The total cost of principal, interest, down payment, and amount of intangible tax is $521,216.50. Downy’s down payment is 25% of the total cost of the home, which comes out to $70,750.
He also pays an intangible tax of 0.2% of the total cost of the home, which comes out to $566. His total up-front cost is then $71,316. The remaining cost of the home is $211,684, which he pays over the course of 25 years with a 7% fixed rate mortgage loan.
Over the course of the loan, Downy will pay $375,900 in interest in addition to the principal amount. This brings the total cost to $521,216.50.
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four reasons why Corona virus could be harmful to economic growth??
Answer:
Employees have to be let go because social distancing is a thing
Businesses are not getting enough customers because of quarantine, which leads to them shutting down
Factories that supply stores are shut down to prevent spread in factory lines
For those with computer jobs, working from home does not give an employee as much freedom with printing or scanning as it does at work, which slows down the completion of assignments and lowering the business`s dependability
A producer is someone who _____________. A. Makes a commodity available for sale or exchange B. Buys or trades in order to receive a commodity C. Is in the market for a commodity D. Receives a commodity from a business
Answer:
The correct answer is C because the producer creates products so they can sell it to other countries or places.
Explanation:
Answer:
A Makes a commodity available for sale or exchange
Explanation:
correct on edge
Maria is considering various business entity types in order to set up her new business. She wants to know which entities are subject to double taxation. You tell her that the entities subject to double taxation are:
Answer:
1. Corporations
2. Limited liability companies that are elected to be treated as corporations
Explanation:
Double taxation is when tax has to be paid two times on on the same particular source of income. A corporation pays tax at 2 levels. That is at the personal level and sat the business level. From dividends, taxes are paid by shareholders, corporations pay taxes on what they also warn annually.
Entities subject to double taxation includes, corporations and the limited liability companies treated as corporations.
According to the video, which factors often affect Government and Public Administration? Check all that apply. O world events O product sales O political changes O new employees
Answer: world events, political changes
world events and political changes. i answered it and got it right.
Explanation:
Answer:
world events and political changes
Explanation: he literally said it
Arguably, actions to cut carbon emissions and curb global warming right now have real costs for certain segments of the global population while the benefits of such actions are more abstract. How should we balance the tangible costs in the present and abstract consequences in the future when addressing climate change
If we don't act immediately, the harm will eventually be irreparable and impossible to repair in the future. In light of this, individuals ought to make a greater effort to learn about climate change.
By expenses, what do you mean?Costs are now the economic worth of purchases made for use by a company or other accounting activity of supplies, resources, labor, goods, equipment, and other items. It is the sum listed as the price on invoices and documented as an expenditure or commodity cost basis in bookkeeping records.
What do accounting costs entail?The phrase "cost" in accounting refers to the monetary amount spent on things like raw materials, machinery, supplies, services, labor, and goods. It is a sum of money that is accounted for in financial records as an expense.
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The changing use of ICT has had an impact on business. An example of this is the use of ____________________ ________________ to collect vast amounts
Answer:
ICT is use to collect vast amount of information about the person using technology
Explanation:
The ICT in business stands for Information and Computer Technology which includes all the technologies such media, mass communication, IT and etc
ICT is use to collect vast amount of information about the person using technology
ICT brings the huge benefits to the owner such as
ICT can store huge amount of informationrelative speed of processing the data is high.Less paper work and instant data sharing facility.Select the examples that best demonstrate likely tasks for Revenue and Taxation workers. Check all that apply.
Brenda works for the IRS reviewing paperwork.
Jenny reviews buildings to determine how much money they are worth
Luke administers tests for driver licenses.
Vernice negotiates with foreign officials in a U.S. embassy.
Kareem advises businesses to make sure they handle their finances correctly.
Parker takes notes during city council meetings and creates reports for council members.
Awnser: A, B, and E.
Answer:
a b e is correct
Explanation:
what are factors affect demand for labour
The factors that effect demand for labour are:
The quantity of a produt that labor produces
A change in the production process that uses more or less labor
A change in goverment policy that effects the quantity of labor
Plz help! Describe two ways commercial banks could lend euros to individuals and firms?
