How are marketers using spam text messages to their advantage?

Answer:

(A). Covariance= 267.7777, correlation = 0.281.

(B) there is slight increase in the credit score.

Explanation:

So, we are given the following data for Income and FICO:

39 = 625, 27 = 600, 57 = 710, 31 = 595, 34 = 610, 50 = 840, 38 = 726, 62 = 710, 43 = 635, 49 = 560.

The fastest way to find the covariance and correlation is making use of excel.

Fx = COVARIANCE.P(first row of income: last row of income, first row of FICO: last row of FICO).

With the formula above in Excel we will have the value of 267.7777 as our answer for covariance.

For correlation: we will make use of excel too by making use of the formula below:

Fx = CORREL( first row of FICO: last row of FICO, first row of income: last row of income).

(B). The more the income Increases, the more the credit score increases, although it is a slight Increament.

Answer:

The number of boxes of washers Washer King should produce per day to maximize profit = 960 boxes.

And the corresponding maximum daily profit = $2,114

Explanation:

The daily, short-run total cost of producing Q boxes of the product is given as

TC = 190 + 0.20Q + 0.0025Q²

The unit price of the product = $5.

Total revenue = (Unit Price) × (Quantity sold) = 5Q

Profit = (Revenue) - (Total Cost)

Profit = 5Q - (190 + 0.20Q + 0.0025Q²)

Profit = P(Q) = -190 + 4.8Q - 0.0025Q²

To maximize the profits, we just obtain the point where the profit function reaches a Maximum.

At the maximum of a function, (dP/dQ) = 0 and (d²P/dQ²) < 0

Profit = P(Q) = -190 + 4.8Q - 0.0025Q²

(dP/dQ) = 4.8 - 0.005Q

At maximum point,

(dP/dQ) = 4.8 - 0.005Q = 0

Q = (4.8/0.005) = 960 boxes

(d²P/dQ²) = -0.005 < 0 (hence, showing that the this point corresponds to a maximum point truly)

Hence, the number of boxes of washers Washer King should produce per day to maximize profit = 960 boxes.

The corresponding maximum profit is then obtained from

P(960) = -190 + (4.8×960) - 0.0025(960²)

Maximum daily profit = $2,114

Hope this Helps!!!

I will focus more on what Cashbuild has achieved all these years and how formulate ways to addressed the obstacles they  did face so as to prevent future occurrence.

This is known to be a South African-based retailer company that is known form making building materials and other products.

They are known to give products at the cheap or lowest price mainly to the public. Due to their nature of work,  I will focus more on what Cashbuild has achieved all these years and how formulate ways to addressed the obstacles they  did face so as to prevent future occurrence.

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Answer:

Answer 2 - Increase Warranty estimate percentages

Answer 3 - To Increase management bonus that is based on net income

Answer 4 - Increase warranty Estimate percentages

Explanation:

Answer 2 - Total Warranty was above their estimate, if they increase the percentage they will be closer to the actual

Answer 3 -  Bonus is based on net income, the higher the net income the better your bonus, you can change this based on the percentage you estimate.

Answer 4 - the more they spend the less taxes they will incur.

Answer:

A

Explanation:

Cost Plus Pricing

The Real GDP of the economy given the real GDP in 2019 and the changes in the components of GDP in 2020 is $255 million.

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year. Real GDP is GDP that has been adjusted for inflation.

Real GDP calculated using the expenditure approach = Consumption spending + Investment spending + Government spending + export - import

Real GDP IN 2020 = GDP in 2019 + change in GDP

= 250 million + (20 - 5 + 10 - 5 - 15)

250 million + 5 million = $255 million

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Answer: 255 million dollars

Hope this helps :)

According to the given data, the present value of growth opportunities is $ 11.11. According to present value, a sum of money is worth more today than it will be tomorrow.

Given a certain rate of return, present value (PV) is the current value of a future financial asset or stream of cash flows. A discount rate or the interest rate that could be obtained through investment is applied to the future value to get the present value.

To put it another way, present value demonstrates that money obtained in the future is not as valuable as money received today. Unspent funds now might depreciate in value over time at an assumed annual rate due to inflation or the rate of return on investments, if any.

