janet is considering the purchase of a condo for $150,000 during a recession phase, partly financed by a mortgage. she is due to retire in a few years. if she cannot make her mortgage payments on time, she is bound to incur a: group of answer choices neutral equity on her property. reduced residual value of the property. foreclosure of her house. higher rent ratio. fine from the local government.
Answers
Janet is considering purchasing a condo for $150,000, which is partly financed by a mortgage, during a recession phase is Foreclosure of her house.
she fails to make her mortgage payments on time, she is bound to suffer from foreclosure of her house.
Foreclosure is a legal process in which a lender seizes and sells a property that a borrower has failed to repay a mortgage on. Foreclosure typically arises as a result of missed mortgage payments, as in the case of Janet.
The lender will then seek a court order authorizing a foreclosure auction to sell the property and recover the loan balance.
The reduced residual value of a property is a concept used to describe the leftover value of an asset at the end of its useful life. It has nothing to do with the foreclosure of Janet's house.
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Related Questions
Assessment Questions
In What is Insurance
b Explain the following term in
Insure
premium
Answers
Explanation:
insurance is an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
premium an agreed payment for insurance
insure to protect something against unforseen risks like fire death etc.
Answer:
dch gang from BJP by v for Vendetta the intended recipient you are not the intended recipient you are not the intended recipient you are
Suppose that you buy a lot of music and that the prices of CDs go up. The income effect means that you buy _____ CDs because _____.
A) Fewer; your nominal income has been reduced
B) Fewer; your real income has been reduced
C) Fewer; CDs are more expensive relative to other goods
D) More; you now enjoy music more.
Answers
Suppose that you buy a lot of music and that the prices of CDs go up. The income effect means that you buy Fewer CDs because your real income has been reduced. (B)
The income effect refers to the change in consumption patterns due to a change in income levels. In this scenario, if the price of CDs goes up and your income stays the same, your real income has been reduced because you can now afford fewer CDs than before. Therefore, you would buy fewer CDs because you have less purchasing power.
To further explain, the income effect is based on the idea that as your income changes, your purchasing power changes. If prices increase and your income remains the same, your purchasing power has decreased in real terms. This means that you are now able to buy fewer goods and services with the same amount of money.
The income effect is important in understanding consumer behavior and how changes in prices and income levels can impact their spending habits. In the case of buying CDs, the increase in price would reduce the consumer's purchasing power and lead to a decrease in their demand for CDs. (B)
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Heightened Homes is a real estate firm based in Texas. The company ensures that employees' pay is dependent on what they are capable of doing. The company also supports efforts to empower its employees by encouraging them to be independent and to make decisions in various areas. This, in turn, ensures job enrichment. Based on this information, identify the pay structure being utilized by Heightened Homes. Select one: a. straight piecework plan b. skill-based pay systems c. merit pay system d. differential piece rates e. standard hour plan
Answers
Answer: skill-based pay systems
Explanation:
pls refer to photo thank you!
Answers
Petty Cash Fund Entries Journalize the entries to record the following: a. Check No. 12-375 is issued to establish a petty cash fund of $1,300. b. The amount of cash in the petty cash fund is now $442. Check No. 12-476 is issued to replenish the fund, based on the following summary of petty cash receipts: office supplies, $498; miscellaneous selling expense, $206; miscellaneous administrative expense, $129. (Because the amount of the check to replenish the fund plus the balance in the fund do not equal $500, record the discrepancy in the cash short and over account.) a. Journalize the entry to establish the petty cash fund. If an amount box does not require an entry, leave blank. b. Journalize the entry to replenish the petty cash fund. For a compound transaction, if an amount box does not require an entry, leave it blank.
