When Nancy buys her house, several steps will usually be taken by the mortgage company. First, a purchase agreement will be conducted between Nancy and the seller of the property.
This document outlines the terms of the sale, including the purchase price and any other important details. Next, the mortgage company will typically require an appraisal of the property to ensure that it is worth the amount being loaned. This helps protect both Nancy and the lender from overpaying for the property.
Additionally, there may be a contingency clause included in the purchase agreement that allows Nancy to back out of the sale if certain conditions are not met (such as the inspection reveals major issues with the property). A dual agent may also be involved in the transaction, representing both the buyer and the seller.
Finally, Nancy will likely need to provide earnest money, which is a deposit made to show her commitment to the sale. Overall, these steps help ensure that the home-buying process is fair and transparent for all parties involved.
To learn more about mortgages, visit:
https://brainly.com/question/31147395
#SPJ11
You have a $4 million portfolio consisting of a $100,000 investment in each of 20 different stocks. The portfolio has a beta of 1.1. You are considering selling $100,000 worth of one stock with a beta of 0.9 and using the proceeds to purchase another stock with a beta of 1.4. What will the portfolio's new beta be after these transactions?
Answer: 1.112375
Explanation:
Number of stocks = 20
Portfolio beta(Bp) = 1.1
Worth of stock to be sold(Ss) = 100,000
Portfolio worth(Wp) = 4,000,000
Beta of stock to be sold(Bs) = 0.9
Beta of other stock to be purchased(Bo) = 1.4
Therefore, new worth of portfolio (Np) :
(4,000,000 - 100,000) = 3,900,000
Bp = (Ss / Wp)Bs + (Np / Wp)Br
Where Br = Beta of what is left after the sale of the $100,000 stock
1.1 = (100,000 / 4,000,000)0.9 + (3,900,000/4,000,000)Br
1.1 = (0.025 × 0.9) + (0.975)Br
1.1 = 0.0225 + 0.975Br
1.1 - 0.0225 = 0.975Br
Br = 1.0775 / 0.975
Br = 1.105
New beta(Bn) :
(Ratio of sold stock × Bo) + (ratio of stock left × Br)
(100,000/4000000)1.4 + (3900000/4000000)1.105
Bn = (0.025 × 1.4) + (0.975 × 1.105)
Bn = 0.035 + 1.077375
Bn = 1.112375
The most helpful kind of business and why?
Answer:
Hair Salon
Explanation:
An hair salon is the most helpful kind of bussiness besides chothing store's because your helping people with their hair and geting a lot of money from doing a curtain style.
Anderson purchased a sanding machine for their factory. The following costs were incurred: $70,000 Purchase price $1,000 Sales tax $750 Shipping $50 Shipping insurance between seller and factory $100 Extended warranty for any issues over the first year For what amount should Anderson record on the balance sheet for the machine? A.$70,000 B. $71,900 C. $71,800 D. $71,750
The correct amount that Anderson should record on the balance sheet for the machine is option C. $71,800.
The purchase price of the machine is $70,000, and the additional costs incurred are:
Sales tax = $1,000
Shipping = $750
Shipping insurance = $50
Extended warranty = $100
Therefore, the total cost of the machine is $70,000 + $1,000 + $750 + $50 + $100 = $71,900. However, the extended warranty cost should be expensed as a separate item and not included in the cost of the machine. Hence, the amount to be capitalized on the balance sheet is $71,900 - $100 = $71,800.
So, the correct option is C. $71,800.
To know more about balance sheet refer to-
https://brainly.com/question/26323001
#SPJ11
"An open forum where anyone can start a new discussion at any time, and in which discussion topics are displayed with
'Discuss the topic' links.", is an example of what type of Discussion Forum?
Select one:
O a. Simply Discussion Forum for General Use
O b. Question & Answer Forum
O c. Standard Forum Displayed in a Blog-like Format
O d. Open-ended Discussion Forum
Answer: Open-ended Discussion Forum
Explanation:
An open forum where anyone can start a new discussion at any time, and in which discussion topics are displayed with 'Discuss the topic' links.", is an example of an open ended discussion forum.
