true or false: a filing system stores records that help provide proof of payment of charitable expenses, medical expenses, and other itemized deductions.

The present value of the ordinary annuity, rounded to the nearest cent, is $2,588.34.

To find the present value of an ordinary annuity, we need to use the formula for present value of a series of cash flows. The formula is:

PV = P * [(1 - (1 + r)^(-n)) / r]

Where PV is the present value, P is the payment amount, r is the interest rate per compounding period, and n is the number of compounding periods.

In this case, the payment amount is $94, the interest rate is 8% (or 0.08) per quarter, and the number of quarters is 10 years multiplied by 4 (since there are 4 quarters in a year).

Plugging these values into the formula, we get:

PV = $94 * [(1 - (1 + 0.08/4)^(-10*4)) / (0.08/4)]

Calculating this expression, we find that the present value is approximately $2,588.34.

Therefore, the present value of the ordinary annuity, rounded to the nearest cent, is $2,588.34.

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If new firms enter a monopolistically competitive market, the demand curves for the existing firms will: C) Shift to the left and become more price elastic.

When new firms enter a monopolistically competitive market, it increases the number of substitutes available for consumers to choose from. This leads to a decrease in demand for the existing firms' products, causing their demand curves to shift to the left. Additionally, with more substitutes available, consumers have more options to compare prices and may become more price sensitive, making the demand curve more price elastic.

When new firms enter a monopolistically competitive market, the demand curves for the existing firms will:

C) Shift to the left and become more price elastic.

This occurs because the increase in competition from new firms leads to a decrease in demand for the existing firms' products, causing the demand curve to shift to the left. Additionally, the increased competition makes consumers more sensitive to price changes, resulting in a more price elastic demand curve.

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A gap analysis plan is the formal process of evaluating the differences in performance or functionality between existing systems and desired systems or results. Based on the analysis, we recommend that Fullsoft use the OCTAVE Allegro methodology for its risk assessment.

Gap analysis plan:

A gap analysis plan is the formal process of evaluating the differences in performance or functionality between existing systems and desired systems or results. In order to conduct a gap analysis, clear objectives and goals must be established to identify what needs to be changed to achieve these goals. By performing a gap analysis, Fullsoft can identify gaps in security between "where you are" and "where you want to be" and develop strategies to mitigate these risks.

Risk assessment methodologies:

Two risk assessment methodologies that Fullsoft can use to evaluate its IT environment are NIST SP 800-30 revision 1, Guide for Conducting Risk Assessments, and Operationally Critical Threat, Asset, and Vulnerability Evaluation (OCTAVE) Allegro version. While both methodologies are designed to help organizations identify potential risks, they have different strengths and weaknesses.

NIST SP 800-30 rev. 1:

This methodology focuses on identifying and analyzing threats, vulnerabilities, and potential impacts to an organization's information and information systems. This methodology is more complex, requiring a longer assessment period and more resources to complete. However, it provides a comprehensive overview of potential risks.

OCTAVE Allegro:

This methodology is designed to help organizations identify potential risks to their information and information systems. It is a more concise version of the original OCTAVE methodology, requiring fewer resources to complete. This methodology is more straightforward and easier to follow than NIST SP 800-30 revision 1.

Recommendation:

Based on the analysis, we recommend that Fullsoft use the OCTAVE Allegro methodology for its risk assessment. This methodology is more straightforward and easier to follow, requiring fewer resources to complete. While it may not provide as comprehensive an assessment as the NIST SP 800-30 revision 1 methodology, it is still thorough enough to identify potential risks to Fullsoft's IT environment.

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Answer:

The answer is 750

Explanation:

When government increases its spending, this increase in spending leads to increases in income for households which cumulatively increase the national income, this effect is known as multiplier effect.

Government has increased its spending by 250 while multiplier effect is 3.

Therefore, output will increase by 750(250 x 3)

Answer:

have a comparative advantage in the productive activity.

Explanation:

A person  has comparative advantage in production if it produces at a lower opportunity cost when compared to other people. It means that the person is more efficient in the production of that good when compared with other people.

