Home loans are the types of loans provided for housing finance.
A house loan is a secured loan taken out from a financial institution for the purchase of a residential property. A finished or under construction home or apartment can be purchased with a home loan.
Both banks and non-banking financial institutions provide mortgage loans (NBFCs). These have different interest rates, many of which are based on your credit score. Home loans can have a length of up to 30 years, and the typical repayment method is Equated Monthly Installments (EMIs).
You can deduct taxes from both the principle and interest components of your mortgage under Sections 80C and 24 of the Income Tax Act.
It is typical for property purchases to be financed by a mortgage loan in many jurisdictions. Few people have enough savings or available cash to pay for a property outright.
Strong domestic mortgage markets have grown in nations where home ownership is most in demand. Mortgages can be financed in two ways: through the banking industry (i.e., with short-term deposits), or through the capital markets using a technique known as "securitization," which turns mortgage pools into fungible bonds that can be sold to investors in small denominations.
To know more about home loan:
https://brainly.com/question/29744887
#SPJ4
It Takes a Village!
Required Materials
Word processing software
Have you ever heard of an all-inclusive vacation? There are some resorts that offer everything—hotel, food, entertainment, and tours. What about the huge floating resorts that many have found appealing—cruises? To make these operations run smoothly and allow guests to have the best getaway experience they can, many different jobs are required. Most of these jobs can be found in the career clusters we learned about in our unit.
In this activity, you will pick one type of all-inclusive vacation. Research an example of the vacation destination you have in mind and list the amenities that are offered. See if you can identify at least two careers from the Arts, AV Technology & Communication Cluster and two from the Hospitality & Tourism Cluster that all work together in this resort. For each one of your four careers, take a few minutes to research more about the role they play, as well as what a person would need to do to get started in this career path. Let's consult our handy reference, the Bureau of Labor Statistics' Occupational Outlook Handbook, once again to find more information. This time check out the headings “How to Become One,” “Pay,” and “Job Outlook” for each career you choose.
Once you have gathered the career information on the professionals you might find in your all-inclusive resort, it’s time to put your research to use. You will create a flyer for your resort, introducing guests to each person who will play a part in making their stay memorable. On your flyer, include a name (you can make one up) and title for each person. Explain in one paragraph under their name a little bit about what they do at the resort. Under that paragraph, include a paragraph with a quick (imaginary) biography that showcases the person’s education and career path.
Do your best to make your flyer fun and appealing so that guests will immediately feel right at home, knowing that their vacation is in the hands of some of the best professionals in the business!
Your flyer should include the following elements:
Employees who represent two careers from the Arts, AV Technology & Communication Cluster
Employees who represent two careers from the Hospitality & Tourism Center
One paragraph under each explaining the job duties of the employee
One paragraph under each with a short bio of the employee
These are the flyers about the all-inclusive vacation employees:
Lucy AdamsShe's the singer of our cruise! You will enjoy her beautiful voice every night of your holiday and have a great time listening to the best songs you can think of!
Lucy is a professional singer who sings in three different languages: English, Spanish and Italian. She's the best one out here in the sea! Don't miss her!
Tom DíazHe's the chief animator of our cruise! He's the one in charge of making you have your best vacation! You will laugh with his jokes and enjoy the day next to the pool playing games with him and the rest of the amazing team.
Tom has been working in the entertainment industry for many years now. He is a comedian so he will know how to make you laugh!
Penelope SmithShe's the best tourist guide in this cruise! She can explain to you what you do in the places where the cruise stops. You can't miss her recommendations!
Penelope has studied tourism and she knows how to make your trip the best one! She has been to all the places we will visit with the cruise so you can ask her for advice whenever you need.
John HarriesHe's the best chef you can find! You can find John in the purple restaurant where you can try the best food you have ever eaten. He specializes in pasta, so you can't miss the Italian night in the cruise!
John is a professional chef with many years of experience on board. He has lived many years in Italy where he learnt everything about the culture and flavors that he applies to his dishes.
How do you solve writing exercises?To complete writing exercises in English, you have to do a research of the topic you are going to write about first. In this case, you have to select four jobs that are available to do in all-inclusive holidays and then write flyers with specific information about the people who do these jobs.
In writing exercises, it is important to use key words and organise your information so it is easier for the reader to understand.
Check more information about writing in English here brainly.com/question/18259877
#SPJ1
Which is a good rule to follow when sending business emails? (1 point)
Answer:
Avoid forwarding spam and unnecessary messages such as chain letters.
Explanation: did the test
The good rule that must follow at the time of sending business emails is to avoid forwarding spam and unwanted texts like chain letters.
