A bank's reserve ratio is 10 percent and the bank has $5,000 in deposits. Its reserves amount to a. $500. b. $50. c. $4,500. d. $4,950.
Answers
If a bank's reserve ratio is 10 percent and it has $5,000 in deposits, its reserves amount to $500.
To calculate the reserves of a bank, we multiply the deposit amount by the reserve ratio. In this case, the reserve ratio is 10 percent, which can be written as 0.10 in decimal form. Multiplying $5,000 by 0.10 gives us $500. Therefore, the bank's reserves amount to $500. This means that the bank must hold $500 in reserves and can lend out the remaining $4,500 (the difference between the deposits and reserves) to borrowers or invest in other assets.
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Related Questions
You decide to sell short 300 shares of Charlotte Horse Farms when it is selling at its yearly high of $49. Your broker tells you that your margin requirement is 65 percent and that the commission on the purchase is $525. While you are short the stock, Charlotte pays a $2.35 per share dividend. At the end of one year, you buy 300 shares of Charlotte at $34 to close out your position and are charged a commission of $520 and 9 percent interest on the money borrowed. What is your rate of return on the investment? Do not round intermediate calculations. Round your answer to two decimal places.
______%
Answers
After shorting 300 shares of Charlotte Horse Farms at $49, receiving $705 in dividends, and paying $1,045 in commissions and interest, the total gain/loss is $3,300. With an initial investment of $14,700, the rate of return is approximately 22.45%.
ee
To calculate the rate of return on the investment, subtract the commissions, interest, and initial investment from the sum of dividends received and the change in position value. The total gain/loss is $3,300 ($705 - $1,045 - $860 + ($14,700 - $10,200)).
The initial investment is $14,700. Divide the total gain/loss by the initial investment and multiply by 100 to get the rate of return. The rate of return is approximately 22.45%.
Therefore, After shorting 300 shares of Charlotte Horse Farms at $49, receiving $705 in dividends, and paying $1,045 in commissions and interest, the total gain/loss is $3,300. With an initial investment of $14,700, the rate of return is approximately 22.45%.
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why is saving, spending and investing important? long summary
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Hope this helps
Jones corporation reported current assets of $193,000 and current liabilities of $137,000 on its most recent balance sheet. the working capital is:________
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The working capital of Jones Corporation, with current assets of $193,000 and current liabilities of $137,000 on its most recent balance sheet, is $56,000.
What is the working capital?The working capital is the difference between current assets and current liabilities.
The working capital represents the funds available for meeting short-term obligations.
Some of the items used for calculating the working capital include:
Cash and Cash EquivalentsAccounts ReceivableInventoryAccounts Payable.Data and Calculations.Current assets = $193,000
Current liabilities = $137,000
Working capital = $56,000 ($193,000 - $137,000)
Thus, Jones' working capital is $56,000.
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joe and his wife are both retired and they live on social security. when asked about their greatest economic worry both replied inflation. why?
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when joe and his wife are both asked about their greatest economic worry both replied inflation because while people of all ages have problems, people over 65 often have a harder time because they are often on fixed incomes, unable to increase their pay overtime or bonuses.
Social Security benefits are paid to the elderly and disabled, and to their spouses, children, and survivors. A person must pay into the Social Security program while they are working and earn 40 credits in order to qualify for benefits. The amount of benefits a person receives depends on their earnings history, the year they were born, and the age when they started applying for Social Security.
A major concern for retirees is how inflation affects their purchasing power. This is true even if inflation remains low as retirees continue to spend even if their income has decreased or stopped. The Center for Retirement Research at Boston College found that retirees tend to eat less when they are not retired, although this depends on their income and health.
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a variance is the difference between standard and actual prices and quantities. is this statement true or false?
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A variance is a difference between standard and actual prices and quantities. is this statement. True
amount or amount is a belonging that could exist as a large number or significance, which illustrate discontinuity and continuity. quantities may be in comparison in phrases of "greater", "much less", or "same", or through assigning a numerical price more than one of a unit of size. Mass, time, distance, warmness, and perspective are many of the familiar examples of quantitative properties. quantity is most of the fundamental lessons of things along side great, substance, change, and relation. a few portions are such through their inner nature (as range), whilst others characteristic as states (residences, dimensions, attributes) of things consisting of heavy and light, lengthy and short, vast and slim, small and fantastic, or tons and little.