For example, farmer A produces 10kg of lettuce and 5kg of wheat. Country B produces 5kg of lettuce and 10kg of wheat.  

for farmer A,  

opportunity cost of producing lettuce = 5/10 = 0.5

opportunity cost of producing wheat = 10/5 = 2

for farmer B,  

opportunity cost of producing lettuce = 5/10 = 0.5

opportunity cost of producing wheat = 10/5 = 2

Farmer A has a comparative advantage in the production of lettuce and farmer B has a comparative advantage in the production of wheat

Farmer A should produce lettuce and farmer B should produce wheat in order to maximise output

Answer:

B is answers for the question

Explanation:

please give me brainlest and follow me

The Federal Reserve's decisions to increase or decrease discount rates or reserve requirements can have a significant impact on consumers and potential borrowers.

When the Fed increases the discount rate, it makes borrowing more expensive for banks, which can lead to higher interest rates for consumers and businesses. This can discourage borrowing and reduce consumer spending, which can slow down economic growth. On the other hand, if the Fed lowers the discount rate, it can make borrowing cheaper and stimulate consumer spending and economic growth.

Changes in reserve requirements can also affect borrowing and lending activities. When the Fed increases reserve requirements, it reduces the amount of money that banks can lend, which can lead to higher interest rates and less borrowing. Conversely, when the Fed lowers reserve requirements, it increases the amount of money that banks can lend, which can lead to lower interest rates and more borrowing.

Overall, the Fed's decisions on discount rates and reserve requirements can impact the availability and cost of credit for consumers and Shareholder businesses, which can in turn affect spending, investment, and economic growth.

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Instead of stating the obvious, comparison and contrast are used to draw attention to subtle differences or unexpected similarities.

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Answer:

B. Establish a partnership with a local person to help him navigate local customs and communication preferences.

Explanation:

Elliot should establish a partnership with a local person to make him understand local customs and communication preferences. Enrolling in a french class is costly and time-consuming. Since Elliot is preparing a presentation, the important thing is for him to understand are the dos and the don ts as per the french culture as far as communication is concerned.

Answer: Two

Explanation:

According to the paragraph above, the DRC produces both cotton and cottonseed. Both of these are cotton products. First the cotton that surrounds the seed is removed by the process of ginning and then processed for clothing.

Then the cottonseed can also be processed to extract the oil contained in it. This oil can be used to make candles, cosmetics and insecticide. After the oil is extracted, the seed can then be used to feed livestock.

1) (C) The Congressional Budget Office released a mixed-bag analysis in 2014

that found that adopting a $10.10 minimum wage nationwide would lift

900,000 people out of poverty while eliminating 500,000 low-income

jobs.

2) (B) 2 and 3

You have to figure the rest out

hope it helps!

Answer:

an organization has the ability to pay for the service

Explanation:

Potential markets are defined as business opportunities that can be captured in the future. For example of a company plans to expand its product offerings to a new segment of customers, the new set of customers are it's potential market.

Criteria for potential market includes: substantial number of customers, ability to pay for a service, identifiable and measurable, and accessibility.

In this scenario Clean ’n Green recycling don’t offer recycling for tenants even though tenants have requested the service, and recent change in city laws mandates that large apartment complexes must recycle.

The organisation is not meeting the criteria of having the ability to pay for the service.

Answer:

C

Explanation:

Answer:

The answer is C

Explanation:

The bank and other financial institutions mortgage the property to cover the potential default risk in order to be on the safe side and reclaim the loan funds.

So, in order to be on the safe side and to offset the losses associated with failure, the bank has mortgaged the property on which they are providing money. Once the debt is paid off, they do disclose the original property documents.

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I wish less tax money went toward healthcare. While everyone's health is important, I believe there are other social issues that are more pressing and need attention, such as the federal debt or veterans' benefits.

We engage in financial transactions every day, and taxes play a significant role in those transactions. A portion of the money we spend goes into maintaining the area in which we live, whether it is on groceries, a home, or gas.

Taxes are sums of money that an individual or organization must pay to tax bodies to support public spending. Without expecting anything in particular in return, taxpayers pay taxes in accordance with national tax regulations. Taxes are used by governments to fund internal operations, new infrastructure, public health, education, and security.

