A lien is a legal claim against assets that an individual or entity borrows or owes. There are two main types of liens: general liens and specific liens.
Here's how they differ:
General Lien; General lien is a legal claim to take possession of a debtor's property to secure payment of a debt that is not limited to a particular property or debt but extends to all of the debtor's property until the debt is paid. A general lien is not limited to one specific asset. Rather, it allows the creditor to claim all of the debtor's assets in order to satisfy the debt, regardless of the type of asset or its value. A few examples of general liens are Judgement liens, Execution liens, and Tax liens.
Specific Lien; Specific lien is a legal claim to take possession of a particular asset in order to secure payment of a particular debt. Specific liens are attached to a particular asset and are usually created by a specific contract or statute. In the event that the debt is not paid, the creditor has the right to seize the specific property that is the subject of the lien. A few examples of specific liens are Mortgage liens, Mechanic’s liens, and Material man’s liens.
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what was the initial, root cause of the international debt crisis?
The initial root cause of the international debt crisis can be traced back to the 1970s when oil-producing countries, after experiencing a surge in oil revenues, deposited large amounts of money into Western banks.
In turn, these banks sought to lend their excess capital to developing countries, particularly in Latin America and Africa. The loans were primarily used for infrastructure projects and industrialization efforts.
However, several factors contributed to the escalation of the crisis. The increase in global interest rates in the late 1970s and early 1980s made debt repayment more difficult for these countries. Additionally, economic conditions, such as stagnant commodity prices, hindered their ability to generate sufficient export earnings to service their debts.
As the situation worsened, countries began to default on their loans, resulting in a crisis that affected both the indebted nations and the international financial system. International institutions like the International Monetary Fund (IMF) and World Bank intervened by providing financial assistance and implementing structural adjustment programs, aiming to stabilize economies and ensure debt repayment. In summary, the international debt crisis stemmed from a combination of surplus petrodollar recycling, excessive lending to developing countries, and unfavorable global economic conditions.
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The marketing team of Kyns Technologies needed more funds to carry out market research for one of its new products. The research and development team also needed funds to improve the company's existing products. The teams decided to split the company's funds so that both teams could use them, but not optimally. Which of the following concepts does this scenario illustrate? A. Despotism B. Compromise C. Repression D. Domination
Answer: compromise
Explanation:
Compromise refers to a scenario whereby a deal is made between different parties and in such scenario, each party gives up part of their demand. It simply means finding agreement through communication.
Since despite the need of the marketing team and the research team, both teams decided to split the company's funds so that both teams could use them, but not optimally. This is referred to as compromise.
Answer:
Compromise
Explanation:
When agreement is made or a conclusion is reached between tow different parties or wings, such that each of the agreeing parties has to shelve a certain part of its plans or demand in other to reach a reasonable conclusion. This idea shelving or cutting down on intention or projects by each party is called compromise. In the scenario, both the marking and research and development teams needed funds, however, due to inadequate provision, they had to agree on rationing what is available even though an optimal usage would be very unlikely.
Choose the term that best matches the description given.
_______detail the activities of the people both inside and outside of the organization.
Helps measure market success and detail the activities of the people both inside and outside of the organization. Hence, option C is appropriate.
What is the meaning of market?
To make the long-term strategic expenditures more appealing and provide the organization with a future vision, define your market as just a group of individuals and the task they are attempting to do.
A market is a place where buyers and sellers can meet and trade goods and services. Markets can be physical, like a store, or they can be digital, like an online retailer.
Any location where producers, retailers, or distributors sell and customers buy is a market. Websites, main streets, and stores are a few examples. The phrase may also be used to describe all customers who purchase a service or product. Market-based businesses frequently face competition from other businesses.
The entire number of buyers and sellers inside the region or area under consideration is referred to as the "market." The region can be the whole world, a nation, a state, or a city. The value, cost, and price of traded goods depend on the market's supply and demand forces.
Hence, option C is correct.
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An analyst stated that a callable bond has less reinvestment risk and more price appreciation potential than an otherwise identical noncallable bond. The analyst's statement most likely is :
a. incorrect with respect to both reinvestment risk and price appreciation potential
b. incorrect with respect to reinvestment risk but correct with respect to price appreciation model
c. correct with respect to reinvestment risk but incorrect with respect to price appreciation model.
