if you can afford to deposit only $1,570 per year, you will accumulate approximately $226,269.58 (rounded to the nearest cent) in 36 years.
a. To find the size of the annual deposits required to create a $360,000 fund by the end of 36 years, we can use the future value of an ordinary annuity formula.
Given:
Future value (FV) = $360,000
Number of years (n) = 36
Annual interest rate (r) = 8%
Using the formula: FV = P * [(1 + r)^n - 1] / r, where P is the annual deposit amount:
$360,000 = P * [(1 + 0.08)^36 - 1] / 0.08
Solving for P:
P = $360,000 * 0.08 / [(1.08)^36 - 1]
P ≈ $2,010.04
Therefore, the annual deposits need to be approximately $2,010.04 (round to the nearest cent) to create a $360,000 fund by the end of 36 years.
b. If you can afford to deposit only $1,570 per year into the account, we can calculate the accumulated amount using the future value of an ordinary annuity formula.
Given:
Annual deposit amount (P) = $1,570
Number of years (n) = 36
Annual interest rate (r) = 8%
Using the formula: FV = P * [(1 + r)^n - 1] / r
FV = $1,570 * [(1 + 0.08)^36 - 1] / 0.08
FV ≈ $226,269.58
Therefore, if you can afford to deposit only $1,570 per year, you will accumulate approximately $226,269.58 (rounded to the nearest cent) in 36 years.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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a _________ presentation should be used to sell a product.
To market a product, a persuasive presentation should be used.
Influencing you to desire to do or think a certain way: a persuasive speaker or speech. Your justifications are strong.
There are many different types of persuasive writings, such as an advertisement tempting you to buy chocolate, a banner urging people to give up smoking, or a vacation brochure luring the reader to visit a specific nation.
To persuade the reader that the writer's opinion, assertion, or claim is true or valid, one uses the persuasive purpose.
Getting someone to agree with you right away. making it simpler to sell or market your products or services. helping you quickly establish rapport with others. Increasing the likelihood that a negotiation will be successful
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After the closing entries have been posted, the new balance in the retained earnings account will equal the retained earnings reported in the balance sheet.
a. True
b. false
After the closing entries have been posted, the new balance in the retained earnings account will equal the retained earnings reported in the balance sheet: (A) TRUE
What are closing entries?Closing entries are journal entries made at the end of a fiscal period to convert temporary accounts to permanent accounts. An "income summary" account can be used to demonstrate the difference between revenue and expenses, or it can be directly closed against retained earnings, from which dividend payments will be withdrawn. This procedure is used to return the temporary account balances to zero for the next accounting period.Following the posting of the closing entries, the new balance in the retained earnings account will equal the retained earnings recorded on the balance sheet.Therefore, the statement "after the closing entries have been posted, the new balance in the retained earnings account will equal the retained earnings reported in the balance sheet" is (A) TRUE.
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Point (4,-3) is at a Perpendicular distance of_________________
from the X-axis
why is comparative value lead and value based organization?
Answer:
The organizations with a common set of values that are practiced, in our experience, corporately develop a culture of accountability. The commitment to a value system serves to strengthen the firm’s culture, increases role clarity, retention, and productivity, and serves as a long-term benefit.
While it is important for a leader to understand the values expressed by all members of the team, there are times when an employee’s values are not in alignment with the organization’s. When an individual is new to the practice, it sometimes becomes clear when they aren’t in alignment with the firm’s values. In these cases, the individual has the choice to adapt or transition to another organization to which they more closely align. Neither the individual or the organization is served when values are not in alignment.
Explanation:
Another values-based leader I worked for inspired trust at all levels in the organization and he always did the right thing. He kept us aligned to our vision with the foundation being the firm’s core values. As a result, the work environment was filled with trust, clear communication and the drive to a common purpose. He motivated us to think beyond ourselves which fostered an environment of individual and corporate success.
Today’s successful organizations have a strong and well-defined culture.
Which two events do you think are the most important in the history of journalism? Explain your answer.
How would the news be different if it depended on older methods, such as town criers or notices?
Why is Ida B. Wells an important figure in the history of journalism? What aspect of her careers set her apart for other journalists of her era?
In many ways, the format of the news has changed quite a bit. In other ways, it has always had many of the same features. Describe one difference and one similarity in significant changes in the news industry in the past century.