Answers
To establish the Petty Cash Fund:Cash $1,300 Check No. 12-375 $1,300 To replenish the Petty Cash Fund:Office Supplies Expense $498 Miscellaneous Selling Expens $206 Miscellaneous Admin Expense $129 Cash Short & Over $167 Check No. 12-476 $1,000
The amount of the check to replenish the fund plus the remaining cash in the fund ($442) is only $1,442, which is $58 less than the original $1,500 Petty Cash Fund. This difference is recorded in the Cash Short & Over account. To establish the petty cash fund: Date: [Date] Account Titles: Petty Cash Fund Debit: $1,300 Credit: Cash $1,300
(To record the issuance of Check No. 12-375 for establishing a petty cash fund of $1,300).To replenish the petty cash fund: Date: [Date] Account Titles: Office Supplies Debit: $498 Account Titles: Miscellaneous Selling Expense Debit: $206 Account Titles: Miscellaneous Administrative Expense Debit: $129 Account Titles: Cash Short and Over Debit: $25 (This is calculated as $1,300 - $442 - $498 - $206 - $129) Credit: Cash $858 (To record Check No. 12-476 issued to replenish the petty cash fund)
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The purpose of an electric spreadsheet is to and data in an concise manner
Answers
Answer:
A spreadsheet is a computer application for organization, analysis and storage of data in tabular form. Spreadsheets were developed as computerized analogs of paper accounting worksheets. The program operates on data entered in cells of a table.
What components of a food label can help consumers compare the amounts of nutrients in a food to the amount of that nutrient that's recommended for consumption each day?
Answers
The components of a food lebel high-quality-earlier than date suggests how long meals will remain of true nice – meals remains secure to eat after this date.
Do no longer eat meals after the use-by date due to the fact it is able to be risky to consume.
Elements are listed on products in descending order with the aid of weight in order that the primary ingredient listed is continually found in the largest amount and may be useful while comparing merchandise. fat, sugars and salt can be listed below numerous extraordinary names.
Using the per 100g or in line with 100mL column of the nutrition statistics panel on food programs is the best manner to compare comparable merchandise.
A few terms and emblems utilized by producers can be deceptive but vitamins claims and health claims on food labels have to meet strict guidelines.
Percentage every day intake %DI and fitness big name rating HSR symbols on labels may be beneficial to degree nutrient quantities of some merchandise, supplied they may be used effectively, and their limitations are understood.
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A bank's break even interest rate is determined by the following equation from the reading: R = k/[q+(1-q)p] What would cause the overall bank rate R to increase? a, increase in percentage of safe borrowers O b. increase in probability of obtaining revenue c. increase in percentage of risky borrowers d. decrease in cost of capital
Answers
The overall bank rate (R) would increase if there is an increase in the percentage of risky borrowers (c).
How to explain thisThe rise in the number of borrowers deemed risky will result in a corresponding increase in the general bank rate (R). As the number of high-risk borrowers increases, the bottom part of the formula (q + (1-q)p) goes up.
Therefore, in order to retain balance, the value of R increases. The fact that a significant portion of borrowers are considered risky means that there is a greater level of risk involved in lending money, leading to the bank needing to impose a higher interest rate to offset the possibility of credit losses or default.
Consequently, a rise in the proportion of borrowers with a higher risk profile escalates the bank's overall interest rate.
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You can insert only one footnote and one endnote per page
Question 2 options:
True
False
Answers
It is a true statement that you can insert only one footnote and one endnote per page.
What do we call a footnote / endnote?On a typical page, this refers to the note printed at the bottom of a page that gives an extra information about something that has been written on that page. It is usually singular and tells about an event, subject or detail that is not important.
We can insert a footnote per page by clicking on the Options button at the top of the header, go to Footer Format and make sure that the footer applies to only this section. Now the footer will be only on that one page.
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If a company receives cash from a customer before performing services for the customer, then:.
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Answer:
assets increase and liabilities increase. ... individual accounting record of increases and decreases in specific asset, liability, and stockholders' equity items.
norris has a deductible of $1,000. he damages his car in.- How much does Norris have to pay?- How much does his insurance pay?
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Norris have to pay $1,000 and his insurance pay is $3,300. When a claim is made, the insured is required to pay a deductible before the insurance provider will cover the remaining costs.