Here,

Growth = ROE × RETENTION RATIO

Growth = 15% * 20% = 3%

VALUE OF GROWTH = (EPS* DIVIDEND PAYOUT RATIO) / (COST OF EQUITY - GROWTH)

= (5 * 80%) / ( 9% - 3%)

= 66.67

Value of growth = Dividend ÷ cost of equity

Value of growth = 5 ÷ 9%

Value of growth = 55.56

Present value of growth opportunities  = $ 66.67 - $ 55.56

Present value of growth opportunities  = $ 11.11

Therefore, the given data, the present value of growth opportunities is $ 11.11. According to present value, a sum of money is worth more today than it will be tomorrow.

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Answer:

I love law :) what about you

I love math what do you like

Ps; sorry but may you please mark brainly im trying to level up

Answer:

True

Explanation:

Answer:

The answer to the question is Career and Technical Education (CTE).

Explanation:

Regional economic integration is a logical response to the process of globalization because it helps to create larger markets and increase trade between countries, which can lead to economic growth and development.

As globalization has increased, the world has become more interconnected and interdependent, making it more important for countries to work together to achieve common goals and address common challenges.

Regional economic integration involves the formation of regional trade agreements, such as the European Union, ASEAN (Association of Southeast Asian Nations), NAFTA

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Answer:

Price of bond=$1,753.96

Explanation:

The value of the bond is the present value(PV) of the future cash receipts expected from the bond. The value is equal to present values of interest payment plus the redemption value (RV).

Value of Bond = PV of interest + PV of RV

The value of bond for Gugenheim, Inc can be worked out as follows:

Step 1  

Calculate the PV of interest payments

Annual interest payment

= 6.5%% × 2000 = 130

PV of interest payment

PV = A× (1- 1+r)^(-n)

A- 130, r- 7.7, n- 21

= 130 × (1-(1.077)^(-21)/0.077)  = 1,332.743

Step 2

PV of redemption Value

PV = RV × (1+r)^(-n)

RV - 2000, r- 7.7%, n- 21

PV = 2000 × (1.077)^(-21)  = 421.2115063

Step 3

Price of bond

=  1,332.743 + 421.211

=$1753.955

Price of bond=$1,753.96

The percentage of assets that were provided by investors, creditors, and earnings is $84,800.

An investor is any individual or other entity such as a business or mutual fund who invests money with the hope of making a profit.

A technique for company improvement called the Investors in People Standard aims to boost an organization's performance through its workforce. The management and growth of an organization's workforce aids in performance improvement and the achievement of goals.

Calculation-

Balance sheet

assets = liability + stockholder's earning,

Cash+land = notable payable+common stock+retained earning

$29800+$55000=$28000+$54000+$2800.

$84800=$84800

Income statement

Revenue-expenses =net income

$50000-$46000=$4000

Thus, it is $84,800.

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The working note and solution is attached-

Answer: The correct answer is (a) 1.427,92 TL loss.

Explanation:

To calculate the profit or loss for the third year, we need to determine the market value of the bond at the end of the second year and compare it to the par value of 100,000 TL.

At the beginning of the investment, the bond has a coupon rate of 10% and a market yield of 8%, so its price is:

PV = (10000/1.08) + (10000/1.08^2) + (110000/1.08^3) = 104,406.40 TL

After 3 years, the market yield has increased to 12%, so the bond's price would have changed to reflect this new yield. To calculate the new price, we can discount the remaining coupon payments and the par value at the current market yield:

PV = (10000/1.12^1) + (10000/1.12^2) + (10000/1.12^3) + (100000/1.12^3) = 88,572.08 TL

The market value of the bond at the end of the second year is 88,572.08 TL, which represents a loss compared to the par value of 100,000 TL:

Loss = 100,000 - 88,572.08 = 11,427.92 TL

Therefore, the correct answer is (a) 1.427,92 TL loss.

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Answer:

bkfsjbsF zc,bvjkhw 4ageyfubhjva kejdsl

Explanation:

For most consumers, the term life insurance is considered to be worst option.

A sort of death benefit that pays the policyholder's heirs over a predetermined length of time is term life insurance, commonly referred to as pure life insurance. The owner of the term life insurance policy has three options after the term has ended: renewing it for a new term, changing it to permanent protection, or letting the policy lapse. The premium for term life insurance is established by the insurance provider based on the value of the policy (the payout amount), as well as your age, gender, and general health. A medical examination could be necessary in several situations. Your driving history, current medications, whether you smoke, your work, your hobbies, and your family history may all be requested by the insurance provider.

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1. The value of the stock account after Year 2 is $155,401.626.

