kristine has a savings account at a bank. if the nominal interest rate she earns exceeds the rate of inflation, then her purchasing power increases over time.T/F

Answers

Answer 1

True. If the nominal interest rate Kristine earns on her savings account exceeds the rate of inflation, then her purchasing power increases over time. This is because her money is growing at a faster rate than the increase in the general price level of goods and services, allowing her to afford more items in the future.

The interest rate before inflation is taken into account is referred to as the nominal interest rate. A loan's advertised or stated interest rate—which does not take into account fees or interest compounding—can also be referred to as nominal.

In the investment industry and in banks, the term "nominal interest rate" is frequently used to describe interest on various loans. For instance, if a loan's nominal rate is 5%, you can anticipate paying $50 in interest on $1,000 borrowed. At the year's end, you'll pay $1,050.

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Related Questions

develop a research instrument that can be used to assess customers buying behavior of any product of your choice​

Answers

Develop market research, a research tool that can be used to evaluate the buying behavior of selected products. A customer is a natural or legal person who purchases goods or services from another company.

Customers are important because they generate income. Without them, the business cannot continue to exist. A customer's demand is a demand that motivates the customer to purchase a product or service. A requirement can be known (ie, uttered by the customer) or unknown and is the final factor in determining which solution the customer will purchase.

The definition of a customer is a person who purchases goods or services in a store, restaurant, or another retail outlet. An example of a customer is someone who goes to an electronics store and buys a TV. (informal) A person, especially a person, begins some kind of interaction with another. A consumer is an individual or group of end users of a product or service. Here are some examples: A person who pays a barber to cut and style their hair. A company that buys printers for businesses.

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a popular celebrity is endorsing a new brand of athletic shoes. athletic shoemakers learn that they could make more money if they switched their production to making dress shoes (athletic shoes).

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The decision to switch production from athletic shoes to dress shoes based solely on the endorsement of a popular celebrity is not recommended.

While celebrity endorsements can be effective marketing tools, it is important to consider the long-term viability and sustainability of the product line. A sudden shift in production may lead to a lack of expertise and resources in the dress shoe market, potentially resulting in lower quality products and decreased consumer trust.

Additionally, athletic shoe makers may risk losing their established customer base who rely on their expertise in athletic footwear. Before making any significant changes, thorough market research and analysis should be conducted to ensure that the decision aligns with the company's goals and strengths.

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The semi automatic lathe is 10000$ and the automatic lathe is is 100000 in the case what is the best among three options depending on the part quantity range

Answers

When deciding between a semi-automatic and automatic lathe, the best option depends on the part quantity range. If the production volume is low and the parts are relatively simple, then the semi-automatic lathe may be the more cost-effective choice.

The initial investment cost is significantly lower, and it requires less operator training and maintenance.

However, if the production volume is high and the parts are complex, then the automatic lathe may be the better option. It can handle larger volumes and more intricate parts with minimal operator intervention. While the upfront investment cost is much higher, it may be more efficient and cost-effective in the long run.

Ultimately, it is important to consider the specific needs of your production process and weigh the costs and benefits of each option. Consult with industry experts and evaluate the potential return on investment before making a decision.
To determine the best option among the semi-automatic lathe and the automatic lathe based on part quantity range, you need to consider the cost of each machine and their production capabilities. Here's a concise comparison:

1. Semi-automatic lathe ($10,000): This machine is more cost-effective upfront, making it suitable for small-scale manufacturing or producing lower part quantities. However, it might require more manual intervention and may not be as efficient in terms of production time.

2. Automatic lathe ($100,000): This machine is more expensive upfront, but it offers higher production efficiency, as it can produce parts with minimal manual intervention. This makes it suitable for large-scale manufacturing or when higher part quantities are required.

To choose the best option, consider the following factors:
- Production requirements: If you need to produce a high quantity of parts quickly, the automatic lathe may be the better choice.
- Budget constraints: If you have a limited budget, the semi-automatic lathe might be more suitable.
- Return on investment (ROI): Calculate the ROI for both machines based on your production needs and costs, and select the option that offers the best ROI over time.

In conclusion, the best choice depends on your production requirements, budget, and expected ROI. For lower part quantities, the semi-automatic lathe may be more suitable, while the automatic lathe is better for higher part quantities or more significant production demands.

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A licensed salesperson is running a non-profit organization. The salesperson gives the employees $50 gift cards for every buyer or seller they refer. The Salesperson is:
A. Violating the Law
B. Doing nothing wrong because the Salesperson is helping his employees
C. Doing something wrong because the gift cards are more than $25.
D. Nothing as long as the salesperson pays their commission fees

Answers

A licensed salesperson who gives $50 gift cards to employees for every buyer or seller they refer is option A) violating the law.