The analyst's statement that a callable bond has less reinvestment risk and more price appreciation potential than a noncallable bond is partially correct. so option c is correct.
The statement is correct with respect to reinvestment risk because callable bonds usually have higher coupons than noncallable bonds, which means more cash flow to reinvest at a higher interest rate. However, the statement is incorrect with respect to price appreciation potential because callable bonds have limited price appreciation potential compared to noncallable bonds. When interest rates decline, the bondholder faces the risk that the issuer will call the bond and refinance at a lower interest rate, which limits price appreciation potential. In contrast, noncallable bonds have higher price appreciation potential because they cannot be called, and their value increases as interest rates decline. Therefore, the correct answer is (c) correct with respect to reinvestment risk but incorrect with respect to price appreciation potential.
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What is marketing research and what are the steps involved in marketing research? Please remember, it is not enough to only name the various components. Please also provide a description that gives the reader a clear idea of what each term means.
Marketing research is a process of systematic gathering and interpreting information and data about customers, market trends, and competition to aid in making informed business decisions.
The steps involved in marketing research include:
1,Defining the problem or opportunity
2.Creating a research design
3.Data collection
4.Data analysis
5.Interpretation and reporting
Defining the problem or opportunity: In this stage, the researcher identifies the main problem or opportunity they wish to address. The purpose of the research is then determined and made specific, so that the researcher knows exactly what they are investigating.
Creating a research design: This stage involves developing a plan or blueprint for conducting the research. It includes selecting a research method and designing the sample, questionnaire, and data collection process.
Data collection: This stage involves the actual collection of data using the research design developed. Data can be collected using different methods, including surveys, interviews, observations, and experiments.
Data analysis: This stage involves analyzing the collected data using statistical tools and techniques to generate meaningful insights. Researchers use graphs, charts, and tables to visually display and explain the data findings.
Interpretation and reporting: In this stage, researchers interpret the data and present the findings in a meaningful way. They make recommendations to stakeholders based on the data analysis, which can help in decision-making for the business or organization that commissioned the research.
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how can managers protect the proprietary technology of their firms
Managers can protect the proprietary technology of their firms in various ways. Some of the ways are as follows:1. Non-Disclosure Agreements (NDAs)Non-disclosure agreements are legal documents that businesses may use to protect confidential information.
The agreement outlines what the parties may or may not disclose. An NDA is a legally binding contract that can serve as a deterrent to would-be thieves.2. Register for patentsRegistering proprietary technology for patents is an effective strategy to secure technology. A patent gives the owner the right to prevent others from manufacturing or selling a product. Patents have a lifespan of up to 20 years from the date of filing the application.3. Password and Access Control.
Having an effective password and access control system can prevent unauthorized access to your proprietary technology. Access control tools like fingerprint scanners, smart cards, and face recognition can also be used to protect your data.4. Trade SecretsTrade secrets are business information that provides an enterprise with a competitive advantage. For example, Coca-Cola's recipe is a trade secret. Businesses can use trade secrets to protect proprietary technology.
5. Use confidentiality agreements with employees.It is important that employees, consultants, and contractors are aware of the value of the proprietary technology of the firm. Confidentiality agreements can help to protect the proprietary technology of the firm by outlining what information employees are not allowed to disclose.
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Describe ways that employee ethics can affect a company
Answer:
they can affect the company in different ways
Explanation:
so they can affect either negativly and positivly so it could go both ways
Answer: Employees make better decisions in less time with business ethics as a guiding principle; this increases productivity and overall employee morale. When employees complete work in a way that is based on honesty and integrity, the whole organization benefits.
Explanation:
What is the difference between exempt and nonexempt jobs?
The above figure shows the market for DVDs. The government decides that all citizens deserve to watch affordable DVDs so a price ceiling of $12 per DVD is placed on DVDs. After this price ceiling is in effect and taking account of the resources lost in search, consumer surplus equals ________.
