Which of the following is NOT a factor that affects the price a company charges for a life insurancepolicy?A. The company's cost of doing business.B. The return on its investments.C. The mortality rate it expects among its policy holders.D. The policy features.E. All of these affect the price.

Answer:

False

Explanation:

In descriptive writing, the author uses details to express their ideas. They use words to evoke emotions and paint a picture of the message they are trying to convey.  

A business letter should be brief, concise, and clear. The author of a business letter should use as few words as possible to put their message across.  For this reason, descriptive writing is not good for business letters.

Answer:

false

Explanation:

The selection bias in this scenario is that the game designer is collecting feedback from her co-workers and from users who visit her personal website. This means that the sample of players who are providing feedback may not be representative of the larger population of potential players.

The co-workers may have a personal relationship with the game designer and may be more likely to give positive feedback, or may be more familiar with the game design process and thus better able to provide constructive feedback. Meanwhile, users who visit the designer's website may be more likely to have a particular interest in the game or in the designer's work, which could also bias their feedback.

To minimize selection bias, the game designer could try to gather feedback from a more diverse group of players. For example, they could recruit players through online gaming communities, social media, or other channels to ensure a broader range of opinions and experiences.

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For tax purposes, an s corporation is organized, reorganized and liquidated in a similar fashion to a corporation.

In general, a corporation is a type of company whose establishment is based on and is under the auspices of a legal institution. The establishment of this type of company has certainly been recognized and guaranteed for its accuracy legally, especially civil law which specifically addresses matters like this.

A corporation is a company consisting of a group or groups of individuals who have the same profession either from non-legal entity companies or from companies that are legal entities. Each of these individuals plays a very important role and participates actively in the course of the joint company that they participate in.

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A popular free online payment service that allows you to send money, and accepts payments without revealing your personal financial information is Pay- pal.

Personal information is refer to information related to banks that shows the financial position of an individual. This information includes the number or pin of debit cards or credit cards, statements of banks, and the transaction made.

Owned subsidiary of eBay pay-pal is referred to as an online service payment that is owned by eBay providing users with security by allowing them for making payments without revealing their personal financial information.

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Fiona's new balance would be $2,458. 94.

When a debit transaction takes place, money is withdrawn from the account. Thus the amount of money in the account would be reduced by the amount withdrawn. Debits would be withdrawn from the balance.

When a credit transaction takes place, money is deposited into the account. The amount of money in the account increases by the amount deposited. Deposits would be added to the balance.

New balance = 2324,41 - 89.56 - 225.14 + 475.12 - 25.89 = $2,458. 94.

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In ethics and economics, attempts by many pharmaceutical companies to influence the market through aggressive advertising and pricing strategies reflect a big clash between profit motives and societal needs.

Companies have a responsibility to their shareholders to maximize profits, they also have a duty to ensure that their products are affordable and accessible to those who need them. This clash often leads to debates about the role of government regulation, intellectual property rights, and corporate social responsibility in the pharmaceutical industry. Ultimately, finding a balance between these competing interests is crucial for promoting both innovation and affordability in healthcare.

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The things which people who are taking out a mortgage must agree to are:

According to the given question, we are asked to state the things which people who are taking out a mortgage must agree to and why they are essential for obtaining this loan.

As a result of this, we can see that when a person is taking out a mortgage loan, then he is expected to agee on the loan amount, the interest rate and the payment terms.

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Answer:

A loan amount,

Interest rate

Payment terms

Explanation:

Answer:

A. introduction

Answer:

$541.00

Explanation:

2164 / 4 = 541

Based on the calculation, Chinwe's quarterly payment would be equal to $541.00.

A quarterly payment can be defined as a cumulative total of monthly payments that are made by an individual or business organization, four (4) times in a year or an annual basis. This ultimately implies that, a quarterly payment would be paid in four (4) installments only.

Given the following data:

Debt = $2,164.00.

Quarterly payment = 2,164.00/4

Quarterly payment = $541.00.

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The statement that best  describes the future growth potential of the marketing, sales, and service career cluster is that  growth  is expected to grow much more quickly than average. Option D

While most people are aware of how crucial marketing and sales are to a company's growth, it can be difficult to stay current because what works today might not work tomorrow.

In the near future, the Marketing, Sales, and Service Career Cluster will see a significant increase in relevance. These industries are a part of the tertiary sector, which is expanding at the highest rate among the other two sectors.

Hence, this is also due to the fact that enterprises in this rapidly developing global environment depend on these industries for survival and expansion.

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Complete question

Which best describes the future growth potential of the Marketing, Sales, and Service career cluster?

Growth is expected to decline.

Growth is expected to grow less quickly than average.

Growth is expected to be about average.

Growth is expected to grow much more quickly than average.