Giving gifts to employees who refer buyers or sellers is not illegal. It is, however, not recommended. The financial aspects of any real estate transaction can be significant, and salespersons must never put themselves in a position of influencing referrals through the exchange of gifts or money, which could be regarded as a conflict of interest.

Furthermore, as licensed professionals, agents must comply with their state's laws and regulations, as well as the National Association of Realtors Code of Ethics. A licensed salesperson who gives $50 gift cards to employees for every buyer or seller they refer is violating the law as per the National Association of Realtors Code of Ethics. Thus, option A is correct.

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2. What do you think Alana's goals should be?








Answers

I think Alana's goal should be to create a budget that will make her save enough money to pay for all expenses.

What's plutocrat? Plutocrat is any item or empirical record that's generally accepted as payment for goods and services and prepayment of debts, similar as levies, in a particular country or socio- profitable environment.The primary functions which distinguish plutocrat are as a medium of exchange, a unit of account, a store of value and occasionally, a standard of remitted payment. What's significance of plutocrat? Plutocrat can not buy happiness, but it can buy security and safety for you and your loved bones. Mortal beings need plutocrat to pay for all the effects that make your life possible, similar as sanctum, food, healthcare bills, and a good education

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when considering how mobile users will search for your business, which types of keywords should you focus on?

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When considering how mobile users will search for business one should focus on shorter keywords and phrases.

Keywords are used in search engine optimisation. Search engine optimisation allows mobile users to have an optimised experience. It takes into consideration the design of the website, structure, speed etc.

Generally, there are four different types of keywords. Their names are commercial, transactional, informational, and navigational. Keywords refer to small phrases or words an individual usually searches for.

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The cost of a postsecondary education increases with the length of time involved in the program. O True or False NEXT QUESTION O ASK FOR HELP​

Answers

Answer:

true

Explanation:

5.1 The Implementing Function

Answers

Putting a strategy into action is what is meant by implementation. Beginning with a specific issue they want to address or a strategy they want to implement, managers create a plan to address it.

What is the purpose of implementation?

The act of carrying out a plan, a method, or any other design, idea, model, specification, standard, or policy is known as implementation. As a result, for something to actually occur, action must come after any previous thinking.

What is the C implementation of a function?

Functions in C have to be defined before they may be utilized. They can either be stated in a header file or at the start of the C code and then implemented afterwards, or they can be implemented in the order they are used (less preferable).

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Bank Teller:
You have worked as a bank teller for several months when one of the other tellers
who has become a good friend tells you that her daughter is extremely ill and that
se must have an operation to survive. She also tells you that she has no insurance
and the operation will cost $10,000. Sometime later you ask her about her
daughter and she tells you she is just fine now. She then confides in you that she
took $10,000.00 from a dormant account at the bank to pay for the operation
She assures you that she has already started paying it back and will continue to do
so until it is all returned.
What do you do?
1. Clearly state the problem/dilemma in this case
2. Identify the stakeholders in this case
3. Develop 3 different alternatives, and evaluate each with pros and cons
4. Recommend which alternative you would choose and why.

Answers

Rather than taking $10,000.00 from a dormant account to carry out the operation, she could have solicited funds elsewhere.

1. This is an ethical problem. In this case, the bank teller is wrong for taking $10,000.00 from the dormant account to carry out the operation. This is wrong and she could be sent to jail because this is fraudulent.

2. The stakeholders, in this case, are the bank, and the owner of the account.

3. The alternatives that the bank teller could have done include:

Borrowing from friendsTaking a loan.Soliciting for help online or from non-profit organizations.

4. I'll choose "Soliciting for help online or from non-profit organizations" since it'll be free and I won't have to pay the loan back.

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Why do lenders often require a down payment when credit is used to purchase a good?

It reduces risk to the lender.
It eliminates interest charges.
It reduces the cost of the financed good.
It increases the cost of financing the good.

Answers

It is A hope this helps

The payments are done through a down payment reduces the risk to the lender and therefore the lender requires down payments when credit is used to purchase a good. Thus (A) is the correct option.

What is a down payment?

The amount of money that a purchaser pays on the purchasing of any expensive object. The down payment showcases a portion of the total purchasing amount.

It is made in the initial stage of purchasing. It reduces the risk of the lender and therefore, (A) is the correct option.