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Answer:

$156

Explanation:

he old price per basket is $0.50 per basket

the new supplier has a price of $0.40 per basket

Savings per basket is $0.10 ($.50- $0.40)

The average sales per month are 130 baskets.

The average savings per months will be

=$0.10 x 130

=$13

yearly savings will be

=$13 x 12 months

=$156

Answer:

c

Explanation:

Answer:

option A is correct.

i.e.

each person in the interview.

Explanation:

Because thank-you letter provides a simple but effective way to express gratitude to all the individuals you met with.

The effective cost of borrowing for this loan if you plan on moving into a different house after 5 years would be 20.5%.To find the amount you must pay in points, you first need to determine what 2 points represent as a percentage of the loan amount.

One point is equal to 1% of the loan amount. So, 2 points would be equal to 2% of the loan amount.
To find the amount, you would multiply the loan amount by the percentage:
$280,000 * 2% = $5,600
Therefore, the amount you must pay in points is $5,600.
To find the annual effective cost of borrowing for this loan if you make your scheduled payments for the full 30 years, you would need to consider the contract rate, maturity, and points.

To calculate the annual effective cost of borrowing, you can use the formula:
Annual Effective Cost of Borrowing = (1 + contract rate)^n - 1
Where:
- Contract rate is the interest rate as a decimal (4.5% would be 0.045)
- n is the number of compounding periods (30 years would be 30)
Using this formula, the annual effective cost of borrowing would be:
(1 + 0.045)^30 - 1 = 2.6075 or 260.75%

Therefore, the annual effective cost of borrowing for this loan, if you make your scheduled payments for the full 30 years, would be 260.75%.

If you plan on moving into a different house after 5 years, the effective cost of borrowing would be different. To calculate the effective cost of borrowing for this scenario, you would need to consider the points paid, as well as the interest paid over the 5-year period.
First, calculate the total interest paid over 5 years by multiplying the loan amount by the contract rate and the number of years:
$280,000 * 0.045 * 5 = $63,000
Next, subtract the points paid from the total interest paid:
$63,000 - $5,600 = $57,400

To find the effective cost of borrowing, divide the interest paid by the loan amount and express it as a percentage:
$57,400 / $280,000 = 0.205 or 20.5%

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One of the most important historical and ongoing financial practices that have led to modern racial inequities in the United States is redlining. Redlining is the practice of denying financial services, such as mortgages and insurance, to certain neighborhoods based on the racial and ethnic makeup of the area. This practice was first implemented in the 1930s and continued until the 1970s. This practice has had long-lasting effects on the economic prospects of African-Americans and other minority groups. Redlining has led to the creation of racially concentrated areas of poverty and has denied minority groups access to wealth-building opportunities such as homeownership.

Redlining has also contributed to the wealth gap between white and minority households. A study by the Institute on Assets and Social Policy found that the median white family’s wealth is 11 times greater than that of the median black family. This disparity is largely due to the fact that redlining and other discriminatory practices have prevented many minority families from accessing the same wealth-building opportunities that white families have. This has resulted in a large disparity in the amount of wealth that white and minority families have been able to accumulate over time.

Redlining and other financial practices have also contributed to the racial disparities in student loan debt. Studies have found that black and Hispanic borrowers have higher loan default rates than white borrowers, even when controlling for income. This is due to the fact that black and Hispanic borrowers are more likely to have higher interest rates and to have difficulty accessing the same types of loan opportunities as white borrowers. This has resulted in a large racial disparity in the amount of debt that black and Hispanic borrowers must take on in order to pursue higher education.

These historical and ongoing financial practices have had long-lasting effects on the economic prospects of minority groups in the United States. Redlining, the wealth gap, and disparities in student loan debt are all examples of how financial practices have contributed to the racial inequities that exist today.

The monthly payment for the supermarket building is approximately $3,667.63. To find the monthly payment for a supermarket building, the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]

we will need to make use of the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]

where P = the principal,

r = the interest rate per month, and

n = the total number of months.