Answer:
A bank is a financial institution which is involved in borrowing and lending money. Banks take customer deposits in return for paying customers an annual interest payment. The bank then uses the majority of these deposits to lend to other customers for a variety of loans.
Commercial Bank
A bank is a financial institution which is involved in borrowing and lending money.
Firms
Answer:
Based on a common source of balance sheet data for four largest economies of the euro area over the period 1999-2011 the two main regularities were discovered first the effect of monetary policy on bank lending is significant and heterogeneous. Second,there is some evidence that monetary policy exerts larger effect on cooperative and saving banks with lower liquidity and less capital.
Explanation:
The SmartArt icon will allow you to include which of the following on a slide?
I think the answer is Graphs, I hope this helps
the budgeted income statement is prepared by integrating all of the following budgets except for the a.cash budget. b.selling and administrative expenses budget. c.cost of goods sold budget. d.sales budget.
The budgeted income statement is prepared by integrating all of the following budgets except for the cash budget. So, correct option is A.
The budgeted income statement is a financial statement that shows the expected revenue and expenses for a specific period, usually a year. It is an important tool for businesses to plan and control their operations, as it provides a comprehensive overview of the company's financial performance.
To prepare a budgeted income statement, various types of budgets are integrated, including the sales budget, cost of goods sold budget, and selling and administrative expenses budget.
These budgets provide information on expected sales, production costs, and operating expenses, which are then used to calculate the projected net income.
While the cash budget is also an important component of a company's overall financial planning process, it focuses specifically on cash flow and the company's ability to meet its financial obligations in the short term.
Therefore, the correct answer is A) cash budget, as it is not integrated into the budgeted income statement.
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You have a goal of having $180,000 four years from today. The return on the investment is expected to be 8% and will be compounded semi-annually. The amount that needs to be invested today is closest to: (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use appropriate factor(s) from the tables provided.)
$132,226.
$90,000.
$131,526.
$120,000.
$131,526
the closest amount that needs to be invested today is $131,526
To calculate the present value of the investment, we need to use the formula: PV = FV / \((1 + r/n)^(n*t)\), where PV is the present value, FV is the future value, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the time in years. Plugging in the given values, we get:
PV = 180,000 / (\(1 + 0.08/2)^(2*4)\)
PV = $131,526
Compound interest: It refers to the interest that is calculated not only on the principal amount but also on the accumulated interest of previous periods. In other words, it is the interest earned on interest.
Semi-annually: It means that the interest will be compounded twice a year, i.e., every six months.
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Trey has $5.00, he needs gas and he needs to eat lunch. He can only do one for $5.00 not both or part of both. Trey buys gas to go home. What is his opportunity cost? What is the alternative not chosen by trey?
Answer:
Tray's opportunity cost is not being able to purchase lunch, the alternative tray decided not to take would I assume to be just getting gas and to eat at his house.
The opportunity cost of buying gas is Trey would not be able to eat lunch. The alternative not chosen by Trey is eating lunch.
What is opportunity cost ?The value or advantage forfeited by engaging in a specific activity in comparison to engaging in an alternative activity is known as the opportunity cost of that activity. More effective implies that you forfeit the chance to engage in a different activity if you choose one.
Opportunity costs are the possible advantages that a person, investor, or company forgoes while deciding between two options. Opportunity costs are by definition invisible, making it simple to ignore them.
When the value of the next best alternative is computed and the alternative chosen, the term "opportunity cost" is used to explain it best.
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One of the mechanisms to replace poor management is to
A. fire the low-level workers who are inefficient.
B. fire the union leaders who create an environment of mistrust.
C. tender offers and mergers.
D. pay more to the senior management.
One of the mechanisms to replace poor management is to restructure the organization, implement new leadership strategies, and improve communication and collaboration within the company.
Replacing poor management is a crucial step in improving the performance and success of a business. Poor management can lead to inefficiencies, low morale, and a lack of trust among employees. In order to replace poor management, it is important to carefully consider the specific issues and challenges faced by the organization.
One of the mechanisms to replace poor management is to restructure the organization. This involves evaluating the current management structure and making changes to improve efficiency and effectiveness. restructuring may include reassigning roles and responsibilities, creating new positions, or even eliminating positions that are no longer necessary.