Answer:

It serves as a plan for government spending each year

The major purpose of the federal government is to serve as a plan for government spending each year.

A federal budget refers to a plan for how the government will take in money.

It is revised every year and the purpose is to outline the budget for the nation's priorities for years.

It serves as a plan for government spending. Therefore, A is the correct option.

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I think it's

Work breakdown structure.

The consumer will change if the demand of product will increase or decrease.

The consumer are the people who buys or sells good for own use. The consumer number will change depending upon the demand of products. If the demand increases then the number of consumer will increase.

If demand of the product decreases then the consumer number will decrease. Economy will not work without consumer.

The demand will affect by some of the factors such as Income, consumer preferance, price and buyer's expectations. Demand of the product depend on the supply of products.

Therefore, The consumer will change if the demand of product will increase or decrease.

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A commonly calculated conversion from the list is shares. The answer to this question is option a.

Shares can be described as a unit that is called mutual funds. The owner of a share is regarded as a shareholder.

Shares can be converted to be money. Therefore it is the best answer to this question.

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The correct answer is Federal Deposit Insurance Corporation. The Federal Reserve System is made up of four groups: the Federal Reserve banks, the Board of Governors, the Federal Open Market Committee (FOMC), and the Advisory Councils.

The Federal Reserve banks are the 12 regional banks that serve as the central bank's operating arms. They carry out the Fed's monetary policy decisions, supervise and regulate banks, and provide services to banks and the U.S. Treasury. The Board of Governors is the seven-member group that oversees the Federal Reserve System. The members are appointed by the President and confirmed by the Senate to serve staggered 14-year terms. The Board sets monetary policy, supervises and regulates banks, and oversees the activities of the Federal Reserve banks. The FOMC is a 12-member group that makes decisions about monetary policy, including setting the target for the federal funds rate and buying and selling U.S. Treasury securities in the open market to influence interest rates.

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Answer:

This would observation, which is something most readers should be able to do

Explanation:

Answer:

sorry I didn't see your question

Explanation:

very very sorry for my information

Working capital situations can be treated differently based on the specific circumstances.

Working capital refers to the funds a company has available to cover its short-term expenses and obligations. There are several different situations that can impact a company's working capital, each requiring a different treatment.

If a company has excess working capital, it may choose to invest the funds in growth opportunities or pay down debt to reduce interest expenses. This can help to improve the company's financial position and increase its long-term profitability.

If a company has inadequate working capital, it may need to take steps to improve its cash flow. This can include reducing expenses, increasing sales, or seeking additional financing. In some cases, the company may need to sell assets or restructure its operations in order to improve its financial position.

If a company has negative working capital, it may need to take immediate action to address the situation. This can include negotiating with suppliers to extend payment terms, accelerating the collection of accounts receivable, or seeking emergency financing. Failure to address negative working capital can lead to bankruptcy or insolvency.

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Answer:

The appropriate response is "12.47%".

Explanation:

The given values are:

Borrowed amount,

= 152300

APR,

= 11.75%

i.e.,

= 0.1175

Now,

The effective annual rate will be:

= \((\frac{1+APR}{n} )^n\)

On substituting the given values, we get

= \((\frac{1+0.1175}{365} )^{365}\)

= \((\frac{1.1175}{365} )^{365}\)

= \(1.12466-1\)

= \(0.1247 \ or \ 12.47 \ percent\)

The total estimated CLV over a 5 year time horizon for someone who purchases a new vehicle at Eastern Motors is $2,609.92

Given,

Year time horizon = 5 year

Average vehicle sells for = $25,148

Margin = 8%

So, margin on selling vehicle = Average vehicle selling price * Margin = $25,148 * 8% = $2,011.84

Margin generated by 89% of people who return for service over 5 years = Number of times * Margin generated on each service = 7 * $96 = $672

Total estimated customer lifetime value (CLV)  at Eastern Motors = Margin on selling vehicle + (Margin generated by 89% of people who return for service over 5 years * 89%) +

(Margin generated by 226% of people who do not return for service over 5 years * 22%) = $2,011.84 + ($672 * 89%) + ($0 * 22%) = 2,609.92

Hence, the total estimated CLV over a 5 year time horizon for a person who purchases new vehicle at Eastern Motors is $2,609.92

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Explanation:

he has to take as much time as he can

A static budget is useful in controlling costs when cost behavior is: (b) fixed.

A static budget is prepared based on a single level of output and does not change with the actual level of output achieved. It is most effective when dealing with fixed costs, as these costs do not change with the level of production or output.

A static budget incorporates expected values about inputs and outputs that are conceived prior to the start of a period. It forecasts revenue and expenses over a specific period but remains unchanged even with changes in business activity.

A static budget helps to monitor expenses, sales, and revenue, which helps organizations achieve optimal financial performance. By keeping each department or division within budget, companies can remain on track with their long-term financial goals. A static budget serves as a guide or map for the overall direction of the company.