2. The value of the stock account after Year 8 is $96,110.0674.

3. The value of the stock account after Year 11 is $96,110.0674.

4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.

Bond interest rate: 5%

Stock dividend yield: 3.7% (10% less than S&P 500 average yield)

Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)

We'll assume an initial investment of $100,000.

Year 1:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370

1. Year 2:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626

2. Year 8:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674

3. Year 11:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674

4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.

Stock dividend income: $100,000 * 0.037 = $3,700

Bond interest income: $100,000 * 0.05 = $5,000

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Example of incentives promotion could be offering a discount or a special promotional price for a limited time to encourage immediate purchase.

Hence, a person who constantly seeks out these promotions is caalled a Promotional scavenger.

Promotion in marketing refers to any sort of marketing communication that is used to enlighten target audiences about the relative qualities of a product, service, brand, or problem, and is usually persuasive in nature.

Revenue promotions can assist your firm acquire new clients in addition to raising immediate revenue. Encourage repeat purchases and loyalty. acquire insights about customer behaviors.

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The calculated NPV is negative, indicating that the present value of expected cash flows does not exceed the start-up cost of the project. In other words, the project is expected to generate a net loss.

To determine whether Wally's Walleyes should introduce the new product, we can calculate the net present value (NPV) of the project. The NPV measures the present value of expected cash flows, taking into account the required rate of return.

To calculate the NPV, we need to discount the cash flows using the required rate of return (15 percent). The formula for calculating NPV is:

NPV = Cash Flow Year 1 / (1 + Required Rate of Return)^1 + Cash Flow Year 2 / (1 + Required Rate of Return)^2 - Start-up Cost

\(NPV = $4,500 / (1 + 0.15)^1 + $4,300 / (1 + 0.15)^2 - $7,800\)

\(NPV = $4,500 / 1.15 + $4,300 / (1.15)^2 - $7,800\)

NPV = $3,913.04 + $3,537.41 - $7,800

NPV = -$350.55

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Answer:

Shawn would choose form 1040 filing tax form.

Explanation:

The answer is D.) 1040

I got a picture of the answer.

Hope this helps!

Answer:

Je ne sais pas

Explanation:

Alice  will be paid the amount of $868.7 interest in the loan at the end of one year.

The formula to calculate interest is:

Interest = P x R x T

P = Principal

R = Rate

t  =  Time

Therefore, from the question:

Principal = $24,820

Rate = 3.5% per year

Time = 1 year

Then put the value into the equation and it will be:

Interest = $24,820 x 0.035 x 1

Interest = $868.70

Hence Alice will be paid the amount of $868.7 interest in the loan at the end of one year.

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An example of balanace of payment question is given below

Alice has a loan of $24,820. This loan has a simple interest rate if 3.5% per year. No payments will be kade on the loan until the end if the year. how much interest will alice pay in this loan at the end of one year?

Answer:

a. The interest rate is 3%

b. The risk premium is 1%

Explanation:

Give me brainliest if that helped :)

a. The interest rate is 4.5%, and

b. If the Risk-free rate is 2%, then the risk premium in the stock is 2.5%.

a.

Given:

Stock Price (P) = $2,000

Dividends (D) = $30

Growth Rate (g) = 3%

Required to find interest rate (r) =?

Stock Price = Dividends / (Interest Rate - Growth Rate)

$2,000 = $30 / (r - 0.03)

r - 0.03 = $30 / $2,000

r - 0.03 = 0.015

r = 0.015 + 0.03

r = 0.045

The interest rate for the stock is 4.5%.

b.

Given:

Risk-free rate = 2%

Interest rate (required rate of return) from part a = 4.5%

Required to find risk premium =?

Risk Premium = Interest Rate - Risk-free rate

Risk Premium = 4.5% - 2%

Risk Premium = 2.5%

When compared to a risk-free investment, such as a government bond, the excess return an investor anticipates receiving for taking on the risk of investing in a specific stock is known as the risk premium.

Therefore, the interest rate and risk premium are 4.5% and 2.5% respectively.

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Explanation:

Aligning HR with business strategy can boost employee satisfaction and performance, ensure teams are aligned to help the business achieve its strategic objectives, and increase their influence and decision-making power across the organization.

Business success requires the HR function to be integrated with strategic company goals. Achieving strategic alignment between HR's efforts to recruit, develop, and retain elite personnel and the organization's goals helps boost overall company performance.