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Question 7 of 10
What is the primary advantage of having a compensation budget?
O A. It allows a company to keep wages low.
B. It allows a company to plan for salary adjustments.
C. It allows government agencies to inspect a company's books.
D. It allows managers to fire employees to meet their budget.
SUBMIT
Answers
The primary advantage of having a compensation budget is it allows a company to plan for salary adjustments. (option b)
What is a compensation budget?A compensation budget is the budget of a company that contains information about the base salary of employees, bonuses commissions and the rate at which the compensation of employees would be increased with the passage of time. Compensation is a powerful tool that can be used to motivate employees. Thus it is important for employee's compensation to be adequately planned.
A compensation budget is important because it provides an avenue to plan and pace the rate of increase in the compensation of employees. A compensation budget is also a way for the company to plan for its future use of cash.
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A Web site's Terms of Use grants the Web site the right to do what?
0
use your personal information in its advertisements
O sell its users' personal information to third parties for them to market to specific customers
O use its users' posts and photographs to gather information about its consumers
o both the first and third answers
Answers
it might be d because b isnt correct and the A and c are correct so im thinking therfor the answer is d
Answer:
both the first and third answers
Explanation:
I tried answering "use its users' posts and photographs to gather information about its consumers" and it was wrong, and then I retook the quiz and answered "sell its users' personal information to third parties for them to market to specific customers" and it was wrong. I know they can sell your information to make targeted ads, so it must be the answer that says "both the first and third answers".
Could someone help me please?
Answers
Answer: Yes Definitely. But i need the question
Explanation:
you can get the solution on Brainly straightly.
After the subsidy, parts of the areas of consumer surplus and producer surplus overlap. Why does this overlap occur?
Government encouragement of additional production and consumption increases the gains from trade. The gains in consumer surplus and producer surplus outweigh the cost of the subsidy. The presence of government money in the market allows both consumer surplus and producer surplus to increase
Answers
After the subsidy, parts of the areas of consumer surplus and producer surplus overlap because of the government encouragement of additional production are increased, and the presence of government money in the market allows both consumer surplus and producer surplus to increase.
The subsidy is an amount of money paid by the government to producers or consumers of a product to keep prices lower than they would be under normal market conditions. This increases the amount of the good that is produced and consumed. This results in increased benefits to both the producers and consumers of the product.
The subsidy causes the demand curve to shift outward, increasing the quantity demanded of the product. This increase in demand raises the price of the product. The increase in demand also increases the supply of the product, which lowers the price of the product. As a result, the producer surplus increases, and the consumer surplus decreases.The government can use the subsidy to encourage production and consumption of a good. This results in an increase in the gains from trade. The gains in consumer surplus and producer surplus outweigh the cost of the subsidy. The presence of government money in the market allows both consumer surplus and producer surplus to increase.
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how to construct the balance sheet
Answers
Answer:
Explanation:
The balance sheet is based on the fundamental equation: Assets = Liabilities + Equity. As such, the balance sheet is divided into two sides (or sections). The left side of the balance sheet outlines all of a company's assets
A password that contains full sentences or lines from a favorite movie or book is called a
•catchphrase
•moviebook
•passbook
•passphase
Answers
Answer:
passphrase is the correct answer
Answer: passphrase
Explanation:
I did the exam
porter's paleale is considering small-scale entry into the european market. what would be a disadvantage of small-scale entry for this firm?
Answers
This company's difficulties in gaining market share and securing first-mover benefits is a drawback of the small-scale entrance.
A more subdued introduction enables the company to grow without causing a stir, learn about the market, and reduce consumer exposure. Small-scale market entry may also make it more difficult for the company to gain market share due to its lack of dedication to the industry.
There are not many resources available to small firms. They have a limited budget for research in science and technology. Small-scale industries impede the development of technology and the industrial sector.
The cost of manufacturing per unit increases when labor costs increase, there is minimal room for labor division, and fewer machines are used.