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what happen if a person dies and they wanted someone to have there car. They died and everyone knows that the car was suppose to go to that person, but the person that died didn't have I will or anything saying it was suppose to go to that person, can they still get the car?​

Answers

Answer:

it all depends on if the family is the giving type as some people would try to hold on to things from listed onesand others would try to Give them away ....in shot people grieve differently so it's a 50/50 chance

Answer:

probably not because it's just like if this family met an old person about to die and pretended to be nice and do things for him until he died then went to the police and said that he would give them his house so now a days u can't just go off of 'they said ___ before I died' SO like I said again probably not

A writer, an illustrator, a publisher and an agent would form a
a. Functional team
b. Choss-functional team
C. Management team
d. Corporate team

Answers

Answer:

b. Cross-functional team

Explanation:

A cross-functional team is composed of individuals with different skill sets. It is formed to accomplish a task that requires the input of different functional skills.  Organizations form cross-functional teams by picking its members from various departments in the company. Cross-functional teams are always temporary and are disbanded when their mission is accomplished.

A writer, an illustrator, a publisher, and an agent have diverse skill sets. The team they would form is cross-functional

Having just one error on a cover letter may Eliminate an application from being considered for employment true or false

Answers

Answer:

True

Explanation:

Cover letter need to be drafted very carefully. A good cover letter comprises of no typos error or mistakes such as incorrectly spelled name of the company, incorrectly mentioned dates, etc.

In case of any such errors, chances of rejection are high at the initial stage only.

Hence, it can be said that even a single error in the cover letter can Eliminate an application from being considered for employment

Thus, the given statement is true

similarity between formal and informal employment​

Answers

Answer:

okay

can we be friends!

Explanation:

How did the oil and gas industry improve louisiana’s economy?.

Answers

Answer:

While the oil and natural gas industry generates more than 260,000 jobs in Louisiana, it is also building communities, neighborhoods and local economies for the workers and their families. In fact, for every job created in the energy sector, 3.4 additional jobs in other sectors are created.

Does anybody know xxalvinaa

Answers

....................no

A company in Maine sends lobsters to France What is Maine doing? Select three options​

Answers

Answer:

Following are the answer to this question:

Explanation:

Some information is missing in the question. So, the correct choices can be described as follows:

i) practicing international trade

ii) exporting products

iii) participating in globalization

Maine has been globally traded because its, company transfers it's own goods at international frontiers when a client gives lobster with France in Maine.  It exports products as its goods are manufactured in one nation, in this scenario the USA, is one other country, France in this case.Finally, it participates in the process of globalization because the company operates internationally by selling its products.

Answer:

B. practicing international trade

C. exporting products

D. participating in globalization

donna is a hotel revenue manager preparing next year’s rooms forecast. donna knows that in november of next year a new hotel is opening near her own. as a result, she is considering reducing her rooms forecast for that month. if she does so, what data type will she be primarily using to make her decision?

Answers

Donna will definitely need Future data to facilitate her decision making.

Future data does not connote its name, but rather, it is a kind of data which seems to predict something that might or not affect one in future.

Future data allows for predictive analysis, forecasting and enables companies to drive innovation.

Therefore, the type of data that will need to facilitate her decision making is called Future data.

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rock solid is a company that manufactures different mixes of mortar for building projects. recently it decided to outsource its warehousing to focus more on making great mortar mixes. this is an example of .

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The decision made by Rock Solid to outsource its warehousing is an example of business process outsourcing (BPO). BPO is the practice of contracting out specific business functions or processes to third-party providers. By outsourcing its warehousing, Rock Solid is delegating the storage and management of its products to an external company.

This strategic move allows Rock Solid to focus more on its core competency, which is manufacturing great mortar mixes. Instead of allocating resources and time towards managing and maintaining its own warehouse, Rock Solid can now redirect those resources towards improving its mortar mix production.

Outsourcing the warehousing function to a specialized third-party provider can bring several benefits to Rock Solid. For example, it can reduce costs associated with owning and operating a warehouse, such as rent, maintenance, and labor. Additionally, the third-party provider may have expertise and advanced systems in place to efficiently handle inventory management and logistics.

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first guaranty bank wants to borrow funds to purchase a $22 million building for its new branch location and wants to issue long-term securities to cover the financing of the new branch location.

Answers

The given case is of Bond Issuances where First Guaranty Bank wants to borrow funds to purchase a $22 million building for its new branch location and wants to issue long-term securities to cover the financing of the new branch location.