An open ended question simply refers to a question whereby anyone can start a conversation by asking a particular question and anyone who has a say to the question or some information regarding the question can post it and a conversation can then follow.
Suppose that business travelers and vacationers have the following demand for airline
tickets from Los Angeles to San Francisco:
Price
$150
$200
$250
$300
Quantity Demanded
(business travelers)
35,000
30,000
26,000
20,000
Quantity Demanded
(vacationers)
25,000
21,000
14,500
11,000
1. As the price of tickets rises from $200 to $250, what is the price elasticity for both
(a) business travelers and (b) vacationers ?
2. Why might vacationers have a different elasticity than business travelers?
3. What would be the Exact Quantity Demanded and change in Total Revenue if the
Airlines Change the Price for Business Travelers from $200 to $230?
In "Fabric of Their Lives," Aronzia Pettway made quilts mostly to
a. Remember her history.
b. Express her innermost feelings.
c. Become economicallyindependent.
d. Protest the conditions of African Americans in Alabama.
In "Fabric of Their Lives," Aronzia Pettway made quilts mostly to remember her history. Fabric of Their Lives is an educational activity that was created by the Gees Bend Quilters Collective with the aim of educating the general public on the history and artistry of the women of Gee's Bend.
The activity was born out of the question, " you do if you were given just $3.75 a week to live on. "This was the question that the women of Gee's Bend were faced with during the Great Depression in the 1930s. The women were asked to make quilts from scraps of fabric that were left over from clothing made by the local cotton pickers.The women made beautiful, hand-stitched quilts that are now displayed in museums and galleries all over the world.
Aronzia Pettway was one of the women who made quilts in Gee's Bend. She made quilts as a way of remembering her history. The quilts that she made were a way of passing on her family history to future generations.She also made quilts to keep her family warm during the cold Alabama winters. The quilts that she made were not just blankets to keep her family warm; they were works of art that were created with love and care.
To know more about Fabric of their lives visit:-
https://brainly.com/question/1550697
#SPJ11
Ruby enjoys working with other people. She has excellent leadership, interpersonal, and communication skills that she would like to use in her future career. Which career would be the best fit for her based on her skills?
Answer:
training and development specialist
Explanation:
From the question we are informed about Ruby who enjoys working with other people. She has excellent leadership, interpersonal, and communication skills that she would like to use in her future career. In this case the career that would be the best fit for her based on her skills is training and development specialist.
Training and development specialists can be regarded as a profession that provide help in administering, creating and delivering of training programs for organization as well as Businesses. They do this through group discussions and lecturing and also team exercise.
please help, this is very simppleee!! ^^
Thomas is a broker who works at a large investment firm. His job is to research different stocks and make recommendations to his customers on which ones they should invest in. Which career cluster would Thomas’s job fall under?
A) Finance
B) Business management
D) STEM
*Pls don't scam me for points!!
Finance, career cluster, would Thomas’s job fall under. Thus, option (a) is correct.
What is job?
A “job” is a designation for working for a specific business. An opportunity for career advancement arises from the job. One could increase their income and gain experience by working. The job was the source of the income. They are the based on the earnings are the career cluster.
According to the Thomas’s job fall under are the based on the finance. It was the largest investment in the firm are the research are the stocks on the recommendations of the customer. It was the investing company are the related to the finance.
As a result, the finance, career cluster, would Thomas’s job fall under. Therefore, option (a) is correct.
Learn more about on job, here:
https://brainly.com/question/17205577
#SPJ2
How do I know when I need to start doing taxes?
Answer:
when you start working a regular job
Explanation:
Answer:
When you start working
Explanation:
How does responding to an external market create a dynamic market?
Responding to an external market can create a dynamic market by introducing and driving innovation.
When businesses respond to the demands of the market, they must constantly adapt and improve their products or services to remain competitive. This process of adaptation and improvement creates a dynamic market environment where businesses are constantly evolving to meet the changing needs and preferences of consumers.