What is email?An email, is also called as the electronic mail. It is one of the most extensively employed features of the Internet, that is mostly used in the formal business organizations.
It allows a person to transport and acquire messages from nay person in the globe that has an email account. Within the TCP/IP suite, email uses a variety of protocols.
When sending business emails, a good tip to follow is to avoid forwarding spam and undesirable texts like chain letters.
Therefore, the use of formal languages and proper formats made the emails more accurate.
Learn more about the emails, refer to:
https://brainly.com/question/14666241
#SPJ2
You invest $500 in a fund that has shown to have a mean annual increase of $120 per year. If you leave your initial
investment in the account, and invest no additional funds, how much will your account be worth at the end of 25 years?
a) $1,200
b) $2,500
c) $3,500
d) $3,800
The investment of $500 in a fund, the account at the end of 25 years would be $3,500. The appropriate response is option C.
What is investment?A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person makes an investment, they do not intend to utilize the product immediately; instead, they intend to use it to build wealth in the future.
Stocks, bonds, and cash equivalents are the three main categories into which investments are often divided. Within each category, there are several distinct kinds of investments.
The investment of $500 in a fund, the account at the end of 25 years-
120x25=3000+500=3,500
Hence, option C is an appropriate response.
To learn more about investment
https://brainly.com/question/15105766
#SPJ2
Which of the following is an appropriate response when you receive a rejection over the phone? *
A) “I’m more than qualified for this job. I’d be really great at it. I didn’t even apply for anything else so what am I going to do now?”
B) “Great, thanks for the bad news”
C) Thank them for the opportunity and let them know you’re open to any future opportunities 1
Answer:
I belive it's A
Explanation:
Suppose that society decided to reduce consumption and increase investment. a. How would this change affect economic growth? b. What groups in society would benefit from this change? What groups might be hurt? c. What is the opportunity cost of investing in capital? Do you think a country can overinvest in capital? d. What is the opportunity cost of investing in human capital? Do you think a country can overinvest in human capital?
Thus, it can be said that reducing consumption and increasing investment leads to an increase in the equilibrium level of real GDP.
a. If society decided to reduce consumption and increase investment, it would lead to an increase in economic growth. When investment increases, the aggregate demand increases, leading to an increase in real GDP. Consumption decreases, leading to a decrease in aggregate demand, but this decrease is more than offset by the increase in investment.
b. From the given situation, groups in society that would benefit from this change are:
Workers who are seeking employment: When investment increases, new companies are established, which leads to an increase in job opportunities. Hence, workers seeking employment would benefit from this change.
Savers: Individuals who save money would benefit from this change. When investment increases, interest rates rise, and thus, savers earn a higher rate of return.
On the other hand, groups that might be hurt are:
Consumers: When consumption decreases, the prices of goods and services decrease, but interest rates increase. Hence, consumers who borrow money for consumption may face high borrowing costs.
Workers in certain industries: When investment increases, some industries may see a decline in their demand, leading to lower wages or layoffs.
c. The opportunity cost of investing in capital is the goods and services that society forgoes to produce the capital. If a country invests in capital, it cannot invest in other things. A country can overinvest in capital. For instance, if a country invests in too much capital, it will lead to an increase in production capacity, but the demand may not be enough to absorb the increased production capacity.
d. The opportunity cost of investing in human capital is the goods and services that society forgoes to produce the human capital. If a country invests in human capital, it cannot invest in other things. A country can also overinvest in human capital. For instance, if a country invests in too much human capital, it may lead to unemployment if there are not enough jobs that require the newly acquired skills.
To know more about society visit:
https://brainly.com/question/12006768
#SPJ11
According to the video, what tasks commonly are performed by Market Research Analysts? Check all that apply.
processing payments
considering potential sales and competition
designing advertisements
designing surveys
analyzing data (information)
making sales
Answer:
considering potential sales and competition
designing surveys
analyzing data (information)
Explanation:
The tasks commonly performed by Market Research Analysts are :
considering potential sales and competition.designing surveys.analyzing data (information)What is Marketing research?Marketing research involves the methodical collection, recording, and analysis of both quantitative and qualitative information on marketing products and services issues. The objective is to recognize and evaluate how changing marketing mix elements affect customer behavior.
To evaluate potential sales of a product or service, market research analysts examine consumer preferences, economic situations, and other factors. Because most industries rely on market research, these experts are found all over the economy.
Therefore, considering potential sales and competition, designing surveys and analyzing data are some of the work of a Market Research Analysts.