In the graph above, the DVD market is depicted. Because the government thinks all residents should have access to low-cost DVDs, a maximum of $12 has been set for each DVD.
What noun does this represent?
The nouns "rprznte" and "rprznte" (countable), (uncountable) something that reveals or clarifies something; the act of putting someone or something on display in a specific manner. the inaccurate use of synonyms to describe lone mothers in the media A snake sucking its tail serves as an example of infinity.
By speaking, acting, or being present, you formally represent another person or people: They decided to hire a prominent barrister to represent them in court. Representatives from the administration and the teachers' union met today. I sent my husband to speak on my behalf at the funeral.
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Mr. Buffett says the kinds of bad qualities some people show are qualities that no
one has to have. Do you agree?
Answer:
some people may or may not have bad manners, qualities can be in each individual and it can be on what you do lazy, or active, quiet, or it can be anything.
17. Which of the following is an inherent strength of advertising? a. advertising provides immediate feedback b. advertising can deliver complex information c. advertising can create messages quickly d. advertising is an efficient means for reaching large numbers of people-the mass market e. advertising is often the most credible source of information for consumers 18. Which promotional mix alternative has the advantage of allowing the seller to see and/or hear the potential buyer's reaction to the message? a. advertising b. personal selling c. public relations d. sales promotion e. publicity
The inherent strength of advertising among the options provided is:
d. advertising is an efficient means for reaching large numbers of people - the mass market
b. The promotional mix alternative that allows the seller to see and/or hear the potential buyer's reaction to the message is:
b. personal selling
The inherent strength of advertising among the options provided is:
d. advertising is an efficient means for reaching large numbers of people - the mass market
Advertising has the advantage of reaching a wide audience and is an efficient way to communicate with a large number of people simultaneously. It allows businesses to promote their products or services to a broad market segment and potentially generate widespread awareness and interest.
Regarding the second question:
The promotional mix alternative that allows the seller to see and/or hear the potential buyer's reaction to the message is:
b. personal selling
Personal selling involves direct interaction between the seller and the potential buyer. It allows the seller to engage in one-on-one communication, observe the buyer's reactions, answer questions, address concerns, and tailor the message to the specific needs and preferences of the individual customer. This direct feedback and interaction provide the seller with valuable insights into the buyer's response to the message, allowing for immediate adjustments and better understanding of customer needs.
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Which of the following is the amount of money the business has earned after paying income taxes?
O Sales figures
O Costs of goods sold
O Gross profit
O Net income
Answer:
Net income is the amount of money the business has earned after paying taxes
Accrual basis accounting recognizes _______________ when earned and records ____________ when _____________ in order to adhere to the matching principle.
Accrual basis accounting recognizes revenues when earned and records expenses when incurred in order to adhere to the matching principle. Accrual accounting can be defined as one of the accounting method that credited and debited when earned or incurred.
In accounting, we know two types of accounting methods, there are accrual basis and cash basis. The timing of when revenue and expenses are recognized is the main factor of difference between these methods. The accrual method focuses on anticipated revenue and expenses while the cash method provides an immediate recognition of revenue and expenses.
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Noel was assigned a group project in class. What benefit will Noel get from working with a team?
A Independence
B Increased creativity
D Easy class credit
C Easy decision making
Answer:
B Increased creativity
Explanation: got test
all of the following statements are true except: group of answer choices the risk of an asset held by itself can be measured by the standard deviation of the expected returns. the standard deviation of a portfolio of assets is the weighted average of the standard deviations of the assets in the portfolio. the expected return on an asset held by itself is the weighted average of the possible outcomes, where the weights reflect the probability of each outcome. the expected return on a portfolio of assets is the weighted average of the expected returns of the assets in the portfolio.
Option b) The statement that is not true is "the standard deviation of a portfolio of assets is the weighted average of the standard deviations of the assets in the portfolio." This is not accurate because the standard deviation of a portfolio is not simply the weighted average of the standard deviations of the individual assets.
Rather, it also takes into account the correlation between the assets and how they move together. If the assets are perfectly correlated, then the standard deviation of the portfolio will be the weighted average of the standard deviations of the individual assets.