In addition, responding to an external market can lead to the creation of new products, services, and industries. As businesses strive to meet the demands of consumers, they may develop new and innovative products that were previously unavailable. This can create entirely new markets and industries, which can in turn lead to increased economic growth and job creation.
Learn more about innovation here:
https://brainly.com/question/30929075
#SPJ11
In the organizational structure, it is responsible for managing of income and expenses of a company.
Financial Controller is responsible for managing of income and expenses of a company.
Who is Financial Controller?Vital controllers additionally influence direction, anticipating, and planning at the organization level, in view of bookkeeping information.
The FC is a senior forerunner in the money group. Consequently, it's generally expected that employment forms show huge involvement with bookkeeping and assessment issues, in addition to the capacity to direct others and take responsibility for organization's books.
This requires more than just a gift for numbers. Controllers should be coordinated self-administrators, with the abilities to urge the more extensive organization to follow strategies and techniques.
Therefore it is the Financial controller who basically helps in managing the overall income.
Learn more about Financial here:
brainly.com/question/1537763
#SPJ1
Select the best answer for the question.
1. You are operating an ice cream truck. Which of the following would you categorize as COGS?
OA. Cost of the permit to operate the ice cream truck.
O B. Cost of the ice cream, cones, and toppings.
OC. Your salary.
OD. Gas and maintenance costs.
Select the best answer for the question. B
1. You are operating an ice cream truck. Which of the following would you categorize as COGS?
A. Cost of the permit to operate the ice cream truck.
B. Cost of the ice cream, cones, and toppings.
C. Your salary.
D. Gas and maintenance costs.
Though some intangible attributes like delivery or a warranty may also be important for a product like a washing machine, because it has tangible attributes that a customer's senses can perceive, the washing machine is defined as ______.
It is true that some intangible attributes like delivery or a warranty may also be important for a product like a washing machine because it has tangible attributes that a customer's senses can perceive, the washing machine is defined as good having tangible attributes.
What is a tangible good in economics?
In economics, goods are tangible items that can be used to satisfy human wants.
Goods essentially have value because they provide utility. The more utility a good provides, the more it's value.
Learn more about goods at:
https://brainly.com/question/16652238
A company purchases a piece of machinery. This machinery is now the company's _____.
A. asset
B. liability
c. equity
D. capital
When a company purchases a piece of machinery, the machinery becomes the company's A. asset.
What is an asset?An asset is a resource owned or controlled by a business or an economic entity, which produces value or more resources.
Assets can be classified into three classes, and they generally fall into the following categories:
CurrentNon-currentPhysicalIntangibleOperatingNon-operating.Thus, the machinery does not become a liability, equity, or capital but an asset.
Learn more about assets at https://brainly.com/question/25746199
If real GDP per capita in a country was $14,000 in year 1 and $14,420 in year 2, thenthe economic growth rate for this country from year 1 to year 2 was:A) 1%.B) 2%.C) 3%.D) 4%.
The economic growth rate for this country from year 1 to year 2 is approximately 3%, so the correct answer is C) 3%.
To calculate the economic growth rate, we need to find the percentage increase in real GDP per capita from year 1 to year 2.
Step 1: Calculate the difference in real GDP per capita between year 2 and year 1:
$14,420 - $14,000 = $420
Step 2: Calculate the percentage increase:
Percentage increase = (Increase / Original value) × 100
Percentage increase = ($420 / $14,000) × 100
Percentage increase ≈ 3%
The economic growth rate for this country from year 1 to year 2 is approximately 3%, so the correct answer is C) 3%.
To know more about GDP, visit;
https://brainly.com/question/1383956
#SPJ11
_____ is financing obtained from investment firms that specialize in financing small, high-growth companies and receive an ownership interest and a voice in management in return for their money.
Please answer now!!
Discuss how the workplace is changing and why it is important to understand workplace trends
Answer:
Change in an organization leads to many positive aspects – that lead to retaining a competitive edge and also remaining relevant in your business area. Change encourages innovation, develops skills, develops staff and leads to better business opportunities and improves staff morale
hope this helped you
please mark as the brainliest (ㆁωㆁ)
every sunday, mariana and hundreds of other shoppers visit home pro, a home improvement supply store, to buy supplies for their home improvement projects. these shoppers are ________ of home pro.