To learn more on Marketing research, click here:
https://brainly.com/question/30651551
#SPJ3
Which of the following is the first step of the borrowing process?
O Applying for a loan
O Determining the amount to borrow
O Processing the loan
O Selecting the right loan program
In which sector of agriculture would an
AgLoan Officer be classifed?
A. agribusiness
B. animal systems
C. natural resources and environmental systems
D. power, structure, and technical systems
Answer:
A
Explanation:
The correct answer would be agribusiness.
Agribusiness is a section of the agricultural sector that focuses mainly on the commercial/business side of agricultural production.
Agloan is a short form for agricultural loan. An Agloan officer is best classified under the business side of agriculture because their works have to do with granting loans to farmers for a profit.
The correct option is A.
What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUthe reasons why socio economic issues pose a challenge to businesses
Answer:
Socio-economic issues affect consumer spending due to poverty and unemployment. These issues place extra burdens and expenditure on businesses as they have to develop policies/support systems/ informative programs to address them.
Explanation:
In the role of ______, managers seek to improve their businesses, adapt to changing market conditions, and react to opportunities as they present themselves.
In the role of entrepreneur, managers seek to improve their businesses, adapt to changing market conditions, and react to opportunities as they present themselves.
Managers who play the part of entrepreneurs work to make their companies better, adjust to shifting market conditions, and take advantage of opportunities as they arise.
Implementing strategies for bringing about change, managing change, and assisting people in adapting to change is the goal of change management.
A manager is responsible for tasks like staffing, directing, controlling, and planning. All of these tasks are crucial for successfully managing an organization and accomplishing corporate goals. Setting goals and developing techniques for synchronizing activities both involve planning.
Managerial positions that require managers to make thoughtful, timely judgments for the benefit of the organization are known as decisional roles.
To learn more on managerial decision
https://brainly.com/question/28410041?
#SPJ4
Expliquen la siguiente frase:
El mero crecimiento económico no es suficiente para terminar con la pobreza y preservar el medio ambiente
Answer:
Efectivamente, el mero crecimiento económico no es suficiente para terminar con la pobreza y preservar el medio ambiente, sino que dicho crecimiento debe ir acompañado de un desarrollo estructural que contemple el acceso igualitario a los distintos servicios por parte de la sociedad, así como también el establecimiento de controles sanitarios y medioambientales que preserven el bienestar de los individuos en el marco del desarrollo de las actividades económicas.
in monopolistically competitive markets free entry and exit suggests that
The ease of entry and exit in a monopolistically competitive market suggests that the market will be relatively efficient and firms will only earn enough profits to keep them in business in the long run.
In monopolistically competitive markets, free entry and exit suggest that firms will only earn enough profits to keep them in business in the long run. The firms' freedom to enter and exit the industry with relative ease makes it difficult for any firm to sustain abnormal profits in the long run. Instead, monopolistically competitive firms must strike a balance between being competitive enough to keep customers interested while still charging a price high enough to cover their costs and earn a fair profit.
Therefore, in a monopolistically competitive market, firms have a degree of market power, but it is limited by the fact that there are many other firms producing goods that are close substitutes for their own. This implies that the firms in such a market are price makers, but only to some extent, since they must consider the prices charged by their competitors when deciding what price to charge for their own product.
The presence of close substitutes makes price elasticity of demand high, which limits the firm's ability to raise prices above a certain level.As a result of the free entry and exit in the industry, it is quite likely that the market will be relatively efficient. Therefore, we can say that the market is both competitive and monopolistic.
In conclusion, the ease of entry and exit in a monopolistically competitive market suggests that the market will be relatively efficient and firms will only earn enough profits to keep them in business in the long run.
Know more about monopolistically here,
https://brainly.com/question/29746713
#SPJ11
If a stock you buy is $50 per share and pays $2 per year in total dividends;
what is the dividend yield of the stock?*
Answer:
4%
Explanation:
Dividend yield shows the dividends paid out annually as a percentage of the share market price.
The formula for calculating dividend yield is the annual dividend per share/market value per share.
Dividend yield = dividend/ market share price x 100
Dividend yield = 2/50 x 100
Dividend yield = 0.04 x 100
Dividend yield = 4%
Why might a person assume the Mr. White could be doing well financially
\(\huge\color{purple}{\mathbb{ANSWER:}}\)
Mr. White was the third and final owner of the talisman in W. W. Jacobs' short story "The Monkey's Paw." He plucked it from the fireplace when the previous owner, Sergeant Major Morris, tossed it there to burn and end the chain of misfortune that came with it. He is motivated mostly by curiosity, since he seems happy with his life and is financially secure.