Like large-scale industries, small-scale production cannot economically use byproducts. Small-scale businesses frequently throw away byproducts.
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2.economic resources have a price above zero because group of answer choices a. there are no other use for them. b. they cannot be easily moved from place to place. c. otherwise they would not be able to satisfy human wants. d. they are unlimited in supply. e. they are relatively scarce.
Answers
Economic resources have a price above zero because they are relatively scarce
What is Economic resource?Economic resource is a factor of production used to produce goods and services. It includes both natural resources (raw materials) and human resources (labor and capital). Natural resources are those that are found in nature such as land, water, air, and minerals. Human resources are the labor, knowledge, and capital that people bring to the production process. Economic resources also include the infrastructure and technology that enable production. For example, factories, machinery, and communication networks are economic resources that can be used to produce goods and services. Economic resources are limited and are used to meet the needs and wants of consumers. As such, they must be managed and allocated efficiently to ensure that the greatest benefit is gained from them.
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Which of the following should employers prevent in order to ensure the safety and health of workers in regards to machine guarding?
A) Providing employees with safe tools and equipment
B) Providing employees with personal protective equipment
C) Allowing workers to use a machine without training
D) Ensuring employees are trained in hazard recognition
———————————————
Which of the following types of machine guard is generally preferred because of its simplicity and durability?
A) Interlocked
B) Fixed
C) Self-adjusting
D) Adjustable
Answers
Answer:
1st C 2nd one B
Explanation:
Answer:
1.) C 2.) B
Explanation:
Choose the response that correctly completes the following sentence. A guaranteed payment is made to a general partner: From the profits of the partnership, and the payment is subject to self-employment tax From the profits of the partnership, and the payment is NOT subject to self-employment tax. Without regard to the income of the partnership, and the payment is subject to self-employment tax. Without regard to the income of the partnership, and the payment is NOT subject to self-employment tax. Mark for follow up
Answers
A guaranteed payment made to a general partner is typically made from the profits of the partnership, and the payment is subject to self-employment tax.
When a guaranteed payment is made to a general partner, it is usually sourced from the profits of the partnership. A guaranteed payment is a predetermined amount that a partner is entitled to receive, regardless of the partnership's income. This payment serves as compensation for the partner's services or use of capital in the partnership.
Importantly, because a guaranteed payment represents compensation for services rendered, it is subject to self-employment tax. Self-employment tax is a tax that covers Social Security and Medicare contributions for individuals who are self-employed, including partners in a partnership. It is calculated based on the partner's share of net earnings from self-employment.
The option that correctly completes the sentence is: "From the profits of the partnership, and the payment is subject to self-employment tax." This accurately reflects the typical treatment of guaranteed payments made to general partners.
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Suppose you want to be elected as a mayor in your locality. Prepare a written speech for presenting it before your voters in 250 words
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Answer:
I respectfully present myself before you now as a candidate for mayor in our community. My objective is to build a community that is safe, active, and affluent.
My top priority is safety. I intend to increase law enforcement, prevent crime, and foster confidence between the police and our communities.
Participation is essential. I will listen to your concerns, include you in decision-making, and maintain open communication channels such as town halls and internet forums.
Our environment is important. I will campaign for sustainable development, the preservation of green places, and the use of renewable energy.
Education is essential. I plan to invest in schools, work with educators, and create chances for vocational training.
Economic development is critical. To enhance our economy and infrastructure, I will attract firms, support local businesses, and create jobs.
Together,Gentlemen and ladies,
I respectfully present myself before you now as a candidate for mayor in our community. My objective is to build a community that is safe, active, and affluent.
My top priority is safety. I intend to increase law enforcement, prevent crime, and foster confidence between the police and our communities.
Participation is essential. I will listen to your concerns, include you in decision-making, and maintain open communication channels such as town halls and internet forums.
Our environment is important. I will campaign for sustainable development, the preservation of green places, and the use of renewable energy.
Education is essential. I plan to invest in schools, work with educators, and create chances for vocational training.
Economic development is critical. To enhance our economy and infrastructure, I will attract firms, support local businesses, and create jobs.