Another mechanism is to implement new leadership strategies. This could involve bringing in new leaders who have a proven track record of success and are able to inspire and motivate employees. It may also involve providing additional training and development opportunities for current leaders to enhance their skills and abilities.
Improving communication and collaboration within the company is also essential. This can be achieved through regular team meetings, open and transparent communication channels, and fostering a culture of trust and respect. By improving communication and collaboration, employees are more likely to feel valued and engaged, leading to increased productivity and overall success.
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One of the mechanisms to replace poor management is through tender offers and mergers, which involve acquiring or merging with other companies to bring in new leadership and management. Therefore, option C is correct.
Poor management refers to ineffective or inadequate leadership and decision-making within an organization that leads to suboptimal performance, low employee morale, and a lack of organizational effectiveness.
It may manifest as a failure to set clear goals and strategies, lack of communication and coordination, poor delegation and supervision, inadequate employee development and motivation, and a disregard for ethical principles.
Poor management can result in decreased productivity, increased costs, high employee turnover, and a negative impact on the overall performance and success of the organization.
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If you tell me a good counter to this argument fast, I'll give u brainliest + five star (HELP)
If a school duration is not year-round, then students will most likely forget alot of things they learned over school year.
We certainly blank out things over time, and there's no reason to evaluate that what students learn in school should be an exception.
What do you mean by Argument?Making an argument involves two or more individuals reacting to one another's claim and support for such a claim.
There are a few unusual reasons why the brain forgets, but the two main causes are decay and disuse. Decay is a natural process that refers to the gradual loss of information over time. When we first learn something, it is stored in our short-term memory, which is relatively small and can only hold a very small amount of information.
Therefore, The statement “If a school duration is not year-round, then students will most likely forget a lot of things they learned over the school year.” is correct.
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An international business is a firm that
Part 2
A. hires non-U.S. citizens.
B. produces a wide range of products.
C. is not from the United States.
D. engages in international trade or investment.
Option D: An international business is a firm that engages in international trade or investment.
Therefore, the correct answer is option D. An international business is a company that conducts business across national borders. This can include importing and exporting goods, investing in foreign markets, and operating in multiple countries.
It is not necessarily defined by the nationality of its employees, the range of products it produces, or the country in which it is headquartered. International business refers to the trade of goods, services, technology, capital and/or knowledge across national borders and at a global or transnational scale. It involves cross-border transactions of goods and services between two or more countries.
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if production displays economies of scale, the long run average cost curve is
If production displays economies of scale, the long-run average cost (LRAC) curve will be downward sloping. Economies of scale occur when increasing the scale of production.
leads to a proportionate decrease in average costs. As the firm expands its production and takes advantage of economies of scale, it benefits from cost efficiencies and increased productivity. The LRAC curve captures the relationship between the firm's scale of production and its average costs in the long run when all inputs can be adjusted. When economies of scale are present, the LRAC curve slopes downward because the average costs decrease as output increases. This is due to factors such as specialization, bulk purchasing discounts, improved technology, and spreading fixed costs over a larger production volume. As the firm experiences economies of scale, it can achieve cost advantages and potentially outcompete smaller firms in the industry. It allows for the production of larger quantities at a lower cost per unit, leading to higher profitability and a stronger market position. In summary, economies of scale result in a downward-sloping long-run average cost curve, indicating that as production increases, average costs decrease due to various efficiency gains and cost-saving opportunities.
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Which of the following best describes the purpose of an Egyptian pyramid?
A. the pharaoh's home
B. a monument to honor the gods
C. the pharaoh's burial chamber
D. a storage place for the pharaoh's treasures
Answer:
C. The pharaoh's burial chamber
Explanation:
The purpose of the Pyramids where for when the Pharaoh were to die they would be wrapped and put in a coffin and placed in the BURIAL CHAMBER will lots of treasures for the afterlife.
An economic result of the decrease in population as a result of the black death was?.
This terrible disaster was the Black Death. Peasants' salaries did rise as a result of the plague's population decline, though. Peasants started to experience a higher standard of living and more freedom as a result.
Even experts who are familiar with the broad strokes find the Black Death to be a surprise. Between 30 and 50 percent of Europe's population perished in the plague. Beginning in 1348 when the plague entered London, between 75 and 200 million individuals perished over the course of a few years.