Mr. White took the paw from his pocket and eyed it dubiously. "I don't know what to wish for, and that's a fact," he said slowly. "It seems to me I've got all I want."
Hope it helps!!employees who take assignments in other countries are called _____.
Employees who take assignments in other countries are are called expatriates.
These are individuals who are sent by their employer to work in a foreign country for a specific period of time. Expatriates are typically selected for their skills and expertise, and are often given additional compensation and benefits to help them adjust to living in a new country.
Expatriates face unique challenges when working in a foreign country, including adapting to a new culture and way of life, language barriers, and unfamiliar work practices. Employers may provide assistance in the form of cultural training, language lessons, and other resources to help expatriates successfully transition to their new environment.
Expatriate assignments can be beneficial for both the employee and the employer, as they provide opportunities for personal and professional growth, cultural exchange, and the development of new skills and perspectives. However, it is important for both parties to carefully consider the potential challenges and benefits before embarking on an expatriate assignment.
For more about expatriates:
https://brainly.com/question/14569095
#SPJ11
What is the act of gathering information relative to a company's action and the factors that affect the space in which the company operates?
Explain why energy, fertilizer, pesticides, and seeds are all upstream inputs provided in agribusiness.
Answer:
They are upstream inputs because they are needed for production
Explanation:
Upstream inputs are those inputs that are needed for the production of goods and services, for example: raw materials, or energy. This is in opposition to downstream inputs, which are those needed for the selling and distribution of goods and services, like a truck.
Energy, fertilizers, pesticides, and seeds are all upstream inputs because they are raw materials used to obtain agricultural goods from the soil.
A study showed that 47 percent of entrepreneurs were under age 35 when they started their businesses. The same study showed 16 percent were
under the age of 25. If there were 1,855 total entrepreneurs, how many were under the age of 35 when they started their businesses?
Answer:
872 entrepreneurs
Explanation:
Total number of entrepreneurs was 1855. 47 % were under 35 years. 25% were under 25. the age bracket of under 35 includes people under 25 years.
Entrepreneurs under the age of 35 were 47 percent of 1855
=47/100 x 1855
=0.47 x 1855
=871.85
=872 entrepreneurs
What encourages
people to buy
shares in the
ownership of a
private limited
company?
spring break has jack traveling to the beach. before departing on his journey, he takes some sleep-inducing cold medication. he breaks his leg after falling asleep behind the wheel and colliding with a tree on the highway. which of the following is the hazard in this context? jack. broken leg. knowing how to drive. spring break. taking the medicine
Answer: im pretty sure its jack
Explanation:
a situation that requires a decision to be made, but one that the team that cannot make now, usually due to needing more information or time, is called a(n) : a. assumption b. risk c. constraint d. issue
An issue is a scenario that necessitates a choice but that the team is unable to make right now, generally owing to a lack of knowledge or time. Thus, the correct answer is an issue.
What is the definition of a scenario?A scenario based on an Italian scenario The phrase "something which is pinned to the scenery" refers to a synoptical collage of an event or set of acts and happenings.
Surviving Renaissance scenarios feature just character names, short descriptions of action, and allusions to certain lazzi with no additional explanation. It is claimed that a scenario served as the foundation for a completely improvised performance, while it is also possible that they were just storyline reminders for those members of the group who were literate. Modern Commedia troupes frequently employ a script with varied degrees of improvisation.
To learn more about synoptical, click
https://brainly.com/question/18277691
#SPJ4
During 2020 Came Corporation transferred inventory to Nolan Corporation and agreed to repurchase the merchandise early in 2021. Nolan then used the inventory as collateral to borrow from Norwalk Bank remitting the proceeds to Carne. In 2021 when Carne repurchased the inventory, Nolan used the proceeds to repay its bank loan. On whose books should the cost of the inventory appear at the December 31, 2020 balance sheet date?
A) Came Corporation
B) Nolan Corporation
C) Norwalk Bank
D) Nolan Corporation, with Came making appropriate note disclosure of the transaction
Answer:
A) Came Corporation
Explanation:
This type of transaction is called a product financing arrangement by which one company (Came Corporation) facilitates inventory to another company for the purpose of the second company using it as collateral for a bank loan. Came should include the inventory cost in its balance sheet since it gave it Nolan but promised to repurchase it back.
Random variations represent either increasing or decreasing movements over many years due to factors such as population growth, population shifts, cultural changes and income shifts.
