate f(t) using the following equation for values of t € [-9,9] in steps of 0.5. f(t) = { (-3t² +5 t 20 3t² +5 t < 0 13. Write a MATLAB function named UniGen that generates a specified number (n) of random values that are uniformly distributed on any given interval specified by values a and b, that is, [a, b].
12. MATLAB code: `f = (-3*t.^2 + 5*t + 20).*(t < 0) + (3*t.^2 + 5*t).*(t >= 0)`
13. MATLAB function: `function random_values = UniGen(n, a, b); random_values = (b - a) * rand(n, 1) + a; end`
MATLAB code to calculate f(t) using the given equation:
t = -9:0.5:9; % Generate values of t from -9 to 9 in steps of 0.5
f = zeros(size(t)); % Initialize f(t) vector
for i = 1:numel(t)
if t(i) < 0
f(i) = -3*t(i)^2 + 5*t(i) + 20;
else
f(i) = 3*t(i)^2 + 5*t(i);
end
end
% Display the results
disp('t f(t)');
disp('--------');
disp([t' f']);
```
This code generates values of `t` from -9 to 9 in steps of 0.5 and calculates `f(t)` based on the given equation. The results are displayed in a tabular format showing the corresponding values of `t` and `f(t)`.
13. MATLAB function UniGen to generate uniformly distributed random values:
function random_values = UniGen(n, a, b)
% n: Number of random values to generate
% a: Start of the interval
% b: End of the interval
random_values = (b - a) * rand(n, 1) + a;
end
This MATLAB function named `UniGen` generates `n` random values that are uniformly distributed on the interval `[a, b]`. It utilizes the `rand` function to generate random values between 0 and 1, which are then scaled and shifted to fit within the specified interval `[a, b]`. The generated random values are returned as a column vector.
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PLEASE HELP, THIS IS A BENCHMARK. WILL GIVE BRAINLIEST!
Use the description of AABC below to solve Parts A and B.
m
Part A: Which of the following is the value of x?
A. x = 10
B. x= 5
B. x = 4
D. x = 2
Part B: Order the sides of ABC from shortest to longest. Drag and drop the displayed choices to order.
Which of the following equations would have to be the second equation so that the system has no solutions?
A. y = -x
B. 9y = 6x
C. y = x - 4
D. 6x - 4y = 6
Answer:
I put 9y=6x
Step-by-step explanation:
I say this because I’ve put all points in on Desmos graph and this is the best answer choice to me dk if I’m right .
Sketch the graph of a relation that’s is a function
Answer:
See attached
Step-by-step explanation:
Refer to attachment
One relation is a linear function
Second one is a graph of non-functional relation
Answer:
below
Step-by-step explanation:
For the first graph, we can use a linear function as it means "straight" lines so when we use the vertical lines test, it passes it (shown below).
We can use a U shaped line so it when we use the vertical line test, it passes through two points to resemble its not a function (shown below).
Best of Luck!
Your family needs a set of 4 tires. Which of the following deals would you prefer? Complete the explanation below to tell which deal(s) would be better.
(I) Buy 2, get two free (II) 45% off (III) 1/2off
The best deal would be either .
Either case would result in a discount of %,
which is better than the other alternative of %.
PLZ ANSWER ASAP!
Answer
Buy 2, get 2 free and/or 1/2 off
Step-by-step explanation:
OK, lets say that the tire price was 15. (l)= 15+15=30 (ll)= 15/45%= 33.33x4=133.32 (lll)= 15/2=7.5 7.5x4=30
Answer quickly please. No links please. The length of the minute hand is 150% of the length of the hour hand.what distance will the tip of the minute hand move in 45 minutes? round to the nearest hundredth. the minute hand will move ? Answer quickly please.
Answer:
108π mm.
Step-by-step explanation:
The hour hand makes a full circle of 12 hr, in 45 min=0.75 hours it will will have made 0.75/12 of a full circle. Given that the tip of the hour hand travels along the circumference of a circle, the radius of circle will be equal to the lenth of the hand.
But:
circumference is given by:
C=2*π*radius
The distance traveled by the hand in 12 hours will be:
2**36=76π mm
The distance traveled in 45 min will be:
0.75/12 *72π=4.5π mm
in 45min, the min hand will make 45/60=3/4 of a full circle. If the min hand is 150% of the hour hand, then its length is 150/100*36=54 mm.
Thus the tip of the minute will travel along the entire circuference of a circle with a 54 mm radius, this implies that for a full circle we shall have:
2*π*54mm=108π mm.
Hence;
in 45 min, the tip of the minute hand will have traveled 108*3/4*π=81π mm
How are the nominees selected?
Who votes?
What type of voting is used? Remember the methods we studied in this unit - majority, plurality, plurality with elimination, Borda count method, Pairwise comparison method. Is one of these types of voting methods used or another method? Describe the method used.
Who tabulates the results?
I NEED TO ANWSER ALL 4 QUESTIONS ABOUT THE Academy Award for Best Picture: TWO SENTENCES FOR EACH QUESTION I WILL GIVE BRAINLY !! ALSO I DONT OPEN SKETCHY FILES SO TYPE ANWSER PLEESE !!!
PLEESE DO NOT STEEL MY POINTS !! PUT REAL ANSWERS
Please make the questions more clear
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Answer:
could you make the question more understandable?
Step-by-step explanation:
sorry