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Selena receives $43,300 from Douglas for her 30% stake in a partnership with $127,900 in net assets. After this transaction, the capital account of Douglas should have a account balance of $38,370.

Douglas's Capital account balance

= Net assets x30%

= $127,900 x 30%

= $31,875

Therefore, Douglas's capital account should have a credit balance of $38,370

A financial repository's account balance represents the amount of money there is at the end of the current accounting period. It is the sum net assets of the balance carried over from the previous month and the net difference between the credits and debits that have been recorded during any given accounting cycle.

The amount due or the net debt may be shown in an account balance. The former is frequently depicted in financial accounts that include net assets recurring bills, like those for utilities or gym memberships. The latter, on the other hand, is reflected in accounts with negative cash balances, such as bank overdrafts.

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Answer: The break-even point is 66 units.

Explanation:

The break-even point can be found by dividing total fixed costs by the difference between selling price and variable cost.

(fixed cost) / (sale price - variable cost)

1980 / (50 - 20) = 66 units

Salt & Battery must sell 66 units of product before breaking even.

If the world price of a pound of almonds is $4.50. Before Uruguay allowed trade in almonds, the price of a pound of almonds in Uruguay was $3.00. Once Uruguay began allowing trade in almonds with other countries, Uruguay began : exporting

Exporting can be defined as the way of sending goods produced or manufacture in your own country to another country.

Based on the scenario Uruguay  tend to began exporting almonds and the price of this almonds per pound in Uruguay increased to  the amount of $4.50 from $3.00.

Therefore we can conclude that Uruguay began exporting almonds.

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To calculate the percentage of the company's capital structure consisting of debt, we can use the Weighted Average Cost of Capital (WACC) formula:

WACC = (E/V) * Ke + (D/V) * Kd

Where:

E = Market value of equity

V = Total market value of the firm's capital structure (E + D)

Ke = Cost of equity

D = Market value of debt

Kd = Cost of debt

We are given the following information:

Dividend per share (D) = $1.75

Stock price = $20.75

Dividend growth rate = 6%

Tax rate = 25%

WACC = 12.80%

First, let's calculate the cost of equity (Ke) using the dividend discount model (DDM):

Ke = (D / Stock price) + Dividend growth rate

Ke = ($1.75 / $20.75) + 0.06

Ke = 0.0843 + 0.06

Ke = 0.1443 or 14.43%

Next, let's calculate the cost of debt (Kd) using the after-tax cost of debt:

Kd = Interest rate * (1 - Tax rate)

Kd = 0.11 * (1 - 0.25)

Kd = 0.0825 or 8.25%

Now, let's substitute the values into the WACC formula:

12.80% = (E/V) * 14.43% + (D/V) * 8.25%

We are trying to find the percentage of the company's capital structure consisting of debt (D/V). Rearranging the equation, we get:

(D/V) = (WACC - (E/V) * Ke) / Kd

Substituting the given WACC and calculated Ke values, we can solve for (D/V):

(D/V) = (0.128 - (1 - D/V) * 0.1443) / 0.0825

Simplifying the equation and solving for (D/V), we find:

(D/V) = 0.38 or 38%

Therefore, approximately 38% of the company's capital structure consists of debt.

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1. The employee and employer taxes are recorded once as credits and once as debits in the general journal because they have opposite effects on the financial statements. Employee taxes are credited to reduce the gross pay and increase the liabilities, while employer taxes are debited to increase expenses and decrease the assets.

2. Payroll Tax Expense account is used to record the total amount of payroll taxes that have been incurred during a specific period, while the tax payable accounts are used to record the amount of payroll taxes that are owed but have not yet been paid to the government. The Payroll Tax Expense account is used in the income statement to calculate the net income, while the tax payable accounts are reported as liabilities in the balance sheet until the taxes are paid.

The recording of taxes as debits and credits represent different parts of the transaction in the general journal. The Payroll Tax Expense account reflects the employer's tax on wages, while the Payroll Tax Payable accounts represent the total tax liability of the company.

Employee and employer taxes are recorded as both credits and debits in the general journal to reflect different aspects of the transaction. When the company pays its employees, the gross wages (including taxes to be paid by employees) are debited to Salary Expense, and credited to Salary Payable. The company also owes taxes on these wages, which is recorded as a debit in Payroll Tax Expense and a credit in Payroll Tax Payable.

The difference between the Payroll Tax Expense account and payroll tax payable accounts lies in their purpose. The Payroll Tax Expense account represents the cost of taxes for the employer, i.e., the employer's taxes on wages paid to employees. Meanwhile, Payroll Tax Payable accounts are liabilities representing the total amount the company owes to tax agencies for both the employee and employer taxes.

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