Answer:
thse shoppers are customers of hine pro
Explanation:
because they shop there every sunday
The every Sunday, Mariana, and hundreds of other shoppers visit home pro, a home improvement supply store, to buy supplies for their home improvement projects. These shoppers are customers of home pro.
What is customers?The term customer refers to the purchased the goods and the services, The customer is to fulfill the needs and the wants as the exchange of the money. The customer is the receiving the information of the product with the help of customer.
According to the Mariana, and hundreds of other shoppers visit home pro as the main reason was the improvement on the supply as the day by day to the supplies. The shoppers are customers of home pro. The shoppers are the maintain the relation of the customer to the large level of the sales.
As a result, the shoppers are customers of home pro.
Learn more about on customer, here:
https://brainly.com/question/13472502
#SPJ2
Objective and subjective product criteria are developed during the ________ stage of the purchase decision process so that the decision can be made in the next stage.
Objective and subjective product criteria are developed during the alternative evaluation stage of purchase decision.
What is alternative evaluation?Alternative evaluation is the the third stage in the consumer buying decision. It refers to the stage in the buying decision process in which the buyer uses information gathered to make a final choice between the products in the evoked set.
The alternatives should reflect different approaches to the problem or different priorities across objectives, and should present decision makers with real options and choices
Hence, objective and subjective product criteria are developed during the alternative evaluation stage of purchase decision.
Learn more about alternative evaluation here : https://brainly.com/question/26000839
6. He is not a skilled worker. He
doesn't ............... much.
win
gain
earn
pay
afford
Answer:
earn .
He is not a skilled worker. He doesn't earn much.
Explanation:
He doesn't earn much.....
Which is a steppingstone towards future education
A. A high school diploma
B. On the job training
C. Vocational courses
D. Technical courses
Answer:
a high school diploma or on the job training
under the equal pay act, an employer can legitimately pay different wages to male and female employees on the basis of:___.
Under equal pay law, an employer may legitimately pay different wages to male and female employees based on: hours and risks.
What is salary?It is an amount or sum of money that a worker receives for his service rendered, this money is particularly received from a company which pays the workers on a specific date.
This is a fixed payment agreed between the boss and the employee, the payment varies in the employees according to the rank or level within the company, hours worked and the risk in which the worker is exposed to.
In the case of some companies, salaries vary for some people depending on the hours worked and the job position, since there are jobs that are risky and require a high salary cost, as well as personnel who work overtime, which requires a high salary. jobs that are risky and require a high salary cost, as well as personnel who work overtime, which requires a high salary.
Learn more about salary in: https://brainly.com/question/24988098
#SPJ4
1) Explain what is meant by the term "Team Manager"
2) Explain exactly how a Team Manager is different from a "Produce or Perish" manager
3) Give three examples of behaviour which illustrates the difference between the two styles of management
The term Team Manager refers to an individual who manages and directs a team of people who are responsible for accomplishing specific goals. Produce or Perish management is a management style that emphasizes the importance of delivering results regardless of the means whereas team management emphasizes the importance of teamwork, collaboration, and cooperation.
1. The term Team Manager refers to an individual who manages and directs a team of people who are responsible for accomplishing specific goals. The team manager’s role is to supervise and motivate team members to ensure that their work is performed effectively and efficiently. A team manager is accountable for the success of their team, and they must take responsibility for ensuring that their team operates efficiently and that it meets its goals.
2. Produce or Perish management is different from Team management in the following ways: Produce or Perish management is a management style that emphasizes the importance of delivering results regardless of the means. It is a style of management that rewards individual achievement and productivity rather than teamwork.Team management, on the other hand, emphasizes the importance of teamwork, collaboration, and cooperation. It values team accomplishments more than individual achievements.