When radio was first emerged, newspapers sought to limit its influence because it did not want the competition. Today, traditional news outlets are facing competition from a variety of online sources. Do you think that these new outlets will be able to limit online news like newspaper did to radio in the 1930s? Explain your answer.
Maintaining the integrity of the field of journalism by upholding moral principles like objectivity, truthfulness, and fairness is crucial. For journalism to retain its credibility and the public's trust, it must put the facts first and refrain from sensationalism or bias.
In order for citizens to make the best decisions for their lives, communities, societies, and governments, journalism must therefore give them the knowledge they need. The truth is the most significant factor in journalism.
Journalists should make an effort to provide context and perspective for their reports as well as accurate and timely information. This requires them to conduct in-depth research, speak with dependable sources, check the accuracy of the data, and make sure all facts are backed up by proof.
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What is moral myopia? Why do you think an advertising professional might experience this phenomenon?
Answer: See Explanation
Explanation:
Moral myopia occurs when someone is unable to clearly see ethical issues. In this case, people decide not to say anything even though they see the unethical behavior of others.
An advertising professional might experience moral myopia in the sense that such person looks away when he or she sees an unethical act because of fear of losing his or her job and also because of fear of losing a customer.
Which sales channel incentivizes every member of its network?
Answer:
Channel incentives are a behavioral modification tool that influence channel partners – such as dealers, contractors, resellers, and vendors – to align their behaviors with overarching business goals. These behaviors could include: Increasing overall sales volume. Increasing sales for high margin products
Explanation:
Answer:
Multilevel marketing
Explanation:
i got it right on test
write a journal post with three things you might be able to do to go to college (or any other option you are considering after high school) without student loan debt?
Answer:
You can apply for scholarships, work in high school, and receive grants.
Explanation:
You can possibly graduate college without debt or little money owed back to a bank.
The first option is a scholarship, this money is usually only offered from a range of $500-fully paid tuition. You may have to apply to hundreds before you are granted some but they are offered from freshmen in high school all the way to almost graduating college.
Your second option is working, sophomore year is when you'd be able to get a job the earliest. Every paycheck you save about 20%, work all the way through college and you can save enough to pay for your first year, possibly second year of college. You could also work while you're a full-time student, it'd be hard work but it can be done.
Your third option, but not last is to apply for grants. This is basically free money, they differ from scholarships though. You do not have to pay grants back, and you can get sponsored by companies to pay your way through college.
One way to characterize the difference between compounding and discounting is to say that:.
One way to characterize the difference between compounding and discounting is to say that: Compounding refers to the process of finding the future value of a sum of money by adding interest earned on the initial principal amount and accumulated interest.
In other words, the interest is reinvested so that it can also earn interest. Compounding results in a larger future value of a sum of money than the initial principal. Discounting, on the other hand, refers to the process of finding the present value of a sum of money by taking into account the interest rate. In other words, discounting involves calculating the value of future cash flows in today’s dollars.
Discounting results in a smaller present value of a sum of money than the future value, which accounts for the time value of money. As an example, if you invest $100 in a savings account that earns 5% interest, compounding will result in a larger future value of the investment over time. Meanwhile, discounting would be used to calculate the present value of a future payment such as a loan or an annuity.
Overall, both compounding and discounting are important concepts in finance for calculating the time value of money.
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Which situation is an ethical dilemma?
A. reporting the actions of a supervisor regarding his use of a company car for personal errands
B. launching a new product catering to the elite section of society
C. hiring female employees for top management jobs in the company
D.opening a new plant that offers jobs to the economically weaker sections of society
Answer:
The answer is A. reporting the actions of a supervisor regarding his use of a company car for personal errands
Explanation:
Trust me, I just took the quiz. This is the correct answer.
On december 31, 2008, Pico acquired $ 250,000 per value of the outstanding $1,000,000 bonds of its subsidiary, sico, in the market for $ 200,000, on the date, Sico had a $ 100,000 discount on its total liability. Which one of the following is the net amount of gain or loss that will be recognized by pico in its December 31, 2008, consolidated financial statements as a result of its intercompany bonds?
a. $150,000
b. $ 50,000
c. $25,000
d. $75,000
Answer:
Pico gain = $25,000
Explanation:
Given:
Total bonds of sico = $1,000,000
Pico acquired = $250,000
Total amount of premium = $200,000
Discount amount = $100,000
Find:
Pico gain or loss
Computation:
Share of Pico = $250,000 / $1,000,000
Share of Pico = 0.25
Gain in premium = $200,000 × 0.25
Gain in premium = $50,000
Loss in discount = $100,000 × 0.25
Loss in discount = $25,000
Net gain = $50,000 - $25,000
Net gain = $25,000
Calculate WACC
Cost of Capital. Bridgehampton Shores Inn has a capital structure consisting of 35% debt and 65% equity. The debt consists of loans from the Long Island Bank with an interest rate of 7.0%. The cost of equity of the hotel shareholders is 16.5%. The corporate tax rate is 40%.