We will calculate the values of P, r, and n using the information provided in the problem statement:

Down payment = 12% of $567,000 = 0.12 × $567,000 = $68,040

Principal = $567,000 − $68,040 = $498,960

Interest rate per year = 7.97%

Number of years = 25Number of months = 25 × 12 = 300To convert the interest rate per year to the interest rate per month, we will divide by 12:

Interest rate per month = 7.97% ÷ 12 = 0.6642% Plugging in these values into the formula, we get:

Monthly payment = $498,960[0.006642(1+0.006642)^300/((1+0.006642)^300−1)]

Monthly payment = $3,667.63.

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Answer:

autocratic​

Explanation:

In autocratic leadership, the leader takes charge of all decisions makings. He or she does not consult the input from group members. Autocratic leaders, also known as authoritarian, typically make choices based on their ideas and judgments and rarely accept followers' advice.

One advantage of autocratic leadership is that decisions are made very fast. Since the leader does not need to consult anybody, he uses his judgment to make a decision. Autocratic style of leadership contrast with democratic leadership, where the leader consults members before making decisions.

Answer:

D

Explanation:

most prob everything is good

Answer:

Rffffdf is a great place to work for and it is

R

$10,430,000 was paid as the goodwill purchase price.

Divide the average profit by the number of years since the acquisition to calculate the goodwill using the simple average approach. It can be calculated using the formula. Average Profit multiplied by the length of time since the acquisition equals goodwill.

Goodwill is calculated by subtracting the purchase price from the difference between the fair market value of the company's assets and liabilities. Companies are required to review their goodwill value on their financial statements at least once a year and reflect any impairments.

The computation of amount paid for goodwill is shown below:-

Net fair value of assets acquired = (Fair Value of current assets + Fair value of Property, plant, and equipment + Fair value of other assets) - (Fair value of Current liabilities + Fair value of  Long-term liabilities)

= ($760,000 + $14,100,000 + $1,510,000) - ($4,100,000 + $5,600,000)

= $16,370,000 - $9,700,000

= $6,670,000

Amount paid for goodwill = Outstanding common stock - Net fair value of assets acquired

= $17,100,000 - $6,670,000

= $10,430,000

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a. To minimize unemployment, the central bank sets the interest rate (i∗∗) such that the output gap is minimized. In a sticky-price economy, the output gap is given by the difference between potential output and actual output. In this case, the potential output (Y) is equal to 10 kilos of apples.

Since prices are fixed at P1 = P2 = 1, the actual output in both periods is also equal to 10 kilos of apples. Therefore, the output gap is zero, and the central bank doesn't need to change the interest rate to minimize unemployment. i∗∗ can be any value within the constraints of the ZLB, but it won't have an impact on the output gap.

b. If the fiscal authority intervenes to eliminate involuntary unemployment, it needs to set government spending (G∗) at the level that fills the output gap. Since the potential output (Y) is 10 kilos of apples, and the actual output is also 10 kilos of apples, there is no output gap to fill. Therefore, G∗ can be zero, and there is no need for government intervention to eliminate unemployment.

Private consumption in period 1 can be calculated using the utility function ln C1 + β ln C2. Since β = 1/1.1, we can substitute the values and solve for C1:

ln C1 + (1/1.1) ln C2 = ln C1 + 0.909 ln C2 = ln(10)

c. If the government miscalculates G∗ and sets government spending equal to G˜, which is 10 percent higher than G∗, it will create excess aggregate demand. To avoid this, the central bank needs to change the interest rate to control aggregate demand and maintain full employment.

The new interest rate will depend on the specific policy actions taken by the central bank. Without further information, it is not possible to determine the exact new interest rate. Similarly, private consumption in this scenario cannot be determined without additional information about how the central bank adjusts the interest rate and its impact on consumer behavior.

Overall, the miscalculation of government spending will require the central bank to adjust the interest rate to maintain full employment and control aggregate demand. The specific effects on interest rates and private consumption will depend on the central bank's actions and the responsiveness of the economy to changes in interest rates.

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Explanation:

To consider logic when prioritizing task means: You should order them by how long they take to achieve.

Answer:

Considering logic requires understanding which tasks need to be completed first in order to allow other tasks to become possible to complete. Setting priorities using logic assumes that it will just make sense for some tasks to be completed earlier.

Explanation: