To address the issue of lengthy calls due to reading a long text for customers signing up for a medical service. To tackle this problem, you can follow these steps:
1. Review and analyze the text: Identify the essential information that the customers need to know when signing up for the service.
2. Create a summarized version: Rewrite the text, keeping only the vital points. Ensure it is concise and clear without sacrificing important details.
3. Practice reading the shortened text: Time yourself while reading the new version to ensure it is significantly shorter than the original one. This will help in reducing call duration.
4. Communicate with customers: Inform the customers that you will be providing them with crucial information in a summarized form. Assure them that they can ask for clarification or additional information at any point during the call.
5. Read the text: Deliver the information to customers in a professional and friendly manner. Make sure to speak clearly and at an appropriate pace.
By following these steps, you can effectively communicate the necessary details to customers without prolonging the call duration, ultimately leading to a better customer experience.
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When Rosco was unable to pay the $1,000 he owed Lyden, Lyden agreed to let Rosco paint Lyden's house in payment. When Rosco finished painting Rosco's house, the original obligation was discharged by
Answer:
full (by painting his house)
Explanation:
When Rosco was unable to pay the $1,000 he owed Lyden, Lyden agreed to let Rosco paint Lyden's house in payment. When Rosco finished painting Rosco's house, the original obligation was discharged by full (by painting his house)
Reason -
(i.e. If Rosco is unable to pay $1000 then in that option he painted Lyden's house so he is discharged by painting his house )
list two examples of items that could be used as collateral for a secured loan.
The list two examples of items that could be used as collateral for a secured loan are cash in a savings account, a car, or even a home.
What is account?The entry of a transaction in a financial statement is referred to as a “account.” The account has been updated to reflect the debit and credit transactions. Assets, liabilities, revenue, equity, and expenses are all types of financial activity. This means the loan is guaranteed by something you own.
A secured collateral loan requires the borrower to use their assets as collateral (such as a car, house, or savings account) to "secure" the loan. In summary, secured loans necessitate collateral, but personal loan do not. The collateral is a pledge to the lender that if the borrowers fails to repay the loan, the lender would be able to repossess the asset.
As a result, the list of two examples of items that could be used as collateral for a secured loan are cash in a savings account, a car, or even a home.
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JB Enterprises has $2.5 million of current assets and $1.5 million of current liabilities. Therefore, their current ratio is 1.67. What would the current ratio be if they decide to use $500,000 of cash to reduce current accounts payable
The need for electrical craft workers
A. Is centered around Industrial electricians
B. Has peaked and will not need future workers
C. Continues to grow
D. Is limited to commercial electricians
The need for electrical craftworkers continues to grow. Option (c) is correct.
What do you mean by electrical craftworkers?An Electrical craftworker assists a skilled journey-level worker engaged in one of the electrical trades.
Electrical craft work involves the maintenance and construction of electrical systems for construction and facilities installation and maintenance of overhead or underground power distribution systems or shop repair activities. Apprentice training possibilities leading to craft perspectives are available in some departments.
Therefore, Option (c) is correct.
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What is the basis of the law of demand?
Group of answer choices
Self-interested behavior
Marginal utility
Utility curves
Market timing
market timing
Explanation:
because that way u wont miss customers
Suppose that a manager is managing a portfolio whose benchmark is the Barclays Capital Intermediate Aggregate Index, which has duration of 4.68. Suppose the market value of the portfolio on March 31, 2018 was $48,559,815. The portfolio duration is 2.97. Suppose the portfolio manager seeks to follow a duration matched strategy and therefore the portfolio’s target duration is the benchmark duration.
Explain how this can be done with the buying or selling of a $100,000 5-year Treasury note futures contract at price $112.79, and dollar duration of $6022. Show all calculations.
(10 marks)
The portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
To implement a duration-matched strategy, the portfolio manager aims to adjust the portfolio's duration to match the benchmark duration. In this case, the benchmark duration is 4.68, while the portfolio duration is 2.97.