Together,Gentlemen and ladies,
I respectfully present myself before you now as a candidate for mayor in our community. My objective is to build a community that is safe, active, and affluent.
My top priority is safety. I intend to increase law enforcement, prevent crime, and foster confidence between the police and our communities.
Participation is essential. I will listen to your concerns, include you in decision-making, and maintain open communication channels such as town halls and internet forums.
Our environment is important. I will campaign for sustainable development, the preservation of green places, and the use of renewable energy.
Education is essential. I plan to invest in schools, work with educators, and create chances for vocational training.
Economic development is critical. To enhance our economy and infrastructure, I will attract firms, support local businesses, and create jobs.
Together,Gentlemen and ladies,
I respectfully present myself before you now as a candidate for mayor in our community. My objective is to build a community that is safe, active, and affluent.
My top priority is safety. I intend to increase law enforcement, prevent crime, and foster confidence between the police and our communities.
Participation is essential. I will listen to your concerns, include you in decision-making, and maintain open communication channels such as town halls and internet forums.
Our environment is important. I will campaign for sustainable development, the preservation of green places, and the use of renewable energy.
Education is essential. I plan to invest in schools, work with educators, and create chances for vocational training.
Economic development is critical. To enhance our economy and infrastructure, I will attract firms, support local businesses, and create jobs.
Together, we can overcome challenges. With your support, I will be a mayor who listens, acts, and brings positive change to our community.
Thank you, and let's work towards a brighter future!
an example of a personal skill is
Answers
Answer:
Well, Personal skills refer to the inner abilities. Examples of personal skills include the ability to communicate with others, Leadership skills, or Management skills.
Uses of sensors to control manufacturing processes include: Multiple select question. the measurement of the thickness of material measuring humidity handcrafting a pair of shoes framing a house
Answers
Uses of sensors to control manufacturing processes will include
materials that are measured in their thicknessInfrared spectroscopyChecking humidityThis is further explained below.
What are sensors?Generally, sensor is simply defined as a device that records and reacts to the detection or measurement of a physical attribute.
In conclusion, Sensors will be used to regulate manufacturing processes that incorporate materials that are measured in thickness. Spectroscopy in the infrared Observing the relative humidity
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Market failures A. prevent the price system from attaining economic efficiency. B. are usually caused by government interference in the economy. C. encourage people to purchase more of a good than they really want. D. encourage businesses to produce more of a good than they really want to.
Answers
Answer:
A
Explanation:
Market failure is the economic situation defined by an inefficient distribution of goods and services in the free market.
PLEASE HELP ME
The law of demand states that:
A. demand for a product rises when its supply rises.
B. demand for a product falls when its price falls.
C. demand for a product rises when its price falls.
D. demand for a product rises when its supply falls.
Answers
Answer:
C
I hope it helps, sry if it doesn't!
I don't rly know how to explain it tho
Explanation:
3. Of the following provisions that might be found in a bond indenture, which would tend to reduce the coupon interest rate on the bond in question?
a
A subordination clause in a debenture.
b
A call provision.
c
A convertible feature.
d
Having relatively few restrictive covenants.
e.
All of the above.
Answers
The bond in question's coupon interest rate would typically be reduced by a convertible feature.
Define the term "convertible feature"?An asset that can be changed by the shareholder into common stock is known as a convertible, which can be a bond, preference share, or other type of financial instrument. Convertible securities aren't considered to be either debt or equity; rather, they're viewed as a cross between the two groups because they have the cash flow characteristics of both bonds and stocks.
What distinguishes a convertible bond from other bonds?An investment that may be converted into a predetermined number of shares of common stock is known as a convertible bond. It pays fixed-income interest payments. During the bond's term, the bond can be converted into stock at precise points at the bondholder's option.
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Why is Sudan important to the United States?
Answers
Since 2011, the United States and Sudan have had a positive trade balance in goods.
Briefing:-The United States and the Common Market for Eastern and Southern Africa have a trade and investment framework agreement, and Sudan is a member of that organization. The Department's Key Officers List contains a list of the principal embassy representatives.