There were numerous effects of this horrific tragedy. Wars stopped, and trade suddenly dropped, although these effects only lasted a short while.
Due to the deaths of so many workers, a more serious and long-lasting effect was the drastic reduction in the area under cultivation.
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PLEASE HELP :(
A transaction that involves investing cash in a business, why is it usually debited, shouldn't it be a decrease (credit)? Just a little confused.
explain why demand for a product is price inelastic
The quantity required for the price ratio is between 0 and 1 unit elastic, and inelastic demand is present.
What is demand?Demand is just a consumer's desire to buy products and services immediately and to pay the price associated with them. Demand can be defined as the number of things that consumers are prepared and willing to purchase at various prices within a specific time frame.
This often happens when a specific commodity or service is required and has no suitable alternatives. Gasoline, essential foods, and prescription medications are a few examples of products having inelastic demand.
Therefore, By, Demand for a product is price inelastic. The price ratio is between 0 and 1 unit elastic, and inelastic demand
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hi i needa gf im 16 im a kind loving caring person anyone 13 through 17
Answer:
r u a dude, cuz if u are then no, thx.
True or False: according to our lecture, doing research into industry trends is one way for a professional sales representative to position his/herself as an "equal" in a sales meeting
The coefficient of kinetic friction: Group of answer choices is in the direction of the frictional force is in the direction of the normal force is the ratio of force to area
The coefficient of kinetic friction is a term that describes the amount of friction between two surfaces when they are in motion relative to each other. It is represented by the symbol "μk" and is defined as the ratio of the force of kinetic friction between two surfaces to the normal force pressing the two surfaces together.
The direction of the frictional force is always in the opposite direction of the motion of the object. Kinetic friction is different from static friction, which occurs when two surfaces are at rest relative to each other. Kinetic friction is typically less than static friction because it is easier for two surfaces to continue sliding than to start sliding. The direction of the frictional force is an important concept in physics. It is always in the opposite direction of the motion of the object, which means that it acts to slow down or stop the motion of the object. For example, if a car is driving on a road, the frictional force between the tires and the road surface acts in the opposite direction of the car's motion, which helps to slow down or stop the car.
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At what point does an informal agreement become a binding
contract?
When one party makes an invitation and the other makes an offer
O When an offer is made by one party and the other party rejects the offer and makes a
counteroffer
O When one party makes an offer and the other party accepts that offer
O When consideration is provided by one of the parties to the contract
Answer: When consideration is provided by one of the parties to the contract
Explanation:
Consideration must be given to make a contract legally binding.
NEED HELP
Employees usually have options for how they will be paid. Most employers offer either a
BLANK or BLANK
, but there are also cases where employees are paid in BLANK
When there is a change in the estimated useful life of a depreciable asset, the accountant would: a. Calculate the change and apply it to all years-restating the previous years' financial statements as needed b. Calculate the change and apply it prospectively-making footnote disclosures if the change materially impacts the financial statements C. Calculate the change and apply it retrospectively-restating the previous years' financial statements as needed d. Calculate the change and record a one-time adjusting journal entry-debiting depreciation expense and crediting accumulated depreciation . A company owns a press that has a book value of $3,450. The asset is sold to a scrap dealer for $1,000 cash. The scrap dealer also gives the company spare parts worth $2,000 that can be used to repair its other fabrication equipment. When recording the entry, the accountant would record: a. A gain of $450 b. A gain of $2,450 C. A loss of $2,450 d. A loss of $450 Regarding a company's cost of capital, which statement is false: a. The cost of capital is the cost a company bears to obtain external financing b. Debt financing is the after-tax cost of borrowing money c. Equity financing is the cost investors expect when purchasing shares of stock d. The cost of capital is critical because it determines which long-term projects are profitable to undertake The average of the cost of debt and equity financing weighted by the proportion of each type of financing is referred to as: The weighted average cost of capital b. The debt to equity ratio c. The quick ratio d. The weighted average of debt to equity financing Goods acquired for use in the production of income are: a. Inventory b. Raw Materials c. Assets d. All of the above Goods held for sale in the normal course of business: Are called Inventory b. Are valued at market unless the historic cost is less c. Are listed as current assets which must be disposed of after 12 months d. Must be counted each month in order to determine the cost of goods sold D. When the seller of merchandise has no idea how many items have been sold and must perform a periodic inventory count to verify what inventory items have sold, we refer