To calculate the change in portfolio duration, we can use the formula:
Change in Duration = (Portfolio Duration - Benchmark Duration) * Portfolio Value
Change in Duration = (2.97 - 4.68) * $48,559,815 = -$8,206,705.95
Now, let's calculate the number of Treasury note futures contracts required to offset this duration mismatch:
Number of Contracts = Change in Duration / Dollar Duration per Contract
Number of Contracts = -$8,206,705.95 / $6,022 = -1362.82
Since the number of contracts cannot be negative, the portfolio manager needs to sell 1362 contracts.
To calculate the dollar value of the futures contracts, we multiply the number of contracts by the contract size:
Dollar Value of Contracts = Number of Contracts * Contract Size
Dollar Value of Contracts = 1362 * $100,000 = $136,200,000
Therefore, the portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
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Robert is a rancher. he was told about the usda farm service agency offerings. What can he use an approved loan for?
Robert is a rancher. He was told about the USDA Farm Service Agency offerings. He can use an approved loan for Building a new hay barn.
What kind of services does the USDA provide?We provide leadership on food, agriculture, natural resources, rural development, nutrition, and related issues based on public policy, the best available science, and effective management.
What does the USDA do for farmers?We maintain a strong and appropriate safety net for America's farmers, ranchers and growers which includes assistance to struggling industries, disaster assistance, and crop insurance, and provide technical assistance, access to credit, and help producers implement conservation practices.
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Which action was implemented in the Uruguay Round, finalized in December 1993?
a.
reduction in the protection for patents, trademarks, and copyrights
The action implemented in the Uruguay Round, finalized in December 1993, was a reduction in trade barriers and the creation of the World Trade Organization (WTO).
The Uruguay Round was a series of negotiations under the General Agreement on Tariffs and Trade (GATT) that resulted in significant advancements in global trade liberalization. The agreement aimed to reduce trade barriers, including tariffs and non-tariff measures, and establish new rules and disciplines for international trade.
While the Uruguay Round addressed various aspects of trade, including agriculture, services, and intellectual property, it did not specifically focus on the reduction of protection for patents, trademarks, and copyrights. Intellectual property rights were addressed separately in the Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS), which was also part of the Uruguay Round and provided enhanced protection and enforcement of intellectual property rights globally.
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You are a trainee sales manager with a retailing firm. Visit professional websites and discussion forums to find out how managers resolve problems related to transactions including cash, checks, debit cards, credit cards, discounts, layaway, Cash on Delivery, returns, gift certificates, and automatic fee withdrawals. You may also want to meet up with and talk to a store professional during their break times and seek input in person. Also, explain the technique to make change in counter transactions correctly.
Managers resolve transaction-related issues including cash, checks, debit cards, credit cards, discounts, deposits, cash on delivery, returns, gift cards and automatic fee withdrawals based on company policy.
Importance of company policy for decision makingThe organizational policy must be shared with all employees in a clear and objective way, in order to be a guide for behavior in the organization.
It will include the norms and rules to be followed in each organizational situation.
Considering Starbucks as the company of our research, through its website we can see that there is a guide with the terms and conditions for using the Starbucks card.
Therefore, each rule must be clearly exposed to stakeholders, and each issue related to financial transactions exposed in pre-established legal documents, in order to be a protection for the organization and for the clients.
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.Others at work see me as assertive. need answers for application
Answer:
yes
Explanation:
It is an ability to defend your rights without hurting those of others. An assertive person, therefore, is the one who can express his emotions, needs, and opinions to others without being forceful in any way
what is the biggest health concern for employees of this company when it comes to technology
and what is a strategy the company could put in place to lower this risk?
Yelppp
Answer:Robots replace humans
Explanation:tjeteare will always remains some jobs woch can be done only by human hand.
Question 2. Small Town Sweets—audit planning analytics (4%)
Small Town Sweets is based in Molong, NSW, and produces a range of high-quality confectionery for the East Coast market. Small Town Sweets operates in a low-margin environment, which typically means that large volumes are required to cover overhead costs and generate profits. It also means that overheads need to be kept under control to ensure that a net profit is generated from its operations. Debt is also kept to a minimum to ensure that interest costs are low and that there is sufficient margin to protect solvency during downturns.
The company did not reach industry profitability benchmarks in the previous year and budgeted to do better in the current year. It thought that it could do so by keeping its costs down in relation to sales while allowing its gross margin to drop, evidently planning to generate a larger volume of sales. The company also planned to better manage its working capital by reducing inventory and accounts receivable levels, indicating that it expected to produce a healthy cash flow to enable it to do so. As part of the planning process MCA has produced the following analytical information:
Ratio Actual Budgeted Prior Year Industry
Return on equity % 12.9 16.6 14.8 15.5
Return on total assets % 10.7 14.2 13.1 14.5
Gross margin % 8.5 9.0 9.5 9.0
Marketing expense/sales % 2.6 1.8 2.0 2.2
Admin expenses/sales % 1.6 1.6 1.8 2.0
Interest coverage ratio 5.4 8.1 6.4 6.0
Days in inventory 33.1 30.4 31.1 30.0
Days in accounts receivable 50.0 48.0 49.7 45.0
Current ratio 1.3 1.2 1.2 1.5
Quick asset ratio 0.81 0.77 0.77 1.0
Debt to equity ratio 0.51 0.33 0.41 0.40
Required
With reference to ASA 315 and the information above, identify and justify:
the three ratios that would be of most interest in the planning of the audit.
the account balance that is most at risk for each ratio identified in 1.
the assertion most at risk for each account balance identified in 2.
Answer this question using the following headings:
1. Ratio
2. Account balance
3. Assertion
Ratio:
a) Return on equity %
b) Days in inventory
c) Days in accounts receivable
Account balance:
a) Net income
b) Inventory
c) Accounts receivable
Assertion:
a) Existence
b) Valuation
c) Completeness
Justification:
Ratio:
a) Return on equity %: Return on equity is a key profitability ratio that measures the company's ability to generate profits for shareholders. It is of interest to auditors as it provides insight into the effectiveness of the company's management team in generating profits. A lower than expected return on equity could indicate mismanagement or fraudulent activity.
b) Days in inventory: Days in inventory is a ratio that measures the average number of days it takes for inventory to be sold. It is of interest to auditors as it provides insight into the efficiency of the company's inventory management system. A high number of days in inventory could indicate that inventory is not being managed efficiently, leading to potential overstatement of inventory and understatement of cost of sales.
c) Days in accounts receivable: Days in accounts receivable is a ratio that measures the average number of days it takes for customers to pay their bills. It is of interest to auditors as it provides insight into the efficiency of the company's accounts receivable management system. A high number of days in accounts receivable could indicate that the company is not collecting receivables in a timely manner, leading to potential overstatement of accounts receivable and understatement of bad debts.
Account balance:
a) Net income: Net income is the primary measure of a company's profitability. It is at risk if the return on equity ratio is lower than expected, as it may indicate mismanagement or fraudulent activity.
b) Inventory: Inventory is a major component of cost of sales and is at risk if the days in inventory ratio is higher than expected, as it may indicate potential overstatement of inventory and understatement of cost of sales.
c) Accounts receivable: Accounts receivable represent amounts owed to the company by customers. They are at risk if the days in accounts receivable ratio is higher than expected, as it may indicate potential overstatement of accounts receivable and understatement of bad debts.
Assertion:
a) Existence: The existence assertion is at risk for net income if the return on equity ratio is lower than expected, as it may indicate mismanagement or fraudulent activity.
b) Valuation: The valuation assertion is at risk for inventory if the days in inventory ratio is higher than expected, as it may indicate potential overstatement of inventory and understatement of cost of sales.
c) Completeness: The completeness assertion is at risk for accounts receivable if the days in accounts receivable ratio is higher than expected, as it may indicate potential overstatement of accounts receivable and understatement of bad debts.
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What levels of risk does investing in the stock generally carry
medium
medium, high,
low, high
or low?
Low, high levels of risk does investing in the stock generally carry. Over the long term, stocks have the highest potential for growth for investors. Investors who have chosen to hold onto stocks for an extended length of time—say let's 15 years.
Typically been rewarded with robust, profitable returns. Utilize your associated banking account to open a risk and trading account. Access that trading account. Choose the shares you want to purchase or sell. Make sure you have the necessary investing funds in your account to purchase the shares stocks. taking dividends in— Many stocks distribute dividends, which are based on the company's earnings per share.
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in what type of economy do people/companies, make the most of the decisions involving the three basic economic questions
In a market economy, individuals and businesses tend to decide on the three fundamental economic issues the most.
In a market economy, people and companies make the most decisions involving the three basic economic questions: what to produce, how to produce it, and for whom to produce it. In this type of economy, prices and the forces of supply and demand guide decision-making, allowing individuals and companies to make choices based on their own self-interest. The government's role in a market economy is limited, as individuals and companies are largely responsible for determining what goods and services are produced and how they are distributed. This allows for greater efficiency and innovation, as companies are incentivized to produce goods and services that are in high demand and to do so in the most cost-effective manner possible.
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Suppose that any number of identical boats can fish along the North Carolina coast. The value of fishing (V) per boat as a function of the number of boats (N) is defined as V = 10 - 2N. The marginal value (MV) to the fishery of an additional boat is defined as MV = 10 - 4N. For each boat, the costs of fishing (C) are $2. What is the socially efficient number of boats in the fishery?
The socially efficient number of boats in the fishery can be determined by equating the marginal value (MV) to the costs of fishing (C).
MV = C
10 - 4N = 2
Simplifying the equation, we have:
4N = 8
N = 2
Therefore, the socially efficient number of boats in the fishery is 2. This means that to achieve social efficiency, there should be two boats fishing along the North Carolina coast. At this number of boats, the marginal value to the fishery (MV) is equal to the costs of fishing (C), ensuring that the benefits derived from fishing are maximized and costs are minimized for society as a whole.
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debbie is applying for a gas card. If she gets approved, what type of credit will it most likey be?
Answer:
debt
Explanation:
If you make 75 cents on every appetizer and sell 1,200 appetizers in a month, and you make $6 every entree and sell 175 per month , which is more profitable
A) appetizers
B) entrees
Answer:
B) entrees
Explanation:
The profit from the sale of every appetizer is 75 cents, which is equivalent to $0.75
Profits from the sale of 1,200 appetizers
=$0.75 x 1,200
=$900
Profit per entree is $6
profit from 175 entrees
=175 x $6
=$1,050
entrees have higher profits than appetizers
Answer:
b. entrees
Explanation:
Compare two similar companies or products based on their consumers (audience), costs, communications (customer service), and convenience (relevance). When you are finished comparing, explain which product is better for people like yourself.
Answer:
i need this too
Explanation:
when using ratios to discover financial statement fraud, what is typically the most important aspect to evaluate?
When using ratios to detect financial statement fraud, one of the most important aspects to evaluate is the consistency and trend of the ratios over time.
Analyzing the changes and patterns in financial ratios can help identify potential anomalies or irregularities that may indicate fraudulent activities. Significant and sudden fluctuations in key ratios, such as profitability, liquidity, or solvency ratios, can be red flags for financial statement manipulation.
Additionally, comparing the company's ratios to industry benchmarks or similar companies can provide insights into whether the reported figures are within expected ranges. Overall, the focus is on identifying inconsistencies and deviations from expected patterns in the financial ratios, which can help uncover potential financial statement fraud.
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. You use the utility company’s budget plan for paying your home heating bills. You pay $75 per month for 9 months. Your actual bills are: $28.95, $46.15, $68.46, $109.34, $115.26, $94.19, $75.66, $51.97, $49.16. Compute the average for 9 months.
Answer:
$71.01
Explanation:
An average is a number expressing the central or typical value in a set of data, in particular the mode, median, or (most commonly) the mean, which is calculated by dividing the sum of the values in the set by their number.
Given
September, $28.95;
October, $46.15;
November, $68.46;
December, $109.34;
January, $115.26;
February, $94.19;
March $75.66;
April, $51.97; and
May, $49.16.
Step two:
Total amount= 28.95+46.15+68.46+109.34+115.26+94.19+75.66+51.97+49.16= 639.14
Total number of monts= 9
Average= 639.14/9
Average= $71.01
midge feels that the price of gold is going to fall because inflation is on the decline. to profit from her prediction, assuming she is correct, midge should
Yes, Midge should sell short a futures contract today to profit from her prediction that the price of gold will fall due to declining inflation.
Selling short a futures contract involves selling a commodity, such as gold, that the seller does not currently own. The seller agrees to deliver the commodity at a future date, anticipating that its price will decline. If Midge believes that the price of gold will fall due to declining inflation, selling short a gold futures contract would allow her to profit from this prediction.
By selling short a futures contract, Midge can take advantage of falling gold prices. If the price does indeed decrease as she predicts, she can buy back the futures contract at a lower price and make a profit on the difference. This strategy allows Midge to benefit from her anticipation of declining inflation and the subsequent impact on the price of gold.
However, it's important to note that selling short carries risks. If Midge's prediction is incorrect and the price of gold rises instead, she could potentially incur losses. Therefore, careful analysis and consideration of market conditions and trends are crucial when engaging in futures trading to maximize the chances of making profitable trades.
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The Complete question is
Midge feels that the price of gold is going to fall because inflation is on the decline. To profit from her prediction, assuming she is correct, Midge should sell short a futures contract today.
Suppose that the four firms are colluding by acting like a monopolist, with each firm producing one-fourth of the market output. If one of the firms cheats on the cartel agreement and produces an additional unit of output, the profits of each of the compliant firms go from:
Complete Question
The complete question is shown on the first uploaded image
Answer:
the correct answer is (b) decrease from $16 to $14
Explanation:
In order for profit to be maximized by a monopolist quantity produce will be MR = MC
from above graph MR = MC when Quantity = 8. As they are all producing equal portion of market output Hence Each firm will produce Q = 8/4 = 2 units.
When Market quantity = 8 then price they are getting = 12 per unit (From demand curve)
As there is no fixed cost and MC is constant => Total variable cost = MC*Q = 4Q
=> Total cost(TC) = Total fixed cost + total Variable cost = 0 + 4Q = 4Q
Total revenue = Price * quantity = PQ = 12Q
Hence Profit = 12Q - 4Q = 8Q and as Q = quantity per firm = 2
=> Profit they are earning = 8*2 = 16.
Now Suppose one firm cheats and hence now total quantity produces and sold = 2*3 + 3 + 9.
When Market quantity = 9 then price they are getting = 11 per unit (From demand curve).
Now, Profit = TR - TC = 11Q - 4Q = 7Q and Q remains same for those firms who didn't cheat.
So, Now profit = 7Q = 7*2 = 14.
Thus, If one of the firms cheats on the cartel agreement and produces an additional unit of output, the profits of each of the non cheating firms will decrease from $16 to $14.
Which quality of accounting information states that the information is verifiable and is not subject to opinion.
Reliability!
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_____ identifies the major tasks, duties, and responsibilities that are components of a job.
A job description identifies the major tasks, duties, and responsibilities that are components of a job.
A job description is a document that outlines the essential functions and responsibilities associated with a specific job role. It serves as a written summary of the job's key elements and provides a clear understanding of the expectations and requirements for the position. The purpose of a job description is to communicate the job's scope, objectives, and essential functions to potential candidates, employees, and other stakeholders.