The WACC of Bridgehampton Shores Inn is 11.9%.
WACC (weighted average cost of capital) is the cost of the company's capital based on its capital structure.
It calculates the expected return on equity and debt financing while accounting for the company's tax status. The formula for WACC is as follows:WACC = ((E/V) * Re) + [((D/V) * Rd) * (1 - T)]
where,E = market value of the company's equity D = market value of the company's debt V = E + DRe = cost of equity Rd = cost of debt T = tax rateIn the scenario provided, Bridgehampton Shores Inn has a capital structure that consists of 35% debt and 65% equity.
The debt is made up of loans from the Long Island Bank at an interest rate of 7.0%. The cost of equity for shareholders in the hotel is 16.5%.
The corporate tax rate is 40%.
Using the formula for WACC, we can calculate the WACC as follows:WACC = ((0.65 * 0.165) + [(0.35 * 0.07) * (1 - 0.40)])WACC = (0.106 + [0.021 * 0.6])
WACC = (0.106 + 0.013)WACC = 0.119 or 11.9%
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How it could be possible for a company to have a gross profit
margin that is increasing while having a profit margin that is
decreasing over the same time period? Show example.
Answer:
If a business's COGS are rising significantly and are outpacing its growth in sales revenue, the result could be a declining net profit margin while its gross profit margin is rising.
Explanation:
Yes, it is possible for a company to have an increasing gross profit margin while having a decreasing profit margin over the same time period. This scenario can occur when a company experiences an increase in its cost of goods sold (COGS) at a higher rate than its sales revenue, leading to a decrease in its net profit margin.
Here's an example to illustrate this concept:
Suppose ABC Inc. sells smartphones and has the following financial information for two consecutive years:
Year 1:
Sales revenue: $10 million
COGS: $6 million
Gross profit: $4 million
Operating expenses: $2 million
Net profit: $2 million
Gross profit margin: 40% ($4 million / $10 million)
Net profit margin: 20% ($2 million / $10 million)
Year 2:
Sales revenue: $12 million
COGS: $8 million
Gross profit: $4 million
Operating expenses: $3 million
Net profit: $1 million
Gross profit margin: 33.33% ($4 million / $12 million)
Net profit margin: 8.33% ($1 million / $12 million)
As you can see, in Year 2, ABC Inc. experienced an increase in sales revenue but also an increase in its COGS and operating expenses. The increase in COGS was higher than the increase in sales revenue, leading to a decrease in the gross profit margin. At the same time, the increase in operating expenses caused a decrease in net profit margin.
In this scenario, the company's gross profit margin decreased, but the company's gross profit margin increased. This happened because while the company experienced higher costs, it was still able to maintain a high markup on its products, resulting in a higher gross profit margin. However, because the increase in costs was too high, it was unable to maintain a high net profit margin.
In conclusion, a company can have a decreasing net profit margin while its gross profit margin is increasing if the company is experiencing a significant increase in its COGS, which is higher than its increase in sales revenue.
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What is one benefit of continuing your education after high school?
A. The ability to earn money immediately
B. Postponing responsibility for your actions
C. Increased earnings over the course of your career
D. There is no benefit to continuing your education.
Answer:
C
Explanation:
The most relevant one because university is the place to produce expert in many fields. Thus this will increase your earnings within your course of career.
Answer:
c
Explanation:
HELP TAKING TEST!! Suppose you are a treatment specialist and desire additional training and certification. What would the best avenue for you to
obtain this?
O counselor certification
O specialist certification
O therapist certification
O crisis certification
The main source for recruiting members into the FBLA is through school guidance counselors and teachers.
True
False
Answer:
That statement is false.
Explanation:
FBLA stands for Future Business Leaders of America. It's an organization that was created to focus on preparing its members for future careers / leaderships position.
Currently, the FBLA recruited most of its members through a campaign that they personally do in campuses. They sent out design posters, flyers, banners, and other advertisement medium to spread awareness of their group/.
state any five occupations in public service sector? Explain any one of them.