3. Here are three examples of behaviors that illustrate the difference between the two styles of management:
A Produce or Perish manager might motivate employees by offering individual incentives for high productivity and achievement, while a Team Manager might use team-based rewards to motivate employees to work together and support one another. A Produce or Perish manager might take a punitive approach to employee mistakes or failures, while a Team Manager would focus on learning from mistakes and encouraging employees to work together to find solutions to problems. A Produce or Perish manager might encourage competition among employees, while a Team Manager would foster a collaborative environment that promotes mutual respect, trust, and teamworkTherefore, the term Team Manager refers to an individual who manages and directs a team of people who are responsible for accomplishing specific goals. Produce or Perish management is a management style that emphasizes the importance of delivering results regardless of the means whereas team management emphasizes the importance of teamwork, collaboration, and cooperation.
for more such question on Manager
https://brainly.com/question/24708179
#SPJ8
an organization's ________ goals are official statements of what an organization says, and what it wants its stakeholders to believe its goals are.
a. implicit
b. stated
c. authentic
d. real
An organization's stated goals are official statements of what an organization says, and what it wants its stakeholders to believe its goals are.
Stated goals refer to the formal and publicized objectives that an organization communicates to its stakeholders, such as employees, customers, investors, and the general public. These goals are typically expressed in official documents like mission statements, vision statements, and strategic plans. Stated goals are important for setting a direction for the organization and shaping the perceptions and expectations of its stakeholders.
The purpose of stated goals is to provide a clear and coherent message about the organization's intentions and aspirations. They are often designed to inspire confidence, attract support, and guide decision-making within the organization. However, stated goals may not always align with the authentic or real goals of the organization. While organizations may publicly state certain goals, the actual goals and priorities pursued by the organization may differ due to various factors, such as internal dynamics, external pressures, or changing circumstances. Therefore, it is important to consider both the stated goals and the actions of the organization to gain a comprehensive understanding of its true intentions and objectives.
Learn more about stakeholders here: https://brainly.com/question/3044495
#SPJ11
What are the similarities and differences in the purchasing
functions at a for profit versus a not for profit organization?
Explanation:
I hope this answer is helpful ):The length of time for which a business summarizes financial information and reports its financial performance is called :__________
A fiscal term is the duration of time for which a company analyzes its financial information and reports its financial performance.
What exactly is the distinction between a financial statement and a financial performance?The balance sheet, income statement, and statement of cash flows are financial statements that are used to evaluate overall financial performance. Financial performance indicators are quantitative measurements used to assess how well a company is performing. The income statement, balance sheet, and statement of cash flows are all needed financial statements. These three statements are instructive tools that traders can use to examine a company's financial soundness and provide a fast picture of a company's financial health and underlying worth. Financial performance is a comprehensive assessment of a company's entire position in areas such as assets, liabilities, equity, expenses, revenue, and overall profitability.
To know more about financial performance visit:
brainly.com/question/17307055
#SPJ4
Joe owns a business which produces wooden furniture he employs 20 workers in the production Department and three workers in the office is Joe pays all his workers wages which are calculated by time rate but he is thinking of changing to peace rate
Answer:
The peace rate will result in lower total wages than time rate.
Explanation:
Piece rate is a wages calculator in which labors are paid for the piece of work done by them. They are paid for the quantity of units produced irrespective of time consumed. Time rate is wage calculation method in which wages are calculated based on hours worked. The major disadvantage for this method is that labors can waste time making products due to securing high wage.
Which of the following jobs is expected to double in the next few years?
nurse
automobile mechanic
real estate salesperson
computer engineer
Answer:
real estate salesperson
Computer Engineer
I have to write at least 20 characters to post this.
Based on your budget, which transportation option is
the best financial decision for you? Explain your
answer in at least two sentences.
Answer:
Option C would be the best choice. Option A's monthly payment is too high. Option B's down payment is too high. Therefore Option C is the best option.
Explanation:
Which type of chart or graph shows data with distinct x and y values?
O a bar graph
O a scatter plot
O a line chart
O a pie chart
Answer:
A. a bar graph is the answer