A well-crafted job description typically includes information such as job title, summary of the role, key responsibilities, required qualifications, skills, and competencies, as well as any physical or environmental requirements. It helps in attracting qualified candidates, serves as a basis for performance evaluations, and provides guidance for employee development and career progression.
a job description is an important tool used by organizations to define and communicate the major tasks, duties, and responsibilities associated with a job. It plays a crucial role in various aspects of human resource management, including recruitment, performance management, and employee development. By clearly outlining the expectations for a particular job role, it helps ensure alignment between the organization's needs and the employees' understanding of their responsibilities.
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Determine the effective annual yield for each investment. Then select the better investment. 13% compounded monthly; 13.25% compounded annually Click the icon to view some finance formulas.
The effective annual yield for the investment compounded monthly at 13% is approximately 13.798%, while the effective annual yield for the investment compounded annually at 13.25% is 13.25%. Therefore, the better investment option would be the one compounded monthly at 13%.
To calculate the effective annual yield, we need to consider the compounding frequency. For the investment compounded monthly at 13%, we use the formula:
Effective Annual Yield = (1 + (interest rate / number of compounding periods))^number of compounding periods - 1
In this case, the interest rate is 13% and the number of compounding periods is 12 (since it's compounded monthly). Plugging in the values, we get:
Effective Annual Yield = (1 + (0.13 / 12))¹² - 1 = 0.13798, or approximately 13.798%
For the investment compounded annually at 13.25%, the effective annual yield is simply equal to the stated interest rate, which is 13.25%.
Comparing the two effective annual yields, we can see that the investment compounded monthly at 13% has a slightly higher yield than the investment compounded annually at 13.25%. Therefore, the better investment option would be the one compounded monthly at 13%.
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I will give out the brain thing (idk what it’s called) to whoever has the best answer on getting it. It can be serious, funny, sad, etc. Good luck!
Buy a visa card from a store add money on it and buy brain thing with it
Table 1 contains information about the number of new business start-ups in four cities in the UK in 2016.
Using the information in Table 1, calculate, to 2 decimal places, the number of new start-ups in Birmingham as a percentage of the number of new start-ups in London. You are advised to show your workings.
The number of start-ups in Birningham as a percentage of the start-ups in London is 8.51%.
What are percentages?
Percentage is a measure of frequency. It is the fraction of an amount that is usually expressed as a number out of hundred. The sign used to represent percentages is %.
The number of start-ups in Birningham as a percentage of the start-ups in London = (17473 / 205320) x 100 = 8.51%
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The data show the
number of railroad crossing accidents for the 50 states
of the United States for a specific year. Construct a
histogram, frequency polygon, and ogive for the data.
Comment on the skewness of the distribution. (The data
in this exercise will be used for Exercise 14 in this
section.)
Class limits Frequency
1–43 24
44–86 17
87–129 3
130–172 4
173–215 1
216–258 0
259–301 0
302–344 1
Answer:
I hope this helps
Explanation:
216-258 0
whats the difference between life values and work values
Answer:
life values: are things you respect in your rights as a human
Authenticity Adventure Balance.
Bravery Compassion Challenge.
Citizenship Community Creativity.
Curiosity Determination Fairness.
Freedom Friendships Fun.
Generosity Growth Honesty.
Integrity Justice Kindness.
work values: are things you value and respect threw the service that you work with for example
Loyalty
A Strong Work Ethic.
Dependability and Responsibility.
Possessing a Positive Attitude.
Adaptability.
Honesty and Integrity.
Self-Motivated.
Motivated to Grow and Learn.
Strong Self-Confidence.
the original cost of the asset less the accumulated depreciation is the
Answer:
Book value
Explanation:
The Net Cost is the derived after the accumulated depreciation is deducted from original cost of the asset.
The Net cost is what is been derived after taking into account depreciation on the assets.
In other word, the Net cost refers to the gross cost of an object which is reduced by any expenses incurred from owning the object.
The Net cost will be derived after the gross cost of an office equipment minus the its salvage value.
Therefore, the Net Cost is the derived after the accumulated depreciation is deducted from original cost of the asset.
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