However, if the assets are not perfectly correlated, then the standard deviation of the portfolio will be less than the weighted average of the standard deviations of the individual assets. This is because diversification reduces risk by holding assets that do not move together perfectly. Hence b option is correct.
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The new performance management system at the Long Island Jewish Medical Center (LIJ.M.C.) was specifically designed to address which of the following problems with traditional performance reviews? Ratings of employee traits are not effective measures of performance. Performance reviews should not include self-evaluations. Traditional performance reviews are unfair to minorities. Managers cannot complete traditional performance reviews on time. Which of the following problems might occur with the new performance appraisal system at LIJ.M.C.? Check all that apply. Patient satisfaction ratings might be influenced by something that is not related to a particular employee. Objective ratings, such as infection rates, might be influenced by something outside of the staff's control. Patients who feel they received very good or very poor care are more likely to complete surveys than other patients. The new standards are more subjective and less quantifiable than the old standards. Errors, such as stereotyping, are likely to occur when managers evaluate employees based on the specific, measurable goals they achieve. The ranking performance appraisal system tries to improve performance ratings by forcing managers to: Rate employees based on their actions, not their traits Include Information from a wide variety of sources in their reviews Rate employees based on intuition Compare employees Imagine you are the nurse manager for nurses on your floor. Ever since the new patient management system came online, productivity has been lower than expected. Under which circumstance do you decide to develop a training program for the nurses? The nurses have been spending more time communicating with patients. The nurses aren't as motivated as they were a few months ago Renovations in other areas have contributed to a temporary increase in additional daily tasks for nurses in other divisions. The nurses don't know how to enter patient data efficiently.
The new performance management system at the Long Island Jewish Medical Center (LIJ.M.C.) was specifically designed to address the problem that ratings of employee traits are not effective measures of performance.
The new system focuses on specific, measurable goals that employees should achieve.
Possible problems that might occur with the new performance appraisal system at LIJ.M.C. include: patient satisfaction ratings might be influenced by something that is not related to a particular employee; objective ratings, such as infection rates, might be influenced by something outside of the staff's control; patients who feel they received very good or very poor care are more likely to complete surveys than other patients; the new standards are more subjective and less quantifiable than the old standards; and errors, such as stereotyping, are likely to occur when managers evaluate employees based on the specific, measurable goals they achieve.
If the nurse manager for nurses on a particular floor notices that productivity has been lower than expected since the new patient management system came online, they might decide to develop a training program for the nurses if they determine that the nurses don't know how to enter patient data efficiently.
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The new performance management system at LIJ.M.C. was specifically designed to address the problem that ratings of employee traits are not effective measures of performance.
This problem is common in traditional performance reviews, where employees are rated based on subjective criteria, such as attitude and personality, rather than objective measures of performance. The new system at LIJ.M.C. aims to focus on measurable goals and achievements, rather than traits, to provide more accurate and effective evaluations of employee performance.
However, there are potential problems that might occur with the new performance appraisal system at LIJ.M.C. For example, patient satisfaction ratings might be influenced by factors that are outside of a particular employee's control, such as the overall quality of care provided by the hospital.
Objective ratings, such as infection rates, might also be influenced by factors outside of the staff's control. Additionally, patients who feel they received very good or very poor care are more likely to complete surveys than other patients, which could skew the results of patient satisfaction surveys.
As the nurse manager for nurses on the floor, if productivity has been lower than expected since the new patient management system came online, I would consider developing a training program for the nurses. If the nurses don't know how to enter patient data efficiently, this could be a significant barrier to their productivity.
By providing training on efficient data entry and other skills, the nurses may be able to work more efficiently and effectively, ultimately improving productivity on the floor.
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what is the term for the process of identifying individual employees who will be considered for promotion, assessing their capabilities and deficiencies?
Replacement planning is the term for the process of identifying individual employees who will be considered for promotion, assessing their capabilities and deficiencies.
An employee is a person who receives paid to work for a person or company. workers do not need to work full time to be considered personnel—they virtually want to be paid to work by means of an enterprise (the character or commercial enterprise that pays them).
Personnel entire duties for organization leaders . They use their abilties, knowledge and knowledge to meet a positive position at a firm. They normally work inside a specific department like customer service, marketing, accounting or facts era.