Answer:
FALSE
Explanation:
THIS IS THE COMPLETE QUESTION
Trends representing either increasing or decreasing movements over many years due to factors such as population growth, population shifts, cultural changes, and income shifts are a component of a time series called "Random Variations"
Random Variation can be regarded as
tendency of an estimated size/ value of a parameter to undergo deviation randomly away from the real/ true magnitude/ value of the parameter.
what kind of developers produce games for a particular publisher, but rather than being employed directly by the publisher, they are contracted out to work exclusively with a particular publisher for that period and remain independent?
The answer is second-party developers, they produce games for particular publisher and they are contracted out to work exclusively with a particular publisher for that period and remain independent.
Are publishers paid by game developers?Publishers and developers both work in the video game industry. The distinctions can be a little ambiguous, but in general, game developers create them while game publishers pay for them. Some game developers are owned by publishers, while others operate under a contract and are compensated and supported in exchange for a sizable portion of the game's revenue.
What is the ideal gaming publishing platform?Video games can be published in a variety of methods, including through , CrazyGames, Poki, Steam, and CrazyGames. A another well-liked platform for independent game publishing is itch.io.
To know more about Publisher visit:
https://brainly.com/question/29108814
#SPJ4
A person has income $1000 for goods F and S. The price of F is $4, and the price of S is $200. Which of the following bundles is in the opportunity/budget set (i.e., attainable)?
Select one:
a.
150 units of food, 3 units of shelter
b.
100 units of food, 10 units of shelter
c.
200 units of food, 2 units of shelter
d.
200 units of food, 1 unit of shelter
e.
250 units of F and 1 unit of shelter
The bundle that is attainable is option e. 250 units of F and 1 unit of shelter.
Option e is the only bundle that falls within the person's budget constraint. The person has an income of $1000, and the price of F is $4. Therefore, the person can afford a maximum of $1000/$4 = 250 units of F. Additionally, the person can afford 1 unit of shelter since its price is $200, which is within their budget.
Option a is not attainable because the person cannot afford 150 units of food and 3 units of shelter within their budget. Option b is also not attainable because the person cannot afford 100 units of food and 10 units of shelter. Option c exceeds the person's budget since they cannot afford 200 units of food and 2 units of shelter. Option d also exceeds the budget as the person cannot afford 200 units of food and 1 unit of shelter.
Therefore, the only option that falls within the person's budget constraint and is attainable is e. They can purchase 250 units of F and 1 unit of shelter.
Learn more about shelter
brainly.com/question/20966069
#SPJ11
Direct sales of livestock often result in which of the following additional expenses?
A.
Fees for agents
B.
Yardage fees
C.
A substantial loss due to the fact that livestock generally do not travel well
D.
The cost of feeding mature livestock while waiting for the rest of the herd to mature
Direct sales of livestock often result in yardage fees, which are the charges for keeping livestock at feedlot or other facility until they can be sold or shipped.
What are direct sales?Direct sales is a business model in which products or services are sold directly to consumers without the involvement of a retail middleman. This means that the manufacturer or service provider sells directly to the end user through various methods such as door-to-door sales, in-home parties, or through online sales platforms. Direct sales allow for a more personalized shopping experience for the consumer and can often result in cost savings for both the manufacturer and the consumer. Direct sales companies typically use a network of independent sales representatives who are compensated for their sales efforts through commissions and bonuses. These representatives can also recruit and manage their own sales teams, creating a network marketing structure. Direct sales have become increasingly popular due to advancements in technology and the rise of e-commerce.
To learn more about direct sales, visit:
https://brainly.com/question/30107169
#SPJ1
Discuss the role of the father in attachment theory
Explanation:
Both parents are considered attachment figures in attachment theory, and the child-father attachment is autonomous from the child-mother attachment. Whereas mothers are commonly involved in caregiving and providing emotional refuge, fathers are particularly involved in play and exploratory undertakings.
Which of these is an educational institution where you can complete an undergraduate
study program in order to get a bachelor's degree?
A 2 year ollege
B Technical School
C Certificate program
D 4 year College
1.(Sunk Cost and Choice) Suppose you go to a restaurant and buy an expensive meal. Halfway through, despite feeling quite full, you decide to clean your plate. After all, you think, you paid for the meal, so you are going to eat all of it. What is wrong with this thinking?
Answer:
Sunk cost. The individual is still considering sunk cost in making future decisions
Explanation:
Sunk cost is cost that has already been incurred and cannot be recovered. It should not be considered in making future decisions.
In this question, the money paid for the meal is the sunk cost and it shouldn't be considered in making the decision of whether to continue the meal or not to.
I hope my answer helps you