One way for businesses to raise capital is through issuing bonds. An investor and a company borrow money from one another through bonds. The investor consents to provide the company with a particular sum of money over a specific time period. Periodic interest payments are given to the investor in return.

Public bodies, financial institutions, businesses, and supranational organisations all issue bonds in the primary markets. Underwriting is the most typical technique for issuing bonds. A syndicate of securities companies or banks will purchase the whole issue of bonds from the issuer and resale them to investors when a bond issuance is underwritten. The risk that it won't be able to sell the issue to end investors is assumed by the security company. Primary issuance is organised by bookrunners, who also serve as the bond issuer's advisers on timing and price issues, have direct contact with investors, and arrange the bond issue.

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The measure of society's benefits due to a market transaction is called:
deadweight loss. total surplus. consumer surplus. producer surplus.

Answers

The measure of society's benefits due to a market transaction is called a total surplus.

This is the sum of both consumer surplus, which is the difference between what consumers are willing to pay and what they actually pay for a good or service, and producer surplus, which is the difference between the price producers receive and the minimum price they are willing to accept.

Total surplus represents the net benefit to society from a market transaction, and it is maximized when the market is in equilibrium.

While deadweight loss can occur when there are market inefficiencies or externalities, it does not represent the measure of society's benefits from a market transaction.

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How many blank sections does edge have? this is the second one and ill even show you the first one!

How many blank sections does edge have? this is the second one and ill even show you the first one!
How many blank sections does edge have? this is the second one and ill even show you the first one!

Answers

I can’t see the photos

What is inflation?

Movement, whether upward or downward, of economic activity

Monetary value of final goods and services produced within a country for a specific time period.

The rate at which the price level of goods and services rises.

A measurement used by economics to measures average prices of a market basket of consumer goods and services.

Answers

What is inflation?

Monetary value of final goods and services produced within a country for a specific time period.

100 POINTS PLEASE HELP!!! Designers consider both elements and principles of design when creating advertisement layouts. Research one element of design and one principle of design. Write a 5- to 10-sentence paragraph explaining how each might be used during the creation of an ad.

Answers

Answer:

Designers could use size in order to bring the most important aspects such as the message or product to the eye of those viewing the ad. Designers could also use color in order to showcase the most important products vs those apart of a collection. Designers could use harmony to bring the ad together and make it all seem as if it is one piece. Variety could also show that the designers have many different things to offer to the public.

Explanation:

Sorry, I tried my best, idk if this is what you are looking for?

Element of Design: One element of design that is used is value, which helps create shading texture when needed. This can help a substance seem "popped-out", and can be used to catch people's attentions. Design is important also in creating what can be seen by the naked eye, and what is placed on there can draw different people into seeing the product in their own eyes. Appearance can be appealing or even unappealing, in getting people to be interested & even talk about the design. Designers design something that is either aesthetically pleasing, or would catch a person's attention, and hopefully spread the word around. Examples of value can be shading, different shades of the same color, etc.

Principle of Design: One principle of design is harmony, which can make it feel wholesome or pleasing the a person. This is a very good way to draw people (especially a sect commonly known as perfectionists) to buy the product. The opposite can also be said, as the distortion can also draw people to buy the product. As long as the design appeals to potential buyers, it is worthwhile to use.

~

Next Saturday, best friend, Sol, and I will have separate acts in a citywide talent contest. But we've just made a _____ with each other that will help us from feeling jealous if one of us wins and one loses. We've decided that if one of us wins, that person will share the prize money with one another.

Answers

Answer:

truce

Explanation:

Here is the full question :

Next Saturday, my best friend. Sol and I will have separate acts in a citywide talent contest. But

we've just made a _____with each other that will help us from feeling jealous if one of us

wins and one loses. We've decided that if one of us wins that person will share the prize money

with the other one.

Which word BEST completes the sentence?

truce

alliance

treaty

pact

A truce is an agreement between people to stop fighting for a limited.

Sol and his best friend made an agreement that would stop them from fighting

A pact is an agreement between people

Answer:

Truce (that the correct one).

Explanation:

What is the term used to describe the fluctuation in demand of a certain product in relation to pricing?

Answers

That the answer what I just sent
What is the term used to describe the fluctuation in demand of a certain product in relation to pricing?

Elasticity is a phrase used to describe how the price affects how much a certain product is in demand.

What is elasticity?

In neoclassical economic theory, elasticity is a key idea that aids in understanding a variety of economic concepts, including the incidence of indirect taxation, marginal concepts related to the theory of the firm, wealth distribution, and different types of goods related to the theory of consumer choice. When talking about how welfare is distributed, particularly in terms of consumer, producer, or government surpluses, a grasp of elasticity is crucial.