For many years, deductibles have been a crucial component of the insurance contract. Getting the most out of your insurance coverage requires an understanding of the function deductibles play when insuring a car or a house. For many years, deductibles have been a crucial component of the insurance contract. Getting the most out of your insurance coverage requires an understanding of the function deductibles play when insuring a car or a house. Generally speaking, you pay less in premiums for an insurance coverage the higher the deductible is. A deductible can be a set monetary sum or a percentage of the entire insurance coverage provided by a policy.
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how does the Competition Commission regulate competition in South Africa
Answers
Answer:
The commission can negotiate agreements with any regulatory authority to coordinate and harmonies the exercise of jurisdiction over competition matters within the relevant industry or sector, and ensure the consistent application of the principles of the act also, The Competition Commission (the Commission) is committed to promoting a competitive environment that is conducive to free flow of trade, efficiency and innovation that brings more choices and better quality and prices of goods and services to consumers.
Explanation:
WARM UP: If a person dies in cold weather, does that increase or decrease rigor mortis? What about Warm weather?
Answers
Answer:
cold weather:decrease rigor mortis warm weather: increase
Explanation:
Ambient temperature: Warm conditions speed up the onset and pace of rigor mortis by providing a hospitable environment for the bacteria and processes that cause decay. Cold temperatures, on the other hand, slow it down. If someone dies outside in freezing temperatures, rigor mortis can last for days.
Not only does the surrounding ambient temperature affect the onset of rigor mortis, but the internal temperature of the body at death does as well. Having a high fever at the time of death will accelerate the progression of rigor mortis.
researchers were interested in how belief in psychic abilities affected performance on a card matching activity. participants were divided into four groups based on their reported level of belief: group 1: no belief group 2: some belief, but skeptical group 3: some belief, but open-minded group 4: full belief then for each participant, a researcher drew 20 cards from the top of a standard deck of cards, and asked the participant to guess the suit of each card. for each participant, the number of successes was recorded. the researchers performed anova to determine if there were any differences in the mean number of successes among the groups. their f statistic was f
Answers
In this study, researchers investigated how belief in psychic abilities influenced performance on a card matching task. Participants were divided into four groups based on their self-reported levels of belief.
The four groups were: group 1, which had no belief in psychic abilities; group 2, which had some belief but were skeptical; group 3, which had some belief but were open-minded; and group 4, which had full belief in psychic abilities.
For each participant, the researcher drew 20 cards from a standard deck and asked them to guess the suit of each card. The number of successful guesses was recorded for each participant. The researchers then used ANOVA to analyze the mean number of successes among the four groups.
The F statistic generated by the ANOVA test provides information about whether there were any significant differences between the groups. However, without knowing the specific value of the F statistic, it is impossible to interpret the results further. Nevertheless, this study highlights the relationship between belief in psychic abilities and performance on a specific task, and the importance of considering individual differences in belief systems when analyzing data.
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"A young widow who works has a $750,000 net worth and a securities portfolio valued at $200,000. The current asset allocation of the portfolio is 80% equity securities; 8% fixed income securities; and 12% money market securities. In which circumstance should she consider reallocating her portfolio?"
Answers
Answer: C. If she becomes unemployed during a recessionary period
Explanation:
If the young widow becomes unemployed during a recessionary period, she would need regular income and as it is a recession, companies might be feeling the heat so she might not get any from her Equity positions.
She would need to reduce her equity holdings and increase her fixed income and money market securities as they offer more stable and regular income that she can withdraw.
You work in a company that has snacks in the kitchen. You realize that a coworker never brings their own food or eats out, but instead eats 5-6 snacks each day. You’re aware that other employees help themselves to snacks, but limit themselves to 1 snack per day.
Answers
In case you worry about your colleague's frequent munching tendencies, try initiating a cordial and objective dialogue without any hint of criticism. Voice your concern regarding their welfare and enquire on how to assist them in choosing healthier snacks.
How should you treat this situation?Additionally, it may be plausible that this coworker has an underlying medical condition or dietary limitation prompting he requires more snack breaks than what is perceived as normal practice. In such cases, supportive understanding will go a long way in the person's psychology boosting.