to this as: a. An unethical smoothing of financial information b. A perpetual inventory system c. A periodic inventory system d. The basis for a qualified opinion by the external auditor . Maintaining inventory records in the accounting system and recording purchases to an inventory account would indicate a company has: a. Ethical business transactions b. A perpetual inventory system c. A periodic inventory system d. An unqualified opinion from the external auditor Bears R Us Inc. has recently ceased manufacturing product A6745 and replaced it with product A7463 due to technological improvements. Sales of A6745 have dropped considerably in the last quarter. Bears R Us uses a perpetual inventory system. The appropriate accounting treatment would be to: a. Record the cost of remaining A6745 products to an inventory allowance account Dispose of product A6745 and record the cost against comprehensive income in the Equity section of the balance sheet b. Record the difference between the original selling price and the new discounted selling price to a discounts and allowance account using the Gross method d. Write down the inventory value to $0 and give the A6745 products away. LIFO layers are created in ending inventory when: The number of units purchased exceeds the number of units sold b. The number of units sold exceeds the number of units purchased The number of units sold equals the number of units purchased C. d. The number of units purchased less the number of units sold exceeds the marketing forecast for unit sales in the next 12 months. An advantage of LIFO is: a. The ending inventory balance agrees closely with current replacement cost b. There is a matching of current costs with current revenues c. LIFO liquidation can result in greatly decreased tax payments when inventory levels decline Inventory costs usually correspond with the physical flow of goods When considering Lower of Cost or Market, market is generally considered to be: a. The original price paid on the open market for inventory b. The replacement cost of inventory c. The net realizable value of inventory less a normal profit margin The net realizable value of inventory The limit that constrains the market value of inventory such that it does not exceed its net realizable value is called the: a. Replacement cost b. Market C. Floor d. Ceiling
When there is a change in the estimated useful life of a depreciable asset, the accountant would calculate the change and apply it prospectively-making footnote disclosures if the change materially impacts the financial statements. The correct option is B.
Calculation and application of change in estimated useful life of a depreciable asset.The change in the estimated useful life of a depreciable asset can impact the calculation of depreciation and change the amount of depreciation in the books. In the case of a change in the estimated useful life of a depreciable asset, the accountant would calculate the change and apply it prospectively-making footnote disclosures if the change materially impacts the financial statements.Recording the entry for selling an asset.
When an asset is sold, a gain or loss is recorded based on the sale price of the asset. In the given scenario, the press has a book value of $3,450 and is sold for $1,000 cash. The scrap dealer also gives the company spare parts worth $2,000 that can be used to repair its other fabrication equipment. The total proceeds of the sale amount to $3,000 ($1,000 cash + $2,000 worth of spare parts).The loss on the sale of the asset is calculated as follows:Loss on sale of the asset = Book value of the asset - Proceeds from the sale= $3,450 - $3,000= $450. Hence, the accountant would record a loss of $450.The false statement regarding a company's cost of capital is:The cost of capital is the cost a company bears to obtain external financing is a false statement. The correct statement is The cost of capital is the cost of financing a company's operations, including both equity and debt financing.Weighted Average Cost of Capital (WACC)The average of the cost of debt and equity financing weighted by the proportion of each type of financing is referred to as the weighted average cost of capital.Inventory and goods held for sale:Goods acquired for use in the production of income are assets. Goods held for sale in the normal course of business are called inventory. Periodic inventory system. When the seller of merchandise has no idea how many items have been sold and must perform a periodic inventory count to verify what inventory items have sold, we refer to this as a periodic inventory system. A perpetual inventory system, on the other hand, maintains a continuous record of inventory levels.Write down of inventory value Bears R Us Inc. has recently ceased manufacturing product A6745 and replaced it with product A7463 due to technological improvements. Sales of A6745 have dropped considerably in the last quarter. Bears R Us uses a perpetual inventory system. The appropriate accounting treatment would be to record the cost of remaining A6745 products to an inventory allowance account. LIFO layers are created in ending inventory when the number of units sold exceeds the number of units purchased. This results in a reduction of the inventory layers and may affect the cost of goods sold and gross margin of the company. Advantage of LIFO; An advantage of LIFO is that there is a matching of current costs with current revenues.Lower of Cost or Market: When considering Lower of Cost or Market, market is generally considered to be the net realizable value of inventory. This is the selling price of the inventory less the cost of disposal.The limit that constrains the market value of inventory such that it does not exceed its net realizable value is called the ceiling. The correct option is B.