Elasticity is a key notion in many economic theories, and it may be seen in a number of key indicators. These include the elasticity of demand at different prices, the elasticity of supply at different prices, the elasticity of demand at different income levels, the elasticity of replacement between factors of production, the cross-price elasticity of demand, and the elasticity of substitution across time.

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brad begins work with his company's newly created product line of personal care products. what overall framework does brad need to use as he starts to work on the marketing mix for these products?

Answers

As Brad begins work with his company's newly created product line of personal care products, he needs to use the overall framework of the marketing mix. This framework consists of the four Ps: product, price, promotion, and place.

What are 4Ps in Marketing?

Brad needs to use the 4Ps marketing mix framework as he starts to work on the marketing mix for his company's newly created product line of personal care products. The 4Ps framework consists of:

1. Product: Brad should focus on understanding the specific needs of the target market and ensure that the personal care products being developed cater to those needs. He should consider aspects like quality, design, features, and packaging.

2. Price: Brad needs to determine the optimal pricing strategy for the personal care products. This could involve analyzing competitor pricing, understanding the target market's price sensitivity, and considering the cost of production.

3. Place (Distribution): Brad should identify the best channels to distribute the personal care products, which could include retail stores, e-commerce platforms, or direct sales. He needs to ensure that the products are easily accessible to the target market.

4. Promotion: Lastly, Brad should develop an effective promotional strategy to create awareness and generate interest in the personal care products. This could involve advertising, public relations, sales promotions, and social media marketing.

By using the 4Ps marketing mix framework, Brad will be able to create a well-rounded marketing strategy for the newly created personal care product line.

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the majority of private sector employment in the u.s. economy is in the _______ sector.

Answers

The majority of private sector employment in the u.s. economy is in the Service sector. The third tier of the three-sector economy is the service sector, also referred to as the tertiary sector.

Why is the United States a service industry?

Employment—It is most straightforward to explain how services affect employment. Today's U.S. economy is referred to as a "service economy." This is so because the service sector employs the vast majority of the working population.

The United States services sector, a broad economic category that now includes financial services, media, transportation, and technology, was responsible for 67 percent of the GDP.

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when a company changes to the blank inventory method from any other method, it usually is impossible to calculate the income effect on prior years. T/F

Answers

TTrue.  When a company changes to the LIFO (Last In, First Out) inventory method from any other method, it is usually impossible to calculate the income effect on prior years accurately, as the information needed to reconstruct the inventory layers is typically not available.

When a company changes to the blank inventory method from any other method, it usually is impossible to calculate the income effect on prior years. This is because the new method will result in a different calculation of cost of goods sold, which will impact the company's financial statements and tax returns. The specific circumstances of the company and the reasons for the change in inventory method. However, in general, it is difficult to accurately determine the income effect on prior years when changing inventory methods.

When a company changes to the LIFO (Last In, First Out) inventory method from any other method, it is usually impossible to calculate the income effect on prior years accurately, as the information needed to reconstruct the inventory layers is typically not available.

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Assume that the next morning, the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%. What is the price of the bond after this change?
[From the prior problem: Calculate the price of the following corporate bond with a credit rating of BBB+ / Baa+: $1000 par value, 8% semi-annual pay coupon, 8.40% yield to maturity, and 5 years to maturity.}

Answers

If the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%, then the price of the bond will be $635.21.

To calculate the price of the bond after the credit rating change, we'll use the updated yield to maturity of 8.2%. The bond details remain the same:

Par value (PV) = $1000

Coupon rate (C) = 8% (semi-annual)

Yield to maturity (YTM) = 8.2% (semi-annual)

Years to maturity (n) = 5 (semi-annual)

To calculate the price of the bond, we can use the present value of the bond's cash flows:

Price = (C / 2) * [1 - (1 / (1 + YTM/2)ⁿ] + PV / (1 + YTM/2)ⁿ

Let's calculate the price of the bond after the credit rating change:

Price = (40 / 2) * [1 - (1 / (1 + 0.082/2)¹⁰)] + 1000 / (1 + 0.082/2)¹⁰

Price = 20 * [1 - (1 / (1.041)¹⁰)] + 1000 / (1.041)¹⁰

Price = 20 * (1 - 0.598799) + 1000 / 1.593848

Price = 20 * 0.401201 + 627.19

Price = 8.02402 + 627.19

Price = $635.21402

Therefore, after the credit rating change, the price of the bond would be approximately $635.21.

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