Answer:
Explanation:
Public service simply refers to the services that are provided by the government. The examples of occupations in the public service sector include:
1. Firefighter
2. Law enforcement officer
3. Custom inspector
4. Military
5. Public health nurse
A law enforcement officer is a person that enforces law. They also help in protecting lives and properties.
3. Tom and Melody are considering the extensive use of ads in fitness magazines and a direct mail campaign targeted at people who have bought other products made by Xer-Wise. Since these messages are geared directly to customers, it is clear that Tom and Melody want to implement a _________ strategy.
Since these messages are geared directly toward customers, it is clear that Tom and Melody want to implement a pull strategy.
What is the pull strategy?The tactic of bringing the consumer to you is known as a pull strategy. Pull strategy is the use of pull strategies, or the conveyance of information, to attract the consumer rather than forcing your business on them. These clients frequently start to promote your company for you. For instance, a business may send prior clients a promotional email about a new range of items.
Businesses may also give recent clients a coupon for a future purchase. A pull marketing approach may boost profitability by retaining existing consumers and consistently attracting new ones. Pull marketing, on the other hand, refers to using a technique that inevitably increases customer interest in your company's name or goods (usually with relevant and interesting content).
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Theresa works as a Risk Management Specialist for an investment corporation. Which best describes her educational pathway?
an associate’s degree, then a bachelor’s degree
a master’s degree, then a vocational school
a vocational school, then an associate’s degree
a bachelor’s degree, then a master’s degree
Answer:
probably way too late for you but if anyone else is still searching for this answer, if it isn't b, it might be D. either way, vocational school in the answer doesn't sound quite right.
Theresa works as a Risk Management Specialist for an investment corporation. the best description for her educational pathway is a bachelor’s degree, then a master’s degree. Option D. This is further explained below.
What is education?Generally, education is simply defined as methodical teaching, particularly in a school or university setting.
In conclusion, Theresa works for an investing firm as a Risk Management Specialist. Her educational journey is best described as a bachelor's degree followed by a master's degree.
The Option D(a bachelor’s degree, then a master’s degree) can be the only path as the right steps are vocational school, bachelor's degree, Masters degree, then Associates degree.
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Please read instructions all the way through, brainiest will be given and 50 pts. Explain the logistics of product delivery. Describe the ins-and-outs of importing and exporting your products. What are the most critical components of delivery and importing/exporting? (i know for a fact that you have to do research on latest distribution trends and i can give you a link to a possibly helpful website if you need, i mainly need pointers for starting off and maybe a little bit of guidance in creating a 2 page response)
Answer:
The logistics of product delivery could be described as all that's entailed in ensuring a goods or product gets to a customer's destination after it has been purchased from a particular destination.
Explanation:
The logistics of product delivery could be described as all that's entailed in ensuring a goods or product gets to a customer's destination after it has been purchased from a particular destination. It might include shipment or freight if the goods is coming from outside the desired clients location.
Ins-and-outs of importation;
- You'd have to decide the country you're buying from
- The next is to search for suppliers, those who sell the item in that particular country you've searched.
- You'll then need to search what their duty and taxes are, which you'd have to consider in the cost
- Finally, you'll need to find a reliable freight forwarder and customs broker who would handle the clearing of the goods when they get to your country.
Export has the same but there some changes as this time you'd have searched those who need your product and considered all that's needed to ship in your country and how it'll be cleared over your customers destination
am kandy but pls don't friends me...thank me or comment on this q anymore cz this is my school acc.
Conquering financial risk and guarding your money is another way of ____________________________.
Conquering financial risk and guarding your money is another way of Protecting what you have.
No doubt investing is very important nowadays. More important than investing is protecting the money that we have earned and what is on hand. So if we feel that the investment will have financial risk we should not put our money in that instrument no matter what interest that investment will give us.
If we do not conquer the financial risk and safeguard our money we will also lose what we are having now. So we should invest our money in such a way that provides a return to us along with not being too risky. That will be the best investment of what we can do with our money even though the return may be less.
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Why is creative thinking important to generate business ideas?
Answer: Creative thinking is necessary for business problem-solving.
Explanation: The skill of creative thinking is a helpful skill because it teaches workers/business owners to find opportunities and ways to improve something even if the situation is challenging. This also lets the person face a problem or situations by a different view. I hope this helped!