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A company can buy a machine that is expected to have a three-year life and a $21,000 salvage value. The machine will cost $1,764,000 and is expected
to produce a $191,000 after-tax net income to be received at the end of each year. If a table of present values of $1 at 12% shows values of 0.8929 for
one year, 0.7972 for two years, and 0.7118 for three years, what is the net present value of the cash flows from the investment, discounted at 12%?
Multiple Choice
$105,214
$564 457
$615,438
$689,319
O $1,869,214
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The net present value of the cash flows from the investment, discounted at 12% is $564,457.
Explanation:
First, we need to calculate the annual cash flows:
Annual net income = $191,000
Add back depreciation (cost - salvage value / useful life) = ($1,764,000 - $21,000) / 3 = $581,000
Annual cash flow = $191,000 + $581,000 = $772,000
Using the present value table given:
PV factor for year 1 = 0.8929
PV factor for year 2 = 0.7972
PV factor for year 3 = 0.7118
NPV = (PV factor for year 1 x Year 1 cash flow) + (PV factor for year 2 x Year 2 cash flow) + (PV factor for year 3 x Year 3 cash flow) - Initial investment
NPV = (0.8929 x $772,000) + (0.7972 x $772,000) + (0.7118 x $772,000) - $1,764,000
NPV = $687,888 - $1,764,000
NPV = -$1,076,112
However, since the salvage value of $21,000 is not accounted for in the NPV calculation, we need to add it back to get the final answer:
NPV + Salvage value = -$1,076,112 + $21,000 = -$1,055,112
Finally, we need to consider that the question asks for the net present value (NPV) of the cash flows, not the total value. So we need to subtract the initial investment from the NPV:
Net present value of cash flows = NPV - Initial investment
Net present value of cash flows = -$1,055,112 - (-$1,764,000) = $708,888
Therefore, the correct answer is not listed in the multiple choice options.
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Madeline’s friends invited her to go to Cancun next year for vacation. She really wants to go, but she’s not sure if she can afford the $1,000 trip. She has $500 saved in her dresser and has one year to save the rest, but she’s not sure where to keep her money so she can maximize her savings. What is the best savings strategy for Madeline and why?
The best type of savings that Madeline would have would be the certificate of deposit.
What is savings?This is the action that has to do with actively saving up money or keeping money periodically for use at a later time period. The money that is kept is basically to be able to take care of unforeseen circumstances that may arise in the life of the person.
The certificate of deposit is the type of strategy that Madeline would be using to save up her money. This is because this strategy has a way of taking care of the issues that may come around later and still give her the the fixed time at the higher rate that would make her to leave the money for a year and still work for the other sum.
The best type of savings that Madeline would have would be the certificate of deposit.
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Which of the following is a way that a factory can help mitigate inflation?
•The factory can change production levels to meet demand to help
more product when demand rises.
• The factory can take out loans to invest in capital and cover operational cost during periods of inflation.
• The factory can hire more part-time workers compared to full-time workers to be more responsive to changing market conditions.
• The factory can develop a strict pricing model that illuminates any changes in prices.
One way that a factory can help mitigate inflation is the factory can develop a strict pricing model that illuminates any changes in prices. Option D is correct.
Developing a strict pricing model that illuminates any changes in prices can help a factory mitigate inflation. Inflation refers to the general increase in prices over time, leading to a decrease in the purchasing power of money.
By closely monitoring and adjusting prices in response to inflation, the factory can minimize the impact of rising costs on its operations and profitability.
This pricing model can involve regularly assessing input costs, such as raw materials and energy, and adjusting product prices accordingly. By staying proactive and reflective of changing costs, the factory can maintain its profit margins and competitiveness in the market, mitigating the negative effects of inflation.
Therefore, option D is correct.
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