What makes Sudan unique?However, the ancient Nubian civilization erected around 200 pyramids in Sudan, more than in Egypt, starting as early as 2500 BC. The most well-known location in the nation is arguably the UNESCO-listed Archaeological Sites of the Island of Meroe.
Why does the United States support Sudan?The execution of the north-south Comprehensive Peace Agreement that results in a peaceful Sudan after 2011 or an orderly road toward two separate and viable states at peace are the three main goals of U.S. aid to Sudan. The other two goals are to support regional stability.
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Which three characteristics help identify a business opportunity? (Choose three)
Answers
The characteristics that help to identify a business opportunity includes
when it is measurablethe market availabilitythe timing of the opportunity.What is a business opportunity?It refers to a packaged business investment that does allows a potential buyer to begin a business.
In conclusion, the identification of a business opportunity is important because it informs about the best moment to start a business.
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_____________ is an example of a process improvement technique.
Answers
Kaizen is an example of a process improvement technique.
Kaizen is a Japanese term that means "continuous improvement" and is widely used as a process improvement technique in various industries. It focuses on making incremental changes to processes and systems to enhance efficiency, quality, and overall performance.
The Kaizen approach involves engaging employees at all levels of an organization to identify areas for improvement, brainstorm ideas, and implement small, manageable changes. It emphasizes the importance of ongoing, gradual improvements rather than drastic or disruptive transformations. By encouraging a culture of continuous improvement, Kaizen aims to create a mindset of seeking opportunities for optimization and efficiency in all aspects of an organization's operations.
Kaizen utilizes various tools and methodologies such as value stream mapping, 5S (Sort, Set in Order, Shine, Standardize, Sustain), Kanban, and Poka-Yoke (error-proofing). These techniques help analyze processes, eliminate waste, streamline workflows, and improve overall productivity.
Overall, Kaizen is a systematic and collaborative approach to process improvement that empowers employees, fosters a culture of continuous learning, and drives incremental enhancements in efficiency, quality, and customer satisfaction.
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An investor holds a ford bond with a face value of $5000, a coupon rate of 8. 5%, and semiannual payments that matures on january 15, 2029. How much will the investor receive on january 15, 2029?.
Answers
The investor would get $5212.5 in return. The bond will expire on January 15, 2029.
Define investor.An investor is a person who invests money in the hope of making money in the future or in order to acquire an advantage (interest). The investor frequently purchases various types of property using this assigned funds. Investments can be made in equities, debt, securities, real estate, infrastructure, money, commodities, tokens, and derivatives like put and call options, futures, and forwards, among other things. Investors in the primary and secondary markets are not distinguished in this concept. In other words, both individuals who contribute money to a corporation and those who purchase shares are considered investors. Shareholders are investors who own stock.
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What is meant by circulator?
Answers
This capital budgeting technique calculates a discount rate that should be compared to a firm's cost of capital to determine whether a capital project should be accepted or rejected.A. Replacement decision
B. Net present value
C. NPV profile
D. Post-audit analysis
E. Internal rate of return
F. Capital budgeting
G. Independent project
H. Payback period
I. Required rate of return
J. Modified internal rate of return
Answers
This capital budgeting technique calculates a discount rate that should be compared to a firm's cost of capital to determine whether a capital project should be accepted or rejected is E) Internal rate of return.
The internal rate of return (IRR) is a capital budgeting technique that calculates the discount rate at which the net present value (NPV) of a project is equal to zero. In other words, it is the discount rate that makes the present value of a project's cash flows equal to its initial investment.
The IRR is then compared to the firm's cost of capital to determine whether a capital project should be accepted or rejected. If the IRR is greater than the firm's cost of capital, the project is considered acceptable, and if the IRR is lower, the project is rejected.
The IRR helps in evaluating the profitability and viability of a capital project by considering the time value of money and provides an important decision-making tool for firms in capital budgeting decisions.
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What is the FIRE movement?
Answers
Answer:
The FIRE movement is a lifestyle movement with the goal of gaining financial independence and retiring early.
What are net benefits?
Answers
Prompt What is an economy?
Answers
Answer:
An economy is the large set of inter-related production and consumption activities that aid in determining how scarce resources are allocated.