Will the following transaction be included in GDP for the United States? Explain Why or Why Not.
Mrs. Rockefeller purchases $1,000,000 of stock in Home Depot.
The purchase of the stocks would not be included in the GDP of the United States. This is because the purchase of sale of financial assets are not included in GDP.
What is GDP?
GDP is an abbreviation for gross domestic product. The gross domestic product of a country is the sum of all the final goods and services that a country produces in a certain period. Gross domestic product is used to determine the economic wellbeing of a country. The higher the GDP, the higher the wealth of the country.
GDP calculated using the expenditure method is:
Gross domestic product = consumption spending + government spending + business spending + net export
The following are not included in the calculation of GDP:
services not rendered to oneselfActivities not reported to the government illegal activitiessale or purchase of used productssale or purchase of intermediate productsthe purchase or sale of financial assets e.g. stocks and bondsTo learn more about GDP, please check: https://brainly.com/question/15225458
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true or false the font you use can make your work look businesslike or casual.
What is SEO?
A. A place where online discussions are held
B. A way to share information about your products or services
C. A way web page creators attract people to their sites
D. When purchasers bid on the number of clicks on an online
advertisement
SEO is When purchasers bid on the numeral of clicks on an online advertisement. The Correct option is C.
What do you mean by SEO?
SEO definition: When the procedure of optimizing your website to accumulate organic, or un-paid, gridlock from the tracking engine developments page.
SEO refers to Search Engine Optimization, which is the procedure of increasing the quantity and also differentia of traffic to your website through organic search engine results.
SEO is a technique for inventing and designing a website to rate well in investigation engine results.
When they are improving the importance and quality of traffic to a website from search engines.
Marketing by comprehending how search algorithms work, and what mortal visitors might search.
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branwell group, based in montreal, decided it wanted to collect all of its foreign currency receivables from indonesia early because the currency in indonesia was expected to depreciate. this is an example of
Branwell Group's decision to collect all its foreign currency receivables from Indonesia early because of the expected depreciation of the Indonesian currency is an example of currency speculation.
Currency speculation is the act of taking a position in the foreign exchange market in anticipation of making a profit from fluctuations in exchange rates. In this case, Branwell Group is taking a position that the Indonesian currency will depreciate, and is therefore seeking to collect its receivables early before the currency loses value. This action is a form of speculation, as Branwell Group is attempting to profit from fluctuations in exchange rates.
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The government claimed that, to illegally control the market, Microsoft used
a. predatory pricing and mergers.
b. predatory pricing and buying out competitors.
c. predatory pricing and forming a cartel.
d. predatory pricing and requiring customers to buy other products.
Answer:
B. Predatory pricing and buying out competitors
Which industry is the second-largest employer of teens
and young people?
What percentage of employed teens are employed by
the government?
I got it
is retail trade
and 7%
Answer:
I. Retail industry
ii. 7%
Explanation:
Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.
Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc
In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.
Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.
Answer:
Retail Trade
7%
Explanation:
Edge 2020
A four-year insurance policy in the amount of $40,000 was purchased one year ago. What is the adjusting entry to record insurance expense for the current year? DEBIT: Prepaid Insurance for $40,000; CREDIT: Insurance Expense for $40,000 DEBIT: Prepaid Insurance for $10,000; CREDIT: Insurance Expense for $10,000 DEBIT: Insurance Expense for $40,000; CREDIT: Prepaid Insurance for $40,000 DEBIT: Insurance Expense for $10,000; CREDIT: Prepaid Insurance for $10,000
The adjusting entry to record insurance expenses for the current year would be:
DEBIT: Insurance Expense for $10,000
CREDIT: Prepaid Insurance for $10,000
Prepaid insurance is an asset account that reflects the amount of insurance purchased in advance. When an individual or company buys insurance, they generally prepay for it.
Because the individual or company doesn't know when they'll have to file a claim, they prepay for coverage ahead of time. The cost of the policy is recorded in the prepaid insurance account at the time of purchase. The balance in the prepaid insurance account decreases over time as the insurance coverage is utilized.
Each month, as the insurance coverage is utilized, an adjusting entry is required to move some of the prepaid insurance balance to the income statement. The income statement is where insurance expenses are reported. The adjusting entry for insurance expenses is as follows:
DEBIT: Insurance Expense for $10,000;
CREDIT: Prepaid Insurance for $10,000.
This transaction is made to decrease the prepaid insurance account and increase the insurance expense account on the income statement.
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