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Which quality is a requirement In order for a destination to become a tourism destination area (TDA)?
A. should be accessible by road
B. should be in a developed country
C. should have a unique feature
D. should have a moderate climate
what are the basic principles of democracy in a society?
Answer:
According to American political scientist Larry Diamond, democracy consists of four key elements: a political system for choosing and replacing the government through free and fair elections; the active participation of the people, as citizens, in politics and civic life; protection of the human rights of all citizens;
Explanation:
sorry if wrong have a good day T_T
How does a project manager evaluate the scope of a project?
Determine the overall work that needs to be completed to deliver the desired product, service, or end result
Estimate some of the resources that are needed to deliver the desired product, service, or end result
Evaluate the time it will take to deliver the desired product, service, or end result
Guess how much money it will cost to deliver the desired product, service, or end result
Stating in an answer for future reference, it's A, "Determine the overall work that needs to be completed to deliver the desired product, service, or end result".
No "Tutor" needed.
gasb standards ____________ that each governmental reporting entity display ___________ general fund in its general-purpose financial statements.
GASB standards require that each governmental reporting entity display information about its general fund in its general-purpose financial statements.
The Governmental Accounting Standards Board (GASB) establishes accounting and financial reporting standards for state and local governments in the United States.
One of the requirements set by GASB is that each governmental reporting entity must include information about its general fund in its general-purpose financial statements. The general fund is the primary operating fund of a government entity, which is used to account for and report financial resources that are not restricted for specific purposes.
Including the general fund information in the general-purpose financial statements provides transparency and accountability, allowing users of financial statements to assess the financial health and performance of the government entity.
This information is crucial for decision-making by stakeholders, such as citizens, legislators, investors, and creditors, as it helps them understand the availability and utilization of resources in the general fund.
By adhering to GASB standards, governmental reporting entities ensure consistency and comparability in financial reporting, promoting trust and confidence in the financial information provided.
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Initial investments contributed to a company are which of the following? A. Shareholder's Capital and Debt B. Debt and Retained Earnings C. Shareholder's Capital and Assets
Answer:
The answer is C. Shareholder's Capital and Assets.
Explanation:
Stockholders' equity, also referred to as shareholders' or owners' equity, is the remaining amount of assets available to shareholders after all liabilities have been paid. It is calculated either as a firm's total assets less its total liabilities or alternatively as the sum of share capital and retained earnings less treasury shares. Stockholders' equity might include common stock, paid-in capital, retained earnings, and treasury stock.
Conceptually, stockholders' equity is useful as a means of judging the funds retained within a business.
Contributed capital, also known as paid-in capital, is the cash and other assets that shareholders have given a company in exchange for stock. Investors make capital contributions when a company issues equity shares based on a price that shareholders are willing to pay for them. The total amount of contributed capital or paid-in-capital represents their stake or ownership in the company.
Contributed capital may also refer to a company's balance sheet item listed under stockholders' equity, often shown alongside the balance sheet entry for additional paid-in capital.
Differentiate between generic and enterprise competition
Answer:
Generic competition is competition among different products that solve the same purpose while enterprise competition is am orderly established business with limited liability of another person. The main difference between the two is that generic is rivalry among similar businesses while enterprise is the company itself.
Differences between generic and enterprise competition
Generic competition is regarded as the third level of competition while enterprise competition is not among the level of competition but it does existGeneric competition are often longer-term and focuses on substitutable product categories that is it exists between business product while Competitive Enterprise is simply a type of competition that exist been enterpriseFor better understanding, lets explain what Differences between generic and enterprise competition
Generic competition is a type of competition that is outward-oriented and focuse on products. the market that exists here consists of those products and services fulfilling the same customer needCompetitive Enterprise is simply when an existing or planned business enterprise are involved or engages in any activity and also owns or controls some a useful interest and are involved in any activity that tends to competes or will compete with other enterpriseFrom the above, we can therefore say that the answer
Differences between generic and enterprise competition
Generic competition is regarded as the third level of competition while enterprise competition is not among the level of competition but it does existGeneric competition are often longer-term and focuses on substitutable product categories that is it exists between business product while Competitive Enterprise is simply a type of competition that exist been enterpriseLearn more about enterprise competition from:
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Parent corporation owns all of subsidiary corporations stock in addition parent corporation owns $100,000 of subsidiary corporation's bonds. When subsidiary corporation is completely liquidated
Answer:
In this case, when the subsidiary corporation is completely liquidated they have to pay the $100,000 in the subsidiary corporation's bonds.