HR function is in charge of managing a company's talent, which includes recruiting, fostering, and educating staff members. When the organization's strategic goals are aligned, the HR department can ensure that the required staff is in place to help achieve those goals. Organizational Culture: HR play a significant role in establishing the organizational culture. When HR is linked with the organization's strategic goals, it may help create a culture that supports those goals. Performance management plans that are in line with the goals of the organization must be developed and implemented by HR. Cost Management: HR is also in charge of managing costs associated with employee compensation and benefits.

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Mass influence is the actual force which is exerted by a media message, resulting in either a reinforcement or change in audience or individual beliefs.

As per the media Psychology, the effect of mass media on the manner, actions, and contemplations of the individuals and audiences is called mass influence. As, this influence can be thus negative or positive.

The certain types of mass media such as the radio, newspaper, magazines, the internet, and the television are said to be the influence. Thus, mass media has influenced education, public opinion, popular culture, and as well as the depiction of society.

Hence, technology used in order to reach a mass audience.

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Answer:

Economic growth generates job opportunities and hence stronger demand for labour, the main and often the sole asset of the poor. In turn, increasing employment has been crucial in delivering higher growth.

Wholesale floor distributor and Chain of local grocery stores can be classifed as B2B.

Firstly, let understand that B2B means Business-to-business

Considering these explanations, the two business which can be classified as business-to-business are Wholesale floor distributor and Chain of local grocery stores

In conclusion, the commercial activities referred to as B2B does not involves the consumers of product transacted therein.

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Answer:

A.Wholesale floor distributor

B.Purchases requiring a tax C.exemption certificate

Explanation:

right answer

Answer:

Hope this helps!:

Part A: Amazon is an online retailer that sells a wide range of products including electronics, home goods, apparel, and books.

Part B: To purchase a product from Amazon, customers need a sense of safety and security, which is a basic need in Maslow's hierarchy.

Part C: A salesperson can help a customer come back by providing excellent customer service, answering questions, and making sure they have a positive experience.

Part D: The best method for selling Amazon products is online, through their website.

Part E: To get customers to purchase Amazon products, the company can use a variety of methods, such as email campaigns, social media, targeted ads, and content marketing.

Part F: The price of a product should be determined by the demand for the product, the cost of production, and the profit margin the company wishes to make.

Part G: To set the price of a product, Amazon can use promotional pricing, psychological pricing, and customer segmentation strategies. Promotional pricing is when a company offers discounts or special offers to attract customers. Psychological pricing is when a company uses certain numbers or prices to make a product appear more attractive. Finally, customer segmentation is when a company divides customers into different groups based on their behaviors, needs and preferences, and then offers different prices to each group.

Explanation:

Low-risk investments such as government bonds and savings accounts offer stability and security but have lower returns. High-risk investments such as stocks and mutual funds offer higher potential returns but come with a higher risk of loss. Diversification is a strategy that involves spreading investments across different asset classes, industries, and geographies to reduce risk exposure and potentially increase returns. It offers a balanced alternative to low- and high-risk investments by reducing the risk of significant losses if one investment underperforms.

Low-risk investments typically offer lower returns but also come with a lower chance of losing money. These types of investments include government bonds, savings accounts, and other similar investments that are considered to be relatively stable. The main benefit of low-risk investments is that they provide a safe place to park your money without risking significant losses.

On the other hand, high-risk investments such as stocks, mutual funds, and real estate have the potential to offer higher returns, but also come with a higher chance of losing money. These types of investments are typically more volatile and subject to market fluctuations, which can result in significant losses. The main benefit of high-risk investments is that they offer the potential for greater returns over the long term.

Diversification is a strategy that involves spreading your investments across a range of asset classes, industries, and geographies. By diversifying your investments, you can reduce your overall risk exposure and potentially increase your returns over the long term. The idea behind diversification is that if one investment performs poorly, the losses will be offset by gains in other investments.

For example, if you invest all of your money in a single stock and that stock performs poorly, you stand to lose a significant amount of money. However, if you diversify your investments across a range of stocks, bonds, real estate, and other asset classes, you reduce the risk of significant losses if one investment underperforms.

In summary, low-risk investments offer stability and security, while high-risk investments offer the potential for higher returns but come with a higher chance of loss. Diversification is a strategy that can help you achieve a balanced approach to investing by spreading your investments across a range of asset classes and reducing your overall risk exposure.

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