Furthermore, for workers who only snack once each day, disparities impact different dietary necessities and lifestyle preferences aside from health aspects. Hence, gauging an individual in line with someone else proves futile due to numerous factors at play.
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Determine the correct sequence of the following events from start to finish.
-The kitchen staff prepares the dishes.
-Fatima, the expediter,checks the order before the server picks them up.
-Lara then transmits the order to the kitchen
-Lara takes the order from the customer and notes down.
-Brian, the chef, estimates the time each dish will require for preparation
-Lara retrieves the order and delivers it to her customer
Answers
The correct sequence of the events from start to finish is:
-Lara takes the order from the customer and notes down.Lara then transmits the order to the kitchenBrian, the chef, estimates the time each dish will require for preparationThe kitchen staff prepares the dishes.Fatima, the expediter,checks the order before the server picks them up.Lara retrieves the order and delivers it to her customerWhat is the sequence of ordering food in a restaurant?The first thing that happens is that the waiter picks up the order from the customer and takes note of it. The order will then go to the kitchen where the chef will estimate how long the order will take to be prepared.
The expediter will then check the order when the meal is done but before the waiter picks it up. The waiter than delivers to the order.
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Select the correct answer.
Which statistical concept signifies the average of all the variations from the mean?
A.
comparative mean
B.
constant mode
C.
standard deviation
D.
average deviation
Answers
Answer:
option D average deviation is correct
Explanation:
average deviation tells average of variation from the mean
Answer:
C standard deviation
Explanation:
plato also states in the notes that standard is correct and internet checks with me
Which dot plot shows three TV's in two houses? A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 1 dot, 1 has 2 dots, 2 has 3 dots, 3 has 2 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 and 1 dot, 1 has 2 dots, 2 has 2 dots, 3 has 3 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 0 dots, 1 has 3 dots, 2 has 2 dots, 3 has 3 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 1 dot, 1 has 2 dots, 2 has 4 dots, 3 has 3 dots, and 4 has 1 dot.
Answers
Answer:
The answer is "The first choice".
Explanation:
Please find the graph file of the given question:
In the given question the first choice is correct because in the graph it has 3 dots, which denotes the (tv's) in 2 that is equal to the two houses.
Answer:
The answer is A.)
Explanation:
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your firm operates 40 weeks each year the annual demand is a constant 500 units the amount to order each week is 10 this is an example of a
Answers
This is an example of a fixed-order quantity system.
What is fixed-order?Fixed-order is a type of production system in which the same sequence of production steps is repeated for each item produced. This system is used by manufacturers to produce large quantities of a single product, or a limited number of variations of the same product. In a fixed-order system, the order of operations does not change and the same sequence of steps is repeated for each item. This can be compared to a job-order system, in which each item is produced in a different sequence based on customer requirements. Fixed-order systems are used when a high volume of the same product is needed, such as for industrial parts or consumer electronics. This type of system is also used when the production process is complex and requires a high degree of control over the sequence of operations. Fixed-order systems are generally more efficient than job-order systems, as they require less setup time and fewer changes in production steps.
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Navarro Corporation has no debt but can borrow at 6. 6 percent. The firm’s WACC is currently 8. 8 percent and the tax rate is 24 percent.
a. What is the company’s cost of equity? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )
b. If the firm converts to 35 percent debt, what will its cost of equity be? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )
c. If the firm converts to 60 percent debt, what will its cost of equity be? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )
d-1. If the firm converts to 35 percent debt, what is the company’s WACC? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )
d-2. If the firm converts to 60 percent debt, what is the company’s WACC? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )
Answers
a. The company's cost of equity can be calculated as the weighted average cost of capital (WACC) minus the tax rate. The WACC is 8.8% * 0.24 = 2.128, and the tax rate is 24%, so the cost of equity is 2.128 - 2.128 = 0%. So, all parts answer is 0%.
b. If the firm converts to 35% debt, the debt-to-equity ratio will increase from 0 to 0.35, and the WACC will remain the same at 8.8%. Therefore, the cost of equity will remain the same at 0%.