Explanation:
The reason behind this answer is that in case the subsidiary corporations decide to liquidate all of their assets in any case. They still have a debt to the parent corporation of $100,000. So, after they liquidate they have to take some of the money to pay the debt issued of those bonds. No matter what, or the parent company can write a lawsuit against them for not doing so.
the securities and exchange commission developed to halt trading in the stock market for a short time when the market has experienced a dramatic decrease in prices.
A. policies
B. regulations
C. circuit breakers
D. taxes
C. Circuit breakers are the securities and exchange commission's developed mechanism to halt trading in the stock market for a short time when the market has experienced a dramatic decrease in prices.
Circuit breakers are a type of market regulation that is designed to prevent stock market crashes by temporarily halting trading in the event of a large and rapid decline in stock prices. The Securities and Exchange Commission (SEC) developed the circuit breaker mechanism to prevent panic selling and to give investors time to assess the situation and make informed decisions.
When triggered, the circuit breaker temporarily halts trading on all stocks, options, and futures markets. The length of the halt depends on the size of the market decline and the time of day when the decline occurs. The circuit breaker is triggered when the S&P 500 index declines by a certain percentage from its previous day's closing price. The thresholds for triggering the circuit breaker are set at 7%, 13%, and 20% declines from the previous day's closing price.
The circuit breaker mechanism is an important tool for preventing market crashes and maintaining market stability. It gives investors time to assess the situation and make informed decisions, rather than selling in a panic and exacerbating the decline. By temporarily halting trading, the circuit breaker mechanism can help prevent large and rapid declines in stock prices from turning into full-blown market crashes.
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Tatianna's business just put up a "Now Hiring" sign. Felisha saw the sign and applied for the job. After negotiating her wages and hours , Felisha was hired. This transaction took place where in the circular flow of the economy ?
The transaction between Felisha and Tatianna's business took place in the labor market within the circular flow of the economy.
The transaction between Felisha and Tatianna's business took place in the labor market within the circular flow of the economy. In this market, individuals like Felisha offer their labor services (supply), and businesses like Tatianna's hire workers (demand). The negotiation of wages and hours and the hiring of Felisha represent the interaction between the demand and supply of labor in the economy. The labor market represents the interaction between individuals seeking employment (labor supply) and businesses or employers offering jobs (labor demand).
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When performing the "Incremental ROR analysis" of multiple mutually exclusive alternatives, the first step is to order all the alternatives from the largest to the smallest initial investment.
O True
O False
Answer:
True
Explanation:
Mutually exclusive is a situation where two projects cannot be incorporated together. These are independent projects which needs to be selected based on their risk and return. The first step is to list the projects according to their initial investments.
Discuss any five advantages of the mixed economic system
Charles wants to survey recent customers about the quality of service they received. He has customers' mailing and e-mail addresses. Charles will likely use an online survey primarily because it offers: Group of answer choices more lying by respondents. a chance to exclusively ask unstructured questions. a more inexpensive and quick way to receive and process results. relatively low response rates. improved question design.
Answer:
a more inexpensive and quick way to receive and process results
Explanation:
Online surveys are cheap because in most cases they can be freely sent and distributed on the internet, for example, to the e-mails of the customers.
And they are also easy to process. Finally, they are likely to be responded by many customers as long as they are not too complicated or bothersome. For this reason, they should be short, have very concise and clear questions, and offer privacy to customers if necessary.
The results can be easily analyzed manually or with specialized software.
If demand decreases and supply stays the same, there will be a
A) higher equilibrium price and lower quantity
B) lower equilibrium price and quantity
C) higher equilibrium price and quantity
D)lower equilibrium price and higher quantity