c. If the firm converts to 60% debt, the debt-to-equity ratio will increase to 0.6, and the WACC will increase to 8.8 * 0.24 = 2.192. Therefore, the cost of equity will be 0.2192 - 0.2192 = 0%.
d-1. If the firm converts to 35% debt, the debt-to-equity ratio will increase from 0 to 0.35, and the WACC will remain the same at 8.8%. Therefore, the WACC will be 8.8 * 0.24 = 2.128.
d-2. If the firm converts to 60% debt, the debt-to-equity ratio will increase to 0.6, and the WACC will increase to 8.8 * 0.24 = 2.192. Therefore, the WACC will be 2.192 - 2.192 = 0%.
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Information systems in business can be divided into _____________________ support system and ______________________ support system.
Answers
Consequently, operations support systems and management support systems can be used to categorize information systems in the corporate world.
Transaction processing systems, management information systems, decision-support systems, and executive support systems are the four most prevalent forms of information systems. There are six main types of information systems. After covering the fundamentals, let's examine the six main categories of information systems.
Although this list is not exhaustive, most corporations and organizations have the following six information systems, each of which supports a distinct organizational level. Information systems come in many different forms, including database management systems, transaction processing systems, decision support systems, knowledge management systems, learning management systems, and office information systems.
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Which of the following is an example of telecommuting?
A. Setting up a conference call between two different companies
B. Working from home instead of at the company's main office
C. Scheduling a meeting in the middle of the day
D. Using a computer and slideshow during a meeting
Answers
B. Working from home instead of at the company's main office
Have a great day!
An example of is Working from home instead
Telecommuting is also known as Remote work
Telecommuting refers to the ability granted to an employee to work from remote place apart from the office.
The reason why Organization allows telecommuting are:
Its helps to improve employee efficiencyIts offers schedule flexibilityIts improved employee retention and attraction.In conclusion, the mode of getting work done have been increasing in recent time because its saves cost for both the employee and employer.
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assessing the effectiveness of an advertising campaign while it is running by monitoring key indicators is referred to as
Answers
Tracking refers to use of key indicators to monitor and assess the effectiveness of the advertising campaign while it is running.
The tracking of the advertising campaign is also called ad tracking, post-testing or ad-effectiveness tracking.
The advert tracking forms part of in-market research.The advert tracking refers to monitors the brand's performance, advertising awareness and attitudes about the brand versus their competition.In conclusion, the key indicators is referred to as advert tracking.
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List qualities a good manager should have. What are the advantages and drawbacks of being in a position of authority?The qualities of a good manager are:The advantages of being a manager are:The drawbacks of being a manager are:
Answers
How are college costs different based on the type and location of the school you choose as well as
your room and board arrangement?
Answers
Answer:
If you choose a private university, chances are your tuition is going way up. Prestigious university with accredited programs can also be a bit pricey. Same thing goes for Ivy league schools. Community colleges are relatively inexpensive anywhere you go. Universities in big cities often have a higher tuition if you're considering location. Room and board arrangements differ. If you choose to live on campus in a basic dorm the expense won't be too bad. Colleges could also have the option of off campus housing which is way more expensive and they have different rooms you can choose from. Meal plans are also included in room and board so that's something to consider.
Explanation:
The most populous country in the world is
O Russia
Egypt
O China
India
Answers
Please Help!!!!!!!!!!!!! Watch the Video and Answer the Question!
Briefly describe in your own words the history of Capitalism and Socialism. How and where did each of these systems start? Describe how each system works. Use evidence from the video to support your answer.
Capitalism and Socialism: Crash Course World History #33:
Answers
Answer:
WHAT VIDEO
Explanation:
Answer:
uhm there is no video lol send a link and maybe i can help! :)
Explanation:
6 major jobs of the federal reserve
Answers
clearing checks
acting as government fiscal agent
supervising members bankers
regulate money supply
supply paper currency
setting reserve requirements
Which knowledge area has been identified by architects, carpenters, and building inspectors as important in their work?
mathematics
building and construction
design
customer and personal service
Answers
Answer:
Building and Construction
Explanation:
Edg